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Mortgage Lenders and Brokers in Scottsdale, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Scottsdale, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2902 N Scottsdale Rd, Scottsdale, AZ 85251A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.32551 N Scottsdale Rd, Scottsdale, AZ 85266A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA23435 N Pima Rd, Scottsdale, AZ 85255A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA10075 E Via Linda, Scottsdale, AZ 85258A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA11624 E Shea Blvd, Scottsdale, AZ 85259A+5.0 ★Texas Ratio: 3.54%, Sunflower Bank, N.A.Sunflower Bank, N.A.7047 E Greenway Pkwy, Scottsdale, AZ 85254A5.0 ★Texas Ratio: 10.77%, PNC Bank N.A.PNC Bank N.A.7155 E Thunderbird Rd, Scottsdale, AZ 85254A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.7375 E Doubletree Ranch Rd, Scottsdale, AZ 85258A+5.0 ★Texas Ratio: 3.72%, MidFirst BankMidFirst Bank10725 N Scottsdale Rd, Scottsdale, AZ 85254A+5.0 ★Texas Ratio: 4.93%, and Flagstar Bank NAFlagstar Bank NA6900 E Camelback Rd, Scottsdale, AZ 85251D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Scottsdale, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scottsdale are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Scottsdale, Arizona

Market share is the lender's share of all home loans closed in Scottsdale, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 16 offices in Scottsdale 2902 N Scottsdale Rd, Scottsdale, AZ 85251 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	209 +18 HELOCs	4.6%	91.3%	$1,085,334	View
US Bank, N.A. 7 offices in Scottsdale 32551 N Scottsdale Rd, Scottsdale, AZ 85266 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	111 +46 HELOCs	2.4%	84.8%	$1,052,027	View
Wells Fargo Bank NA 11 offices in Scottsdale 23435 N Pima Rd, Scottsdale, AZ 85255 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	82	1.8%	80.6%	$977,804	View
Bank of America NA 10 offices in Scottsdale 10075 E Via Linda, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	75 +153 HELOCs	1.6%	91.5%	$1,275,266	View
BMO Harris Bank NA 6 offices in Scottsdale 11624 E Shea Blvd, Scottsdale, AZ 85259 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	42 +72 HELOCs	0.9%	80.8%	$1,155,000	View
Sunflower Bank, N.A. 1 office in Scottsdale 7047 E Greenway Pkwy, Scottsdale, AZ 85254 A5.0 ★Texas Ratio: 10.77%	Conventional, VA, Jumbo	36	0.8%	94.7%	$1,117,222	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 7 offices in Scottsdale 7155 E Thunderbird Rd, Scottsdale, AZ 85254 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	23 +41 HELOCs	0.5%	95.8%	$1,166,739	View
Zions Bancorporation, N.A. 1 office in Scottsdale 7375 E Doubletree Ranch Rd, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	19 +45 HELOCs	0.4%	66.7%	$1,852,894	View
MidFirst Bank 3 offices in Scottsdale 10725 N Scottsdale Rd, Scottsdale, AZ 85254 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	15 +11 HELOCs	0.3%	94.4%	$1,855,666	View
Flagstar Bank NA 2 offices in Scottsdale 6900 E Camelback Rd, Scottsdale, AZ 85251 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	12 +4 HELOCs	0.3%	63.2%	$1,050,000	View
Umb Bank NA 2 offices in Scottsdale 7555 E Redfield Rd, Scottsdale, AZ 85260 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	11 +35 HELOCs	0.2%	100%	$655,000	View
Bankers Trust Company 1 office in Scottsdale 18750 N Hayden Road, Scottsdale, AZ 85255 A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.1%	100%	$1,383,000	View
First Ciitizens Bank and Trust 1 office in Scottsdale 14650 N Northsight Blvd, Scottsdale, AZ 85260 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	4 +7 HELOCs	0.1%	100%	$975,000	View
Columbia Bank 1 office in Scottsdale 8501 N Scottsdale Road, Scottsdale, AZ 85253 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.1%	100%	$2,407,500	View
Alerus Financial NA 1 office in Scottsdale 17045 N Scottsdale Rd, Scottsdale, AZ 85255 A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo, HELOC	2 +39 HELOCs	0%	100%	$1,355,000	View
Commerce Bank 2 offices in Scottsdale 7600 E Doubletree Ranch Rd, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	66.7%	$845,000	View
Fifth Third Bank, National Association 2 offices in Scottsdale 14801 N Scottsdale Rd, Scottsdale, AZ 85254 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$865,000	View
First Western Trust Bank 1 office in Scottsdale 7025 N Scottsdale Rd, Scottsdale, AZ 85253 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	2	0%	100%	$1,405,000	View
Tradition Capital Bank 1 office in Scottsdale 14850 N Scottsdale Rd Ste 100, Scottsdale, AZ 85254 A+5.0 ★Texas Ratio: 1.76%	Conventional, Jumbo	2	0%	100%	$4,080,000	View
Western State Bank 1 office in Scottsdale 7001 N Scottsdale Rd, Scottsdale, AZ 85253 A5.0 ★Texas Ratio: 6.13%	Conventional, Jumbo	2	0%	100%	$685,000	View
Academy Bank, N.A. 2 offices in Scottsdale 23399 N Scottsdale Road, Scottsdale, AZ 85255 A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	2	0%	100%	$815,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	81	1.8%	100%	$620,555
Homeowners Financial Group, LLC	Conventional, VA, Jumbo	34	0.7%	97.1%	$672,941
Shea Mortgage Inc.	Conventional, VA, Jumbo	13	0.3%	100%	$760,384
Saygo Home Loans, LLC	Conventional, Jumbo	2	0%	100%	$1,175,000
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	56 +43 HELOCs	1.2%	93.3%	$761,250	View
Arizona Financial Credit Union 3396 N Hayden Rd, Scottsdale, AZ 85251 6627 A+5.0 ★Texas Ratio: 1.69%	Conventional, VA, Jumbo, HELOC	50 +48 HELOCs	1.1%	79.7%	$560,600	View
Oneaz Credit Union 16600 N Scottsdale Rd, Scottsdale, AZ 85254 A+5.0 ★Texas Ratio: 4.17%	Conventional, Jumbo, HELOC	34 +36 HELOCs	0.7%	75%	$775,000	View
Truwest Credit Union 7333 N Via Paseo Del Sur, Scottsdale, AZ 85258 3743 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo, HELOC	22 +63 HELOCs	0.5%	80.6%	$846,363	View
Desert Financial Credit Union 8220 E Via Paseo Del Norte, Scottsdale, AZ 85258 3732 A+5.0 ★Texas Ratio: 2.04%	Conventional, Jumbo, HELOC	20 +397 HELOCs	0.4%	71.4%	$686,500	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	13 +17 HELOCs	0.3%	100%	$808,076	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	7	0.2%	87.5%	$135,000	View
First Credit Union 475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65%	Conventional	6	0.1%	100%	$423,333	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.1%	100%	$1,369,000	View
Credit Union West 14601 N Scottsdale Rd Ste 115, Scottsdale, AZ 85254 2984 A+5.0 ★Texas Ratio: 2.78%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.1%	55.6%	$421,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	5	0.1%	71.4%	$129,000	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$158,333	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA, Jumbo	3	0.1%	100%	$985,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional, Jumbo	3	0.1%	100%	$1,121,666	View
Goldwater Bank, N.A. 10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20%	Conventional, Jumbo	1	0%	50%	$2,315,000	View
Unison Bank 1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0%	100%	$1,625,000	View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	87 +29 HELOCs	1.9%	90.7%	$572,586
NOVA Financial & Investment Corporation	Conventional, FHA, Jumbo, HELOC	29 +3 HELOCs	0.6%	88.2%	$598,793
Peoples Mortgage Company	Conventional, FHA, Jumbo	16	0.4%	94.4%	$616,875
Altitude Financial Corporation	Conventional, FHA, Jumbo	13	0.3%	100%	$691,153
Champions Funding, LLC	Conventional, Jumbo	7	0.2%	63.6%	$903,571
Sun American Mortgage Company	Conventional	4	0.1%	80%	$247,500
Oaktree Funding Corp	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.1%	100%	$1,451,666
New West Lending, Inc.	Conventional, FHA	2	0%	100%	$620,000
Geneva Financial LLC	Conventional	2	0%	100%	$165,000
Peak Residential Lending Inc	Conventional	1	0%	100%	$325,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	562 +52 HELOCs	12.4%	89.5%	$710,925
Rocket Mortgage	Conventional, FHA, VA, Jumbo	440	9.7%	82.2%	$456,181
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	118	2.6%	85.5%	$714,576
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	115 +2 HELOCs	2.5%	95.9%	$657,695
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	111 +10 HELOCs	2.4%	94.1%	$855,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	90 +16 HELOCs	2%	92.8%	$776,444
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	75 +22 HELOCs	1.6%	95.2%	$839,666
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	69	1.5%	94.9%	$563,115
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	57 +5 HELOCs	1.3%	98.3%	$1,465,877	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, Jumbo	55	1.2%	96.5%	$602,636	View
Newrez LLC	Conventional, FHA, VA, Jumbo	49	1.1%	80.3%	$698,469
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	43 +1 HELOCs	0.9%	95.7%	$1,396,395	View
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	42	0.9%	100%	$793,571
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	41 +6 HELOCs	0.9%	80.4%	$397,926
Nexera Holding LLC	Conventional, Jumbo	41	0.9%	93.3%	$1,056,707
Primelending	Conventional, VA, Jumbo	36	0.8%	93%	$529,444
Nationstar Mortgage	Conventional	34	0.7%	78.3%	$295,294
Paramount Residential Mortgage	Conventional, VA, Jumbo	33	0.7%	100%	$711,060
Union Home Mortgage Corp.	Conventional, FHA, Jumbo, HELOC	28 +1 HELOCs	0.6%	93.3%	$535,714
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, VA, Jumbo	28	0.6%	96.6%	$608,928	View
Nations Lending Corporation	Conventional, Jumbo	28	0.6%	100%	$674,285
Kind Lending, LLC	Conventional, VA, Jumbo	26	0.6%	72.2%	$623,461
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	26	0.6%	96.3%	$1,355,769	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	25 +23 HELOCs	0.5%	66.7%	$467,400
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	25 +3 HELOCs	0.5%	80.6%	$510,200
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	24	0.5%	88.9%	$641,250
Spring Eq, LLC	Conventional, Jumbo, HELOC	23 +32 HELOCs	0.5%	34.3%	$168,913
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, Jumbo	23	0.5%	95.8%	$941,956	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA, Jumbo	22	0.5%	71%	$254,090	View
Deephaven Mortgage LLC	Conventional, Jumbo	21	0.5%	72.4%	$1,036,904
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	21	0.5%	84%	$640,714
Ark-La-Tex Financial Services LLC	Conventional, VA, Jumbo	20	0.4%	100%	$823,500
Freedom Mortgage Corporation	Conventional, FHA, VA	19	0.4%	78.6%	$447,631
Provident Funding Associates	Conventional	19	0.4%	100%	$552,894
Waterstone Mortgage Corporation	Conventional, Jumbo	19	0.4%	95%	$879,210
Direct Mortgage Loans, LLC	Conventional, VA, Jumbo	18	0.4%	100%	$713,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	17	0.4%	95.5%	$629,705	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	16	0.4%	94.4%	$760,625	View
Mayo Employees Federal Credit Union	Conventional, Jumbo	16	0.4%	94.1%	$628,750
Zillow Home Loans, LLC	Conventional, Jumbo	16	0.4%	94.1%	$468,125
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	14 +4 HELOCs	0.3%	100%	$1,077,142	View
Cornerstone First Mortgage, LLC	Conventional, Jumbo	14	0.3%	93.3%	$1,052,142
Alliant Credit Union	Conventional, Jumbo, HELOC	13 +38 HELOCs	0.3%	92.9%	$1,033,461
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	13	0.3%	82.4%	$988,076
Citadel Servicing Corporation	Conventional, Jumbo	13	0.3%	93.8%	$1,261,923
Lower, LLC	Conventional, Jumbo	13	0.3%	93.3%	$516,538
Nbkc Bank	Conventional, VA, Jumbo	12	0.3%	92.3%	$685,833
Sierra Pacific Mortgage Co. Inc	Conventional	12	0.3%	100%	$538,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	12	0.3%	80%	$938,333	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	12	0.3%	92.3%	$1,264,166	View
Arc Home LLC	Conventional, Jumbo	11	0.2%	91.7%	$1,209,545
Bay Equity LLC	Conventional, FHA, Jumbo	11	0.2%	84.6%	$598,636
Premier Lending Inc.	Conventional, VA, Jumbo	11	0.2%	100%	$1,285,000
Guaranteed Rate Affinity, LLC	Conventional, HELOC	10 +3 HELOCs	0.2%	90.9%	$372,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA, Jumbo	10	0.2%	100%	$842,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	10	0.2%	76.9%	$2,219,000	View
JMAC Lending, Inc.	Conventional, Jumbo	10	0.2%	83.3%	$804,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	9 +15 HELOCs	0.2%	76.9%	$177,222
RBC Bank (Georgia), N.A.	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.2%	75%	$860,555
Fundloans Capital	Conventional, Jumbo	9	0.2%	100%	$1,402,777
Sage Home Loans Corporation	Conventional	9	0.2%	81.8%	$462,777
Synergy One Lending, Inc.	Conventional, VA, Jumbo	9	0.2%	81.8%	$973,888
Prosperity Home Mortgage, LLC	Conventional, Jumbo	9	0.2%	100%	$525,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	9	0.2%	81.8%	$709,444
Better Mortgage Corporation	Conventional, HELOC	8 +8 HELOCs	0.2%	61.5%	$446,250
American Financial Resources LLC	Conventional	8	0.2%	100%	$371,250
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA, Jumbo	8	0.2%	100%	$557,500	View
Canopy Mortgage, LLC	Conventional	8	0.2%	100%	$530,000
Planet Home Lending, LLC	Conventional, VA, Jumbo	8	0.2%	88.9%	$752,500
Lendsure Mortgage Corp.	Conventional, Jumbo	8	0.2%	100%	$1,341,250
FirstBank	Conventional, Jumbo, HELOC	7 +18 HELOCs	0.2%	70%	$1,200,714
Evo Home Loans, LLC dba Epiq Lending	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.2%	80%	$512,142
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.2%	32.1%	$453,571
Resicentral LLC	Conventional	7	0.2%	100%	$412,142
HomeXpress Mortgage Corp.	Conventional, Jumbo	7	0.2%	63.6%	$1,423,571
Nqm Funding, LLC	Conventional, Jumbo	7	0.2%	77.8%	$990,714
Discover Bank	Conventional	7	0.2%	20.6%	$132,142
Cardinal Financial Company, Li	Conventional, Jumbo	7	0.2%	87.5%	$525,000
ClearEdge Lending LLC	Conventional, Jumbo	7	0.2%	87.5%	$1,269,285
Cake Mortgage Corp.	Conventional, Jumbo	7	0.2%	87.5%	$1,122,142
Trustone Financial Credit Union	Conventional, HELOC	6 +6 HELOCs	0.1%	100%	$148,333
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	6	0.1%	100%	$2,375,000	View
Greenstate Credit Union	Conventional, VA, Jumbo	6	0.1%	100%	$835,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional	6	0.1%	90%	$523,333	View
Nfm, Inc	Conventional, Jumbo	6	0.1%	100%	$690,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	6	0.1%	75%	$873,333
Mortgage Research Center	VA, Jumbo	6	0.1%	54.5%	$1,026,666
First International Bank & Trust	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.1%	83.3%	$1,937,000
Amerisave Mortgage Company	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.1%	13.2%	$233,000
Home Mortgage Advisors, LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.1%	100%	$883,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.1%	83.3%	$1,049,000
Envoy Mortgage, Ltd	Conventional, VA	5	0.1%	100%	$225,000
Taylor Morrison Home Funding, Inc.	Conventional, Jumbo	5	0.1%	83.3%	$1,011,000
American Financial Network, Inc.	Conventional, VA, Jumbo	5	0.1%	100%	$1,403,000
First State Bank of St Charles	Conventional	5	0.1%	100%	$643,000
Securitynational Mortgage Company	Conventional, FHA, Jumbo	5	0.1%	71.4%	$799,000
Stg Mortgage Inc	Conventional, Jumbo	5	0.1%	100%	$549,000
Universal Lending Corporation	Conventional, FHA, VA	5	0.1%	100%	$301,000
FineMark National Bank & Trust	Conventional, Jumbo	5	0.1%	100%	$1,645,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	5	0.1%	83.3%	$1,087,000	View
Towne Mortgage Company	Conventional, FHA, VA	5	0.1%	100%	$439,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	5	0.1%	100%	$363,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	5	0.1%	100%	$621,000	View
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	4 +15 HELOCs	0.1%	50%	$450,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	4 +8 HELOCs	0.1%	66.7%	$302,500
AmWest Funding Corp	Conventional, HELOC	4 +3 HELOCs	0.1%	100%	$442,500
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.1%	83.3%	$1,332,500	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	4	0.1%	100%	$2,455,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, Jumbo	4	0.1%	80%	$975,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	4	0.1%	100%	$715,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.1%	100%	$487,500	View
Click n' Close, Inc.	Conventional, FHA	4	0.1%	80%	$282,500
Basis Home Loans LLC	Conventional	4	0.1%	100%	$645,000
Vellum Mortgage, Inc.	Conventional, FHA, VA, Jumbo	4	0.1%	100%	$900,000
Castle & Cooke Mortgage, LLC	Conventional, Jumbo	4	0.1%	100%	$645,000
Summit Funding.Inc	Conventional, Jumbo	4	0.1%	100%	$942,500
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional, Jumbo	4	0.1%	100%	$725,000	View
Compass Mortgage, Inc.	Conventional, Jumbo	4	0.1%	100%	$852,500
21St Mortgage	Conventional	4	0.1%	100%	$52,500
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	3 +10 HELOCs	0.1%	100%	$511,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +9 HELOCs	0.1%	66.7%	$235,000	View
Goodleap, LLC	Conventional, HELOC	3 +8 HELOCs	0.1%	80%	$475,000
American Airlines Federal Cred	Conventional, HELOC	3 +3 HELOCs	0.1%	100%	$411,666
Bank of Colorado	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.1%	100%	$1,568,333
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$685,000	View
Originpoint, LLC	Conventional, Jumbo	3	0.1%	75%	$648,333
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	3	0.1%	100%	$708,333	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	3	0.1%	100%	$871,666	View
Everett Financial, Inc.	Conventional, Jumbo	3	0.1%	75%	$625,000
Watermark Capital, Inc.	Conventional, Jumbo	3	0.1%	100%	$771,666
AAA Capital Investment, Inc	Conventional, Jumbo	3	0.1%	100%	$681,666
Equity Prime Mortgage LLC	Conventional, FHA, VA	3	0.1%	100%	$685,000
PHH Mortgage Corporation	Conventional	3	0.1%	50%	$291,666
Loanunited.Com, LLC	Conventional	3	0.1%	100%	$485,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.1%	100%	$718,333	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	3	0.1%	100%	$665,000	View
AdvantageFirst Lending Inc	Conventional, Jumbo	3	0.1%	100%	$675,000
Das Acquisition Company, LLC	Conventional, Jumbo	3	0.1%	100%	$1,438,333
First Colony Mortgage Corporat	Conventional, Jumbo	3	0.1%	100%	$1,061,666
The Anderson Financial Group, Inc.	Conventional, Jumbo	3	0.1%	100%	$1,151,666
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo	3	0.1%	100%	$891,666	View
Nations Direct Mortgage, LLC	Conventional	3	0.1%	100%	$425,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	3	0.1%	100%	$755,000	View
Legacy Bank B-4.4 ★Texas Ratio: 22.58%	Conventional, Jumbo	3	0.1%	100%	$1,025,000	View
Tradition Mortgage, LLC	Conventional, Jumbo	3	0.1%	100%	$995,000
Mason-McDuffie Mortgage Corporation	Conventional	3	0.1%	75%	$718,333
Luxury Mortgage Corp.	Conventional, Jumbo	3	0.1%	100%	$1,371,666
Tomo Mortgage LLC	Conventional	3	0.1%	60%	$358,333
Quorum Federal Credit Union	Conventional, HELOC	2 +15 HELOCs	0%	100%	$255,000
Global Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0%	100%	$615,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0%	66.7%	$910,000	View
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$1,055,000
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$685,000	View
Firefighters First Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	100%	$495,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0%	100%	$475,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0%	100%	$580,000	View
Carrollton Bank A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo	2	0%	100%	$935,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0%	100%	$265,000	View
Farmers Insurance Federal Credit Union	Conventional	2	0%	100%	$75,000
MortgageOne, Inc	Conventional, VA, Jumbo	2	0%	100%	$1,750,000
Acrisure Mortgage, LLC	Conventional, Jumbo	2	0%	100%	$1,325,000
Allied Mortgage Group, Inc	Conventional	2	0%	100%	$350,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0%	100%	$415,000	View
Bay-Valley Mortgage Group	Conventional	2	0%	100%	$790,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	2	0%	100%	$1,890,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, Jumbo	2	0%	100%	$1,005,000
Intercap Lending Inc	Conventional	2	0%	100%	$555,000
New Wave Lending Group Inc	Conventional, Jumbo	2	0%	100%	$800,000
Hightechlending, Inc	Conventional	2	0%	100%	$320,000
Flexpoint, Inc.	Conventional	2	0%	66.7%	$560,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	2	0%	100%	$945,000
Service Federal Credit Union	Conventional, VA, Jumbo	2	0%	100%	$565,000
Greenbox Loans	Conventional	2	0%	100%	$525,000
Calcon Mutual Mortgage LLC	Conventional, Jumbo	2	0%	66.7%	$915,000
Delta Community Credit Union	Conventional, Jumbo	2	0%	100%	$740,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0%	50%	$335,000	View
Churchill Mortgage Corporation	Conventional	2	0%	100%	$315,000
Encompass Lending Group, L.P.	Conventional	2	0%	100%	$395,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0%	100%	$215,000	View
Franklin Loan Corporation	Conventional	2	0%	100%	$220,000
T2 Financial LLC	Conventional	2	0%	100%	$725,000
Nicolet National Bank A+5.0 ★Texas Ratio: 2.28%	Conventional	2	0%	100%	$405,000	View
United Home Loans, Inc. A5.0 ★Texas Ratio: 9.27%	Conventional	2	0%	100%	$260,000	View
Gardner Financial Services	Conventional	2	0%	100%	$345,000
Ithink Financial Credit Union	Conventional, Jumbo	2	0%	100%	$940,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	2	0%	100%	$705,000	View
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo	2	0%	100%	$1,265,000	View
Siouxland Federal Credit Union	Conventional	2	0%	100%	$470,000
Keystone Funding, Inc	Conventional	2	0%	100%	$420,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	66.7%	$460,000
Toyota Financial Savings Bank	Conventional, Jumbo	2	0%	100%	$860,000
Texana Bank	Conventional	2	0%	100%	$470,000
Vista Point Mortgage, LLC	Conventional	2	0%	100%	$370,000
Gold Coast Bank	Conventional	2	0%	100%	$645,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +19 HELOCs	0%	100%	$285,000
Notre Dame Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$555,000
Digital Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$585,000
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$225,000	View
Usalliance Federal Credit Union	Conventional, Jumbo, HELOC	1 +2 HELOCs	0%	100%	$455,000
Nuvision Federal Credit Union	Conventional, Jumbo, HELOC	1 +2 HELOCs	0%	100%	$825,000
First American Bank A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$195,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,275,000	View
Elements Financial Federal Cre	Conventional, HELOC	1 +1 HELOCs	0%	100%	$405,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000
Idaho Central Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$725,000
ML Mortgage Corp.	Conventional, Jumbo	1	0%	100%	$1,235,000
Southwest Airlines FCU	Conventional	1	0%	100%	$105,000
Equitable Bank A+5.0 ★Texas Ratio: 1.90%	Conventional, Jumbo	1	0%	100%	$1,705,000	View
First Bank & Trust A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$205,000	View
Cnb Bank A5.0 ★Texas Ratio: 6.26%	Conventional, Jumbo	1	0%	100%	$2,165,000	View
The Fisher National Bank A5.0 ★Texas Ratio: 10.85%	Conventional	1	0%	100%	$545,000	View
Msu Federal Credit Union	Conventional	1	0%	100%	$365,000
Primary Residential Mortgage, INC.	Conventional, Jumbo	1	0%	100%	$1,585,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, Jumbo	1	0%	100%	$1,225,000	View
Mountain Pacific Bank A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo	1	0%	100%	$1,505,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$435,000
Compeer Financial	Conventional	1	0%	100%	$505,000
TruHome Solutions, LLC	FHA	1	0%	100%	$515,000
Infinity Equity Group, Inc.	Conventional	1	0%	50%	$645,000
Amerant Mortgage LLC	Conventional	1	0%	100%	$445,000
AmeriHome Mortgage Company, LLC	Conventional	1	0%	100%	$265,000
Triad Financial Services, Inc.	Conventional	1	0%	100%	$105,000
Dart Bank	Conventional	1	0%	100%	$655,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$515,000
Old Fort Banking Company A+4.8 ★Texas Ratio: 1.69%	Conventional, Jumbo	1	0%	100%	$825,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$805,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0%	100%	$745,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$675,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$215,000	View
HomeStreet Bank	Conventional	1	0%	100%	$705,000
Bridgeway Lending Partners, LLC	Conventional	1	0%	100%	$685,000
University Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	1	0%	100%	$1,685,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$215,000
Diamond Residential Mtg Corp	Conventional, Jumbo	1	0%	50%	$1,225,000
The Genoa Banking Company	Conventional	1	0%	100%	$125,000
Air Academy Federal Credit Union	Conventional	1	0%	100%	$675,000
Core Bank A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0%	100%	$765,000	View
PFN Lending Group, Inc.	Conventional	1	0%	50%	$305,000
Bayshore Mortgage Funding	Conventional	1	0%	100%	$415,000
Googain, Inc.	Conventional	1	0%	100%	$305,000
Ahl Funding	Conventional	1	0%	100%	$585,000
Gate City Bank	Conventional	1	0%	100%	$225,000
Network Capital Funding Corporation	Conventional	1	0%	33.3%	$385,000
First Dakota National Bak A+5.0 ★Texas Ratio: 4.05%	Conventional	1	0%	100%	$725,000	View
American Financing Corporation	Conventional, Jumbo	1	0%	25%	$1,295,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$745,000	View
Dignified Home Loans LLC	Conventional	1	0%	100%	$645,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$435,000	View
Real Genius LLC	Conventional	1	0%	100%	$805,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Scottsdale Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Scottsdale, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Scottsdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scottsdale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Scottsdale, AZ

Use these to narrow the list above. Each category shows how many Scottsdale, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 162 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 97 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 181 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 25 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Scottsdale, AZ

Independent mortgage companies closed 65.8 percent of home loans in Scottsdale, Arizona in 2025, banks 28 percent and credit unions 6.2 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, V.I.P. Mortgage, Inc. led with 81 loans.

65.8%

Mortgage companies

28%

Banks

6.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Glendale 252 lenders Goodyear 252 lenders Queen Creek 258 lenders

Frequently Asked Questions About Mortgage Lenders in Scottsdale, AZ

Who is the largest mortgage lender in Scottsdale, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Scottsdale, Arizona with 209 loans, about 4.6 percent of the market. The largest lender headquartered in Arizona was V.I.P. Mortgage, Inc. with 81 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Scottsdale, AZ have the highest approval rates?

Among lenders with meaningful volume in Scottsdale, Arizona, V.I.P. Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Scottsdale, AZ mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Scottsdale, Arizona in 2025, led by United Wholesale Mortgage with 22. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Scottsdale, AZ lender list?

Yes. 97 banks and 41 credit unions closed home loans in Scottsdale, Arizona in 2025, alongside 162 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Scottsdale, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Scottsdale, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scottsdale, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scottsdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.