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Home / Mortgage Lenders / Arizona / Gilbert
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Gilbert, Arizona

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Gilbert, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4718 S Higley Rd, Gilbert, AZ 85297A+5.0 ★Texas Ratio: 3.68%, Bell BankBell Bank3683 S Val Vista Dr, Gilbert, AZ 85297A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.5137 E Baseline Rd, Gilbert, AZ 85234A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1495 E Warner Rd, Gilbert, AZ 85296A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3881 S Gilbert Rd, Gilbert, AZ 85297A+5.0 ★Texas Ratio: 4.14%, Sunflower Bank, N.A.Sunflower Bank, N.A.355 E Germann Rd, Gilbert, AZ 85297A5.0 ★Texas Ratio: 10.77%, BMO Harris Bank NABMO Harris Bank NA85 E Warner Rd, Gilbert, AZ 85296A+5.0 ★Texas Ratio: 3.54%, MidFirst BankMidFirst Bank2849 S Market St, Gilbert, AZ 85295A+5.0 ★Texas Ratio: 4.93%, Umb Bank NAUmb Bank NA4117 S Gilbert Rd, Gilbert, AZ 85297A+5.0 ★Texas Ratio: 1.78%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.1952 E Pecos Rd, Gilbert, AZ 85295A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Gilbert, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilbert are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Gilbert, Arizona

Market share is the lender's share of all home loans closed in Gilbert, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
JPMorgan Chase Bank, NA
7 offices in Gilbert
4718 S Higley Rd, Gilbert, AZ 85297
A+5.0 ★Texas Ratio: 3.68%
 Conventional, VA, Jumbo, HELOC 79
+16 HELOCs
 1.6% 89.1% $640,189 View
Bell Bank
1 office in Gilbert
3683 S Val Vista Dr, Gilbert, AZ 85297
A+5.0 ★Texas Ratio: 3.66%
 Conventional, FHA, VA, Jumbo, HELOC 70
+24 HELOCs
 1.5% 97.3% $454,857 View
US Bank, N.A.
3 offices in Gilbert
5137 E Baseline Rd, Gilbert, AZ 85234
A+5.0 ★Texas Ratio: 2.85%
 Conventional, Jumbo, HELOC 52
+39 HELOCs
 1.1% 83.1% $443,461 View
Wells Fargo Bank NA
4 offices in Gilbert
1495 E Warner Rd, Gilbert, AZ 85296
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA, VA, Jumbo 37 0.8% 90.2% $387,162 View
Bank of America NA
4 offices in Gilbert
3881 S Gilbert Rd, Gilbert, AZ 85297
A+5.0 ★Texas Ratio: 4.14%
 Conventional, Jumbo, HELOC 29
+130 HELOCs
 0.6% 96.7% $620,862 View
Sunflower Bank, N.A.
1 office in Gilbert
355 E Germann Rd, Gilbert, AZ 85297
A5.0 ★Texas Ratio: 10.77%
 Conventional, VA, Jumbo 14 0.3% 87.5% $634,285 View
BMO Harris Bank NA
2 offices in Gilbert
85 E Warner Rd, Gilbert, AZ 85296
A+5.0 ★Texas Ratio: 3.54%
 Conventional, Jumbo, HELOC 10
+18 HELOCs
 0.2% 58.8% $560,000 View
MidFirst Bank
3 offices in Gilbert
2849 S Market St, Gilbert, AZ 85295
A+5.0 ★Texas Ratio: 4.93%
 Conventional, Jumbo, HELOC 8
+1 HELOCs
 0.2% 100% $942,500 View
Umb Bank NA
2 offices in Gilbert
4117 S Gilbert Rd, Gilbert, AZ 85297
A+5.0 ★Texas Ratio: 1.78%
 Conventional, Jumbo, HELOC 6
+9 HELOCs
 0.1% 100% $681,666 View
Zions Bancorporation, N.A.
1 office in Gilbert
1952 E Pecos Rd, Gilbert, AZ 85295
A+5.0 ★Texas Ratio: 3.72%
 Conventional, HELOC 4
+34 HELOCs
 0.1% 71.4% $215,000 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
6 offices in Gilbert
1085 E Baseline Rd, Gilbert, AZ 85233
A+5.0 ★Texas Ratio: 4.24%
 Conventional, Jumbo, HELOC 4
+24 HELOCs
 0.1% 57.1% $540,000 View
Academy Bank, N.A.
1 office in Gilbert
1295 N Arizona Ave, Gilbert, AZ 85233
A+5.0 ★Texas Ratio: 5.08%
 Conventional, Jumbo 2 0% 100% $810,000 View
Unison Bank
1 office in Gilbert
1835 E Pecos Rd, Gilbert, AZ 85295
A+5.0 ★Texas Ratio: 3.87%
 Conventional 1 0% 100% $435,000 View
Fisher Financial Group, Incorporated
 Conventional 10 0.2% 100% $455,000
Starboard Financial Management, LLC
 Conventional 9 0.2% 100% $437,222
Champions Funding, LLC
 Conventional 3 0.1% 42.9% $401,666
Arizona Financial Credit Union
1675 E Elliot Rd, Gilbert, AZ 85234 7101
A+5.0 ★Texas Ratio: 1.69%
 Conventional, HELOC 80
+85 HELOCs
 1.7% 80.9% $129,125 View
Oneaz Credit Union
2277 W GUADALUPE RD, GILBERT, AZ 85233
A+5.0 ★Texas Ratio: 4.17%
 Conventional, Jumbo, HELOC 41
+51 HELOCs
 0.9% 75.9% $340,121 View
Desert Financial Credit Union
1525 N Gilbert Rd Ste 110, Gilbert, AZ 85234
A+5.0 ★Texas Ratio: 2.04%
 Conventional, Jumbo, HELOC 38
+687 HELOCs
 0.8% 74.5% $394,210 View
Copper State Credit Union
3428 W Anthem Way, Anthem, AZ 85086
A+5.0 ★Texas Ratio: 3.49%
 Conventional, Jumbo, HELOC 26
+1 HELOCs
 0.5% 80.6% $115,769 View
Truwest Credit Union
64 E Pecos RD, Gilbert, AZ 85295
A+5.0 ★Texas Ratio: 4.57%
 Conventional, Jumbo, HELOC 16
+35 HELOCs
 0.3% 94.1% $316,875 View
AERO Federal Credit Union
18301 N 79th Ave, Glendale, AZ 85308
A+5.0 ★Texas Ratio: 0.72%
 Conventional 13 0.3% 72.2% $127,307 View
Landings Credit Union
657 N Gilbert Rd, Gilbert, AZ 85234
A+5.0 ★Texas Ratio: 3.83%
 Conventional, HELOC 12
+4 HELOCs
 0.2% 87.5% $120,833 View
Flagstar Bank NA
4979 S Alma School Rd, Chandler, AZ 85248
D3.3 ★Texas Ratio: 35.11%
 Conventional, FHA, VA, Jumbo, HELOC 11
+5 HELOCs
 0.2% 78.6% $511,363 View
Arizona Central Credit Union
1805 W Chandler Blvd, CHANDLER, AZ 85224
A5.0 ★Texas Ratio: 8.52%
 Conventional, HELOC 8
+5 HELOCs
 0.2% 66.7% $271,250 View
Credit Union West
503 W Van Buren St, Avondale, AZ 85323 1328
A+5.0 ★Texas Ratio: 2.78%
 Conventional, HELOC 8
+2 HELOCs
 0.2% 60% $205,000 View
Armed Forces Bank, N.A.
52035 Arizona Street, Fort Huachuca, AZ 85670
A+5.0 ★Texas Ratio: 4.81%
 Conventional, FHA 7 0.1% 100% $635,000 View
Bokf NA
901 Dobson, Mesa, AZ 85201
A+5.0 ★Texas Ratio: 1.05%
 Conventional, HELOC 6
+1 HELOCs
 0.1% 85.7% $310,000 View
First Ciitizens Bank and Trust
2480 S Gilbert Rd, Chandler, AZ 85286
A5.0 ★Texas Ratio: 7.72%
 Conventional, Jumbo, HELOC 4
+8 HELOCs
 0.1% 100% $735,000 View
SunWest Federal Credit Union
121 E Birch Ave, Flagstaff, AZ 86001
A+5.0 ★Texas Ratio: 2.68%
 Conventional 4 0.1% 80% $72,500 View
Vantage West Credit Union
1671 S Cooper Rd, Gilbert, AZ 85233
A+5.0 ★Texas Ratio: 5.26%
 Conventional, HELOC 3
+13 HELOCs
 0.1% 100% $435,000 View
Goldwater Bank, N.A.
10 Acoma Blvd S, Lake Havasu City, AZ 86403
C+4.1 ★Texas Ratio: 26.20%
 Conventional, Jumbo 3 0.1% 100% $625,000 View
First Credit Union
475 N Gila Springs Blvd, Chandler, AZ 85226
A+5.0 ★Texas Ratio: 4.65%
 Conventional 3 0.1% 100% $158,333 View
Western State Bank
1412 E Florence Blvd, Casa Grande, AZ 85122
A5.0 ★Texas Ratio: 6.13%
 Conventional 3 0.1% 100% $395,000 View
Alerus Financial NA
1640 S Stapley Dr Ste 105, Mesa, AZ 85204
A+5.0 ★Texas Ratio: 3.32%
 Conventional, HELOC 2
+2 HELOCs
 0% 100% $295,000 View
Fifth Third Bank, National Association
10115 W Mcdowell Rd, Avondale, AZ 85392
A+5.0 ★Texas Ratio: 3.22%
 Conventional, Jumbo 2 0% 100% $1,655,000 View
Bankers Trust Company
4555 E Mayo Blvd, Phoenix, AZ 85050
A+5.0 ★Texas Ratio: 2.48%
 Conventional, HELOC 1
+3 HELOCs
 0% 100% $345,000 View
First Western Trust Bank
2425 E Camelback Rd, Phoenix, AZ 85016
A+5.0 ★Texas Ratio: 5.16%
 Conventional 1 0% 100% $485,000 View
Commerce Bank
7600 E Doubletree Ranch Rd, Scottsdale, AZ 85258
A+5.0 ★Texas Ratio: 0.89%
 Conventional 1 0% 100% $475,000 View
Pinal County Federal Credit Union
290 S Phelps Dr, Apache Junction, AZ 85120
 Conventional 1 0% 100% $35,000
The Loan Store, Inc
 Conventional, FHA, VA, Jumbo, HELOC 102
+33 HELOCs
 2.1% 93.2% $458,823
V.I.P. Mortgage, Inc.
 Conventional, FHA, VA, Jumbo 68 1.4% 100% $476,470
NOVA Financial & Investment Corporation
 Conventional, FHA, VA, Jumbo, HELOC 37
+3 HELOCs
 0.8% 85.4% $560,675
Sun American Mortgage Company
 Conventional, FHA, Jumbo 24 0.5% 96% $528,750
Peoples Mortgage Company
 Conventional, FHA, VA 21 0.4% 100% $443,571
Tri Pointe Connect, LLC
 Conventional 20 0.4% 100% $315,000
Homeowners Financial Group, LLC
 Conventional, VA, Jumbo 19 0.4% 100% $658,157
Altitude Financial Corporation
 Conventional, FHA, VA, Jumbo 13 0.3% 100% $431,923
Oaktree Funding Corp
 Conventional, Jumbo, HELOC 7
+5 HELOCs
 0.1% 100% $595,000
Geneva Financial LLC
 Conventional, FHA 5 0.1% 83.3% $579,000
Valon Mortgage
 Conventional, HELOC 3
+6 HELOCs
 0.1% 75% $301,666
Saygo Home Loans, LLC
 Conventional 2 0% 66.7% $515,000
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 788
+60 HELOCs
 16.4% 94% $515,114
Rocket Mortgage
 Conventional, FHA, VA, Jumbo 621 12.9% 89.6% $351,151
Pennymac Loan Services LLC
 Conventional, FHA, VA, Jumbo 130 2.7% 86.5% $444,000
Fairway Independent Mort Corp
 Conventional, FHA, VA, Jumbo, HELOC 111
+5 HELOCs
 2.3% 99.1% $482,747
Nationstar Mortgage
 Conventional, FHA, VA, Jumbo 90 1.9% 86.9% $235,444
Guild Mortgage Company
 Conventional, FHA, VA, Jumbo 87 1.8% 97.9% $359,712
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA, Jumbo 83 1.7% 97.6% $542,108 View
Newrez LLC
 Conventional, FHA, VA, Jumbo 76 1.6% 78.8% $405,526
Spring Eq, LLC
 Conventional, HELOC 73
+50 HELOCs
 1.5% 52.5% $107,191
Cmg Mortgage Inc
 Conventional, FHA, VA, USDA, Jumbo, HELOC 71
+29 HELOCs
 1.5% 97.4% $485,985
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 68
+46 HELOCs
 1.4% 80.5% $335,588
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, Jumbo, HELOC 64
+4 HELOCs
 1.3% 95.6% $506,875
loanDepot.com LLC
 Conventional, FHA, VA, Jumbo, HELOC 60
+10 HELOCs
 1.2% 82.1% $385,833
Freedom Mortgage Corporation
 Conventional, FHA, VA, Jumbo 60 1.2% 90.5% $449,000
Provident Funding Associates
 Conventional 60 1.2% 91.2% $503,833
American Pacific Mortgage Corporation
 Conventional, FHA, VA, Jumbo 48 1% 92.3% $607,708
Paramount Residential Mortgage
 Conventional, FHA, VA, Jumbo 43 0.9% 97.7% $505,930
Kbhs Home Loans, LLC
 Conventional, FHA, VA 39 0.8% 97.6% $517,564
Guaranteed Rate, Inc.
 Conventional, FHA, VA, Jumbo, HELOC 36
+2 HELOCs
 0.7% 97.4% $568,055
Union Home Mortgage Corp.
 Conventional, FHA, VA, HELOC 36
+2 HELOCs
 0.7% 92.5% $499,444
New American Funding, LLC.
 Conventional, FHA, HELOC 32
+8 HELOCs
 0.7% 82.1% $370,625
Direct Mortgage Loans, LLC
 Conventional, FHA, VA, Jumbo 32 0.7% 100% $513,125
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional, Jumbo 30 0.6% 93.8% $223,666 View
Movement Mortgage, LLC
 Conventional, FHA, VA, HELOC 29
+1 HELOCs
 0.6% 96.9% $428,103
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 29 0.6% 40% $276,034
Mortgage Research Center
 Conventional, VA 27 0.6% 75% $512,407
Kind Lending, LLC
 Conventional, FHA, VA, Jumbo, HELOC 26
+1 HELOCs
 0.5% 68.4% $471,923
Primelending
 Conventional, VA, Jumbo 26 0.5% 85.3% $516,923
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA, Jumbo 24 0.5% 96.2% $517,500 View
Amerisave Mortgage Company
 Conventional, FHA, HELOC 21
+1 HELOCs
 0.4% 44.7% $166,904
Mutual of Omaha Mortgage
 Conventional, FHA, VA, HELOC 21
+1 HELOCs
 0.4% 91.3% $514,047
Waterstone Mortgage Corporation
 Conventional, FHA, VA, Jumbo 20 0.4% 100% $549,500
Canopy Mortgage, LLC
 Conventional, FHA, Jumbo 19 0.4% 100% $624,473
Zillow Home Loans, LLC
 Conventional, FHA, Jumbo 19 0.4% 100% $521,842
Mountain America Federal Credit Union
A5.0 ★Texas Ratio: 9.78%
 Conventional, FHA, HELOC 18
+47 HELOCs
 0.4% 50% $252,222
America First Federal Credit Union
A5.0 ★Texas Ratio: 8.33%
 Conventional, HELOC 17
+31 HELOCs
 0.4% 73.1% $116,764
AmWest Funding Corp
 Conventional, HELOC 16
+1 HELOCs
 0.3% 94.1% $379,375
Sage Home Loans Corporation
 Conventional 16 0.3% 88.9% $538,125
Discover Bank
 Conventional 16 0.3% 33.3% $100,625
Nexera Holding LLC
 Conventional, Jumbo 16 0.3% 94.1% $750,000
Sun West Mortgage Company, Inc
A+5.0 ★Texas Ratio: 2.68%
 Conventional, FHA, VA 15 0.3% 86.4% $519,666 View
Better Mortgage Corporation
 Conventional, FHA, Jumbo, HELOC 14
+2 HELOCs
 0.3% 77.8% $315,714
Nbkc Bank
 Conventional, VA 14 0.3% 77.8% $502,142
Plaza Home Mortgage, Inc
 Conventional, FHA 14 0.3% 93.3% $342,857
Cornerstone First Mortgage, LLC
 Conventional, VA, Jumbo 13 0.3% 100% $535,769
Sierra Pacific Mortgage Co. Inc
 Conventional, FHA 13 0.3% 100% $385,769
Lower, LLC
 Conventional, FHA, VA, Jumbo 13 0.3% 92.9% $560,384
JMAC Lending, Inc.
 Conventional, FHA, VA, Jumbo 12 0.2% 100% $710,833
Acrisure Mortgage, LLC
 Conventional, VA, Jumbo 11 0.2% 100% $557,727
American Financial Network, Inc.
 Conventional, FHA, VA, Jumbo 11 0.2% 100% $559,545
Securitynational Mortgage Company
 Conventional, FHA, VA, Jumbo 11 0.2% 78.6% $451,363
Stg Mortgage Inc
 Conventional, VA, Jumbo 11 0.2% 73.3% $630,454
Nexbank
A-5.0 ★Texas Ratio: 14.93%
 Conventional, Jumbo 11 0.2% 78.6% $485,000 View
Nmsi, Inc.
 Conventional 11 0.2% 100% $512,272
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 10
+12 HELOCs
 0.2% 50% $97,000 View
American Financial Resources LLC
 Conventional, FHA, VA 10 0.2% 90.9% $382,000
Loanunited.Com, LLC
 Conventional, FHA, VA 10 0.2% 100% $536,000
Click n' Close, Inc.
 Conventional, FHA 9 0.2% 100% $326,111
Cardinal Financial Company, Li
 Conventional, FHA 9 0.2% 100% $310,555
Evo Home Loans, LLC dba Epiq Lending
 Conventional, VA, HELOC 8
+1 HELOCs
 0.2% 100% $491,250
Equity Prime Mortgage LLC
 Conventional, FHA, VA, Jumbo 8 0.2% 80% $511,250
Resicentral LLC
 Conventional, FHA, VA 8 0.2% 88.9% $388,750
Ocmbc, Inc.
A5.0 ★Texas Ratio: 8.76%
 Conventional, Jumbo 8 0.2% 100% $651,250 View
AML Funding LLC dba Absolute Mortgage & Lending
 Conventional 8 0.2% 88.9% $315,000
Bay Equity LLC
 Conventional, VA 8 0.2% 100% $431,250
Summit Funding.Inc
 Conventional 8 0.2% 100% $498,750
Goodleap, LLC
 Conventional, FHA, HELOC 7
+14 HELOCs
 0.1% 100% $406,428
Luminate Bank
A5.0 ★Texas Ratio: 11.06%
 Conventional, FHA, VA 7 0.1% 100% $443,571 View
Gold Star Mortgage Financial Group, Corporation
 Conventional, VA 7 0.1% 100% $435,000
AmeriHome Mortgage Company, LLC
 Conventional, FHA 7 0.1% 100% $433,571
PHH Mortgage Corporation
 Conventional, VA 7 0.1% 100% $536,428
Granite Bank
A5.0 ★Texas Ratio: 13.85%
 Conventional 7 0.1% 100% $417,857 View
Nfm, Inc
 Conventional, Jumbo 7 0.1% 100% $690,714
Planet Home Lending, LLC
 Conventional, FHA 7 0.1% 100% $435,000
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional, Jumbo 7 0.1% 87.5% $635,000 View
Prosperity Home Mortgage, LLC
 Conventional, FHA, VA 7 0.1% 100% $466,428
Carrington Mortgage Services LLC
 Conventional, FHA, VA 7 0.1% 50% $247,857
Ark-La-Tex Financial Services LLC
 Conventional, VA 7 0.1% 88.9% $609,285
Village Capital & Investment
 FHA, VA 7 0.1% 66.7% $530,714
First International Bank & Trust
 Conventional, Jumbo, HELOC 6
+7 HELOCs
 0.1% 100% $851,666
Deephaven Mortgage LLC
 Conventional 6 0.1% 75% $186,666
AdvantageFirst Lending Inc
 Conventional, FHA 6 0.1% 66.7% $321,666
Nqm Funding, LLC
 Conventional, Jumbo 6 0.1% 100% $996,666
New Day Financial, LLC.
 VA 6 0.1% 53.8% $436,666
Nations Lending Corporation
 Conventional, FHA 6 0.1% 100% $505,000
Gardner Financial Services
 Conventional 6 0.1% 100% $470,000
RoundPoint Mortgage Servicing LLC
 Conventional 6 0.1% 75% $401,666
Nations Direct Mortgage, LLC
 Conventional 6 0.1% 85.7% $330,000
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional, Jumbo 6 0.1% 85.7% $623,333 View
HomeBridge Financial Services, Inc
 Conventional, HELOC 5
+24 HELOCs
 0.1% 100% $443,000
Trustone Financial Credit Union
 Conventional, HELOC 5
+4 HELOCs
 0.1% 100% $125,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional, FHA, HELOC 5
+1 HELOCs
 0.1% 100% $463,000 View
Arc Home LLC
 Conventional, Jumbo 5 0.1% 100% $725,000
Huntington National Bank
A+5.0 ★Texas Ratio: 3.66%
 Conventional, Jumbo 5 0.1% 83.3% $1,043,000 View
Envoy Mortgage, Ltd
 Conventional, FHA 5 0.1% 100% $549,000
Sfmc, LP
 Conventional 5 0.1% 100% $471,000
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 5 0.1% 55.6% $479,000 View
T2 Financial LLC
 Conventional 5 0.1% 100% $449,000
Tomo Mortgage LLC
 Conventional 5 0.1% 71.4% $405,000
Farmers Bank & Trust
A+5.0 ★Texas Ratio: 0.65%
 Conventional 4 0.1% 100% $342,500 View
Synergy One Lending, Inc.
 Conventional, VA, Jumbo 4 0.1% 100% $867,500
Mayo Employees Federal Credit Union
 Conventional 4 0.1% 80% $45,000
Cornerstone Capital Bank, Ssb
A+5.0 ★Texas Ratio: 3.21%
 Conventional, FHA 4 0.1% 100% $295,000 View
City 1st Mortgage Services, LC
 Conventional, FHA, VA 4 0.1% 100% $512,500
SIRVA Mortgage, Inc.
 Conventional, Jumbo 4 0.1% 100% $607,500
Churchill Mortgage Corporation
 Conventional, FHA 4 0.1% 80% $552,500
Hometown Equity Mortgage, LLC
 Conventional, Jumbo 4 0.1% 100% $620,000
Right Start Mortgage, Inc
 Conventional 4 0.1% 100% $375,000
Quorum Federal Credit Union
 Conventional, HELOC 3
+15 HELOCs
 0.1% 100% $168,333
FirstBank
 Conventional, HELOC 3
+6 HELOCs
 0.1% 100% $388,333
First Technology Federal Credit Union
 Conventional, HELOC 3
+4 HELOCs
 0.1% 100% $411,666
Southwest Airlines FCU
 Conventional, HELOC 3
+2 HELOCs
 0.1% 75% $111,666
Charles Schwab Bank, Ssb
A+5.0 ★Texas Ratio: 0.14%
 Conventional, HELOC 3
+2 HELOCs
 0.1% 100% $545,000 View
Guaranteed Rate Affinity, LLC
 Conventional 3 0.1% 100% $408,333
Fundloans Capital
 Conventional, Jumbo 3 0.1% 100% $831,666
Everett Financial, Inc.
 Conventional 3 0.1% 100% $495,000
Toll Brothers Mortgage Company
 Conventional, Jumbo 3 0.1% 75% $945,000
Filo Mortgage, LLC
 Conventional, FHA 3 0.1% 100% $561,666
Wallick and Volk, Inc.
 Conventional, VA 3 0.1% 100% $438,333
Redwood Residential Acquisition Corporation
 Conventional, Jumbo 3 0.1% 100% $1,708,333
HomeXpress Mortgage Corp.
 Conventional, Jumbo 3 0.1% 50% $805,000
First State Bank of St Charles
 Conventional, Jumbo 3 0.1% 100% $775,000
Googain, Inc.
 Conventional 3 0.1% 100% $438,333
Intercap Lending Inc
 Conventional, Jumbo 3 0.1% 100% $538,333
ClearPath Lending
 VA 3 0.1% 100% $475,000
Strong Home Mortgage, LLC
 Conventional 3 0.1% 100% $458,333
American Internet Mortgage, Inc.
 Conventional 3 0.1% 75% $401,666
Premier Lending Inc.
 Conventional, FHA 3 0.1% 100% $385,000
Universal Lending Corporation
 Conventional 3 0.1% 100% $441,666
Lendsure Mortgage Corp.
 Conventional 3 0.1% 100% $471,666
Mortgage Solutions of Colorado
 Conventional, VA 3 0.1% 100% $561,666
Keystone Funding, Inc
 Conventional 3 0.1% 100% $468,333
Citadel Servicing Corporation
 Conventional 3 0.1% 100% $578,333
Alliant Credit Union
 Conventional, Jumbo, HELOC 2
+22 HELOCs
 0% 100% $1,055,000
Boeing Employees' Credit Union
 Conventional, Jumbo, HELOC 2
+8 HELOCs
 0% 100% $930,000
Angel Oak Mortgage Solutions LLC
 Conventional, Jumbo, HELOC 2
+3 HELOCs
 0% 100% $1,225,000
Global Federal Credit Union
 Conventional, HELOC 2
+1 HELOCs
 0% 66.7% $340,000
Keybank National Association
A+5.0 ★Texas Ratio: 4.81%
 Conventional, HELOC 2
+1 HELOCs
 0% 100% $555,000 View
Citibank, NA
A+5.0 ★Texas Ratio: 2.82%
 Conventional, Jumbo, HELOC 2
+1 HELOCs
 0% 100% $1,500,000 View
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional, VA 2 0% 100% $430,000 View
Liberty Federal Credit Union
 Conventional, Jumbo 2 0% 100% $970,000
Residential Wholesale Mortgage
 Conventional 2 0% 100% $360,000
RANLife, Inc.
 Conventional, VA 2 0% 100% $340,000
Presidential Bank, FSB
A-4.9 ★Texas Ratio: 16.48%
 Conventional 2 0% 100% $345,000 View
Pacific Lending LLC
 Conventional 2 0% 100% $490,000
Washington Trust Bank
A+5.0 ★Texas Ratio: 4.63%
 Conventional, Jumbo 2 0% 100% $710,000 View
Guidance Residential, LLC
 Conventional 2 0% 100% $380,000
Dart Bank
 Conventional 2 0% 100% $495,000
Advancial Federal Credit Union
 Conventional, Jumbo 2 0% 100% $990,000
Citizens Bank, NA
A+5.0 ★Texas Ratio: 5.44%
 Conventional 2 0% 100% $480,000 View
New Wave Lending Group Inc
 Conventional 2 0% 100% $410,000
Gate City Bank
 Conventional 2 0% 100% $460,000
Home Mortgage Advisors, LLC
 Conventional 2 0% 100% $485,000
Calcon Mutual Mortgage LLC
 Conventional, FHA 2 0% 100% $590,000
Axos Bank
A+5.0 ★Texas Ratio: 3.94%
 Conventional 2 0% 100% $380,000 View
Community First National Bank
A+5.0 ★Texas Ratio: 1.41%
 Conventional 2 0% 100% $290,000 View
Baxter Credit Union
A+5.0 ★Texas Ratio: 0.55%
 Conventional 2 0% 66.7% $570,000 View
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional 2 0% 100% $425,000 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional, Jumbo 2 0% 100% $1,490,000 View
Towne Mortgage Company
 Conventional, VA 2 0% 100% $450,000
University Bank
A+5.0 ★Texas Ratio: 3.82%
 Conventional, Jumbo 2 0% 100% $870,000 View
Notre Dame Federal Credit Union
 Conventional 2 0% 100% $540,000
Genway Home Mortgage, Inc.
 Conventional, FHA 2 0% 100% $235,000
Raymond James Bank
A+5.0 ★Texas Ratio: 3.19%
 Conventional, Jumbo 2 0% 100% $835,000 View
Magnolia Bank
A-5.0 ★Texas Ratio: 14.97%
 VA 2 0% 100% $345,000 View
Hunt Mortgage Corporation
 Conventional 2 0% 100% $425,000
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional, Jumbo 2 0% 100% $1,310,000 View
Toyota Financial Savings Bank
 Conventional, Jumbo 2 0% 100% $1,170,000
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 VA, Jumbo 2 0% 66.7% $935,000 View
Texana Bank
 Conventional, VA, Jumbo 2 0% 100% $705,000
Top Flite Financial, Inc.
 Conventional, FHA 2 0% 100% $400,000
Servbank, N.A.
A+5.0 ★Texas Ratio: 3.26%
 FHA, VA 2 0% 100% $240,000 View
Leaderone Financial Corp.
 Conventional 2 0% 100% $620,000
Ameris Bank
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
 Conventional 2 0% 100% $585,000 View
Flyhomes Mortgage LLC
 Conventional, Jumbo 2 0% 40% $400,000
Pentagon Federal Credit Union
 VA, HELOC 1
+11 HELOCs
 0% 25% $515,000
Northrop Grumman Federal Credit Union
 Conventional, HELOC 1
+5 HELOCs
 0% 100% $145,000
Firefighters First Federal Credit Union
 Conventional, HELOC 1
+3 HELOCs
 0% 50% $685,000
Digital Federal Credit Union
 Conventional, HELOC 1
+3 HELOCs
 0% 50% $245,000
Usalliance Federal Credit Union
 Conventional, HELOC 1
+2 HELOCs
 0% 50% $225,000
M&T Bank
A+5.0 ★Texas Ratio: 4.11%
 VA, HELOC 1
+1 HELOCs
 0% 100% $205,000 View
Service Federal Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $85,000
Ussfcu
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $105,000
Meriwest Credit Union
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $55,000
1St Source Bank
A+5.0 ★Texas Ratio: 5.01%
 Conventional 1 0% 100% $685,000 View
Premier Mortgage Resources, LLC
 Conventional 1 0% 100% $505,000
The Bank of Missouri
A5.0 ★Texas Ratio: 9.58%
 Conventional 1 0% 100% $255,000 View
First Bank & Trust
A+5.0 ★Texas Ratio: 3.79%
 Conventional 1 0% 100% $365,000 View
Alameda Mortgage Corporation
 Conventional 1 0% 100% $495,000
Old National Bank
A+5.0 ★Texas Ratio: 4.98%
 Conventional 1 0% 100% $535,000 View
Cliffco, Inc.
 FHA 1 0% 100% $305,000
Primary Residential Mortgage, INC.
 Conventional 1 0% 100% $505,000
Greenstate Credit Union
 Conventional 1 0% 100% $725,000
Fidelity Bank
A5.0 ★Texas Ratio: 12.33%
 Conventional 1 0% 100% $625,000 View
North American Savings Bank
A+5.0 ★Texas Ratio: 4.31%
 Conventional 1 0% 100% $675,000 View
Go Mortgage, LLC
 Conventional 1 0% 100% $405,000
MortgageOne, Inc
 Conventional, Jumbo 1 0% 100% $1,405,000
Orchard Mortgage, LLC
 Conventional 1 0% 100% $715,000
Allied Mortgage Group, Inc
 FHA 1 0% 100% $535,000
Directors Mortgage, Inc
 Conventional 1 0% 100% $395,000
Infinity Equity Group, Inc.
 Conventional 1 0% 100% $765,000
Golden Empire Mortgage, Inc.
 Conventional 1 0% 100% $185,000
Regions Bank
A+5.0 ★Texas Ratio: 4.37%
 Conventional 1 0% 100% $275,000 View
Bison State Bank
A+5.0 ★Texas Ratio: 2.38%
 Conventional 1 0% 50% $605,000 View
Arrowhead Central Credit Union
 Conventional 1 0% 100% $605,000
Constant Investments, Inc
 Conventional 1 0% 100% $585,000
Valley West Corporation
 Conventional 1 0% 100% $305,000
Core Bank
A+5.0 ★Texas Ratio: 0.26%
 Conventional 1 0% 100% $255,000 View
Success Mortgage Partners, Inc
 FHA 1 0% 100% $445,000
Scott Credit Union
 Conventional 1 0% 100% $595,000
First Alliance Home Mortgage, LLC
 Conventional 1 0% 100% $715,000
Centennial Lending, LLC
 Conventional 1 0% 100% $435,000
Lennar Mortgage, LLC
 Conventional, Jumbo 1 0% 100% $965,000
Royal Pacific Funding
 Conventional 1 0% 100% $355,000
Direct Mortgage Corp
 Conventional 1 0% 100% $355,000
Network Funding, L.P.
 Conventional 1 0% 100% $485,000
Ally Bank
A5.0 ★Texas Ratio: 8.00%
 Conventional 1 0% 100% $655,000 View
Flexpoint, Inc.
 Conventional 1 0% 100% $545,000
American Financing Corporation
 Conventional 1 0% 25% $385,000
East Coast Capital Corp.
 Conventional 1 0% 100% $655,000
Network Capital Funding Corporation
 Conventional 1 0% 25% $415,000
VanDyk Mortgage Corporation
 Conventional 1 0% 100% $225,000
Great Southern Bank
A+5.0 ★Texas Ratio: 1.55%
 Conventional 1 0% 100% $255,000 View
American Heritage Lending, LLC
 Conventional 1 0% 100% $565,000
Real Genius LLC
 Conventional 1 0% 100% $645,000
Total Mortgage Services, LLC
 Conventional 1 0% 100% $765,000
Ameritrust Mortgage Corporation
 Conventional 1 0% 100% $155,000
Ladera Lending, Inc.
A+5.0 ★Texas Ratio: 0.22%
 FHA 1 0% 100% $485,000 View
First Federal Bank
A+5.0 ★Texas Ratio: 1.10%
 Conventional 1 0% 100% $255,000 View
Franklin Loan Corporation
 VA 1 0% 100% $295,000
First National Bank
A+5.0 ★Texas Ratio: 2.40%
 Conventional 1 0% 100% $625,000 View
FineMark National Bank & Trust
 Conventional, Jumbo 1 0% 100% $1,805,000
Communityamerica Federal Credit Union
 Conventional 1 0% 100% $315,000
Libertyville Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 3.32%
 Conventional, Jumbo 1 0% 100% $1,235,000 View
Crystal Lake Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.94%
 Conventional, Jumbo 1 0% 100% $1,255,000 View
Old Plank Trail Community Bank, N.A.
A+5.0 ★Texas Ratio: 2.48%
 Conventional, Jumbo 1 0% 100% $1,535,000 View
Arvest Bank
A5.0 ★Texas Ratio: 7.48%
 Conventional 1 0% 100% $185,000 View
Logix Federal Credit Union
 Conventional 1 0% 100% $255,000
Nasa Federal Credit Union
 Conventional 1 0% 100% $115,000
Wings Financial Credit Union
 Conventional 1 0% 100% $155,000
Thrivent Federal Credit Union
 Conventional 1 0% 100% $95,000
Choice Financial Group
A+5.0 ★Texas Ratio: 2.70%
 Conventional 1 0% 100% $495,000 View
CIBM Bank
A5.0 ★Texas Ratio: 8.91%
 Conventional 1 0% 100% $405,000 View
Charter West Bank
A+5.0 ★Texas Ratio: 2.29%
 Conventional 1 0% 100% $225,000 View
Truist Bank
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
 Conventional 1 0% 50% $645,000 View
Mld Mortgage, Inc.Dba the Money Store
 FHA 1 0% 100% $535,000
Oceanair Federal Credit Union
 Conventional, Jumbo 1 0% 100% $1,485,000
First American Bank
A+5.0 ★Texas Ratio: 3.00%
 Conventional, Jumbo 1 0% 100% $895,000 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Gilbert, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Gilbert? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilbert in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Gilbert, AZ

Use these to narrow the list above. Each category shows how many Gilbert, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 167 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 88 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 45 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 79 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 76 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 101 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 29 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Gilbert, AZ

Independent mortgage companies closed 77.2 percent of home loans in Gilbert, Arizona in 2025, banks 14.4 percent and credit unions 8.4 percent. Fisher Financial Group, Incorporated was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Fisher Financial Group, Incorporated led with 10 loans.

77.2%
Mortgage companies
14.4%
Banks
8.4%
Credit unions
8%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lendersMesa 396 lendersTucson 262 lendersSurprise 289 lendersBuckeye 263 lendersSan Tan Valley 268 lendersPeoria 291 lendersChandler 292 lendersScottsdale 366 lendersGlendale 252 lendersGoodyear 252 lendersQueen Creek 258 lenders

Frequently Asked Questions About Mortgage Lenders in Gilbert, AZ

Who is the largest mortgage lender in Gilbert, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Gilbert, Arizona with 79 loans, about 1.6 percent of the market. The largest lender headquartered in Arizona was Fisher Financial Group, Incorporated with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Gilbert, AZ have the highest approval rates?

Among lenders with meaningful volume in Gilbert, Arizona, V.I.P. Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Gilbert, AZ mortgage lenders offer FHA, VA and USDA loans?

79 lenders closed FHA loans in Gilbert, Arizona in 2025, led by United Wholesale Mortgage with 97. 76 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Gilbert, AZ lender list?

Yes. 88 banks and 45 credit unions closed home loans in Gilbert, Arizona in 2025, alongside 167 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Gilbert, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Gilbert, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilbert, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilbert. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.