☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Arizona / San Tan Valley

iAdvertiser Disclosure

Mortgage Lenders and Brokers in San Tan Valley, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

San Tan Valley, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39 W Combs Rd, San Tan Valley, AZ 85140A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Desert Financial Credit UnionDesert Financial Credit Union1725 W Hunt Hwy, San Tan Valley, AZ 85143A+5.0 ★Texas Ratio: 2.04%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, and BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in San Tan Valley, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Tan Valley are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in San Tan Valley, Arizona

Market share is the lender's share of all home loans closed in San Tan Valley, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in San Tan Valley 39 W Combs Rd, San Tan Valley, AZ 85140 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	27 +6 HELOCs	0.6%	82.4%	$266,111	View
Bank of America NA 1 office in San Tan Valley 39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +27 HELOCs	0.1%	75%	$278,333	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	40	0.9%	75%	$81,750	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	36 +4 HELOCs	0.8%	97.4%	$353,888	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	25 +6 HELOCs	0.5%	69.4%	$262,200	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, VA, Jumbo, HELOC	21 +11 HELOCs	0.5%	70.6%	$199,761	View
Desert Financial Credit Union 1725 W Hunt Hwy, San Tan Valley, AZ 85143 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	18 +290 HELOCs	0.4%	52.9%	$398,333	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, Jumbo, HELOC	15 +11 HELOCs	0.3%	83.3%	$446,333	View
Wells Fargo Bank NA 41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36%	Conventional	12	0.3%	75%	$193,333	View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	6 +8 HELOCs	0.1%	85.7%	$291,666	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	5 +2 HELOCs	0.1%	71.4%	$195,000	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, Jumbo	5	0.1%	100%	$525,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional	5	0.1%	71.4%	$187,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, Jumbo, HELOC	4 +3 HELOCs	0.1%	57.1%	$530,000	View
Pinal County Federal Credit Union 290 S Phelps Dr, Apache Junction, AZ 85120	Conventional	4	0.1%	80%	$72,500
SunWest Federal Credit Union 121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68%	Conventional	4	0.1%	100%	$90,000	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	3 +4 HELOCs	0.1%	50%	$138,333	View
MidFirst Bank 3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	3	0.1%	100%	$695,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	3	0.1%	100%	$55,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, VA, HELOC	2 +1 HELOCs	0%	100%	$480,000	View
First Credit Union 475 N Gila Springs Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 4.65%	Conventional	2	0%	100%	$80,000	View
Western State Bank 1412 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 6.13%	Conventional	2	0%	100%	$290,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0%	100%	$195,000	View
Alerus Financial NA 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$355,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$295,000	View
Banterra Bank 15100 N 78th Way, Scottsdale, AZ 85260 A4.7 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$805,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional, Jumbo	1	0%	100%	$1,755,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	HELOC	0 +7 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +6 HELOCs	0%	100%		View
Landings Credit Union 4850 W Chandler Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 3.83%	HELOC	0 +3 HELOCs	0%	n/a		View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +1 HELOCs	0%	n/a		View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	52 +17 HELOCs	1.1%	96.4%	$391,730
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, USDA, Jumbo	44	0.9%	100%	$392,954
Tri Pointe Connect, LLC	Conventional, VA	43	0.9%	96%	$483,139
Shea Mortgage Inc.	Conventional, VA, Jumbo	40	0.9%	93%	$642,500
NOVA Financial & Investment Corporation	Conventional, FHA, VA, HELOC	24 +1 HELOCs	0.5%	92.6%	$344,166
Homeowners Financial Group, LLC	Conventional, FHA, VA	22	0.5%	100%	$337,272
Peoples Mortgage Company	Conventional, FHA, VA	17	0.4%	100%	$345,000
Geneva Financial LLC	Conventional, FHA, VA	12	0.3%	100%	$290,833
Starboard Financial Management, LLC	Conventional, FHA	11	0.2%	100%	$428,636
Altitude Financial Corporation	Conventional, FHA, VA	10	0.2%	100%	$305,000
Sun American Mortgage Company	Conventional, FHA, VA	8	0.2%	100%	$325,000
Saygo Home Loans, LLC	Conventional, FHA, VA	4	0.1%	100%	$440,000
Champions Funding, LLC	Conventional	4	0.1%	80%	$280,000
New West Lending, Inc.	FHA, VA	3	0.1%	100%	$345,000
Fisher Financial Group, Incorporated	Conventional, VA	3	0.1%	100%	$428,333
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0%	100%	$225,000
Oaktree Funding Corp	Conventional	1	0%	100%	$235,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	529 +24 HELOCs	11.4%	88.5%	$400,784
Rocket Mortgage	Conventional, FHA, VA, Jumbo	359	7.7%	85.5%	$293,077
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	326	7%	85.8%	$375,920
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	269	5.8%	88.8%	$357,936
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	265 +4 HELOCs	5.7%	91.7%	$351,415
Velocio Mortgage, L.L.C.	Conventional, FHA, VA, USDA	179	3.9%	97.8%	$360,251
Nfm, Inc	Conventional, FHA, VA	118	2.5%	99.2%	$401,186
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	112	2.4%	84.8%	$422,410
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	105 +1 HELOCs	2.3%	94.6%	$343,476
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	93	2%	80.5%	$316,182
Guild Mortgage Company	Conventional, FHA, VA	81	1.7%	93.5%	$347,716
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	74	1.6%	91.5%	$380,540
Newrez LLC	Conventional, FHA, VA, Jumbo	64	1.4%	72.7%	$388,437
K. Hovnanian American Mortgage	Conventional, FHA, VA	59	1.3%	84.3%	$514,661
Mattamy Home Funding LLC	Conventional, FHA, VA	58	1.2%	93.5%	$419,827
Click n' Close, Inc.	Conventional, FHA, USDA	56	1.2%	100%	$206,428
Toll Brothers Mortgage Company	Conventional, FHA, VA	50	1.1%	83.1%	$527,800
Clm Mortgage, Inc	Conventional, FHA, VA	50	1.1%	98.2%	$449,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	48 +3 HELOCs	1%	100%	$420,833
Mortgage Research Center	VA	38	0.8%	67.9%	$403,947
Nationstar Mortgage	Conventional, FHA, VA	36	0.8%	78.3%	$195,833
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	35 +13 HELOCs	0.8%	92.7%	$481,285
Universal Lending Corporation	Conventional, FHA, VA	35	0.8%	97.2%	$424,714
Paramount Residential Mortgage	Conventional, FHA, VA, USDA	35	0.8%	97.2%	$389,857
Kind Lending, LLC	Conventional, FHA, VA, USDA, HELOC	32 +1 HELOCs	0.7%	97.1%	$331,875
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	30 +4 HELOCs	0.6%	93.8%	$365,000
Direct Mortgage Loans, LLC	Conventional, FHA, VA, HELOC	30 +1 HELOCs	0.6%	100%	$379,666
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, HELOC	27 +53 HELOCs	0.6%	46.8%	$162,407
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	27	0.6%	90%	$377,222	View
American Pacific Mortgage Corporation	Conventional, FHA, VA	26	0.6%	92.9%	$361,538
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	24	0.5%	42.9%	$353,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	23 +1 HELOCs	0.5%	85.2%	$276,304
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +16 HELOCs	0.5%	51.2%	$282,727
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	21 +1 HELOCs	0.5%	85.7%	$394,047
Spring Eq, LLC	Conventional, HELOC	20 +12 HELOCs	0.4%	46.8%	$72,000
Acrisure Mortgage, LLC	Conventional, FHA, VA	20	0.4%	100%	$430,500
Union Home Mortgage Corp.	Conventional, FHA, VA	20	0.4%	95.5%	$372,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	19 +8 HELOCs	0.4%	77.8%	$78,157
Primelending	Conventional, FHA, VA, Jumbo	19	0.4%	100%	$362,894
Equity Prime Mortgage LLC	FHA, VA	19	0.4%	82.6%	$383,947
Amerisave Mortgage Company	Conventional, FHA, VA	19	0.4%	50%	$140,789
Village Capital & Investment	FHA, VA	19	0.4%	72.2%	$392,368
American Financial Network, Inc.	Conventional, FHA, VA	17	0.4%	70.8%	$338,529
Waterstone Mortgage Corporation	Conventional, FHA, VA	17	0.4%	94.4%	$359,705
Lower, LLC	Conventional, FHA, VA	17	0.4%	89.5%	$360,294
Zillow Home Loans, LLC	Conventional, FHA, VA	15	0.3%	100%	$335,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	14	0.3%	87.5%	$325,714
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA	13	0.3%	100%	$404,230
Loanunited.Com, LLC	Conventional, FHA, VA	13	0.3%	100%	$410,384
Mutual of Omaha Mortgage	Conventional, FHA, VA	13	0.3%	76.5%	$415,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	0.3%	50%	$217,307
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	12	0.3%	100%	$358,333
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +12 HELOCs	0.2%	85.7%	$314,090
American Financial Resources LLC	Conventional, FHA, VA	11	0.2%	84.6%	$358,636
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	10	0.2%	90.9%	$350,000	View
Discover Bank	Conventional	10	0.2%	26.3%	$68,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.2%	90.9%	$354,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	10	0.2%	100%	$359,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	9	0.2%	83.3%	$249,444
Cardinal Financial Company, Li	Conventional, FHA, VA	9	0.2%	100%	$312,777
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.2%	81.8%	$325,000
Nations Lending Corporation	Conventional, FHA	9	0.2%	100%	$395,000
Resicentral LLC	Conventional, FHA, VA	8	0.2%	100%	$323,750
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA	8	0.2%	61.9%	$308,750	View
Provident Funding Associates	Conventional	8	0.2%	88.9%	$393,750
Summit Funding.Inc	Conventional, FHA, VA	8	0.2%	80%	$240,000
Nexera Holding LLC	Conventional	8	0.2%	100%	$405,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	7	0.2%	100%	$360,714	View
AmeriHome Mortgage Company, LLC	FHA, VA	7	0.2%	100%	$465,000
Securitynational Mortgage Company	Conventional, FHA, VA	7	0.2%	87.5%	$409,285
First International Bank & Trust	Conventional	7	0.2%	100%	$476,428
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	7	0.2%	77.8%	$145,000	View
Better Mortgage Corporation	Conventional, FHA, HELOC	6 +1 HELOCs	0.1%	42.9%	$208,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	6	0.1%	63.6%	$425,000	View
New Day Financial, LLC.	VA	6	0.1%	42.9%	$408,333
JMAC Lending, Inc.	Conventional, FHA	6	0.1%	85.7%	$396,666
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	5	0.1%	100%	$357,000
Efinity Financial LLC	Conventional, FHA	5	0.1%	83.3%	$329,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.1%	83.3%	$271,000	View
Nations Direct Mortgage, LLC	Conventional, FHA, VA	5	0.1%	83.3%	$349,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.1%	100%	$299,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	4 +7 HELOCs	0.1%	80%	$377,500
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	4 +1 HELOCs	0.1%	80%	$452,500
MortgageOne, Inc	Conventional, FHA, VA	4	0.1%	66.7%	$617,500
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.1%	100%	$367,500
AdvantageFirst Lending Inc	FHA, VA	4	0.1%	80%	$290,000
HomeXpress Mortgage Corp.	Conventional, FHA, VA	4	0.1%	80%	$377,500
City 1st Mortgage Services, LC	Conventional, FHA, VA	4	0.1%	100%	$372,500
Intercap Lending Inc	Conventional, FHA	4	0.1%	100%	$342,500
American Financing Corporation	Conventional, FHA, VA	4	0.1%	36.4%	$290,000
Stg Mortgage Inc	Conventional	4	0.1%	100%	$357,500
Mortgage Solutions of Colorado	Conventional, VA	4	0.1%	100%	$282,500
Genway Home Mortgage, Inc.	Conventional, FHA, VA	4	0.1%	66.7%	$260,000
Deseret First Credit Union	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$211,666
Mission Loans, LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	100%	$225,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0.1%	100%	$438,333	View
Primary Residential Mortgage, INC.	Conventional, FHA	3	0.1%	100%	$201,666
Go Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$278,333
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	3	0.1%	100%	$321,666	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.1%	100%	$228,333	View
Michigan Mutual, Inc	Conventional, VA	3	0.1%	100%	$528,333
Sfmc, LP	Conventional, FHA	3	0.1%	75%	$375,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, VA	3	0.1%	100%	$311,666
Hometown Equity Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$388,333
Lendsure Mortgage Corp.	Conventional	3	0.1%	100%	$371,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.1%	100%	$331,666	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	75%	$375,000	View
FirstBank	Conventional, Jumbo, HELOC	2 +2 HELOCs	0%	100%	$720,000
RBC Bank (Georgia), N.A.	Conventional, HELOC	2 +1 HELOCs	0%	100%	$370,000
Royal United Mortgage LLC	Conventional	2	0%	100%	$120,000
Everett Financial, Inc.	Conventional	2	0%	100%	$205,000
Sage Home Loans Corporation	Conventional	2	0%	66.7%	$410,000
Nbkc Bank	Conventional, VA	2	0%	100%	$485,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA, Jumbo	2	0%	100%	$440,000
Wallick and Volk, Inc.	Conventional, VA	2	0%	100%	$360,000
First State Bank of St Charles	Conventional	2	0%	100%	$415,000
Royal Pacific Funding	Conventional, Jumbo	2	0%	100%	$595,000
Oceanside Mortgage Company	FHA	2	0%	100%	$335,000
ClearPath Lending	VA	2	0%	100%	$485,000
Bay Equity LLC	Conventional, VA	2	0%	100%	$340,000
Home Mortgage Advisors, LLC	Conventional, FHA	2	0%	100%	$205,000
Premier Lending Inc.	Conventional, FHA	2	0%	100%	$185,000
Ony Glo, Inc.	Conventional, FHA	2	0%	100%	$430,000
Evergreen Moneysource Mortgage Company	Conventional	2	0%	100%	$250,000
Churchill Mortgage Corporation	Conventional, FHA	2	0%	100%	$570,000
Intelliloan, Inc.	FHA	2	0%	100%	$385,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0%	100%	$380,000	View
T2 Financial LLC	FHA	2	0%	100%	$345,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	100%	$560,000	View
Towne Mortgage Company	Conventional, FHA	2	0%	100%	$420,000
Tjc Mortgage Inc	VA	2	0%	100%	$590,000
Keystone Funding, Inc	Conventional, FHA	2	0%	100%	$405,000
Veritas Funding, LLC	FHA, VA	2	0%	100%	$340,000
Hunt Mortgage Corporation	Conventional, VA	2	0%	100%	$425,000
Loan Simple, Inc.	FHA	2	0%	100%	$390,000
Top Flite Financial, Inc.	FHA, VA	2	0%	100%	$430,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +6 HELOCs	0%	100%	$225,000
Trustone Financial Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$355,000
American Airlines Federal Cred	Conventional, HELOC	1 +3 HELOCs	0%	100%	$35,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$605,000
Nuvision Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$295,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$355,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$2,805,000
1St Source Bank A+5.0 ★Texas Ratio: 5.01%	Conventional	1	0%	100%	$155,000	View
ML Mortgage Corp.	FHA	1	0%	100%	$375,000
Arc Home LLC	Conventional, Jumbo	1	0%	100%	$985,000
Southwest Airlines FCU	Conventional	1	0%	100%	$255,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$385,000	View
Pioneer Bank & Trust A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0%	100%	$605,000	View
Castle Rock Bank	Conventional	1	0%	100%	$345,000
Neighborhood Loans, Inc	Conventional	1	0%	33.3%	$15,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0%	100%	$55,000	View
Dacotah Bank A5.0 ★Texas Ratio: 12.58%	Conventional	1	0%	100%	$255,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$635,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$255,000	View
Security First Bank of North Dakota A+5.0 ★Texas Ratio: 5.78%	Conventional	1	0%	100%	$205,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$615,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$565,000	View
Envoy Mortgage, Ltd	FHA	1	0%	100%	$435,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$255,000
Norwich Commercial Group Inc	VA	1	0%	100%	$375,000
Triad Financial Services, Inc.	Conventional	1	0%	66.7%	$65,000
Dart Bank	Conventional	1	0%	100%	$335,000
Kinecta Federal Credit Union	Conventional	1	0%	100%	$95,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$235,000	View
National Police Federal Credit Union	Conventional	1	0%	100%	$545,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$295,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0%	100%	$65,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$505,000
5Th Sreet Capital Inc.	Conventional	1	0%	100%	$265,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$235,000	View
Synergy One Lending, Inc.	Conventional	1	0%	100%	$375,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$325,000
Mayo Employees Federal Credit Union	Conventional	1	0%	50%	$15,000
Data Mortgage, Inc	Conventional	1	0%	100%	$305,000
Catalyst Mortgage	Conventional	1	0%	100%	$355,000
First Community Credit Union A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0%	100%	$335,000	View
Plus Relocation Mortgage, LLC	Conventional	1	0%	100%	$365,000
Valley West Corporation	VA	1	0%	100%	$335,000
Obsidian Financial Services	Conventional	1	0%	100%	$195,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$285,000
Googain, Inc.	Conventional	1	0%	100%	$245,000
Das Acquisition Company, LLC	VA	1	0%	100%	$385,000
Town and Country Credit Union	Conventional	1	0%	100%	$305,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$155,000
Greenwood Credit Union	Conventional	1	0%	100%	$55,000
Flexpoint, Inc.	Conventional	1	0%	100%	$275,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$555,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$525,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$365,000
Hapo Communtiy Credit Union	Conventional	1	0%	100%	$445,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$355,000
Fidelity Bank A5.0 ★Texas Ratio: 7.99%	Conventional	1	0%	100%	$235,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$295,000	View
Credence Funding Corporation	VA	1	0%	100%	$305,000
Encompass Lending Group, L.P.	Conventional	1	0%	50%	$475,000
Dakota Community Bank & Trust, NA A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0%	100%	$255,000	View
Teachers Federal Credit Union	Conventional	1	0%	100%	$355,000
First Premier Bank A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0%	100%	$585,000	View
Castle & Cooke Mortgage, LLC	Conventional	1	0%	100%	$95,000
Utah Power Credit Union	Conventional	1	0%	100%	$175,000
Gardner Financial Services	Conventional	1	0%	100%	$95,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$435,000
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0%	100%	$135,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$795,000	View
Citadel Servicing Corporation	Conventional	1	0%	66.7%	$205,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$295,000	View
Ussfcu	Conventional	1	0%	100%	$185,000
Badger Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0%	100%	$515,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0%	100%	$325,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0%	100%	$625,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$365,000	View
Pulte Mortgage LLC	Conventional	1	0%	100%	$425,000
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0%	100%	$395,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0%	100%	$865,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$205,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0%	100%	$2,165,000
Texana Bank	Conventional	1	0%	100%	$275,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0%	100%	$1,575,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	VA	1	0%	50%	$445,000	View
Luxury Mortgage Corp.	Conventional	1	0%	100%	$265,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$295,000	View
Cake Mortgage Corp.	Conventional, Jumbo	1	0%	50%	$875,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$805,000	View
Figure Lending LLC	HELOC	0 +32 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +19 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +18 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +9 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	100%
Firefighters First Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	0%		View
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Skyla Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

San Tan Valley Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in San Tan Valley, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in San Tan Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Tan Valley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in San Tan Valley, AZ

Use these to narrow the list above. Each category shows how many San Tan Valley, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 173 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 45 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 118 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 107 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 29 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 31 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in San Tan Valley, AZ

Independent mortgage companies closed 89.1 percent of home loans in San Tan Valley, Arizona in 2025, banks 6.3 percent and credit unions 4.5 percent. The Loan Store, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Copper State Credit Union the largest credit union. Among lenders headquartered in Arizona, Copper State Credit Union led with 40 loans.

89.1%

Mortgage companies

6.3%

Banks

4.5%

Credit unions

34%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders Queen Creek 258 lenders

Frequently Asked Questions About Mortgage Lenders in San Tan Valley, AZ

Who is the largest mortgage lender in San Tan Valley, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in San Tan Valley, Arizona with 27 loans, about 0.6 percent of the market. The largest lender headquartered in Arizona was Copper State Credit Union with 40 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in San Tan Valley, AZ have the highest approval rates?

Among lenders with meaningful volume in San Tan Valley, Arizona, Click n' Close, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which San Tan Valley, AZ mortgage lenders offer FHA, VA and USDA loans?

118 lenders closed FHA loans in San Tan Valley, Arizona in 2025, led by DHI Mortgage Company, LTD. with 209. 107 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this San Tan Valley, AZ lender list?

Yes. 67 banks and 45 credit unions closed home loans in San Tan Valley, Arizona in 2025, alongside 173 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in San Tan Valley, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in San Tan Valley, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Tan Valley, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Tan Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.