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Mortgage Lenders and Brokers in Tucson, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Tucson, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2 E Congress St, Tucson, AZ 85701A+5.0 ★Texas Ratio: 3.68%, Vantage West Credit UnionVantage West Credit Union2222 S Craycroft Rd, Tucson, AZ 85711 6626A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA2195 E River Rd, Tucson, AZ 85718A+5.0 ★Texas Ratio: 5.36%, Pima Federal Credit UnionPima Federal Credit Union3730 N Stone Ave, tucson, AZ 85705 3204A+5.0 ★Texas Ratio: 3.94%, Pyramid Federal Credit UnionPyramid Federal Credit Union4491 N Oracle Rd, Tucson, AZ 85705A5.0 ★Texas Ratio: 7.78%, US Bank, N.A.US Bank, N.A.9100 N Silverbell Rd, Tucson, AZ 85743A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA3500 E Sunrise Dr, Tucson, AZ 85718A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA3775 W Orange Grove Rd, Tucson, AZ 85741A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.20 S Stone Ave, Tucson, AZ 85701A+5.0 ★Texas Ratio: 3.72%, and PNC Bank N.A.PNC Bank N.A.120 N Stone Ave, Tucson, AZ 85701A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tucson, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tucson are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tucson, Arizona

Market share is the lender's share of all home loans closed in Tucson, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 25 offices in Tucson 2 E Congress St, Tucson, AZ 85701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	119 +16 HELOCs	1.6%	80.3%	$237,857	View
Vantage West Credit Union 2222 S Craycroft Rd, Tucson, AZ 85711 6626 A+5.0 ★Texas Ratio: 5.26%	Conventional, HELOC	92 +394 HELOCs	1.3%	83.8%	$265,652	View
Wells Fargo Bank NA 20 offices in Tucson 2195 E River Rd, Tucson, AZ 85718 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	60	0.8%	69%	$217,000	View
Pima Federal Credit Union 3730 N Stone Ave, tucson, AZ 85705 3204 A+5.0 ★Texas Ratio: 3.94%	Conventional, HELOC	55 +113 HELOCs	0.8%	73.1%	$228,636	View
Pyramid Federal Credit Union 4491 N Oracle Rd, Tucson, AZ 85705 A5.0 ★Texas Ratio: 7.78%	Conventional	55	0.8%	83.6%	$95,181	View
US Bank, N.A. 5 offices in Tucson 9100 N Silverbell Rd, Tucson, AZ 85743 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	38 +27 HELOCs	0.5%	40%	$170,526	View
Bank of America NA 17 offices in Tucson 3500 E Sunrise Dr, Tucson, AZ 85718 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	30 +66 HELOCs	0.4%	86.1%	$236,666	View
BMO Harris Bank NA 7 offices in Tucson 3775 W Orange Grove Rd, Tucson, AZ 85741 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	12 +28 HELOCs	0.2%	75%	$377,500	View
Zions Bancorporation, N.A. 4 offices in Tucson 20 S Stone Ave, Tucson, AZ 85701 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, VA, Jumbo, HELOC	9 +32 HELOCs	0.1%	78.9%	$432,777	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10 offices in Tucson 120 N Stone Ave, Tucson, AZ 85701 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +28 HELOCs	0%	60%	$315,000	View
Glacier Bank 1 office in Tucson 3001 E Skyline Dr, Tucson, AZ 85718 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0%	100%	$165,000	View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +96 HELOCs	0%	n/a		View
NOVA Financial & Investment Corporation	Conventional, FHA, VA, Jumbo, HELOC	573 +9 HELOCs	7.8%	81.1%	$274,057
Altitude Financial Corporation	Conventional, FHA, VA, Jumbo	268	3.7%	98.5%	$272,873
The Loan Store, Inc	Conventional, FHA, VA, HELOC	119 +26 HELOCs	1.6%	95.5%	$294,159
Oneaz Credit Union 777 S ALVERNON WAY, TUCSON, AZ 85711 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	27 +54 HELOCs	0.4%	45.2%	$196,851	View
SunWest Federal Credit Union 3615 N Campbell Ave, Tucson, AZ 85719 1534 A+5.0 ★Texas Ratio: 2.68%	Conventional	9	0.1%	90.9%	$55,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	7 +1 HELOCs	0.1%	100%	$230,714	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	6	0.1%	40%	$283,333	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	5 +4 HELOCs	0.1%	62.5%	$195,000	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, FHA, HELOC	5 +3 HELOCs	0.1%	100%	$191,000	View
Arizona Central Credit Union 2150 W INA RD, TUCSON, AZ 85741 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	4 +1 HELOCs	0.1%	40%	$145,000	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	4	0.1%	85.7%	$97,500	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +3 HELOCs	0%	100%	$285,000	View
First Ciitizens Bank and Trust 8580 N Oracle Rd, Tucson, AZ 85704 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +3 HELOCs	0%	66.7%	$315,000	View
Alerus Financial NA 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	2 +1 HELOCs	0%	100%	$325,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	2 +1 HELOCs	0%	66.7%	$260,000	View
First Western Trust Bank 2425 E Camelback Rd, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 5.16%	Conventional	2	0%	100%	$260,000	View
First Credit Union 340 S Stone Ave, Tucson, AZ 85701 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0%	100%	$135,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0%	50%	$35,000	View
Commerce Bank 7600 E Doubletree Ranch Rd, Scottsdale, AZ 85258 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$385,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	VA	1	0%	50%	$455,000	View
Desert Financial Credit Union 150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04%	HELOC	0 +25 HELOCs	0%	0%		View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	0%		View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	197	2.7%	95.7%	$283,324
Peoples Mortgage Company	Conventional, FHA, VA	123	1.7%	99.2%	$270,121
Geneva Financial LLC	Conventional, FHA, VA	21	0.3%	84%	$197,380
Southwest Stage Funding LLC	Conventional, FHA, VA	3	0%	42.9%	$261,666
Champions Funding, LLC	Conventional	3	0%	60%	$288,333
Valon Mortgage	Conventional, HELOC	1 +8 HELOCs	0%	100%	$205,000
Oaktree Funding Corp	Conventional	1	0%	66.7%	$225,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$195,000
Starboard Financial Management, LLC	Conventional	1	0%	100%	$325,000
Saygo Home Loans, LLC	FHA	1	0%	100%	$285,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	562 +22 HELOCs	7.7%	96.8%	$295,836
Rocket Mortgage	Conventional, FHA, VA, Jumbo	552	7.6%	76.6%	$195,778
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	538 +16 HELOCs	7.4%	85.3%	$301,022
loanDepot.com LLC	Conventional, FHA, VA, HELOC	412 +22 HELOCs	5.6%	83.9%	$303,106
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	377	5.2%	92%	$257,546
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	218	3%	97.5%	$239,816
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	193	2.6%	95.6%	$314,274
American Pacific Mortgage Corporation	Conventional, FHA, VA	178	2.4%	84%	$237,584
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	144	2%	81.3%	$213,888
Freedom Mortgage Corporation	Conventional, FHA, VA	143	2%	89.7%	$299,615
DHI Mortgage Company, LTD.	Conventional, FHA, VA	129	1.8%	80%	$342,131
Mortgage Research Center	Conventional, FHA, VA	104	1.4%	59.4%	$309,230
Newrez LLC	Conventional, FHA, VA	85	1.2%	62%	$221,588
Kbhs Home Loans, LLC	Conventional, FHA, VA, Jumbo	84	1.1%	95.5%	$342,976
Mattamy Home Funding LLC	Conventional, FHA, VA	81	1.1%	89%	$441,419
Nationstar Mortgage	Conventional, FHA, VA	76	1%	81.4%	$167,894
Homeamerican Mortgage Corporation	Conventional, FHA, VA	63	0.9%	92.6%	$375,793
T2 Financial LLC	Conventional, FHA, VA	51	0.7%	96.6%	$287,549
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	50 +19 HELOCs	0.7%	70.8%	$223,400
Spring Eq, LLC	Conventional, HELOC	48 +21 HELOCs	0.7%	44.6%	$77,083
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	44 +3 HELOCs	0.6%	89.1%	$231,590
Nations Lending Corporation	Conventional, FHA, VA	42	0.6%	97.9%	$279,523
Triad Financial Services, Inc.	Conventional	41	0.6%	54%	$71,829
Paramount Residential Mortgage	Conventional, FHA, VA	39	0.5%	92.9%	$272,435
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, HELOC	38 +1 HELOCs	0.5%	95.2%	$297,368
Amerisave Mortgage Company	Conventional, FHA, HELOC	38 +1 HELOCs	0.5%	35.2%	$106,315
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	37	0.5%	100%	$299,594	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	33 +5 HELOCs	0.5%	87.2%	$200,757
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	29	0.4%	48.1%	$193,965
Equity Prime Mortgage LLC	Conventional, FHA, VA	27	0.4%	82.4%	$288,333
21St Mortgage	Conventional	27	0.4%	32.9%	$58,333
American Financial Resources LLC	Conventional, FHA, VA	26	0.4%	89.7%	$259,230
Click n' Close, Inc.	Conventional, FHA, VA	26	0.4%	100%	$188,461
Goodleap, LLC	Conventional, FHA, VA, HELOC	23 +18 HELOCs	0.3%	68.2%	$196,304
Ony Glo, Inc.	Conventional, FHA	23	0.3%	82.1%	$251,956
Lennar Mortgage, LLC	Conventional, FHA, VA	22	0.3%	91.7%	$397,272
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	21 +6 HELOCs	0.3%	87.5%	$298,809
Carrington Mortgage Services LLC	Conventional, FHA, VA	21	0.3%	51.9%	$181,190
Right Start Mortgage, Inc	Conventional, FHA, VA	20	0.3%	87%	$271,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	20	0.3%	66.7%	$178,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA	19	0.3%	100%	$338,684
JMAC Lending, Inc.	Conventional, FHA, VA	19	0.3%	86.4%	$276,578
AdvantageFirst Lending Inc	Conventional, FHA	18	0.2%	66.7%	$226,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	18	0.2%	64.5%	$263,888
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	16 +4 HELOCs	0.2%	100%	$284,375
Credit Human Federal Credit Un	Conventional	16	0.2%	69.6%	$80,000
Planet Home Lending, LLC	Conventional, FHA, VA	15	0.2%	83.3%	$251,000
Kind Lending, LLC	Conventional, FHA	14	0.2%	82.4%	$230,000
Discover Bank	Conventional	14	0.2%	22.7%	$62,857
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA	14	0.2%	90.5%	$270,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	14	0.2%	93.8%	$285,000	View
Zillow Home Loans, LLC	Conventional, FHA, VA	13	0.2%	92.9%	$308,076
Village Capital & Investment	FHA, VA	13	0.2%	78.8%	$330,384
ClearPath Lending	VA	12	0.2%	100%	$294,166
Securitynational Mortgage Company	Conventional, FHA, VA	12	0.2%	92.9%	$278,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.2%	46.2%	$280,000	View
Provident Funding Associates	Conventional	12	0.2%	92.3%	$332,500
Sierra Pacific Mortgage Co. Inc	Conventional	12	0.2%	85.7%	$301,666
PHH Mortgage Corporation	Conventional, FHA, VA	11	0.2%	91.7%	$202,272
Stg Mortgage Inc	Conventional, FHA	11	0.2%	92.3%	$254,090
New Day Financial, LLC.	VA	11	0.2%	40%	$308,636
Loanunited.Com, LLC	Conventional, FHA, VA	10	0.1%	90.9%	$315,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo	10	0.1%	100%	$464,000	View
Cardinal Financial Company, Li	Conventional, FHA	10	0.1%	83.3%	$254,000
BoxCar Mortgage, LLC	Conventional, FHA, VA	10	0.1%	100%	$276,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	10	0.1%	50%	$269,000
Idaho Central Credit Union	Conventional, HELOC	9 +19 HELOCs	0.1%	84.2%	$73,888
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, FHA, HELOC	9 +4 HELOCs	0.1%	64.3%	$108,333
Lower, LLC	Conventional, FHA, HELOC	9 +1 HELOCs	0.1%	64.3%	$286,111
Primelending	Conventional, FHA	9	0.1%	90.9%	$306,111
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	9	0.1%	90.9%	$337,222
American Financial Network, Inc.	Conventional, FHA	9	0.1%	100%	$281,666
Summit Funding.Inc	Conventional, FHA, VA	9	0.1%	100%	$260,555
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	8	0.1%	81.8%	$245,000	View
Sage Home Loans Corporation	Conventional	8	0.1%	81.8%	$427,500
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	8	0.1%	100%	$285,000	View
American Financing Corporation	Conventional, FHA	8	0.1%	37%	$233,750
Royal United Mortgage LLC	Conventional	7	0.1%	100%	$189,285
Bay Equity LLC	Conventional, FHA, VA	7	0.1%	87.5%	$322,142
Ark-La-Tex Financial Services LLC	Conventional, VA	7	0.1%	100%	$363,571
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	6 +2 HELOCs	0.1%	50%	$81,666	View
Greenstate Credit Union	Conventional	6	0.1%	100%	$355,000
Nbkc Bank	Conventional, VA	6	0.1%	85.7%	$405,000
TruHome Solutions, LLC	FHA, VA	6	0.1%	66.7%	$290,000
Das Acquisition Company, LLC	Conventional, FHA	6	0.1%	100%	$220,000
Pulte Mortgage LLC	Conventional, FHA, VA	6	0.1%	85.7%	$321,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.1%	100%	$581,666	View
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	5 +22 HELOCs	0.1%	100%	$329,000
Better Mortgage Corporation	Conventional, FHA, Jumbo, HELOC	5 +1 HELOCs	0.1%	60%	$355,000
Zippy Loans, LLC	Conventional	5	0.1%	45.5%	$43,000
Resicentral LLC	Conventional	5	0.1%	83.3%	$423,000
Greenwood Credit Union	Conventional	5	0.1%	100%	$73,000
Efinity Financial LLC	Conventional, FHA, VA	5	0.1%	83.3%	$323,000
MortgageOne, Inc	Conventional, FHA	4	0.1%	80%	$295,000
Michigan Mutual, Inc	Conventional, FHA	4	0.1%	83.3%	$300,000
Nfm, Inc	Conventional, FHA	4	0.1%	100%	$292,500
Premier Lending Inc.	Conventional, FHA	4	0.1%	100%	$260,000
Churchill Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$202,500
Intelliloan, Inc.	FHA	4	0.1%	57.1%	$292,500
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	4	0.1%	100%	$287,500	View
Nexera Holding LLC	Conventional	4	0.1%	100%	$295,000
Alliant Credit Union	Conventional, HELOC	3 +9 HELOCs	0%	100%	$558,333
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +9 HELOCs	0%	60%	$291,666
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	3 +1 HELOCs	0%	50%	$248,333
Mission Loans, LLC	Conventional, HELOC	3 +1 HELOCs	0%	100%	$161,666
Cornerstone First Mortgage, LLC	Conventional, FHA	3	0%	100%	$408,333
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0%	100%	$628,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0%	100%	$535,000	View
AmeriHome Mortgage Company, LLC	FHA	3	0%	80%	$301,666
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	3	0%	100%	$165,000	View
Filo Mortgage, LLC	Conventional	3	0%	80%	$358,333
Evergreen Bank Group	Conventional	3	0%	60%	$38,333
Total Mortgage Services, LLC	Conventional, VA	3	0%	100%	$195,000
American Internet Mortgage, Inc.	Conventional	3	0%	75%	$405,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0%	80%	$358,333	View
Mortgage Solutions of Colorado	VA	3	0%	100%	$251,666
Citadel Servicing Corporation	Conventional	3	0%	100%	$161,666
Veritas Funding, LLC	Conventional, FHA	3	0%	100%	$211,666
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0%	100%	$175,000	View
Florida Capital Bank, N.A	Conventional, FHA	3	0%	100%	$268,333
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	Conventional, FHA	3	0%	60%	$238,333	View
Tomo Mortgage LLC	Conventional	3	0%	60%	$308,333
Quorum Federal Credit Union	Conventional, HELOC	2 +9 HELOCs	0%	50%	$90,000
Boeing Employees' Credit Union	Conventional, HELOC	2 +4 HELOCs	0%	100%	$375,000
Firefighters First Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0%	66.7%	$190,000
Arc Home LLC	Conventional	2	0%	100%	$235,000
Southwest Airlines FCU	Conventional	2	0%	66.7%	$90,000
RANLife, Inc.	Conventional, VA	2	0%	100%	$255,000
Canopy Mortgage, LLC	Conventional	2	0%	100%	$265,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0%	66.7%	$865,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0%	100%	$395,000	View
AmWest Funding Corp	Conventional	2	0%	100%	$360,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0%	66.7%	$150,000	View
Valley West Corporation	Conventional, VA	2	0%	100%	$345,000
City 1st Mortgage Services, LC	FHA, VA	2	0%	100%	$265,000
Citizens Equity First Credit U	Conventional	2	0%	100%	$210,000
Congressional Federal Credit Union	Conventional	2	0%	100%	$55,000
Vellum Mortgage, Inc.	Conventional	2	0%	100%	$440,000
Lendsure Mortgage Corp.	Conventional	2	0%	100%	$350,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	2	0%	66.7%	$515,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA, VA	2	0%	100%	$215,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	66.7%	$165,000	View
Megastar Finanacial Corp	Conventional	2	0%	100%	$510,000
Keystone Funding, Inc	FHA, VA	2	0%	100%	$285,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	100%	$250,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	VA	2	0%	100%	$245,000	View
State Departmenet Federal Credit Union	Conventional	2	0%	66.7%	$160,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0%	7.4%	$90,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0%	100%	$180,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	2	0%	66.7%	$90,000	View
Notre Dame Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$295,000
First Technology Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	50%	$335,000
First Interstate Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$165,000	View
Service Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$55,000
Farmers Insurance Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$65,000
Kinecta Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0%	100%	$815,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0%	100%	$365,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0%	100%	$905,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$1,115,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$245,000	View
Fundloans Capital	Conventional	1	0%	100%	$365,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$535,000	View
Countryplace Mortgage, Ltd.	Conventional	1	0%	100%	$155,000
Global Federal Credit Union	Conventional	1	0%	100%	$315,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$255,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$235,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$275,000
United Trust Bank	FHA	1	0%	100%	$225,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$315,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$545,000
Stockman Bank of Montana A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0%	100%	$325,000	View
HomeXpress Mortgage Corp.	Conventional	1	0%	33.3%	$205,000
American Liberty Mortgage Inco	FHA	1	0%	100%	$265,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$255,000
Centennial Lending, LLC	Conventional	1	0%	100%	$255,000
First State Mortgage Services A5.0 ★Texas Ratio: 7.77%	VA	1	0%	100%	$545,000	View
New Wave Lending Group Inc	Conventional	1	0%	100%	$315,000
Oceanside Mortgage Company	FHA	1	0%	100%	$275,000
Evo Home Loans, LLC dba Epiq Lending	Conventional	1	0%	100%	$255,000
Kemba Credit Union	Conventional	1	0%	100%	$385,000
Marlin Mortgage Capital, LLC	FHA	1	0%	100%	$235,000
LoanFlight Lending, LLC.	Conventional	1	0%	100%	$245,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$325,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$255,000
Partner Colorado Credit Union	Conventional	1	0%	100%	$125,000
Bravera Bank A+5.0 ★Texas Ratio: 5.48%	Conventional	1	0%	100%	$285,000	View
Servis One, Inc	FHA	1	0%	100%	$245,000
Evergreen Moneysource Mortgage Company	Conventional	1	0%	100%	$285,000
Loanleaders of America, Inc	VA	1	0%	100%	$325,000
NBH Bank A+5.0 ★Texas Ratio: 2.90%	VA	1	0%	100%	$375,000	View
Waterstone Mortgage Corporation	FHA	1	0%	100%	$305,000
Direct Mortgage Loans, LLC	FHA	1	0%	100%	$215,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	25%	$345,000
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0%	100%	$255,000	View
Baxter Credit Union A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0%	50%	$195,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$535,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$205,000	View
Empeople Credit Union	Conventional	1	0%	100%	$405,000
Morton Community Bank A+5.0 ★Texas Ratio: 5.85%	Conventional	1	0%	100%	$145,000	View
First Western Federal Savings Bank	Conventional	1	0%	50%	$375,000
Andrews Federal Credit Union	Conventional	1	0%	100%	$445,000
Emet Lending Group, Inc.	Conventional	1	0%	100%	$295,000
Numerica Credit Union A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0%	100%	$305,000	View
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$155,000	View
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$325,000
Thrivent Federal Credit Union	Conventional	1	0%	100%	$195,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$185,000	View
FM Home Loans LLC	Conventional	1	0%	100%	$345,000
ClearEdge Lending LLC	Conventional	1	0%	50%	$175,000
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$205,000
Compass Mortgage, Inc.	Conventional	1	0%	100%	$395,000
Consumers Credit Union	Conventional	1	0%	100%	$295,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$455,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$225,000
Texana Bank	FHA	1	0%	75%	$165,000
Metro City Bank A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0%	100%	$225,000	View
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	1	0%	100%	$65,000	View
Top Flite Financial, Inc.	FHA	1	0%	100%	$215,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$225,000	View
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	1	0%	66.7%	$345,000	View
Figure Lending LLC	HELOC	0 +93 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +45 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +26 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Meriwest Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Tucson Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Tucson, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Tucson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tucson in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tucson, AZ

Use these to narrow the list above. Each category shows how many Tucson, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 153 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 53 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 109 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 88 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 23 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 27 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Tucson, AZ

Independent mortgage companies closed 87.9 percent of home loans in Tucson, Arizona in 2025, banks 6.8 percent and credit unions 5.4 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Vantage West Credit Union the largest credit union. Among lenders headquartered in Arizona, Vantage West Credit Union led with 92 loans.

87.9%

Mortgage companies

6.8%

Banks

5.4%

Credit unions

26%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders Queen Creek 258 lenders

Frequently Asked Questions About Mortgage Lenders in Tucson, AZ

Who is the largest mortgage lender in Tucson, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Tucson, Arizona with 119 loans, about 1.6 percent of the market. The largest lender headquartered in Arizona was Vantage West Credit Union with 92 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tucson, AZ have the highest approval rates?

Among lenders with meaningful volume in Tucson, Arizona, Peoples Mortgage Company approved the highest share of completed applications in 2025 at 99.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tucson, AZ mortgage lenders offer FHA, VA and USDA loans?

109 lenders closed FHA loans in Tucson, Arizona in 2025, led by CrossCountry Mortgage, LLC with 211. 88 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tucson, AZ lender list?

Yes. 72 banks and 53 credit unions closed home loans in Tucson, Arizona in 2025, alongside 153 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tucson, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tucson, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tucson, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tucson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.