Best Money Market Rates in North Carolina (NC) - March 2026
Content reviewed by
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current North Carolina money market rates include Blue Ridge Bank National AssociationBlue Ridge Bank National Association3202 Northline Ave, Greensboro, NC 27408F2.8 ★Texas Ratio: 41.42% Money Market Account at 4.50% APY, First Flight Federal Credit UnionFirst Flight Federal Credit Union1815 Kildaire Farm Rd, Cary, NC 27518A+5.0 ★Texas Ratio: 3.94% Prestige Money Market Accounts at 4.07% APY, Marine Federal Credit UnionMarine Federal Credit Union4180 Western Blvd, Jacksonville, NC 28546 6740A5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, Acclaim Federal Credit UnionAcclaim Federal Credit Union1823 Banking St, Greensboro, NC 27408A+5.0 ★Texas Ratio: 3.93% Money Market at 4.00% APY, and Truliant Federal Credit UnionTruliant Federal Credit Union4100 Clemmons Rd, Clemmons, NC 27012A5.0 ★Texas Ratio: 7.58% Accelerate Money Market Special at 3.75% APY.
To see how these money market rates in North Carolina compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in North Carolina (NC) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in North Carolina and surrounding area. Last Updated and Verified: March 20, 2026
North Carolina Money Market Rate Trends
Compare local North Carolina MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NC Avg
1.766%
▲ 1.083 from last week
North Carolina high-yield MMA rates rose 1.083 points this week to 1.766% APY, up from 0.683% last week.
Standard MMA — NC Avg
1.480%
▼ 1.770 from last week
North Carolina standard MMA rates fell 1.770 points this week to 1.480% APY, down from 3.250% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in North Carolina
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market Account
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $15,000.00
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
Prestige Money Market Accounts
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Up to $49,999.99*
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
4180 Western Blvd, Jacksonville, NC 28546 6740
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market Special
3.75%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $25,000.00
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC 27870
Choice Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Platinum Perks Checking***
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Perks Checking**
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
562 Caratoke Hwy, Moyock, NC 27958 8740
ProBiz Money Market
3.50%
$1,000,000
▼
Rate3.44%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 17, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC 28752 7925
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
591 Brevard Rd, Asheville, NC 28810 0001
Money Market
3.50%
$2,500
▼
Rate3.44%
Min Deposit$2,500
Min Balance—
UpdatedMar 9, 2026
Details
Monthly Service Charge is $10.00. For March 1, 2026
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Feature Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $250,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
28 Schenck Pkwy, Asheville, NC 28803
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC 27298
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit)
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
Go Green Money Market Premium Tier
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifications Required
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Signature Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Platinum Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
2115 Rexford Rd, Charlotte, NC 28211
Advantage Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC 28345
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC 28345
Business Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
3.07%
$0
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Signature Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
4180 Western Blvd, Jacksonville, NC 28546 6740
Jumbo Money Market
3.04%
$100,000
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
No check access allowed. Withdrawals are restricted.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market1
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fort Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
4172 Hefner Dr, Fort Bragg, NC 28310
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $250,000.00
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC 27615
Platinum Money Market Savings
3.00%
$1,000,000
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedMar 20, 2026
Details
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
3 Academy ST, Canton, NC 28716
Business Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rates are variable and subject to change.
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business High Tier Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
591 Brevard Rd, Asheville, NC 28810 0001
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 9, 2026
Details
Monthly Service Charge is $10.00. For March 1, 2026
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
562 Caratoke Hwy, Moyock, NC 27958 8740
ProBiz Money Market
3.00%
$500,000
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedMar 17, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit)
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
2.97%
$0
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
6302 Fairview Rd, Charlotte, NC 28210
Consumer Fed Funds Money Market
2.95%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Golden Advantage Money Market
2.87%
$0
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit)
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC 27615
Platinum Money Market Savings
2.80%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market1
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
11115 S Tryon St, Charlotte, NC 28273
Money Market Plus
2.78%
$1,000
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
2.77%
$0
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit)
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
2.62%
$0
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
2.57%
$0
▼
Rate2.54%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Money Market1
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
11115 S Tryon St, Charlotte, NC 28273
Money Market Plus
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Terms and conditions apply.
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC 27870
Choice Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market Account
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market Tiered
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000 and Over
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
1475 N New Hope Rd, Gastonia, NC 28054
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
**$100 minimum opening deposit
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rates are variable and subject to change.
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
Business High Tier Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Accelerate Money Market
2.44%
$0
▼
Rate2.41%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit)
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market Account
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Money Market Tiered
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$50,000 - $99,999
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC 27609
Civic Nonprofit Money Market
2.30%
$500
▼
Rate2.27%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC 27609
Nonprofit Money Market Account
2.30%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2500 NC Highway 86 S, Hillsborough, NC 27278
IRA Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2500 NC Highway 86 S, Hillsborough, NC 27278
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
3101 S Church St, Burlington, NC 27215
Performance Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
2.25%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC 28304 3814
Perks Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC 27603 1739
Money Market Share
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
Business Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
($2,500 minimum opening deposit required)
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$25,000 - $49,999
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$10,000 - $24,999
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
Basic Money Market
2.00%
$25
▼
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
Money Market
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$2,500 - $9,999
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Municipal Money Market
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
630 Fagg Dr, Eden, NC 27288
Premium Money Market Account
1.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Business Money Market
1.52%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1 Floretta Pl, Raleigh, NC 27676 9803
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in North Carolina and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in North Carolina
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Carolina.
Are Money Market accounts in North Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.
How often do MMA rates change in North Carolina?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in North Carolina
Here are some of the highest money market account APYs currently available in North Carolina:
- Blue Ridge Bank National Association
Money Market Account — 4.50% APY - First Flight Federal Credit Union
Prestige Money Market Accounts — 4.07% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY - Acclaim Federal Credit Union
Money Market — 4.00% APY - Truliant Federal Credit Union
Accelerate Money Market Special — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in North Carolina
