Current Cornelius, North Carolina and the surrounding area money market deposit account rates include TruistTruist20400 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, State Employees Credit UnionState Employees Credit Union19901 Holiday Ln, CORNELIUS, NC 28031A-5.0 ★Texas Ratio: 14.47% Money Market Share at 2.07% APY, First HorizonFirst Horizon8231 Magnolia Estates Dr, Cornelius, NC 28031A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, and United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Cornelius has 3 local institutions in our database, with money market rates as high as 3.25% APY from Truist at 20400 W Catawba Ave, Cornelius, NC 28031. Use the table below to compare all available offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cornelius, North Carolina and surrounding area. Last Updated and Verified: May 23, 2026
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Up to $49,999.99
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
$15,000+
Limit one account per member. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Qualifications Required
Minimum of **$25,000** not currently deposited at Huntington.
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Tier #1
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Qualifying balance up to $250,000.00
9
9; Qualifying balance up to $249,999.00
**$100 minimum opening deposit
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
$100,000 and Over
$50,000 - $99,999
$25,000 - $49,999
$10,000 - $24,999
9; Qualifying balance up to $99,999.00
$2,500 - $9,999
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Fees could reduce earnings on the account. Certain types of withdrawals or transfers may be limited as part of account policies. Please refer to the account agreement for details. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Fees could reduce earnings on the account. Certain types of withdrawals or transfers may be limited as part of account policies. Please refer to the account agreement for details. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Balance of $100,000 or greater
$5,000 or $20 Fee1
Qualifications Required
Balance of $100,000 to $249,999
Compare local Cornelius, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield MMA rates currently average 3.160% APY.
North Carolina standard MMA rates currently average 0.489% APY.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cornelius, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cornelius, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.