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Mortgage Lenders and Brokers in Cornelius, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cornelius, North Carolina mortgage lenders include Bank of America NABank of America NA20005 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA19409 Jetton Rd, Cornelius, NC 28031A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank20400 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA19501 Jetton Rd, Cornelius, NC 28031A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association19212 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 3.22%, First National Bank of PAFirst National Bank of PA19525 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 1.62%, Regions BankRegions Bank19430 W Catawba Ave, Cornelius, NC 28031A+5.0 ★Texas Ratio: 4.37%, Servisfirst BankServisfirst Bank9624 Bailey Road, Cornelius, NC 28031A5.0 ★Texas Ratio: 8.75%, PNC Bank N.A.PNC Bank N.A.17010 Kenton Dr, Cornelius, NC 28031A+5.0 ★Texas Ratio: 4.24%, and HomeTrust BankHomeTrust Bank17065 Nat Bynum Ln, Cornelius, NC 28031A+5.0 ★Texas Ratio: 5.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cornelius, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cornelius are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cornelius, North Carolina

Market share is the lender's share of all home loans closed in Cornelius, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 1 office in Cornelius 20005 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	27 +51 HELOCs	3.6%	90%	$853,518	View
Wells Fargo Bank NA 1 office in Cornelius 19409 Jetton Rd, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	22	2.9%	95.7%	$658,181	View
Truist Bank ★ 1 stars, 1 review 1 office in Cornelius 20400 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	21 +18 HELOCs	2.8%	91.3%	$1,174,047	View
JPMorgan Chase Bank, NA 1 office in Cornelius 19501 Jetton Rd, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	17 +1 HELOCs	2.3%	100%	$605,000	View
Fifth Third Bank, National Association 2 offices in Cornelius 19212 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	11 +29 HELOCs	1.5%	78.6%	$573,181	View
First National Bank of PA 1 office in Cornelius 19525 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	11 +9 HELOCs	1.5%	73.3%	$664,090	View
Regions Bank 1 office in Cornelius 19430 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	6 +7 HELOCs	0.8%	75%	$1,131,666	View
Servisfirst Bank 1 office in Cornelius 9624 Bailey Road, Cornelius, NC 28031 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo	3	0.4%	100%	$2,065,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Cornelius 17010 Kenton Dr, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.3%	100%	$510,000	View
HomeTrust Bank 1 office in Cornelius 17065 Nat Bynum Ln, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$265,000	View
United Community Bank 1 office in Cornelius 19510 Jetton Rd, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +18 HELOCs	0%	0%		View
First Horizon Bank ★ 5 stars, 1 review 1 office in Cornelius 8231 Magnolia Estates Dr, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +4 HELOCs	0%	n/a		View
State Employees' Credit Union 19901 Holiday Ln, CORNELIUS, NC 28031 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	13 +29 HELOCs	1.7%	86.7%	$452,692	View
First Ciitizens Bank and Trust 20310 W Catawba Ave, Cornelius, NC 28031 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	8 +17 HELOCs	1.1%	80%	$513,750	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +5 HELOCs	1.1%	80%	$530,000	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	6 +5 HELOCs	0.8%	41.2%	$186,666	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, FHA, HELOC	4 +2 HELOCs	0.5%	100%	$265,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.5%	100%	$412,500	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	3	0.4%	100%	$988,333	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	2 +12 HELOCs	0.3%	100%	$415,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.3%	100%	$1,465,000	View
Carolinas Telco FCU 20221 W Catawba Ave, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$390,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$105,000
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	Conventional, HELOC	1 +8 HELOCs	0.1%	50%	$325,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$605,000	View
United Bank Va 47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$485,000	View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$395,000	View
First Federal Savings Bank of Lincolnton 3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$615,000	View
blueharbor bank 106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$275,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +12 HELOCs	0%	n/a		View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +6 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +4 HELOCs	0%	0%		View
First Bank 18825 W Catawba Ave Ste 100, Cornelius, NC 28031 A+5.0 ★Texas Ratio: 1.94%	HELOC	0 +2 HELOCs	0%	n/a		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +2 HELOCs	0%	n/a		View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, Jumbo	22	2.9%	100%	$535,909
Cardinal Financial Company, Li	Conventional, Jumbo	3	0.4%	100%	$665,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.3%	66.7%	$1,285,000
Premier Lending Inc.	Conventional, Jumbo	2	0.3%	100%	$760,000
Corporate Investors Mortgage G	Conventional	1	0.1%	100%	$305,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	72	9.7%	83.5%	$306,111
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	38 +7 HELOCs	5.1%	86.7%	$536,315
Taylor Morrison Home Funding, Inc.	Conventional, VA	33	4.4%	94.3%	$425,000
Movement Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	30 +1 HELOCs	4%	100%	$383,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	27 +2 HELOCs	3.6%	100%	$540,555
Atlantic Bay Mortgage Group	Conventional, VA, Jumbo	16	2.1%	100%	$519,375
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	15	2%	100%	$425,000	View
Howard Hanna Financial Services, Inc	Conventional	13	1.7%	100%	$427,307
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	13	1.7%	92.9%	$561,923
Guild Mortgage Company	Conventional, FHA, Jumbo	11	1.5%	100%	$472,272
Zillow Home Loans, LLC	Conventional, FHA, VA	10	1.3%	100%	$383,000
Newrez LLC	Conventional, FHA, Jumbo	8	1.1%	80%	$500,000
Spring Eq, LLC	Conventional, Jumbo, HELOC	7 +4 HELOCs	0.9%	43.8%	$179,285
Atlantic Coast Mortgage, LLC	Conventional, Jumbo	7	0.9%	100%	$467,857
Primary Residential Mortgage, INC.	Conventional	7	0.9%	100%	$545,000
Fairway Independent Mort Corp	Conventional, FHA	7	0.9%	100%	$365,000
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.8%	53.8%	$356,666
Freedom Mortgage Corporation	Conventional, VA	6	0.8%	100%	$475,000
ALCOVA Mortgage, LLC	Conventional, FHA	6	0.8%	100%	$408,333
Cmg Mortgage Inc	Conventional	6	0.8%	100%	$340,000
Nationstar Mortgage	Conventional, FHA	6	0.8%	75%	$348,333
Mutual of Omaha Mortgage	Conventional	6	0.8%	100%	$511,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.8%	100%	$1,406,666	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.7%	100%	$1,165,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, VA	5	0.7%	100%	$371,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.7%	100%	$481,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	0.7%	100%	$2,065,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	4 +3 HELOCs	0.5%	80%	$127,500
Amerisave Mortgage Company	Conventional, HELOC	4 +1 HELOCs	0.5%	28.6%	$155,000
Sage Home Loans Corporation	Conventional	4	0.5%	100%	$685,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	4	0.5%	100%	$240,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +7 HELOCs	0.4%	60%	$91,666	View
TowneBank	Conventional, FHA, Jumbo, HELOC	3 +2 HELOCs	0.4%	100%	$998,333
loanDepot.com LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.4%	100%	$241,666
Better Mortgage Corporation	Conventional, VA, HELOC	3 +1 HELOCs	0.4%	60%	$601,666
Originpoint, LLC	Conventional	3	0.4%	75%	$428,333
Premier Mortgage Resources, LLC	Conventional, Jumbo	3	0.4%	100%	$588,333
Guaranteed Rate, Inc.	Conventional, Jumbo	3	0.4%	100%	$578,333
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.4%	100%	$475,000
Everett Financial, Inc.	Conventional	3	0.4%	100%	$565,000
Click n' Close, Inc.	Conventional, FHA	3	0.4%	100%	$308,333
SIRVA Mortgage, Inc.	Conventional	3	0.4%	100%	$558,333
Kwik Mortgage Corporation	Conventional	3	0.4%	100%	$365,000
Nfm, Inc	Conventional	3	0.4%	100%	$281,666
Mortgage Research Center	VA	3	0.4%	75%	$645,000
Summit Funding.Inc	Conventional, FHA	3	0.4%	100%	$548,333
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	3	0.4%	75%	$645,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +8 HELOCs	0.3%	100%	$2,045,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.3%	100%	$2,200,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.3%	100%	$1,620,000	View
Nbkc Bank	Conventional	2	0.3%	100%	$445,000
PHH Mortgage Corporation	Conventional	2	0.3%	100%	$405,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.3%	100%	$415,000
Bay Equity LLC	Conventional	2	0.3%	100%	$250,000
Strong Home Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$435,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	2	0.3%	100%	$690,000	View
Provident Funding Associates	Conventional	2	0.3%	100%	$495,000
Integrity Home Mortgage Corporation	Conventional	2	0.3%	100%	$420,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.3%	100%	$490,000	View
Prosperity Home Mortgage, LLC	Conventional	2	0.3%	100%	$365,000
Lower, LLC	Conventional	2	0.3%	100%	$275,000
Florida Capital Bank, N.A	Conventional	2	0.3%	100%	$290,000
Reliance First Capital, LLC	Conventional, VA	2	0.3%	100%	$380,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.3%	100%	$285,000	View
American Airlines Federal Cred	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$965,000
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,005,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000	View
Genisys Credit Union	Conventional	1	0.1%	100%	$685,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$625,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$435,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0.1%	100%	$2,135,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, Jumbo	1	0.1%	100%	$1,285,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$165,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$515,000
Primelending	Conventional	1	0.1%	100%	$375,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$405,000	View
South Atlantic Bank A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	1	0.1%	100%	$985,000	View
Success Lending, LLC	VA	1	0.1%	100%	$555,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$145,000
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,325,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$655,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$485,000	View
Builtwell Bank	Conventional	1	0.1%	100%	$425,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$385,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.1%	100%	$755,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$615,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$225,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$225,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$385,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$255,000	View
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$315,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
MLB Residential Lending, LLC	Conventional	1	0.1%	100%	$595,000
Nation One Mortgage Corporatio	FHA	1	0.1%	100%	$485,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$1,035,000
Elements Financial Federal Cre	Conventional	1	0.1%	100%	$55,000
Corning Credit Union	Conventional	1	0.1%	100%	$255,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$275,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	50%	$615,000	View
Suncoast Credit Union	Conventional	1	0.1%	100%	$385,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$405,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$455,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$345,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$255,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$335,000	View
Rapid Mortgage Company	Conventional	1	0.1%	100%	$265,000
Financial Resources Federal Cr	Conventional	1	0.1%	100%	$225,000
First Federal Bank A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0.1%	100%	$245,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.1%	100%	$985,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$125,000
The Loan Store, Inc	Conventional	1	0.1%	50%	$205,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$455,000	View
New American Funding, LLC.	Conventional	1	0.1%	50%	$335,000
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	100%	$415,000
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$405,000
Bank3	Conventional	1	0.1%	100%	$155,000
First Financial Bank A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0.1%	100%	$325,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$755,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	50%	$195,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$575,000
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$625,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$475,000	View
Champions Funding, LLC	Conventional	1	0.1%	100%	$315,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Stanford Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Cornelius Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cornelius, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Cornelius? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cornelius in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cornelius, NC

Use these to narrow the list above. Each category shows how many Cornelius, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 90 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 24 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 16 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 49 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 22 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Cornelius, NC

Independent mortgage companies closed 63.1 percent of home loans in Cornelius, North Carolina in 2025, banks 31.8 percent and credit unions 5.1 percent. American Security Mortgage Cor was the largest mortgage company, Bank of America NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 21 loans.

63.1%

Mortgage companies

31.8%

Banks

5.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Cornelius, NC

Who is the largest mortgage lender in Cornelius, NC?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Cornelius, North Carolina with 27 loans, about 3.6 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cornelius, NC have the highest approval rates?

Among lenders with meaningful volume in Cornelius, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.5 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cornelius, NC mortgage lenders offer FHA, VA and USDA loans?

24 lenders closed FHA loans in Cornelius, North Carolina in 2025, led by United Wholesale Mortgage with 8. 16 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cornelius, NC lender list?

Yes. 67 banks and 27 credit unions closed home loans in Cornelius, North Carolina in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cornelius, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cornelius, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cornelius, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cornelius. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.