Atlanta Postal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Atlanta Postal Credit Union's savings rates are at 0.10%. Atlanta Postal Credit Union's money market rates are at 1.75%. Atlanta Postal Credit Union's Personal Loan Rates are at 9.90%. You can compare Atlanta Postal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.65%, 6-month share certificate rates at 2.02% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates, and more, can be found in our database of rates which you can compare to Atlanta Postal Credit Union rates.
Atlanta Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Atlanta Postal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Atlanta Postal Credit Union Texas RatioAtlanta Postal Credit Union's Texas Ratio is at 4.86%, which is considered excellent. The Texas Ratio for Atlanta Postal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Atlanta Postal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Atlanta Postal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Atlanta Postal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Atlanta Postal Credit Union Savings Rates
Atlanta Postal Credit Union Money Market Rates
Atlanta Postal Credit Union Checking Rates
Atlanta Postal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Atlanta Postal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Atlanta Postal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Atlanta Postal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Atlanta Postal Credit Union
Website: https://www.apcu.com
Full Time Employees: 313Part Time Employees: 3 President: David Disharoon CEO: Blake Graham Branch Locations: 11 ATM Locations: 13 Corporate Office Address:
400 Porsche Avenue
Atlanta, GA 30354 Phone Number: 404-768-4126 Fax Number: 404-766-8379 FinancialsTotal Assets:
2,554,686,222
Total Amount of Shares and Deposits:
2,180,610,074
Total Shares and Deposits < 1 Year:
1,937,682,375
Total Shares and Deposits 1 3 Years:
210,455,404
Total Shares and Deposits > 3 Years:
32,472,296
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
506,218,156
Total Uninsured Shares and Deposits > $250K (F+J):
506,218,156
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,674,391,918
Total Interest Expense (Sum of items 6 8):
36,397,296
Share Certificates:
25,344
Number of Accounts for Share Drafts:
38,238
IRA KEOGH Accounts:
8,604
Number of Accounts for Regular Shares:
134,338
All other shares:
411
Non Member Deposits:
10
Money Market Shares:
1,583
Net Income (unless the amount is already included in Undivided Earnings):
-4,905,434
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
106,943,292
Total Liabilities:
2,253,360,908
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Atlanta Postal Credit UnionIs a member application needed to join Atlanta Postal Credit Union?Yes, to access services at Atlanta Postal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Atlanta Postal Credit Union provides a range of mortgage and home equity products. Is Atlanta Postal Credit Union a safe place to deposit money?Yes, Atlanta Postal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Atlanta Postal Credit Union offer online and mobile banking?Most modern institutions like Atlanta Postal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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