Best Money Market Rates in Pendleton, North Carolina (NC) - May 2026
Content reviewed by
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pendleton, North Carolina and the surrounding area money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Riverside Savings BankRiverside Savings BankA+5.0 ★Texas Ratio: 0.00% Choice Money Market at 3.61% APY, and ABNB Federal Credit UnionABNB Federal Credit UnionA5.0 ★Texas Ratio: 10.06% ProBiz Money Market at 3.50% APY. Money market rates as of May 4, 2026 according to verified data from MonitorBankRates.
Pendleton is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the North Carolina area are available to Pendleton residents, with money market rates as high as 4.07% APY from Marine Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Pendleton, North Carolina and surrounding area. Last Updated and Verified: May 4, 2026
Compare the Best Money Market Rates Today in Pendleton, North Carolina & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
For a limited time, open a Money Market Special account and enjoy up to 4.00% APY for the first six months.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
3.61%
$100,000
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 3, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$15,000+
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Go Green Money Market Premium Tier
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Qualifications Required
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $20,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Fort Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Money Market Account
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $250,000.00
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 4, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
2.53%
$25,000
▼
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 3, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 18, 2026
Details
**$100 minimum opening deposit
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$100,000 and Over
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Nonprofit Money Market
2.30%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Earn 2.30% dividends with a balance above $5001; No early withdrawal penalties, ever; Insured up to NCUA maximums
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Civic Nonprofit Money Market
2.30%
$500
▼
Rate2.27%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$50,000 - $99,999
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
IRA Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
Perks Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$25,000 - $49,999
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$10,000 - $24,999
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Business Money Market Account
2.05%
$500
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Money Market
2.05%
$250
▼
Rate2.03%
Min Deposit$250
Min Balance—
UpdatedMay 2, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$2,500 - $9,999
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Earn 2.00% APY* with a balance over $500,000
Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
APY* up to
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Personal Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedMay 2, 2026
Details
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Money Market Account
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Latino Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market Business
1.80%
$1,000
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
Money Market Savings
1.80%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Latino Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market Basic
1.80%
$500
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Shuford Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
Shursave (Money Market)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Money Market Account
1.71%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
Premium Money Market Account
1.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Money Market
1.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Money Market Investor
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Earn 1.50% APY* with a balance of $100,000 - $249,999.99
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Money Market Investor
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Performance Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Performance Money Markets
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Roxboro Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market Premium Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Roxboro Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Premium Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Benchmark Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Business Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Balance of $100,000 to $249,999
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Business Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details
$5,000 or $20 Fee
Benchmark Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Personal Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Balance of $100,000 or greater
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Money Market Deposit
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details
$1,000 or $10 Fee
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Pendleton, North Carolina and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Pendleton, NC Money Market Rate Trends
Compare local Pendleton, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NC Avg
3.372%
▲ 0.046 vs 7 days ago
North Carolina high-yield MMA rates rose 0.046 points over the past 7 days to 3.372% APY.
Standard MMA — NC Avg
0.490%
▲ 0.004 vs 7 days ago
North Carolina standard MMA rates rose 0.004 points over the past 7 days to 0.490% APY.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Pendleton, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Pendleton, North Carolina
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Carolina.
Are Money Market accounts in Pendleton, North Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.
How often do MMA rates change in Pendleton, North Carolina?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Pendleton, North Carolina?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Pendleton, North Carolina require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Pendleton, North Carolina
Here are some of the highest money market account APYs currently available in Pendleton, North Carolina and the surrounding area:
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - United Federal Credit Union
Money Market Special — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Riverside Savings Bank
Choice Money Market — 3.61% APY - ABNB Federal Credit Union
ProBiz Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pendleton, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 4, 2026
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