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 Shuford Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
Shuford Federal Credit Union's 18 mo. rates are at 3.75%, 24 mo. rates are at 3.50%, 12 mo. rates are at 3.25%, 36 mo. rates are at 3.25%, 6 mo. rates are at 3.00%. Shuford Federal Credit Union's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Shuford Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.69%. Rates were last updated on 06/16/2026. Shuford Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shuford Federal Credit Union? Share your experience about Shuford Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Shuford Federal Credit Union. Shuford Federal Credit Union
Hickory Office 882 16th St NE
https://www.shufordcu.org Hickory, NC 28601 
Shuford Federal Credit Union CD Rates
Shuford Federal Credit Union Money Market Rates
Shuford Federal Credit Union Checking Rates
Shuford Federal Credit Union Mortgage Rates
Shuford Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Shuford Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Shuford Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Shuford Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Shuford Federal Credit Union
Website
https://www.shufordcu.org
Address
882 16th St NE,
Hickory, NC 28601
Phone
828-568-1234
Fax
828-568-1235
President
Bruce Blackburn
CEO
Jerry Gaillard
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.69%
Return on Assets (ROA)
1.1015%
Return on Equity (ROE)
8.4076%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
35,639,311
Total Amount of Shares and Deposits
30,242,725
Total Shares and Deposits < 1 Year
27,621,462
Total Shares and Deposits 1 3 Years
2,621,262
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
839,758
Total Uninsured Shares and Deposits > $250K (F+J)
839,758
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,402,967
Total Interest Expense (Sum of items 6 8)
206,794
Share Certificates
94
Number of Accounts for Share Drafts
2,897
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
4,651
All other shares
168
Non Member Deposits
168
Money Market Shares
188
Net Income (unless the amount is already included in Undivided Earnings)
392,554
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,718,610
Total Liabilities
31,002,444
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Shuford Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Shuford Federal Credit Union
Frequently Asked Questions About Shuford Federal Credit UnionHow many branches does Shuford Federal Credit Union operate?Shuford Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Shuford Federal Credit Union?Yes, to access services at Shuford Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Shuford Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Shuford Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Shuford Federal Credit Union offer online and mobile banking?Most modern institutions like Shuford Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shufordcu.org. Current Shuford Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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