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North Carolina Savings Rate Trends

Pendleton, North Carolina (NC) Savings Rates - March 2026

The best savings rates for Pendleton, North Carolina and the surrounding area include FsnbFsnb2025 N Marine Blvd, Jacksonville, NC 28546A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Acclaim Federal Credit UnionAcclaim Federal Credit Union1823 Banking St, Greensboro, NC 27408A+5.0 ★Texas Ratio: 3.93% Kid Connect Savings at 6.00% APY, Excite Credit UnionExcite Credit Union2465 S 17th St, Wilmington, NC 28401A5.0 ★Texas Ratio: 11.89% Go Savings at 5.00% APY, Blue Ridge Bank National AssociationBlue Ridge Bank National Association3202 Northline Ave, Greensboro, NC 27408F2.8 ★Texas Ratio: 41.42% Youth Savings Account at 4.50% APY, and Ukrainian Federal Credit UnionUkrainian Federal Credit Union1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928A5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY.

To see how these savings rates in Pendleton, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pendleton, North Carolina (NC) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Pendleton, North Carolina and the surrounding area. Last Updated and Verified: March 21, 2026

Pendleton, NC Savings Rate Trends

Compare local Pendleton, NC savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Carolina Savings Trends →
High-Yield Savings — NC Avg
0.873%

North Carolina high-yield savings rates currently average 0.873% APY based on data from institutions in our monitoring network.

Standard Savings — NC Avg
1.614%

North Carolina standard savings rates currently average 1.614% APY based on data from institutions in our monitoring network.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Pendleton, North Carolina & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2025 N Marine Blvd, Jacksonville, NC 28546
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Kid Connect Savings
6.00%
$0
Rate5.85%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $3,000.00

Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Teen Connect Savings
6.00%
$0
Rate5.85%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $3,000.00

Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
2465 S 17th St, Wilmington, NC 28401
Go Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $2,500.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
6302 Fairview Rd, Charlotte, NC 28210
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Live Oak Bank
Institution Rating:
B4.5 ★Texas Ratio: 21.35%
1757 Tiburon Dr, Wilmington, NC 28403
High-Yield Personal Savings
3.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Plus, earn a $200 cash bonus for a limited-time.

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
5870 Samet Dr Ste 113, High Point, NC 27265 3647
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Intro rate subject to change

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC 27530 3648
Youth Savings
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $2,500.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
131 N Church St, Rocky Mount, NC 27804
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
7422 Carmel Executive Park Dr Ste 100, Charlotte, NC 28226 0426
High-Yield Savings Account
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Average Daily Balance between $100 - $100,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
High Yield Savings Account
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
High Yield Rewards Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $25,000

Civic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC 27609
Health Savings Account (HSA)
3.15%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC 27603 1739
Coverdell Education Savings Account
3.05%
$25
Rate3.00%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
117 S Main St, Randleman, NC 27317
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1125 ACADEMY ST N, AHOSKIE, NC 27910
Coverdell Education Savings Account
3.05%
$25
Rate3.00%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC 27603 1739
Health Savings Account
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
High Interest Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1125 ACADEMY ST N, AHOSKIE, NC 27910
Health Savings Account
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
Business & Public Funds Premium Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $100,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC 28752 7925
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC 28752 7925
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC 27615
Platinum Money Market Savings
3.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 20, 2026
Details

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
High Yield IRA Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
Business & Public Funds Premium Money Market Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
High Interest Money Market Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Live Oak Bank
Institution Rating:
B4.5 ★Texas Ratio: 21.35%
1757 Tiburon Dr, Wilmington, NC 28403
High-Yield Business Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC 27615
Platinum Money Market Savings
2.80%
$250,000
Rate0.00%
Min Deposit$250,000
Min Balance
UpdatedMar 20, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account (HSA)
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
803 Stiner Road, Fort Bragg, NC 28307
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
11115 S Tryon St, Charlotte, NC 28273
Variable Rate IRA Savings
2.53%
$500
Rate2.50%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account (HSA)
2.52%
$0
Rate2.49%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC 28021 9211
IRA Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1700 Russ Ave, Waynesville, NC 28786 5807
Health Savings Account
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account (HSA)
2.42%
$0
Rate2.39%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
620 Green Valley Rd, Greensboro, NC 27408
Money Market Savings
2.16%
$0
Rate2.14%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103 5779
Super 60 Savings
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC 27704
Roth IRA, Coverdell and Health Savings Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
5712 Creedmoor Rd, Raleigh, NC 27612
Estate Savings
2.02%
$5
Rate2.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

First Federal Bank Dunn, NC
Institution Rating:
A5.0 ★Texas Ratio: 8.80%
200 E Divine St, Dunn, NC 28334
Smart Savings
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: Have at least 20 debit card purchases post and clear each monthly statement cycle; Have at least 1 automatic payment, bill pay, or direct deposit post and clear each monthly statement cycle; Access Online Banking or Mobile Banking once each monthly statement cycle; Receive e-statements; Qualifying balance up to $10,000.00

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
10115 Kincey Ave, Huntersville, NC 28078
Savings
1.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
704 W Independence Blvd, Mount Airy, NC 27030
Community Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pendleton, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Pendleton, North Carolina

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in North Carolina, help your money grow faster through a higher APY.

Are savings accounts in Pendleton, North Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.

How often do savings rates change in Pendleton, North Carolina?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Pendleton, North Carolina may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Pendleton, North Carolina?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Pendleton, North Carolina offer in-person customer service, which some customers prefer.

How do I open a savings account in Pendleton, North Carolina?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Pendleton, North Carolina

Here are recent savings rates observed in Pendleton, North Carolina and the surrounding area:
  • Fsnb
    Cents-able Savings — 7.00% APY
  • Acclaim Federal Credit Union
    Kid Connect Savings — 6.00% APY
  • Excite Credit Union
    Go Savings — 5.00% APY
  • Blue Ridge Bank National Association
    Youth Savings Account — 4.50% APY
  • Ukrainian Federal Credit Union
    Personal Share Draft — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pendleton, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026