Best Money Market Rates in Durham, North Carolina (NC) - May 2026

Min. $2,500

Qualifications Required

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.

Up to $49,999.99

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

$15,000+

Limit one account per member. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

Minimum of **$25,000** not currently deposited at Huntington.

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Tier #1

Qualifying balance up to $250,000.00

Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

9

9; Qualifying balance up to $249,999.00

$100,000 and Over

Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

**$100 minimum opening deposit

$50,000 - $99,999

$25,000 - $49,999

$10,000 - $24,999

9; Qualifying balance up to $99,999.00

$2,500 - $9,999

Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Fees could reduce earnings on the account. Certain types of withdrawals or transfers may be limited as part of account policies. Please refer to the account agreement for details. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

$5,000 or $20 Fee¹

Balance of $100,000 or greater

Balance of $100,000 to $249,999