Best Money Market Rates in Milton, North Carolina (NC) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Milton, North Carolina and the surrounding area money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, First Flight Federal Credit UnionFirst Flight Federal Credit UnionA+5.0 ★Texas Ratio: 3.60% Prestige Money Market Accounts at 3.82% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, and Riverside Savings BankRiverside Savings BankA+5.0 ★Texas Ratio: 0.00% Choice Money Market at 3.61% APY. Money market rates as of May 18, 2026 according to verified data from MonitorBankRates.
Milton is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the North Carolina area are available to Milton residents, with money market rates as high as 4.07% APY from Marine Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Milton, North Carolina and surrounding area. Last Updated and Verified: May 18, 2026
Compare the Best Money Market Rates Today in Milton, North Carolina & the Surrounding Area
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
based on zip code.
$15,000+
Qualifying balance up to $250,000.00
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
15 or more Go Green Checking debit card transactions posted per month
Minimum of $25,000 not currently deposited at Huntington.
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Qualifying balance up to $250,000.00
Qualifying balance up to $2,499.00
Balances of $250,000 or more
Balances of $100,000 - $249,999
**$100 minimum opening deposit
$100,000 and Over
$50,000 - $99,999
$25,000 - $49,999
$10,000 - $24,999
Balances of $50,000 - $99,999
$2,500 - $9,999
Qualifying balance up to $10,000.00
$100
Balance of $100,000 or greater
Balance of $100,000 to $249,999
$5,000 or $20 Fee1
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Milton, NC Money Market Rate Trends
Compare local Milton, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield MMA rates fell 0.099 points over the past 7 days to 3.319% APY.
North Carolina standard MMA rates currently average 0.489% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Milton, North Carolina money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Milton, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Milton, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Milton, North Carolina
What is a Money Market Account (MMA)?
Are Money Market accounts in Milton, North Carolina safe?
How often do MMA rates change in Milton, North Carolina?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Milton, North Carolina?
Best Money Market Rates in Milton, North Carolina
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - United Federal Credit Union
Money Market Special — 4.00% APY - First Flight Federal Credit Union
Prestige Money Market Accounts — 3.82% APY - The Huntington National Bank
Huntington Relationship Money Market — 3.82% APY - Riverside Savings Bank
Choice Money Market — 3.61% APY
