Best Money Market Rates in Moncure, North Carolina (NC) - May 2026
Brian McKay
Brian McKay
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Current Moncure, North Carolina and the surrounding area money market deposit account rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, First Flight Federal Credit UnionFirst Flight Federal Credit UnionA+5.0 ★Texas Ratio: 3.60% Prestige Money Market Accounts at 3.82% APY, Riverside Savings BankRiverside Savings BankA+5.0 ★Texas Ratio: 0.00% Choice Money Market at 3.61% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% Money Market Special at 3.50% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Moncure is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the North Carolina area are available to Moncure residents, with money market rates as high as 4.07% APY from Marine Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Moncure, North Carolina and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Moncure, North Carolina & the Surrounding Area
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Up to $49,999.99
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
$15,000+
Limit one account per member. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Qualifications Required
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Minimum of **$25,000** not currently deposited at Huntington.
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Tier #1
Qualifying balance up to $250,000.00
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
9
9; Qualifying balance up to $249,999.00
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
**$100 minimum opening deposit
$100,000 and Over
$50,000 - $99,999
$25,000 - $49,999
$10,000 - $24,999
9; Qualifying balance up to $99,999.00
$2,500 - $9,999
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Fees could reduce earnings on the account. Certain types of withdrawals or transfers may be limited as part of account policies. Please refer to the account agreement for details. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Fees could reduce earnings on the account. Certain types of withdrawals or transfers may be limited as part of account policies. Please refer to the account agreement for details. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.
Get a 1.80% APY on balances of $10,000
$5,000 or $20 Fee1
Balance of $100,000 to $249,999
Balance of $100,000 or greater
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Moncure, NC Money Market Rate Trends
Compare local Moncure, NC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield MMA rates fell 0.159 points over the past 7 days to 3.160% APY.
North Carolina standard MMA rates currently average 0.489% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Moncure, North Carolina money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Moncure, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Moncure, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Moncure, North Carolina
What is a Money Market Account (MMA)?
Are Money Market accounts in Moncure, North Carolina safe?
How often do MMA rates change in Moncure, North Carolina?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Moncure, North Carolina?
Best Money Market Rates in Moncure, North Carolina
- Marine Federal Credit Union
Choice Money Market — 4.07% APY - United Federal Credit Union
Money Market Special — 4.00% APY - First Flight Federal Credit Union
Prestige Money Market Accounts — 3.82% APY - Riverside Savings Bank
Choice Money Market — 3.61% APY - Baxter Credit Union
Money Market Special — 3.50% APY
Moncure, North Carolina Rates & Resources
