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Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: April 1, 2010 | Updated: June 28, 2015

Municipal Credit Union Auto Loan Rates

Municipal Credit Union of New York, New York, is offering auto loans for new vehicle purchases, used vehicle purchases and refinancing an existing auto loan.  The credit union is also offering up to 125 percent financing. The financing is only available for vehicles purchased from a car dealer -they will not finance a private sale transaction.

New Auto Loan Rates

  • Model Year 2010-2009 up to 60 Months 3.99% APR
  • Model Year 2010-2009 up to 66 Months 4.29% APR
  • Model Year 2010-2009 up to 72 Months 4.49% APR

Used Auto Loan Rates

  • Model Year 2008 up to 60 Months 4.09% APR
  • Model Year 2008 up to 66 Months 4.39% APR
  • Model Year 2008 up to 72 Months 4.69% APR
  • Model Year 2007-2006 up to 60 Months 4.29% APR
  • Model Year 2007-2006 up to 66 Months 4.59% APR
  • Model Year 2007-2006 up to 72 Months 4.89% APR
  • Model Year 2005 up to 48 Months 4.69% APR
  • Model Year 2005 up to 60 Months 4.69% APR
  • Model Year 2004 up to 48 Months 5.49% APR
  • Model Year 2004 up to 60 Months 5.79% APR

Auto refinance loans are being offered for model years 2006-2010 for up to 72 months. Auto refinance loan rates can range from 3.99 percent to 12.49 percent depending on your credit qualifications and loan term.

The auto loan interest rates advertised are for “Auto-Pay APR”. For more information on auto loan rates and joining MCU go to: Auto-Pay APR Rates.