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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
TEXOMA EDUCATORS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
TEXOMA EDUCATORS's 5 years 60-month CD rates are at 2.02%, CD (CD) 5 years rates are at 2.02%, 4 years 48-month CD rates are at 1.77%, 5 years 60-month CD rates are at 1.77%, CD (CD) 4 years rates are at 1.77%. TEXOMA EDUCATORS's savings rates are at 0.10%. TEXOMA EDUCATORS's money market rates are at 0.10%. TEXOMA EDUCATORS's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of TEXOMA EDUCATORS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.36%. Rates were last updated on 03/15/2026. TEXOMA EDUCATORS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEXOMA EDUCATORS? Share your experience about TEXOMA EDUCATORS by leaving a review below, or read customer reviews before you decide to use TEXOMA EDUCATORS. Central Bank Illinois
Sherman Branch 506 W Lamar St
http://www.texomaeducators.com Sherman, TX 75090 5840 
TEXOMA EDUCATORS CD Rates
TEXOMA EDUCATORS Savings Rates
TEXOMA EDUCATORS Checking Rates
TEXOMA EDUCATORS Credit Card Rates
TEXOMA EDUCATORS Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TEXOMA EDUCATORS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEXOMA EDUCATORS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TEXOMA EDUCATORS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TEXOMA EDUCATORS
Website
http://www.texomaeducators.com
Address
506 W Lamar St,
Sherman, TX 75090 5840
Phone
903-892-1505
Fax
903-892-0671
President
Greg Akins
CEO
Louella Williams
Full-Time Employees
13
Part-Time Employees
10
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.36%
Return on Assets (ROA)
0.7010%
Return on Equity (ROE)
5.1869%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
130,963,932
Total Amount of Shares and Deposits
112,225,277
Total Shares and Deposits < 1 Year
103,749,635
Total Shares and Deposits 1 3 Years
8,282,919
Total Shares and Deposits > 3 Years
192,722
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,978,752
Total Uninsured Shares and Deposits > $250K (F+J)
6,978,752
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,246,525
Total Interest Expense (Sum of items 6 8)
946,669
Share Certificates
695
Number of Accounts for Share Drafts
2,955
IRA KEOGH Accounts
206
Number of Accounts for Regular Shares
8,951
Money Market Shares
46
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,763,613
Total Liabilities
113,263,105
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TEXOMA EDUCATORSIs TEXOMA EDUCATORS a safe place to deposit money?Yes, TEXOMA EDUCATORS is considered a safe financial institution. With a Texas Ratio of 2.3596637603429%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TEXOMA EDUCATORS operate?TEXOMA EDUCATORS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TEXOMA EDUCATORS?Yes, to access services at TEXOMA EDUCATORS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TEXOMA EDUCATORS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TEXOMA EDUCATORS provides members with tools to manage their accounts and build a solid financial history. Does TEXOMA EDUCATORS offer online and mobile banking?Most modern institutions like TEXOMA EDUCATORS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.texomaeducators.com. Current TEXOMA EDUCATORS Rates
Retrieved from our database of financial products. Rates subject to change.
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