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Advertiser Disclosure
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BELTON Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 29, 2026
BELTON's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of BELTON with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.55%. Rates last updated and verified on 08/29/2026. BELTON money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BELTON? Share your experience about BELTON by leaving a review below, or read customer reviews before you decide to use BELTON. 
BELTON Auto Loan Rates
BELTON Student Loan Rates
BELTON Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BELTON is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BELTON rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BELTON's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BELTON
Website
http://beltonfcu.com
Address
400 N Wall St,
Belton, TX 76513
Phone
254-215-2025
Fax
254-215-2093
President
Grace McDonald
CEO
Tiffany Holman
Full-Time Employees
2
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.55%
Return on Assets (ROA)
-0.5813%
Return on Equity (ROE)
-3.5983%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
4,178,752
Total Amount of Shares and Deposits
3,499,647
Total Shares and Deposits < 1 Year
3,499,647
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,499,647
Total Interest Expense (Sum of items 6 8)
15,226
Share Certificates
20
Number of Accounts for Share Drafts
121
Number of Accounts for Regular Shares
693
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,509,134
Total Liabilities
3,503,734
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for BELTON yet. Feel free to create one below.
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Add Your Rating and Review for BELTON
Frequently Asked Questions About BELTONHow many branches does BELTON operate?BELTON currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BELTON?Yes, to access services at BELTON, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BELTON does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BELTON provides members with tools to manage their accounts and build a solid financial history. Does BELTON offer online and mobile banking?Most modern institutions like BELTON provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://beltonfcu.com. Compare to Other Credit Unions
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