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Mortgage Lenders and Brokers in Orchards, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Orchards, Washington mortgage lenders include Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, iQ Credit UnioniQ Credit Union300 W Main St, Battle Ground, WA 98604 4410A+5.0 ★Texas Ratio: 5.25%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Washington Trust BankWashington Trust Bank10500 Ne 8th St, Bellevue, WA 98004A+5.0 ★Texas Ratio: 4.63%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.244 W Main Ave, Spokane, WA 99201A5.0 ★Texas Ratio: 10.77%, and Hapo Communtiy Credit UnionHapo Communtiy Credit Union2376 TAUMARSON RD, College Place, WA 99324A+5.0 ★Texas Ratio: 1.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Orchards, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orchards are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Orchards, Washington

Market share is the lender's share of all home loans closed in Orchards, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Columbia Credit Union 404 North West Avenue, Arlington, WA 98223	Conventional, HELOC	23 +42 HELOCs	2.6%	69.7%	$166,304
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	16 +10 HELOCs	1.8%	69.6%	$446,875	View
iQ Credit Union 300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25%	Conventional, HELOC	11 +56 HELOCs	1.3%	100%	$345,000	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, FHA	9	1%	100%	$438,333	View
JPMorgan Chase Bank, NA 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	7 +1 HELOCs	0.8%	87.5%	$365,000	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +11 HELOCs	0.6%	62.5%	$459,000	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional, VA	5	0.6%	100%	$343,000	View
Wells Fargo Bank NA 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	57.1%	$585,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional	4	0.5%	100%	$405,000	View
Hapo Communtiy Credit Union 2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09%	Conventional	3	0.3%	100%	$378,333	View
Mechanics Bank 921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	2 +2 HELOCs	0.2%	40%	$520,000	View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$410,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$635,000	View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$355,000	View
Fibre Federal Credit Union 202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$525,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$35,000	View
Cascade Federal Credit Union 12916 4th Ave W, Everett, WA 98204 A+5.0 ★Texas Ratio: 2.66%	Conventional	1	0.1%	100%	$55,000	View
Armed Forces Bank, N.A. Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$675,000	View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$1,055,000	View
Riverview Bank 15 Nw 13th Ave, Battle Ground, WA 98604 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, Jumbo	1	0.1%	50%	$935,000	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	0%		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +1 HELOCs	0%	n/a		View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	HELOC	0 +1 HELOCs	0%	0%		View
HomeStreet Bank	Conventional, FHA, HELOC	9 +3 HELOCs	1%	90%	$610,555
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	8	0.9%	100%	$393,750
Wsecu	Conventional	4	0.5%	66.7%	$282,500
Yakima Federal Savings & Loan	Conventional	1	0.1%	100%	$395,000
Whatcom Educational Credit Uni	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	77 +4 HELOCs	8.8%	95.1%	$481,883
Rocket Mortgage	Conventional, FHA, VA	63	7.2%	86.5%	$355,793
Clm Mortgage, Inc	Conventional, FHA, VA, Jumbo	49	5.6%	100%	$541,938
DHI Mortgage Company, LTD.	Conventional, FHA, VA	44	5%	93.6%	$347,045
Fairway Independent Mort Corp	Conventional, FHA, VA	37	4.2%	100%	$383,108
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	36	4.1%	95%	$410,000
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	27 +2 HELOCs	3.1%	96.6%	$427,592
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	23	2.6%	92.3%	$409,782
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	21 +2 HELOCs	2.4%	95.5%	$595,952
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	20	2.3%	95.2%	$370,000
Summit Mortgage Corporation	Conventional, FHA, VA, Jumbo	18	2.1%	94.7%	$478,888
Newrez LLC	Conventional, FHA, VA	14	1.6%	71.4%	$436,428
Nations Direct Mortgage, LLC	Conventional, FHA, VA	14	1.6%	100%	$400,000
Movement Mortgage, LLC	Conventional	13	1.5%	100%	$359,615
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	12 +2 HELOCs	1.4%	80%	$311,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	12	1.4%	100%	$381,666	View
OnPoint Community Credit Union A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	10 +36 HELOCs	1.1%	100%	$430,000
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.1%	100%	$472,000
Nationstar Mortgage	Conventional, FHA	10	1.1%	90.9%	$243,000
Spring Eq, LLC	Conventional, HELOC	9 +6 HELOCs	1%	50%	$102,777
CrossCountry Mortgage, LLC	Conventional, VA, HELOC	9 +1 HELOCs	1%	90%	$561,666
Mortgage Research Center	FHA, VA	9	1%	69.2%	$461,666
Cornerstone First Mortgage, LLC	Conventional, FHA	8	0.9%	100%	$253,750
Lennar Mortgage, LLC	Conventional, Jumbo	8	0.9%	100%	$567,500
New American Funding, LLC.	Conventional, FHA, VA	8	0.9%	100%	$470,000
Zillow Home Loans, LLC	Conventional, FHA	7	0.8%	100%	$373,571
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.7%	53.8%	$336,666
Union Home Mortgage Corp.	Conventional, FHA	6	0.7%	100%	$480,000
Mortgage Express A5.0 ★Texas Ratio: 9.52%	Conventional, FHA, VA	6	0.7%	100%	$361,666	View
Homeamerican Mortgage Corporation	Conventional, FHA	6	0.7%	58.3%	$618,333
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.6%	100%	$395,000
Provident Funding Associates	Conventional	5	0.6%	100%	$439,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.6%	100%	$507,000
Paramount Residential Mortgage	Conventional	5	0.6%	100%	$429,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.6%	100%	$491,000	View
First Technology Federal Credit Union	Conventional, HELOC	4 +3 HELOCs	0.5%	80%	$422,500
The Loan Store, Inc	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	100%	$450,000
Alameda Mortgage Corporation	Conventional, FHA	4	0.5%	100%	$487,500
Primelending	Conventional	4	0.5%	100%	$467,500
Resicentral LLC	Conventional	4	0.5%	100%	$417,500
Home Mortgage Advisors, LLC	Conventional, VA	4	0.5%	100%	$505,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	3 +2 HELOCs	0.3%	50%	$308,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$265,000	View
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.3%	100%	$548,333
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	3	0.3%	100%	$481,666	View
Kind Lending, LLC	Conventional	3	0.3%	100%	$458,333
Bay Equity LLC	Conventional	3	0.3%	100%	$471,666
Churchill Mortgage Corporation	Conventional	3	0.3%	75%	$245,000
Intelliloan, Inc.	FHA	3	0.3%	100%	$401,666
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	3	0.3%	100%	$571,666
Lower, LLC	Conventional	3	0.3%	75%	$395,000
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.3%	75%	$468,333
Leaderone Financial Corp.	Conventional	3	0.3%	75%	$525,000
Village Capital & Investment	FHA, VA	3	0.3%	100%	$508,333
Unitus Community Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$325,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$540,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.2%	100%	$285,000	View
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$430,000
Amerisave Mortgage Company	Conventional	2	0.2%	16.7%	$45,000
American Financial Network, Inc.	FHA	2	0.2%	100%	$420,000
Credit Human Federal Credit Un	Conventional	2	0.2%	66.7%	$120,000
Click n' Close, Inc.	Conventional	2	0.2%	100%	$590,000
American Financing Corporation	Conventional	2	0.2%	50%	$60,000
Securitynational Mortgage Company	FHA	2	0.2%	100%	$530,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.2%	100%	$450,000
Mortgage Solutions of Colorado	VA, Jumbo	2	0.2%	100%	$1,220,000
Oregon Community Credit Union	Conventional	1	0.1%	100%	$415,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$205,000	View
Rivermark Community Credit Union A5.0 ★Texas Ratio: 9.96%	Conventional	1	0.1%	100%	$55,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional	1	0.1%	100%	$375,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$675,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$385,000
Directors Mortgage, Inc	FHA	1	0.1%	100%	$555,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$375,000
Triad Financial Services, Inc.	Conventional	1	0.1%	75%	$85,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$405,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$635,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$125,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$625,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$305,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$365,000
Priority Home Lending, LLC	Conventional	1	0.1%	100%	$455,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$425,000
Discover Bank	Conventional	1	0.1%	10%	$105,000
Lpmc, LLC dba Landmark Profess	Conventional	1	0.1%	100%	$375,000
Royal Pacific Funding	FHA	1	0.1%	100%	$525,000
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$445,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$595,000
CastpartsEmplFCU	Conventional	1	0.1%	100%	$125,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$465,000
Nfm, Inc	Conventional	1	0.1%	100%	$365,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
New Day Financial, LLC.	VA	1	0.1%	33.3%	$505,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$435,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$65,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$615,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$165,000	View
T2 Financial LLC	FHA	1	0.1%	100%	$415,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$515,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$445,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$385,000	View
Dupaco Community Credit Union	Conventional	1	0.1%	100%	$505,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$635,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	100%	$405,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$525,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$395,000	View
Nmsi, Inc.	FHA	1	0.1%	100%	$445,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$355,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	50%	$485,000	View
21St Mortgage	Conventional	1	0.1%	50%	$65,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$55,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$85,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$495,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$825,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$395,000
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +2 HELOCs	0%	n/a
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Embold Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Selco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Orchards Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Orchards, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Orchards? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orchards in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Orchards, WA

Use these to narrow the list above. Each category shows how many Orchards, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 15 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 22 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Orchards, WA

Independent mortgage companies closed 79.8 percent of home loans in Orchards, Washington in 2025, banks 12.1 percent and credit unions 8.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 23 loans.

79.8%

Mortgage companies

12.1%

Banks

8.1%

Credit unions

16%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Orchards, WA

Who is the largest mortgage lender in Orchards, WA?

By home loans closed in 2025, Columbia Credit Union was the largest mortgage lender in Orchards, Washington with 23 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Orchards, WA have the highest approval rates?

Among lenders with meaningful volume in Orchards, Washington, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.1 percent, against a 87.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Orchards, WA mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Orchards, Washington in 2025, led by United Wholesale Mortgage with 19. 32 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Orchards, WA lender list?

Yes. 38 banks and 30 credit unions closed home loans in Orchards, Washington in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Orchards, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Orchards, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orchards, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orchards. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.