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Mortgage Lenders and Brokers in Everett, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Everett, Washington mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2628 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank2531 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.1702 Hewitt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA305 Se Everett Mall Way, Everett, WA 98208A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2801 Wetmore Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 5.36%, Columbia BankColumbia Bank10524 19th Ave Se, Everett, WA 98208A+5.0 ★Texas Ratio: 2.28%, Mountain Pacific BankMountain Pacific Bank3732 Broadway, Everett, WA 98201A+5.0 ★Texas Ratio: 4.82%, Keybank National AssociationKeybank National Association2707 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 4.81%, Northwest Plus Credit UnionNorthwest Plus Credit Union2821 Hewitt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 3.16%, and Mechanics BankMechanics Bank2720 Hoyt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Everett, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Everett are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Everett, Washington

Market share is the lender's share of all home loans closed in Everett, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Everett 2628 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	24 +2 HELOCs	1.7%	88.9%	$469,166	View
Banner Bank 1 office in Everett 2531 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	14 +8 HELOCs	1%	93.3%	$263,571	View
US Bank, N.A. 2 offices in Everett 1702 Hewitt Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	13 +7 HELOCs	0.9%	87.5%	$516,538	View
Bank of America NA 3 offices in Everett 305 Se Everett Mall Way, Everett, WA 98208 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +25 HELOCs	0.7%	69.2%	$887,222	View
Wells Fargo Bank NA 2 offices in Everett 2801 Wetmore Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	9	0.7%	90%	$468,333	View
Columbia Bank 2 offices in Everett 10524 19th Ave Se, Everett, WA 98208 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	5 +2 HELOCs	0.4%	100%	$315,000	View
Mountain Pacific Bank 3732 Broadway, Everett, WA 98201 A+5.0 ★Texas Ratio: 4.82%	Conventional	2	0.1%	100%	$305,000	View
Keybank National Association 2 offices in Everett 2707 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0.1%	28.6%	$535,000	View
Northwest Plus Credit Union 2821 Hewitt Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$360,000	View
Mechanics Bank 1 office in Everett 2720 Hoyt Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$505,000	View
Washington Federal 2 offices in Everett 12830 Bothell Everett Hwy, Everett, WA 98208 A+5.0 ★Texas Ratio: 4.48%	Conventional	1	0.1%	100%	$365,000	View
Coastal Community Bank 2 offices in Everett 2817 Colby Ave, Everett, WA 98201 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Heritage Bank 1 office in Everett 2831 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +3 HELOCs	0%	n/a		View
Peoples Bank 1 office in Everett 2702 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 0.88%	HELOC	0 +3 HELOCs	0%	0%		View
Boeing Employees' Credit Union 11127 Evergreen Way, Everett, WA 98204	Conventional, FHA, Jumbo, HELOC	61 +267 HELOCs	4.4%	83.8%	$495,819
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, VA, HELOC	12 +1 HELOCs	0.9%	100%	$463,333	View
Qualstar Credit Union 2502 Colby Ave, Everett, WA 98201 A+5.0 ★Texas Ratio: 4.83%	Conventional	9	0.7%	90%	$131,666	View
East West Bank 2331 130th Ave Ne, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo	8	0.6%	100%	$530,000	View
Sound Credit Union 33 SE Everett Mall Way, Everett, WA 98208 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	5 +3 HELOCs	0.4%	60%	$175,000	View
Sound Community Bank 22807 44th Ave W, Mountlake Terrace, WA 98043 A5.0 ★Texas Ratio: 6.90%	Conventional	5	0.4%	100%	$115,000	View
Cascade Federal Credit Union 12916 4th Ave W, Everett, WA 98204 A+5.0 ★Texas Ratio: 2.66%	Conventional	2	0.1%	100%	$65,000	View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$255,000	View
Zions Bancorporation, N.A. 10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$745,000	View
Cathay Bank 13238 Ne 20th St, Bellevue, WA 98005 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	1	0.1%	100%	$1,285,000	View
Bank of Hope 10430 Ne 10th Street Suite A, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	66.7%	$445,000	View
Washington Trust Bank 10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0.1%	100%	$955,000	View
American Continental Bank 11100 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	50%	$445,000	View
Sunflower Bank, N.A. 244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$705,000	View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +2 HELOCs	0%	n/a		View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Verity Credit Union 1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional, FHA, VA	23	1.7%	100%	$490,652
Wsecu	Conventional, FHA, VA, HELOC	11 +8 HELOCs	0.8%	80%	$211,363
Sammamish Mortgage Company	Conventional, Jumbo	10	0.7%	100%	$682,000
HomeStreet Bank	Conventional, FHA, HELOC	7 +1 HELOCs	0.5%	87.5%	$477,857
Rocket Mortgage	Conventional, FHA, VA, Jumbo	136	9.9%	83.9%	$412,500
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	115 +6 HELOCs	8.4%	87.1%	$515,782
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	55	4%	100%	$422,818
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	54 +1 HELOCs	3.9%	91.9%	$488,703
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	47 +10 HELOCs	3.4%	93.1%	$530,106
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	45 +3 HELOCs	3.3%	97.8%	$541,888
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	43	3.1%	91.5%	$515,465
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	41	3%	93.2%	$531,585
Newrez LLC	Conventional, FHA, VA, Jumbo	36	2.6%	75%	$489,722
DHI Mortgage Company, LTD.	Conventional, FHA, Jumbo	35	2.6%	81.4%	$783,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	31 +2 HELOCs	2.3%	93.9%	$496,935
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	30 +1 HELOCs	2.2%	93.8%	$458,666
Nfm, Inc	Conventional, FHA	27	2%	100%	$560,555
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	21	1.5%	100%	$445,952	View
loanDepot.com LLC	Conventional, FHA, HELOC	18 +5 HELOCs	1.3%	75%	$368,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +5 HELOCs	1.1%	78.9%	$261,666
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	14 +2 HELOCs	1%	87.5%	$530,714
Triad Financial Services, Inc.	Conventional	14	1%	62.2%	$149,285
The Loan Store, Inc	Conventional, FHA, HELOC	13 +2 HELOCs	0.9%	100%	$552,692
Originpoint, LLC	Conventional, FHA, VA	13	0.9%	100%	$475,769
Envoy Mortgage, Ltd	Conventional, FHA, VA	12	0.9%	100%	$504,166
Bay Equity LLC	Conventional, FHA	12	0.9%	100%	$475,000
Nationstar Mortgage	Conventional, FHA	12	0.9%	87.5%	$256,666
Mortgage Research Center	FHA, VA	12	0.9%	70.6%	$463,333
Provident Funding Associates	Conventional	11	0.8%	91.7%	$551,363
Zillow Home Loans, LLC	Conventional, FHA	11	0.8%	100%	$417,727
Spring Eq, LLC	Conventional, HELOC	10 +6 HELOCs	0.7%	44.4%	$87,000
General Mortgage Capital Corporation	Conventional	9	0.7%	100%	$479,444
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	8 +2 HELOCs	0.6%	80%	$455,000
Priority Home Lending, LLC	Conventional	8	0.6%	100%	$432,500
Mutual of Omaha Mortgage	Conventional, FHA	8	0.6%	88.9%	$581,250
Generations Home Loans, LLC	Conventional, FHA, VA	7	0.5%	100%	$500,714
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	7	0.5%	100%	$497,857	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	7	0.5%	70%	$229,285	View
Kind Lending, LLC	Conventional, FHA	6	0.4%	60%	$426,666
Highlands Residential Mortgage, Ltd.	Conventional	6	0.4%	85.7%	$470,000
Freedom Mortgage Corporation	Conventional, FHA, VA	5	0.4%	88.9%	$589,000
Directors Mortgage, Inc	Conventional	5	0.4%	100%	$465,000
Discover Bank	Conventional	5	0.4%	38.5%	$99,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.4%	71.4%	$385,000	View
Mission Loans, LLC	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	100%	$295,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$505,000
Premier Mortgage Resources, LLC	Conventional	4	0.3%	100%	$377,500
American Financial Resources LLC	Conventional, FHA, VA	4	0.3%	100%	$575,000
Nbkc Bank	Conventional, VA	4	0.3%	80%	$310,000
Resicentral LLC	Conventional, FHA, VA	4	0.3%	100%	$592,500
Amerisave Mortgage Company	Conventional	4	0.3%	19%	$107,500
HomeXpress Mortgage Corp.	Conventional, FHA, VA	4	0.3%	80%	$485,000
Cardinal Financial Company, Li	Conventional, FHA, VA	4	0.3%	100%	$530,000
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.3%	80%	$497,500
Lower, LLC	Conventional, FHA	4	0.3%	80%	$400,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	83.3%	$497,500	View
Global Federal Credit Union	Conventional	3	0.2%	60%	$538,333
American Financial Network, Inc.	Conventional, FHA	3	0.2%	100%	$481,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.2%	100%	$441,666	View
Union Home Mortgage Corp.	Conventional, FHA	3	0.2%	100%	$481,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.2%	100%	$578,333
Pentagon Federal Credit Union	Conventional, VA	3	0.2%	60%	$368,333
Geneva Financial LLC	Conventional	3	0.2%	100%	$355,000
Plaza Home Mortgage, Inc	Conventional	3	0.2%	75%	$345,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	3	0.2%	100%	$795,000
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$485,000
Quorum Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$135,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$540,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$325,000	View
Lakeview Loan Servicing, LLC	Conventional	2	0.1%	35.3%	$260,000
Canopy Mortgage, LLC A5.0 ★Texas Ratio: 6.81%	Conventional	2	0.1%	100%	$395,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$435,000
Norwich Commercial Group Inc	FHA	2	0.1%	100%	$600,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$615,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$610,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$690,000	View
AmWest Funding Corp	Conventional	2	0.1%	100%	$520,000
Greenwood Credit Union	Conventional	2	0.1%	100%	$120,000
Credit Human Federal Credit Un	Conventional	2	0.1%	62.5%	$130,000
myCUmortgage	Conventional	2	0.1%	100%	$365,000
Tib, National Association A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0.1%	100%	$275,000	View
Mortgage Solutions of Colorado	FHA, VA	2	0.1%	100%	$460,000
Prosperity Home Mortgage, LLC	Conventional	2	0.1%	100%	$475,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional	2	0.1%	100%	$450,000	View
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$440,000
Leaderone Financial Corp.	Conventional, FHA	2	0.1%	100%	$225,000
Alliant Credit Union	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$265,000
Goodleap, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$445,000
First Technology Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$145,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$125,000
Fundloans Capital	Conventional	1	0.1%	100%	$205,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.1%	100%	$1,255,000	View
NOVA Financial & Investment Corporation	FHA	1	0.1%	100%	$505,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$305,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$425,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$575,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$825,000
Synergy One Lending, Inc.	FHA	1	0.1%	50%	$625,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$515,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$465,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$595,000
Flexpoint, Inc.	FHA	1	0.1%	100%	$835,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$565,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$685,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$395,000
Greenbox Loans	Conventional	1	0.1%	100%	$865,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$565,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$785,000
T2 Financial LLC	Conventional	1	0.1%	100%	$475,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$85,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$645,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$1,555,000	View
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Ardri LLC	Conventional	1	0.1%	100%	$545,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$535,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	50%	$325,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$845,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$355,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$495,000
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	100%	$1,685,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$315,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$215,000
Mason-McDuffie Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,075,000
Champions Funding, LLC	Conventional	1	0.1%	33.3%	$275,000
Village Capital & Investment	VA	1	0.1%	33.3%	$535,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$545,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$415,000
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +7 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Rivermark Community Credit Union A5.0 ★Texas Ratio: 9.96%	HELOC	0 +1 HELOCs	0%	n/a
Sea West Coast Gurad FCU	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Idaho Central Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Everett Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Everett, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Everett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Everett in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Everett, WA

Use these to narrow the list above. Each category shows how many Everett, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 100 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 22 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Everett, WA

Independent mortgage companies closed 77.4 percent of home loans in Everett, Washington in 2025, banks 13.6 percent and credit unions 9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Northwest Plus Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 14 loans.

77.4%

Mortgage companies

13.6%

Banks

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Everett, WA

Who is the largest mortgage lender in Everett, WA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Everett, Washington with 24 loans, about 1.7 percent of the market. The largest lender headquartered in Washington was Banner Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Everett, WA have the highest approval rates?

Among lenders with meaningful volume in Everett, Washington, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Everett, WA mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Everett, Washington in 2025, led by United Wholesale Mortgage with 15. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Everett, WA lender list?

Yes. 45 banks and 24 credit unions closed home loans in Everett, Washington in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Everett, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Everett, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Everett, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Everett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.