Mortgage Lenders and Brokers in Anacortes, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Anacortes, Washington mortgage lenders include Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association1600 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Heritage BankHeritage Bank2202 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 1.04%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Anacortes, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Anacortes are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Anacortes, Washington
Market share is the lender's share of all home loans closed in Anacortes, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Anacortes 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 18 +11 HELOCs |
5.3% | 85.7% | $251,111 | View |
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1 office in Anacortes 1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, Jumbo, HELOC | 10 +21 HELOCs |
2.9% | 90.9% | $488,000 | View |
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1 office in Anacortes 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
2.1% | 70% | $403,571 | View |
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1 office in Anacortes 1600 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 5 +1 HELOCs |
1.5% | 75% | $309,000 | View |
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1 office in Anacortes 1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.9% | 60% | $711,666 | View |
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1 office in Anacortes 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 10 +30 HELOCs |
2.9% | 100% | $554,000 | |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 2.3% | 100% | $492,500 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
1.2% | 100% | $1,065,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 100% | $398,333 | View |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.6% | 100% | $560,000 | View |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1424 Outlet Collection Way SW Ste 200, Auburn, WA 98001 6527 A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 4 | 1.2% | 100% | $445,000 | |
Sammamish Mortgage Company
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Conventional | 3 | 0.9% | 100% | $578,333 | |
HMDA LAR 2025-Final
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Conventional | 3 | 0.9% | 75% | $405,000 | |
Whatcom Educational Credit Uni
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $610,000 | |
Wsecu
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, VA | 33 | 9.7% | 94.4% | $400,151 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 25 +1 HELOCs |
7.3% | 89.7% | $557,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 24 | 7% | 96.3% | $587,083 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 15 +8 HELOCs |
4.4% | 93.8% | $428,333 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 11 | 3.2% | 84.6% | $774,090 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 10 | 2.9% | 100% | $481,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
2.3% | 100% | $348,750 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2.3% | 90.9% | $546,250 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 7 +2 HELOCs |
2.1% | 88.9% | $703,571 | |
Lakeview Loan Servicing, LLC
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Conventional | 6 | 1.8% | 42.9% | $301,666 | |
Newrez LLC
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Conventional, VA, Jumbo | 6 | 1.8% | 75% | $738,333 | |
Envoy Mortgage, Ltd
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Conventional, VA | 6 | 1.8% | 85.7% | $653,333 | |
Kind Lending, LLC
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Conventional, VA | 6 | 1.8% | 75% | $498,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.5% | 100% | $251,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
1.2% | 66.7% | $227,500 | |
First Technology Federal Credit Union
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 100% | $450,000 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 4 | 1.2% | 100% | $945,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 1.2% | 100% | $480,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 1.2% | 100% | $615,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.2% | 100% | $480,000 | |
New American Funding, LLC.
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Conventional | 4 | 1.2% | 100% | $442,500 | |
Global Federal Credit Union
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $645,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.9% | 100% | $565,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.6% | 100% | $430,000 | |
Primelending
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Conventional, Jumbo | 2 | 0.6% | 100% | $610,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,130,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 100% | $700,000 | |
Directors Mortgage, Inc
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Conventional | 2 | 0.6% | 100% | $560,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional, VA | 2 | 0.6% | 100% | $670,000 | View |
Deephaven Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 100% | $505,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $595,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.6% | 100% | $460,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $345,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $615,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
American Financing Corporation
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Conventional | 1 | 0.3% | 66.7% | $55,000 | |
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A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,105,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,145,000 | View |
Star One Credit Union
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Conventional | 1 | 0.3% | 100% | $805,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Anacortes Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Anacortes, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Anacortes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Anacortes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Anacortes, WA
Use these to narrow the list above. Each category shows how many Anacortes, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Anacortes, WA
Independent mortgage companies closed 60.7 percent of home loans in Anacortes, Washington in 2025, banks 28.2 percent and credit unions 11.1 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Anacortes, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Anacortes, Washington with 18 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Anacortes, Washington in 2025, led by Banner Bank with 1. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 13 credit unions closed home loans in Anacortes, Washington in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Anacortes, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Anacortes, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Anacortes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
