Mortgage Lenders and Brokers in Woodbridge, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodbridge, Virginia mortgage lenders include United Bank VaUnited Bank Va13870 Smoketown Road (dale City), Woodbridge, VA 22192A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14341 Potomac Mills Rd, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA12771 Harbor Dr, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank13920 Noblewood Plz, Woodbridge, VA 22193A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1708 Old Bridge Rd, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 4.14%, Atlantic Union BankAtlantic Union Bank13794 Smoketown Road, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.12445 Hedges Run Dr, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank13630 Foulger Sq, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 3.71%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co4605 Daisy Reid Ave, Woodbridge, VA 22192A5.0 ★Texas Ratio: 7.39%, and M&T BankM&T Bank12451 Hedges Run Dr, Woodbridge, VA 22192A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodbridge, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodbridge are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodbridge, Virginia
Market share is the lender's share of all home loans closed in Woodbridge, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodbridge 13870 Smoketown Road (dale City), Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 8 +3 HELOCs |
1.5% | 100% | $420,000 | View |
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1 office in Woodbridge 14341 Potomac Mills Rd, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 1.3% | 87.5% | $345,000 | View |
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5 offices in Woodbridge 12771 Harbor Dr, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 7 | 1.3% | 63.6% | $236,428 | View |
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★ 1 stars, 1 review 6 offices in Woodbridge 13920 Noblewood Plz, Woodbridge, VA 22193 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 6 +6 HELOCs |
1.1% | 85.7% | $448,333 | View |
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2 offices in Woodbridge 1708 Old Bridge Rd, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $368,333 | View |
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1 office in Woodbridge 13794 Smoketown Road, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA | 3 | 0.5% | 100% | $615,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Woodbridge 12445 Hedges Run Dr, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +13 HELOCs |
0.4% | 50% | $410,000 | View |
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1 office in Woodbridge 13630 Foulger Sq, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $85,000 | View |
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2 offices in Woodbridge 4605 Daisy Reid Ave, Woodbridge, VA 22192 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1 office in Woodbridge 12451 Hedges Run Dr, Woodbridge, VA 22192 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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15101 Potomac Town Pl, Woodbridge, VA 22191 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 32 +18 HELOCs |
5.9% | 77.3% | $265,312 | |
Apple Federal Credit Union
14229 Potomac Mills Rd, Woodbridge, VA 22192 |
Conventional, HELOC | 5 +5 HELOCs |
0.9% | 41.7% | $57,000 | |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 4 | 0.7% | 100% | $415,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 3 +4 HELOCs |
0.5% | 100% | $98,333 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.4% | 100% | $405,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
VA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $465,000 | View |
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2505 Wilson Blvd, Arlington, VA 22201 A-5.0 ★Texas Ratio: 14.51% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
FHA | 1 | 0.2% | 100% | $505,000 | View |
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106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 25 | 4.6% | 100% | $431,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA, VA | 11 | 2% | 100% | $409,545 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 8 | 1.5% | 90% | $278,750 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.3% | 100% | $473,571 | |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.1% | 100% | $485,000 | |
City Lending Inc.
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Conventional, FHA | 5 | 0.9% | 87.5% | $249,000 | |
Guidance Residential, LLC
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Conventional | 3 | 0.5% | 100% | $421,666 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 0.4% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Intercoastal Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Towne Mortgage
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VA | 1 | 0.2% | 100% | $635,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 60 +2 HELOCs |
11% | 81.1% | $436,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 8.8% | 84.4% | $308,958 | |
Mortgage Research Center
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VA | 17 | 3.1% | 85% | $467,352 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2.7% | 76.2% | $295,666 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.6% | 100% | $402,142 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.2% | 92.3% | $361,666 | |
Nfm, Inc
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Conventional, FHA, VA | 10 | 1.8% | 100% | $431,000 | |
Nationstar Mortgage
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Conventional | 9 | 1.6% | 81.8% | $261,666 | |
Lower, LLC
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Conventional, FHA, VA | 9 | 1.6% | 90% | $457,222 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.5% | 57.1% | $243,750 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.5% | 80% | $425,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $410,714 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $405,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 7 | 1.3% | 77.8% | $480,714 | |
Fairway Independent Mort Corp
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Conventional, VA | 7 | 1.3% | 87.5% | $436,428 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.1% | 75% | $460,000 | |
Newrez LLC
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Conventional, VA | 6 | 1.1% | 46.7% | $355,000 | |
American Financial Network, Inc.
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Conventional, FHA | 6 | 1.1% | 100% | $386,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 0.9% | 83.3% | $299,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 5 | 0.9% | 83.3% | $357,000 | View |
Arc Home LLC
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Conventional | 4 | 0.7% | 100% | $497,500 | |
All Credit Considered Mortgage, Inc.
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Conventional | 4 | 0.7% | 100% | $415,000 | |
Kind Lending, LLC
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Conventional, VA | 4 | 0.7% | 50% | $470,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.7% | 66.7% | $70,000 | |
First Home Mortgage
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Conventional | 4 | 0.7% | 100% | $412,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA | 4 | 0.7% | 100% | $390,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 0.7% | 100% | $342,500 | View |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $431,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.5% | 30% | $281,666 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 57.1% | $355,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 50% | $75,000 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 0.5% | 100% | $411,666 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $288,333 | |
Emet Lending Group, Inc.
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Conventional | 3 | 0.5% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.5% | 100% | $445,000 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +10 HELOCs |
0.4% | 40% | $405,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 20% | $80,000 | |
Nbkc Bank
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VA | 2 | 0.4% | 100% | $480,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $460,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.4% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 11.24% |
Conventional, VA | 2 | 0.4% | 100% | $425,000 | View |
ClearPath Lending
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VA | 2 | 0.4% | 100% | $440,000 | |
Bay Equity LLC
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FHA | 2 | 0.4% | 100% | $555,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.4% | 75% | $445,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 50% | $240,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 50% | $385,000 | |
Geo-Corp, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $330,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $280,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $95,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $395,000 | |
Bay-Valley Mortgage Group
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FHA | 1 | 0.2% | 100% | $465,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.2% | 50% | $265,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Loanleaders of America, Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $475,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.2% | 100% | $735,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 50% | $575,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.2% | 100% | $415,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Keystone Funding, Inc
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VA | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.2% | 100% | $665,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $585,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.2% | 50% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 14.3% | $65,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $585,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodbridge Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodbridge, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Woodbridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodbridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodbridge, VA
Use these to narrow the list above. Each category shows how many Woodbridge, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodbridge, VA
Independent mortgage companies closed 77.7 percent of home loans in Woodbridge, Virginia in 2025, banks 13.7 percent and credit unions 8.6 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, United Bank Va the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodbridge, VA
By home loans closed in 2025, United Bank Va was the largest mortgage lender in Woodbridge, Virginia with 8 loans, about 1.5 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodbridge, Virginia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 81.1 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Woodbridge, Virginia in 2025, led by United Wholesale Mortgage with 16. 44 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 14 credit unions closed home loans in Woodbridge, Virginia in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodbridge, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodbridge, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodbridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
