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Home / Mortgage Lenders / Virginia / Stone Ridge
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Mortgage Lenders and Brokers in Stone Ridge, Virginia

Stone Ridge, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Abnb Federal Credit UnionAbnb Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A+5.0 ★Texas Ratio: 5.45%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, and Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Stone Ridge, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stone Ridge are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Stone Ridge, Virginia

Market share is the lender's share of all home loans closed in Stone Ridge, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
7678D Richmond Hwy, Alexandria, VA 22306
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 36
+31 HELOCs
6.7% 86.4% $309,444
1109 Cedar Rd, Chesapeake, VA 23322 7198
A+5.0 ★Texas Ratio: 5.45%
Conventional, Jumbo 30 5.6% 96.8% $1,114,000 View
★ 1 stars, 1 review
233 Wyndale Road, Abingdon, VA 24210
A+5.0 ★Texas Ratio: 2.87%
Conventional, Jumbo, HELOC 16
+16 HELOCs
3% 100% $933,750 View
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
Conventional, VA, Jumbo, HELOC 15
+2 HELOCs
2.8% 100% $1,130,333 View
106 N Washington St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 11
+1 HELOCs
2.1% 92.3% $1,235,909 View
1008 N Glebe Rd, Arlington, VA 22201 4799
A+5.0 ★Texas Ratio: 2.12%
Conventional, HELOC 7
+7 HELOCs
1.3% 90% $166,428 View
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306
Conventional, HELOC 6
+9 HELOCs
1.1% 85.7% $176,666
6566 Little River Tpke, Alexandria, VA 22312
A+5.0 ★Texas Ratio: 3.71%
Conventional, Jumbo, HELOC 5
+4 HELOCs
0.9% 100% $957,000 View
704 King Street, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 4
+7 HELOCs
0.7% 50% $690,000 View
115 N Washington St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 3
+6 HELOCs
0.6% 100% $375,000 View
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
Conventional 3 0.6% 100% $681,666 View
332 Cummings St, Abingdon, VA 24210
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.6% 100% $435,000 View
42030 Village Center Plz, Aldie, VA 20105
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+22 HELOCs
0.4% 100% $675,000 View
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564
Conventional, Jumbo 2 0.4% 100% $1,300,000
★ 1.7 stars, 3 reviews
3131 Duke St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+11 HELOCs
0.2% 100% $465,000 View
7901 Richmond Hwy, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 2.15%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $1,025,000 View
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.2% 100% $1,285,000 View
18 Sandy St, Callao, VA 22435
A5.0 ★Texas Ratio: 8.11%
Conventional 1 0.2% 100% $605,000 View
44810 Saranac St, Ashburn, VA 20147
A5.0 ★Texas Ratio: 7.27%
Conventional 1 0.2% 100% $705,000 View
201 N Washington Hwy, Ashland, VA 23005
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $255,000 View
Democracy Federal Credit Union
400 N Columbus St, Alexandria, VA 22314
Conventional 1 0.2% 100% $95,000
13701 US Highway 29 Ste I, Chatham, VA 24531
A5.0 ★Texas Ratio: 7.25%
Conventional 1 0.2% 100% $155,000 View
2879 Clarendon Boulevard, Arlington, VA 22201
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo 1 0.2% 50% $1,795,000 View
1700 Diagonal Rd, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+11 HELOCs
0% n/a View
950 N Glebe Rd, Arlington, VA 22203
A5.0 ★Texas Ratio: 7.72%
HELOC 0
+2 HELOCs
0% n/a View
1630 King St, Alexandria, VA 22314 2763
A+5.0 ★Texas Ratio: 4.05%
HELOC 0
+2 HELOCs
0% n/a View
5519 Franconia Rd, Alexandria, VA 22310
A5.0 ★Texas Ratio: 7.39%
HELOC 0
+1 HELOCs
0% n/a View
600 Army Navy Dr, Arlington, VA 22202 4200
A5.0 ★Texas Ratio: 7.57%
HELOC 0
+1 HELOCs
0% n/a View
1571 Roanoke Rd, Daleville, VA 24083
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+1 HELOCs
0% n/a View
Atlantic Coast Mortgage, LLC
Conventional, Jumbo 12 2.2% 92.3% $715,833
Intercoastal Mortgage, LLC
Conventional, VA 6 1.1% 85.7% $875,000
Credit Union Mortgage Associat
Conventional 3 0.6% 100% $998,333
First Savings Mortgage Corporation
Conventional, FHA 3 0.6% 100% $305,000
First Heritage Mortgage, LLC
Conventional 3 0.6% 100% $511,666
Jams-01 Inc dba Home Savings & Trust Mortgage
Conventional, VA, Jumbo 3 0.6% 100% $725,000
Guidance Residential, LLC
Conventional 2 0.4% 100% $410,000
Vellum Mortgage, Inc.
Conventional 2 0.4% 100% $325,000
Prosperity Home Mortgage, LLC
Conventional 2 0.4% 100% $680,000
Strong Home Mortgage, LLC
VA 1 0.2% 100% $1,175,000
A5.0 ★Texas Ratio: 8.63%
Conventional 1 0.2% 100% $425,000 View
Capital Center LLC
FHA 1 0.2% 33.3% $385,000
Integrity Home Mortgage Corporation
FHA 1 0.2% 100% $445,000
1St Advantage Federal Credit U
HELOC 0
+2 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 67 12.5% 89.5% $558,134
United Nations Federal CU
Conventional, Jumbo 35 6.5% 94.7% $1,018,714
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 33
+1 HELOCs
6.2% 91.9% $620,454
Guaranteed Rate, Inc.
Conventional, FHA, Jumbo 14 2.6% 84.2% $826,428
K. Hovnanian American Mortgage
Conventional, VA, Jumbo 13 2.4% 81.2% $1,257,307
Pennymac Loan Services LLC
Conventional, VA, Jumbo 11 2.1% 52.4% $597,727
loanDepot.com LLC
Conventional, FHA 8 1.5% 90% $321,250
Mortgage Research Center
Conventional, VA, Jumbo 7 1.3% 77.8% $749,285
Cmg Mortgage Inc
Conventional, FHA, VA, Jumbo, HELOC 6
+1 HELOCs
1.1% 87.5% $815,000
Federated Mortgage Corp
Conventional, Jumbo 6 1.1% 100% $806,666
Lower, LLC
Conventional, Jumbo 6 1.1% 75% $1,505,000
Freedom Mortgage Corporation
FHA, VA 5 0.9% 83.3% $525,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 5 0.9% 100% $667,000 View
CrossCountry Mortgage, LLC
Conventional, FHA, VA 5 0.9% 100% $691,000
Nationstar Mortgage
Conventional 5 0.9% 83.3% $319,000
Fairway Independent Mort Corp
Conventional, FHA, VA, Jumbo 5 0.9% 100% $913,000
Digital Federal Credit Union
Conventional, HELOC 4
+4 HELOCs
0.7% 66.7% $360,000
State Employees Credit Union of MD
Conventional, Jumbo, HELOC 4
+2 HELOCs
0.7% 100% $1,115,000
Newrez LLC
Conventional, FHA, VA, Jumbo 4 0.7% 100% $615,000
Union Home Mortgage Corp.
Conventional 4 0.7% 100% $830,000
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 4 0.7% 100% $1,025,000 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 4 0.7% 80% $720,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 3
+2 HELOCs
0.6% 60% $145,000 View
A+5.0 ★Texas Ratio: 0.40%
Conventional, FHA, HELOC 3
+1 HELOCs
0.6% 100% $795,000 View
Guild Mortgage Company
Conventional, VA 3 0.6% 100% $465,000
Provident Funding Associates
Conventional 3 0.6% 75% $705,000
First Equity Mortgage Inc
Conventional 3 0.6% 100% $1,078,333
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.6% 75% $221,666 View
Fourleaf Federal Credit Union
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $1,005,000
Amerisave Mortgage Company
Conventional, HELOC 2
+1 HELOCs
0.4% 33.3% $165,000
AmWest Funding Corp
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $665,000
New American Funding, LLC.
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $175,000
Lakeview Loan Servicing, LLC
Conventional 2 0.4% 28.6% $95,000
A+5.0 ★Texas Ratio: 3.62%
Conventional, VA 2 0.4% 100% $440,000 View
Nqm Funding, LLC
Conventional 2 0.4% 100% $990,000
Bay Equity LLC
Conventional, VA 2 0.4% 100% $830,000
Intouch Credit Union
Conventional 2 0.4% 100% $225,000
Century FCU
Conventional 2 0.4% 100% $975,000
Waterstone Mortgage Corporation
Conventional 2 0.4% 100% $420,000
Emet Lending Group, Inc.
Conventional 2 0.4% 100% $830,000
Keystone Funding, Inc
Conventional 2 0.4% 66.7% $345,000
The Loan Store, Inc
Conventional 2 0.4% 100% $445,000
Paramount Residential Mortgage
Conventional 2 0.4% 100% $475,000
Tower Federal Credit Union
Conventional, HELOC 1
+8 HELOCs
0.2% 100% $525,000
Bank Fund Staff Federal Credit
Conventional, HELOC 1
+6 HELOCs
0.2% 33.3% $525,000
Spring Eq, LLC
Conventional, HELOC 1
+6 HELOCs
0.2% 10% $55,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+5 HELOCs
0.2% 50% $55,000 View
Better Mortgage Corporation
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $395,000
Alliant Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $1,065,000
Arc Home LLC
Conventional 1 0.2% 100% $935,000
American Portfolio Mortgage Corporation
Conventional 1 0.2% 100% $445,000
A+5.0 ★Texas Ratio: 3.36%
Conventional 1 0.2% 100% $235,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 50% $645,000
C3.9 ★Texas Ratio: 27.97%
FHA 1 0.2% 100% $515,000 View
Everett Financial, Inc.
Conventional 1 0.2% 100% $555,000
Sage Home Loans Corporation
Conventional 1 0.2% 100% $855,000
Kind Lending, LLC
Conventional, Jumbo 1 0.2% 33.3% $1,355,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.2% 100% $1,015,000 View
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $465,000
PHH Mortgage Corporation
VA 1 0.2% 100% $525,000
Dart Bank
Conventional 1 0.2% 100% $805,000
Resicentral LLC
Conventional 1 0.2% 100% $415,000
Usalliance Federal Credit Union
Conventional 1 0.2% 100% $495,000
American Financial Network, Inc.
Conventional 1 0.2% 100% $1,205,000
First Home Mortgage
FHA 1 0.2% 100% $395,000
AAFMAA Mortgage Services LLC
VA 1 0.2% 100% $565,000
Discover Bank
Conventional 1 0.2% 10% $65,000
Homeowners Financial Group, LLC
VA, Jumbo 1 0.2% 100% $1,355,000
Service Federal Credit Union
Conventional 1 0.2% 100% $855,000
Cardinal Financial Company, Li
Conventional 1 0.2% 100% $685,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.2% 100% $905,000 View
A+5.0 ★Texas Ratio: 3.94%
Conventional 1 0.2% 100% $515,000 View
Planet Home Lending, LLC
FHA 1 0.2% 100% $455,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.2% 100% $845,000 View
T2 Financial LLC
Conventional 1 0.2% 100% $905,000
Hometown Equity Mortgage, LLC
Conventional 1 0.2% 100% $425,000
American Pacific Mortgage Corporation
Conventional 1 0.2% 100% $315,000
Milend, Inc
FHA 1 0.2% 100% $345,000
Uif Corporation
Conventional 1 0.2% 100% $425,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 100% $805,000 View
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.2% 100% $525,000 View
A+5.0 ★Texas Ratio: 3.10%
Conventional 1 0.2% 100% $845,000 View
Carrington Mortgage Services LLC
VA 1 0.2% 50% $755,000
Village Capital & Investment
VA, Jumbo 1 0.2% 100% $1,295,000
Pentagon Federal Credit Union
HELOC 0
+14 HELOCs
0% 0%
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+8 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+7 HELOCs
0% n/a
Nasa Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Georgia'S Own Credit Union
HELOC 0
+1 HELOCs
0% n/a
Genisys Credit Union
HELOC 0
+1 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Sierra Pacific Mortgage Co. Inc
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Stone Ridge, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Stone Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stone Ridge in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Stone Ridge, VA

Use these to narrow the list above. Each category shows how many Stone Ridge, VA lenders fit and what that kind of lender is usually best for.

Who Lends in Stone Ridge, VA

Independent mortgage companies closed 55.4 percent of home loans in Stone Ridge, Virginia in 2025, banks 18.1 percent and credit unions 26.5 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 36 loans.

55.4%
Mortgage companies
18.1%
Banks
26.5%
Credit unions
5%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Stone Ridge, VA

Who is the largest mortgage lender in Stone Ridge, VA?

By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Stone Ridge, Virginia with 36 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Stone Ridge, VA have the highest approval rates?

Among lenders with meaningful volume in Stone Ridge, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.5 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Stone Ridge, VA mortgage lenders offer FHA, VA and USDA loans?

18 lenders closed FHA loans in Stone Ridge, Virginia in 2025, led by Rocket Mortgage with 5. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Stone Ridge, VA lender list?

Yes. 38 banks and 29 credit unions closed home loans in Stone Ridge, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Stone Ridge, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Stone Ridge, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stone Ridge, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stone Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.