Stone Ridge, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Abnb Federal Credit UnionAbnb Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A+5.0 ★Texas Ratio: 5.45%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, and Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stone Ridge, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stone Ridge are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stone Ridge, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 36 +31 HELOCs |
6.7% | 86.4% | $309,444 | |
|
1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
Conventional, Jumbo | 30 | 5.6% | 96.8% | $1,114,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 16 +16 HELOCs |
3% | 100% | $933,750 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo, HELOC | 15 +2 HELOCs |
2.8% | 100% | $1,130,333 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
2.1% | 92.3% | $1,235,909 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 7 +7 HELOCs |
1.3% | 90% | $166,428 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 6 +9 HELOCs |
1.1% | 85.7% | $176,666 | |
|
6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
0.9% | 100% | $957,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
0.7% | 50% | $690,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 100% | $375,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 0.6% | 100% | $681,666 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $435,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +22 HELOCs |
0.4% | 100% | $675,000 | View |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,300,000 | |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $465,000 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,025,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,285,000 | View |
|
18 Sandy St, Callao, VA 22435 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
|
44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
|
201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Democracy Federal Credit Union
400 N Columbus St, Alexandria, VA 22314 |
Conventional | 1 | 0.2% | 100% | $95,000 | |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,795,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1571 Roanoke Rd, Daleville, VA 24083 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, Jumbo | 12 | 2.2% | 92.3% | $715,833 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 6 | 1.1% | 85.7% | $875,000 | |
Credit Union Mortgage Associat
|
Conventional | 3 | 0.6% | 100% | $998,333 | |
First Savings Mortgage Corporation
|
Conventional, FHA | 3 | 0.6% | 100% | $305,000 | |
First Heritage Mortgage, LLC
|
Conventional | 3 | 0.6% | 100% | $511,666 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional, VA, Jumbo | 3 | 0.6% | 100% | $725,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $410,000 | |
Vellum Mortgage, Inc.
|
Conventional | 2 | 0.4% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $680,000 | |
Strong Home Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $1,175,000 | |
|
A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Capital Center LLC
|
FHA | 1 | 0.2% | 33.3% | $385,000 | |
Integrity Home Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $445,000 | |
1St Advantage Federal Credit U
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 67 | 12.5% | 89.5% | $558,134 | |
United Nations Federal CU
|
Conventional, Jumbo | 35 | 6.5% | 94.7% | $1,018,714 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 33 +1 HELOCs |
6.2% | 91.9% | $620,454 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo | 14 | 2.6% | 84.2% | $826,428 | |
K. Hovnanian American Mortgage
|
Conventional, VA, Jumbo | 13 | 2.4% | 81.2% | $1,257,307 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 11 | 2.1% | 52.4% | $597,727 | |
loanDepot.com LLC
|
Conventional, FHA | 8 | 1.5% | 90% | $321,250 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 7 | 1.3% | 77.8% | $749,285 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 6 +1 HELOCs |
1.1% | 87.5% | $815,000 | |
Federated Mortgage Corp
|
Conventional, Jumbo | 6 | 1.1% | 100% | $806,666 | |
Lower, LLC
|
Conventional, Jumbo | 6 | 1.1% | 75% | $1,505,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 0.9% | 83.3% | $525,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 0.9% | 100% | $667,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $691,000 | |
Nationstar Mortgage
|
Conventional | 5 | 0.9% | 83.3% | $319,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo | 5 | 0.9% | 100% | $913,000 | |
Digital Federal Credit Union
|
Conventional, HELOC | 4 +4 HELOCs |
0.7% | 66.7% | $360,000 | |
State Employees Credit Union of MD
|
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.7% | 100% | $1,115,000 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 4 | 0.7% | 100% | $615,000 | |
Union Home Mortgage Corp.
|
Conventional | 4 | 0.7% | 100% | $830,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 0.7% | 100% | $1,025,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 0.7% | 80% | $720,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 60% | $145,000 | View |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $795,000 | View |
Guild Mortgage Company
|
Conventional, VA | 3 | 0.6% | 100% | $465,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.6% | 75% | $705,000 | |
First Equity Mortgage Inc
|
Conventional | 3 | 0.6% | 100% | $1,078,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 75% | $221,666 | View |
Fourleaf Federal Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $1,005,000 | |
Amerisave Mortgage Company
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $165,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $665,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.4% | 28.6% | $95,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional, VA | 2 | 0.4% | 100% | $440,000 | View |
Nqm Funding, LLC
|
Conventional | 2 | 0.4% | 100% | $990,000 | |
Bay Equity LLC
|
Conventional, VA | 2 | 0.4% | 100% | $830,000 | |
Intouch Credit Union
|
Conventional | 2 | 0.4% | 100% | $225,000 | |
Century FCU
|
Conventional | 2 | 0.4% | 100% | $975,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $420,000 | |
Emet Lending Group, Inc.
|
Conventional | 2 | 0.4% | 100% | $830,000 | |
Keystone Funding, Inc
|
Conventional | 2 | 0.4% | 66.7% | $345,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $445,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 0.4% | 100% | $475,000 | |
Tower Federal Credit Union
|
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $525,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $525,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 10% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $55,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $395,000 | |
Alliant Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,065,000 | |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $935,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 50% | $645,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.2% | 100% | $515,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $855,000 | |
Kind Lending, LLC
|
Conventional, Jumbo | 1 | 0.2% | 33.3% | $1,355,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $1,015,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $465,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $525,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Resicentral LLC
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Usalliance Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $1,205,000 | |
First Home Mortgage
|
FHA | 1 | 0.2% | 100% | $395,000 | |
AAFMAA Mortgage Services LLC
|
VA | 1 | 0.2% | 100% | $565,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 10% | $65,000 | |
Homeowners Financial Group, LLC
|
VA, Jumbo | 1 | 0.2% | 100% | $1,355,000 | |
Service Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $855,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
|
A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $845,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.2% | 100% | $905,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Milend, Inc
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $845,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 50% | $755,000 | |
Village Capital & Investment
|
VA, Jumbo | 1 | 0.2% | 100% | $1,295,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +14 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Genisys Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stone Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stone Ridge in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stone Ridge, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.4 percent of home loans in Stone Ridge, Virginia in 2025, banks 18.1 percent and credit unions 26.5 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 36 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Stone Ridge, Virginia with 36 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Stone Ridge, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.5 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Stone Ridge, Virginia in 2025, led by Rocket Mortgage with 5. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 29 credit unions closed home loans in Stone Ridge, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stone Ridge, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stone Ridge, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stone Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.