Mortgage Lenders and Brokers in Rockwood, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockwood, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Argent Federal Credit UnionArgent Federal Credit Union11651 Alliance Cir, Chester, VA 23831 1451A+5.0 ★Texas Ratio: 4.48%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Citizens Bank & Trust Co.Citizens Bank & Trust Co.9060 N Five Forks Rd, Amelia Court House, VA 23002A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockwood, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockwood are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockwood, Virginia
Market share is the lender's share of all home loans closed in Rockwood, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 27 +18 HELOCs |
6% | 81.8% | $156,111 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +9 HELOCs |
3.3% | 68.2% | $233,000 | |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 6 | 1.3% | 85.7% | $46,666 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +11 HELOCs |
1.1% | 83.3% | $357,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 4 | 0.9% | 50% | $82,500 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 57.1% | $230,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 3 | 0.7% | 100% | $261,666 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.4% | 100% | $245,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA | 2 | 0.4% | 100% | $370,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional | 2 | 0.4% | 100% | $265,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $265,000 | View |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $325,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $335,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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4231 Markham Street Units Fandg, Annandale, VA 22003 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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141 155 N Court Street, Covington, VA 24426 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 19 | 4.2% | 100% | $301,842 | View |
Capital Center LLC
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Conventional, FHA, VA | 19 | 4.2% | 86.4% | $263,947 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.4% | 100% | $265,909 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 8 | 1.8% | 100% | $331,250 | |
Call Federal
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Conventional, HELOC | 6 +2 HELOCs |
1.3% | 100% | $98,333 | |
First Heritage Mortgage, LLC
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Conventional, VA | 6 | 1.3% | 100% | $330,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 6 | 1.3% | 100% | $355,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 6 | 1.3% | 100% | $311,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 4 | 0.9% | 100% | $337,500 | |
C&F Select LLC
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Conventional | 3 | 0.7% | 100% | $365,000 | |
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A4.7 ★Texas Ratio: 0.83% |
FHA | 2 | 0.4% | 100% | $390,000 | View |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.2% | 100% | $405,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
1St Advantage Federal Credit U
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Village Bank Mortgage
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VA | 1 | 0.2% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 64 | 14.1% | 90.9% | $187,968 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
4.4% | 91.7% | $339,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 3.5% | 94.4% | $212,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 3.1% | 93.8% | $320,714 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.6% | 100% | $308,333 | View |
loanDepot.com LLC
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Conventional, FHA | 9 | 2% | 75% | $170,555 | |
American Financial Network, Inc.
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Conventional, FHA | 7 | 1.5% | 100% | $362,142 | |
Nfm, Inc
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Conventional, FHA | 6 | 1.3% | 85.7% | $393,333 | |
Mortgage Research Center
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VA | 6 | 1.3% | 54.5% | $393,333 | |
Newrez LLC
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Conventional, FHA | 5 | 1.1% | 62.5% | $235,000 | |
First Home Mortgage
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Conventional, FHA | 5 | 1.1% | 100% | $325,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 5 | 1.1% | 75% | $315,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 1.1% | 100% | $243,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.9% | 66.7% | $177,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.7% | 75% | $238,333 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 3 | 0.7% | 100% | $378,333 | View |
Guild Mortgage Company
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Conventional, VA | 3 | 0.7% | 100% | $348,333 | |
Sun West Mortgage Company, Inc
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FHA | 3 | 0.7% | 100% | $295,000 | |
ClearPath Lending
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VA | 3 | 0.7% | 100% | $381,666 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $361,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.7% | 41.7% | $228,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 40% | $90,000 | |
State Employees' Credit Union
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Conventional | 2 | 0.4% | 100% | $360,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 0.4% | 100% | $390,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $410,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 100% | $105,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $590,000 | |
Dart Bank
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Conventional | 2 | 0.4% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $350,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.4% | 40% | $135,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
Homeamerican Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $605,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.4% | 100% | $355,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.4% | 100% | $340,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 2 | 0.4% | 66.7% | $285,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $230,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $320,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Homestead Funding Corp.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Instamortgage, Inc
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FHA | 1 | 0.2% | 100% | $495,000 | |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Piedmont Advantage Credit Unio
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Loanleaders of America, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $525,000 | |
RoundPoint Mortgage Servicing LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 50% | $105,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Nationwide Mortgage Bankers, Inc.
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VA | 1 | 0.2% | 100% | $195,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rockwood Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockwood, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Rockwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockwood, VA
Use these to narrow the list above. Each category shows how many Rockwood, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Rockwood, VA
Independent mortgage companies closed 68 percent of home loans in Rockwood, Virginia in 2025, banks 17.7 percent and credit unions 14.3 percent. Capital Center LLC was the largest mortgage company, Truist Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockwood, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Rockwood, Virginia with 27 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rockwood, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.9 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Rockwood, Virginia in 2025, led by Freedom Mortgage Corporation with 9. 25 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 16 credit unions closed home loans in Rockwood, Virginia in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockwood, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockwood, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
