Mortgage Lenders and Brokers in Montclair, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montclair, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union5139 Waterway Dr, Montclair, VA 22025A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%, and Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montclair, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montclair are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montclair, Virginia
Market share is the lender's share of all home loans closed in Montclair, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5139 Waterway Dr, Montclair, VA 22025 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 45 +41 HELOCs |
9.2% | 82.1% | $242,777 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +13 HELOCs |
1.2% | 75% | $475,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $427,500 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $291,666 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +9 HELOCs |
0.4% | 100% | $610,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 28.6% | $280,000 | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $495,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $335,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $125,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
VA | 1 | 0.2% | 33.3% | $655,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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600 Army Navy Dr, Arlington, VA 22202 4200 A5.0 ★Texas Ratio: 7.57% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 24 | 4.9% | 100% | $420,833 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.5% | 92.3% | $503,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 88.9% | $527,500 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.4% | 100% | $500,714 | |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 5 | 1% | 100% | $489,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 4 | 0.8% | 100% | $470,000 | |
Vellum Mortgage, Inc.
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Conventional | 4 | 0.8% | 100% | $457,500 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.6% | 100% | $361,666 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, VA | 3 | 0.6% | 100% | $508,333 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $550,000 | |
Loansteady LLC
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Conventional, VA | 2 | 0.4% | 100% | $595,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $510,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 60 | 12.3% | 85.9% | $376,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +3 HELOCs |
5.5% | 90% | $593,518 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
3.7% | 100% | $542,222 | |
Mortgage Research Center
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Conventional, VA | 17 | 3.5% | 81% | $514,411 | |
Nfm, Inc
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Conventional, FHA, VA | 14 | 2.9% | 100% | $520,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 12 | 2.5% | 85.7% | $312,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 12 | 2.5% | 100% | $473,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.1% | 80% | $548,000 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 9 +3 HELOCs |
1.8% | 100% | $536,111 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.8% | 75% | $376,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $483,750 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.6% | 100% | $326,250 | |
Pentagon Federal Credit Union
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Conventional, FHA, VA, HELOC | 7 +7 HELOCs |
1.4% | 87.5% | $447,857 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $545,000 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 7 | 1.4% | 100% | $457,857 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 6 | 1.2% | 100% | $530,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +4 HELOCs |
1% | 50% | $129,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1% | 71.4% | $233,000 | |
Kind Lending, LLC
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Conventional, VA | 5 | 1% | 100% | $551,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 5 | 1% | 100% | $417,000 | View |
New American Funding, LLC.
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Conventional, VA | 5 | 1% | 83.3% | $427,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 57.1% | $295,000 | |
American Financial Network, Inc.
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Conventional, VA | 3 | 0.6% | 100% | $565,000 | |
Peoples Mortgage Company
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Conventional | 3 | 0.6% | 100% | $401,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.6% | 60% | $555,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $645,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.4% | 66.7% | $515,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $610,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 66.7% | $545,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Uif Corporation
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Conventional | 2 | 0.4% | 100% | $540,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $515,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.4% | 66.7% | $635,000 | View |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $525,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | |
EMM Loans LLC
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FHA | 1 | 0.2% | 100% | $775,000 | |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $685,000 | |
Watermark Capital, Inc.
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VA | 1 | 0.2% | 100% | $505,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 10% | $105,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Guild Mortgage Company
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VA | 1 | 0.2% | 100% | $595,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
First Home Mortgage
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $95,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $865,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $415,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 50% | $765,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $405,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Andrews Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
VA | 1 | 0.2% | 100% | $615,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $205,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.2% | 100% | $675,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $695,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $935,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $635,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Montclair Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montclair, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Montclair? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montclair in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montclair, VA
Use these to narrow the list above. Each category shows how many Montclair, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Montclair, VA
Independent mortgage companies closed 79.1 percent of home loans in Montclair, Virginia in 2025, banks 8 percent and credit unions 12.9 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 45 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montclair, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Montclair, Virginia with 45 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Montclair, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.9 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Montclair, Virginia in 2025, led by Rocket Mortgage with 6. 48 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 17 credit unions closed home loans in Montclair, Virginia in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montclair, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montclair, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montclair. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
