Mortgage Lenders and Brokers in Countryside, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Countryside, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%, and Dollar Bank, FSBDollar Bank, FSB750 Volvo Pkwy, Chesapeake, VA 23320A+5.0 ★Texas Ratio: 5.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Countryside, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Countryside are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Countryside, Virginia
Market share is the lender's share of all home loans closed in Countryside, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 16 +9 HELOCs |
7.7% | 76.2% | $247,500 | |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 16 +3 HELOCs |
7.7% | 94.1% | $496,875 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +8 HELOCs |
1.4% | 100% | $445,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 3 +5 HELOCs |
1.4% | 60% | $51,666 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $360,000 | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $185,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $480,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $365,000 | View |
|
44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
|
750 Volvo Pkwy, Chesapeake, VA 23320 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
106 Harrison St Se, Leesburg, VA 20175 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 17 | 8.2% | 100% | $432,647 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA | 13 | 6.3% | 100% | $464,230 | |
Vellum Mortgage, Inc.
|
Conventional | 3 | 1.4% | 100% | $538,333 | |
Guidance Residential, LLC
|
Conventional | 2 | 1% | 100% | $495,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $605,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $390,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $685,000 | |
Loansteady LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
First Heritage Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $525,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 8.7% | 95% | $366,666 | |
United Wholesale Mortgage
|
Conventional, VA | 13 | 6.3% | 93.3% | $551,153 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 4.8% | 90.9% | $482,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 5 | 2.4% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 4 | 1.9% | 80% | $645,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 75% | $85,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 1.4% | 100% | $621,666 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 3 | 1.4% | 75% | $435,000 | View |
Cmg Mortgage Inc
|
Conventional, VA | 3 | 1.4% | 100% | $618,333 | |
Churchill Mortgage Corporation
|
Conventional, VA | 3 | 1.4% | 100% | $685,000 | |
T2 Financial LLC
|
Conventional | 3 | 1.4% | 100% | $471,666 | |
Lower, LLC
|
Conventional, FHA | 3 | 1.4% | 100% | $458,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $220,000 | View |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1% | 40% | $470,000 | |
Newrez LLC
|
Conventional | 2 | 1% | 100% | $500,000 | |
Envoy Mortgage, Ltd
|
Conventional | 2 | 1% | 100% | $540,000 | |
First Home Mortgage
|
Conventional, VA | 2 | 1% | 100% | $570,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1% | 100% | $365,000 | View |
Fairway Independent Mort Corp
|
Conventional | 2 | 1% | 100% | $855,000 | |
Alliant Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | |
Educational Systems FCU
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $635,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $635,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.5% | 100% | $605,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $185,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
Nbkc Bank
|
FHA | 1 | 0.5% | 100% | $605,000 | |
Dart Bank
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.5% | 100% | $375,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $695,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Bayshore Mortgage Funding
|
FHA | 1 | 0.5% | 100% | $755,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
American Security Mortgage Cor
|
VA | 1 | 0.5% | 100% | $485,000 | |
American Financing Corporation
|
FHA | 1 | 0.5% | 100% | $315,000 | |
American Finance House Lariba
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $485,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Loanleaders of America, Inc
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $565,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.5% | 50% | $425,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $95,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Tower Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Proponent FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Countryside Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Countryside, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Countryside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Countryside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Countryside, VA
Use these to narrow the list above. Each category shows how many Countryside, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Countryside, VA
Independent mortgage companies closed 70 percent of home loans in Countryside, Virginia in 2025, banks 18.4 percent and credit unions 11.6 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Countryside, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Countryside, Virginia with 16 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Countryside, Virginia in 2025, led by Atlantic Coast Mortgage, LLC with 3. 14 lenders closed VA loans, led by Atlantic Coast Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Countryside, Virginia in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Countryside, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Countryside, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Countryside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
