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Mortgage Lenders and Brokers in Spring, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Spring, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2111 Fm 2920 Rd, Spring, TX 77388A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA7344 Louetta Rd, Spring, TX 77379A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA18603 Kuykendahl Rd, Spring, TX 77379A+5.0 ★Texas Ratio: 4.14%, First Financial BankFirst Financial Bank3563 Riley Fuzzel Rd, Spring, TX 77386A+5.0 ★Texas Ratio: 3.74%, Prosperity BankProsperity Bank6030 Fm 2920 Rd, Spring, TX 77379A+5.0 ★Texas Ratio: 1.58%, Frost BankFrost Bank2120 Spring Stuebner Rd, Spring, TX 77389A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.15800 Champion Forest Dr, Spring, TX 77379A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank6730 Spring Stuebner Rd, Spring, TX 77389A+5.0 ★Texas Ratio: 4.37%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2000 Spring Cypress Rd, Spring, TX 77388A+5.0 ★Texas Ratio: 3.72%, and Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Spring, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Spring, Texas

Market share is the lender's share of all home loans closed in Spring, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 8 offices in Spring 2111 Fm 2920 Rd, Spring, TX 77388 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	47	3.8%	78.5%	$196,702	View
Wells Fargo Bank NA 7 offices in Spring 7344 Louetta Rd, Spring, TX 77379 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	0.7%	64.3%	$160,555	View
Bank of America NA 7 offices in Spring 18603 Kuykendahl Rd, Spring, TX 77379 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +5 HELOCs	0.6%	87.5%	$193,571	View
First Financial Bank 1 office in Spring 3563 Riley Fuzzel Rd, Spring, TX 77386 A+5.0 ★Texas Ratio: 3.74%	Conventional	7	0.6%	100%	$200,714	View
Prosperity Bank ★ 1 stars, 1 review 2 offices in Spring 6030 Fm 2920 Rd, Spring, TX 77379 A+5.0 ★Texas Ratio: 1.58%	Conventional, FHA	5	0.4%	100%	$165,000	View
Frost Bank ★ 5 stars, 1 review 2 offices in Spring 2120 Spring Stuebner Rd, Spring, TX 77389 A+5.0 ★Texas Ratio: 2.51%	Conventional	5	0.4%	45.5%	$139,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in Spring 15800 Champion Forest Dr, Spring, TX 77379 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +8 HELOCs	0.1%	33.3%	$215,000	View
Regions Bank 6 offices in Spring 6730 Spring Stuebner Rd, Spring, TX 77389 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +3 HELOCs	0.1%	14.3%	$115,000	View
Zions Bancorporation, N.A. 4 offices in Spring 2000 Spring Cypress Rd, Spring, TX 77388 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +3 HELOCs	0%	0%		View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	9 +1 HELOCs	0.7%	100%	$209,444	View
PrimeWay Federal Credit Union 8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36%	Conventional	6	0.5%	75%	$60,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	5	0.4%	83.3%	$237,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	5	0.4%	100%	$183,000	View
First Community Credit Union 2121 FM 2920 Rd, Spring, TX 77388	Conventional	4	0.3%	100%	$152,500
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	4	0.3%	80%	$222,500
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	3	0.2%	37.5%	$181,666	View
Smart Financial Credit Union 7206 N Grand Pkwy W, Spring, TX 77379 1684 A5.0 ★Texas Ratio: 6.46%	Conventional	3	0.2%	37.5%	$118,333	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA	2	0.2%	100%	$230,000	View
Harris County FCU 1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40%	Conventional	2	0.2%	75%	$45,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	FHA	2	0.2%	100%	$190,000	View
First National Bank of Huntsville 3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.2%	100%	$210,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional	2	0.2%	100%	$135,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA	2	0.2%	100%	$235,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.2%	66.7%	$235,000
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA	2	0.2%	100%	$180,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$175,000	View
Shell Federal Credit Union 6232 FM 2920 Rd, Spring, TX 77379 3454 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	10%	$185,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$325,000	View
Fivepoint Credit Union 1021 Sawdust Rd Ste 150, Spring, TX 77380 3895	Conventional	1	0.1%	100%	$255,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$295,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional	1	0.1%	100%	$105,000	View
Cadence Lending Group, Inc. 134 N Marcus St, Alto, TX 75925	FHA	1	0.1%	100%	$195,000
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	FHA	1	0.1%	100%	$195,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$195,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.1%	100%	$205,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	VA	1	0.1%	100%	$275,000	View
First Service Credit Union 8640 Spring Cypress Rd, Spring, TX 77379 3133 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$285,000	View
Dugood Federal Credit Union 7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43%	Conventional	1	0.1%	50%	$175,000
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +3 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	189	15.3%	88.1%	$265,476
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	28	2.3%	100%	$326,785
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	24	1.9%	88.9%	$381,666
Network Funding, L.P.	Conventional, FHA	17	1.4%	94.7%	$363,235
Nationstar Mortgage	Conventional, FHA, VA	12	1%	86.7%	$179,166
Click n' Close, Inc.	Conventional, FHA	8	0.6%	100%	$161,250
Right Start Mortgage, Inc	Conventional, FHA, VA	6	0.5%	85.7%	$245,000
Sfmc, LP	Conventional, FHA	5	0.4%	100%	$203,000
Envoy Mortgage, Ltd	FHA, VA	3	0.2%	100%	$231,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	3	0.2%	66.7%	$271,666	View
FocusOne Mortgage, LLC	Conventional	2	0.2%	100%	$95,000
SWBC Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$215,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$200,000
Credit Human Federal Credit Un	Conventional	2	0.2%	50%	$110,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.2%	100%	$245,000
Texas Bay Area Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$135,000
Capital Concepts Inc	Conventional	1	0.1%	100%	$225,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$155,000
Willow Bend Mortgage Company, LLC	VA	1	0.1%	100%	$185,000
Republic State Mortgage Company	FHA	1	0.1%	100%	$175,000
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0.1%	100%	$175,000	View
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Servis One, Inc	Conventional	1	0.1%	100%	$55,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$335,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$385,000
Gardner Financial Services	Conventional	1	0.1%	100%	$165,000
Southwest Funding LP	Conventional	1	0.1%	100%	$205,000
United Wholesale Mortgage	Conventional, FHA, VA	106	8.6%	82.7%	$233,018
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	93	7.5%	65.7%	$201,881	View
Kbhs Home Loans, LLC	Conventional, FHA, VA	55	4.5%	83.3%	$275,181
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	49 +1 HELOCs	4%	87.1%	$159,897
New American Funding, LLC.	Conventional, FHA, VA, HELOC	40 +1 HELOCs	3.2%	89.4%	$183,250
Freedom Mortgage Corporation	Conventional, FHA, VA	24	1.9%	90.6%	$255,000
Mortgage Research Center	VA	20	1.6%	75.9%	$299,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	15 +2 HELOCs	1.2%	88.2%	$210,333
Pennymac Loan Services LLC	Conventional, FHA, VA	15	1.2%	57.1%	$208,333
Cadence Bank	Conventional	14	1.1%	87.5%	$227,857
Kind Lending, LLC	Conventional, FHA, VA	14	1.1%	75%	$221,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA	12	1%	100%	$219,166
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	12	1%	87.5%	$197,500	View
Nfm, Inc	Conventional, FHA	12	1%	92.3%	$220,000
The Loan Store, Inc	Conventional, FHA, HELOC	10 +2 HELOCs	0.8%	100%	$233,000
Newrez LLC	Conventional, FHA, VA	10	0.8%	47.6%	$259,000
Union Home Mortgage Corp.	Conventional, FHA	10	0.8%	84.6%	$215,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	10	0.8%	35.7%	$158,000
Guaranteed Rate, Inc.	Conventional, FHA	9	0.7%	100%	$318,333
Equity Prime Mortgage LLC	Conventional, FHA	9	0.7%	81.8%	$240,555
Fairway Independent Mort Corp	Conventional, FHA	9	0.7%	100%	$220,555
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	88.9%	$235,000
Paramount Residential Mortgage	Conventional, FHA, VA	8	0.6%	80%	$265,000
Village Capital & Investment	FHA, VA	8	0.6%	92.3%	$286,250
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	7	0.6%	100%	$176,428	View
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.6%	46.7%	$162,142	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	7	0.6%	87.5%	$166,428	View
Securitynational Mortgage Company	FHA	7	0.6%	77.8%	$237,857
Cardinal Financial Company, Li	Conventional, FHA	7	0.6%	88.9%	$240,714
Plaza Home Mortgage, Inc	Conventional, FHA, VA	7	0.6%	58.3%	$219,285
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	6	0.5%	85.7%	$288,333	View
Mortgage Solutions of Colorado	Conventional, FHA, VA	6	0.5%	100%	$241,666
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.4%	100%	$291,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.4%	100%	$219,000
Movement Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$347,500
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$257,500
Resicentral LLC	Conventional, FHA	4	0.3%	100%	$235,000
American Financial Network, Inc.	FHA, VA	4	0.3%	57.1%	$240,000
Das Acquisition Company, LLC	FHA, VA	4	0.3%	100%	$212,500
Mutual of Omaha Mortgage	Conventional	4	0.3%	100%	$182,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	22.2%	$192,500
American Financial Resources LLC	Conventional, FHA	3	0.2%	75%	$221,666
AmeriHome Mortgage Company, LLC	FHA	3	0.2%	100%	$275,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	3	0.2%	100%	$248,333	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	3	0.2%	87.5%	$265,000
Nations Lending Corporation	Conventional, FHA	3	0.2%	100%	$201,666
T2 Financial LLC	FHA	3	0.2%	100%	$208,333
Champions Funding, LLC	Conventional	3	0.2%	100%	$225,000
Chartway FCU	Conventional, HELOC	2 +2 HELOCs	0.2%	66.7%	$75,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$130,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	16.7%	$140,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$250,000
Loanunited.Com, LLC	VA	2	0.2%	100%	$400,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.2%	100%	$95,000
Obsidian Financial Services	FHA	2	0.2%	100%	$290,000
City 1st Mortgage Services, LC	Conventional, FHA	2	0.2%	100%	$210,000
American Financing Corporation	Conventional	2	0.2%	33.3%	$110,000
Bay Equity LLC	Conventional, FHA	2	0.2%	100%	$175,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	2	0.2%	100%	$80,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	66.7%	$170,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$125,000	View
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	16.7%	$65,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$225,000	View
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$225,000
Originpoint, LLC	FHA	1	0.1%	100%	$195,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$235,000	View
American Portfolio Mortgage Corporation	FHA	1	0.1%	100%	$175,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$235,000	View
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$175,000
Neighborhood Loans, Inc	Conventional	1	0.1%	33.3%	$15,000
Goodleap, LLC	Conventional	1	0.1%	25%	$205,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$235,000
Contour Mortgage Corporation	FHA	1	0.1%	100%	$325,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Nbkc Bank	FHA	1	0.1%	100%	$305,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$325,000
Assurance Financial Group, L.L.C.	VA	1	0.1%	100%	$255,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$115,000	View
FirstTrust Home Loans	Conventional	1	0.1%	100%	$215,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	FHA	1	0.1%	100%	$275,000	View
Discover Bank	Conventional	1	0.1%	10%	$65,000
Mortgage Financial Services	FHA	1	0.1%	100%	$225,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$195,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$285,000
Network Capital Funding Corporation	Conventional	1	0.1%	50%	$615,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$225,000
Land Home Financial Services,	FHA	1	0.1%	100%	$325,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$235,000	View
Provident Funding Associates	Conventional	1	0.1%	100%	$325,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$165,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	33.3%	$295,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$335,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$125,000	View
First Eagle Federal Credit Un	Conventional	1	0.1%	100%	$25,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0.1%	100%	$175,000	View
Towne Mortgage Company	FHA	1	0.1%	100%	$375,000
Better Mortgage Corporation	Conventional	1	0.1%	50%	$215,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$285,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$285,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$305,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Lower, LLC	Conventional	1	0.1%	100%	$165,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$235,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$215,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$165,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$275,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$215,000
Mason-McDuffie Mortgage Corporation	FHA	1	0.1%	100%	$225,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$325,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$225,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$305,000
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Spring Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Spring, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Spring, TX

Use these to narrow the list above. Each category shows how many Spring, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 125 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 91 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 40 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in TX 55 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Spring, TX

Independent mortgage companies closed 83.5 percent of home loans in Spring, Texas in 2025, banks 11.9 percent and credit unions 4.6 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Jsc FCU the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 7 loans.

83.5%

Mortgage companies

11.9%

Banks

4.6%

Credit unions

43%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Spring, TX

Who is the largest mortgage lender in Spring, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Spring, Texas with 47 loans, about 3.8 percent of the market. The largest lender headquartered in Texas was First Financial Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Spring, TX have the highest approval rates?

Among lenders with meaningful volume in Spring, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 88.1 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Spring, TX mortgage lenders offer FHA, VA and USDA loans?

91 lenders closed FHA loans in Spring, Texas in 2025, led by DHI Mortgage Company, LTD. with 146. 40 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Spring, TX lender list?

Yes. 38 banks and 21 credit unions closed home loans in Spring, Texas in 2025, alongside 125 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Spring, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Spring, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.