Mortgage Lenders and Brokers in Scenic Oaks, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scenic Oaks, Texas mortgage lenders include Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, United Texas Credit UnionUnited Texas Credit Union1440 S MAIN ST, BOERNE, TX 78006A5.0 ★Texas Ratio: 9.26%, The First National Bank of SonoraThe First National Bank of Sonora122 W Bandera Rd, Boerne, TX 78006C+4.1 ★Texas Ratio: 26.35%, and Huntington National BankHuntington National Bank3800 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scenic Oaks, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scenic Oaks are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scenic Oaks, Texas
Market share is the lender's share of all home loans closed in Scenic Oaks, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 14 +7 HELOCs |
5.9% | 93.3% | $235,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 11 +6 HELOCs |
4.6% | 72.2% | $93,181 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
2.9% | 61.5% | $402,142 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2.1% | 100% | $301,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 4 | 1.7% | 100% | $467,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 2 | 0.8% | 100% | $465,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 0.8% | 100% | $575,000 | View |
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1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
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122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 1 | 0.4% | 100% | $785,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.4% | 100% | $415,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $965,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.4% | 33.3% | $75,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.4% | 100% | $875,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gardner Financial Services
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Conventional, FHA, VA | 12 | 5% | 100% | $459,166 | |
Loanpeople, LLC
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Conventional, FHA, VA | 3 | 1.3% | 100% | $398,333 | |
Primelending
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Conventional, FHA | 2 | 0.8% | 100% | $525,000 | |
Directions Equity, LLC
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FHA, VA, Jumbo | 2 | 0.8% | 100% | $480,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, VA | 2 | 0.8% | 100% | $500,000 | |
Priority Home Mortgage, L.P.
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Conventional, VA | 2 | 0.8% | 100% | $500,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Sfmc, LP
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FHA | 1 | 0.4% | 100% | $375,000 | |
Network Funding, L.P.
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VA | 1 | 0.4% | 50% | $775,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 25% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.4% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 30 | 12.6% | 83.8% | $433,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 24 | 10.1% | 96.2% | $484,583 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 10 | 4.2% | 68.4% | $349,000 | View |
New American Funding, LLC.
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Conventional, VA | 5 | 2.1% | 100% | $359,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 1.7% | 100% | $655,000 | |
Summit Funding.Inc
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Conventional, FHA, VA | 4 | 1.7% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 1.3% | 57.1% | $275,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 1.3% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 3 | 1.3% | 100% | $468,333 | View |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $368,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.3% | 50% | $435,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $460,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.8% | 100% | $635,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.8% | 40% | $520,000 | |
CrossCountry Mortgage, LLC
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VA, Jumbo | 2 | 0.8% | 100% | $1,180,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $325,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.8% | 100% | $545,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $375,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 50% | $370,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.8% | 100% | $630,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.8% | 66.7% | $505,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.8% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $735,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.4% | 100% | $525,000 | View |
NOVA Financial & Investment Corporation
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VA | 1 | 0.4% | 100% | $695,000 | |
Nbkc Bank
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VA, Jumbo | 1 | 0.4% | 100% | $845,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 50% | $665,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Valley West Corporation
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Cmg Mortgage Inc
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VA, Jumbo | 1 | 0.4% | 100% | $855,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 50% | $735,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $615,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $315,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $415,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.4% | 50% | $1,305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $475,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scenic Oaks Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scenic Oaks, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Scenic Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scenic Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scenic Oaks, TX
Use these to narrow the list above. Each category shows how many Scenic Oaks, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Scenic Oaks, TX
Independent mortgage companies closed 69.7 percent of home loans in Scenic Oaks, Texas in 2025, banks 16.4 percent and credit unions 13.9 percent. Everett Financial, Inc. was the largest mortgage company, Frost Bank the largest bank and Security Service the largest credit union. Among lenders headquartered in Texas, Security Service led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scenic Oaks, TX
By home loans closed in 2025, Security Service was the largest mortgage lender in Scenic Oaks, Texas with 14 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Scenic Oaks, Texas in 2025, led by loanDepot.com LLC with 7. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Scenic Oaks, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scenic Oaks, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scenic Oaks, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scenic Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
