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Mortgage Lenders and Brokers in Rockwall, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rockwall, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA900 W Rusk St, Rockwall, TX 75087A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank3092 Horizon Rd, Rockwall, TX 75032A+5.0 ★Texas Ratio: 2.51%, American National Bank of TexaAmerican National Bank of Texa1105 N Goliad St, Rockwall, TX 75087B+4.0 ★Texas Ratio: 2.41%, Bank of America NABank of America NA1000 W Rusk St, Rockwall, TX 75087A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1675 Laguna Dr, Rockwall, TX 75087A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA2970 Horizon Rd, Rockwall, TX 75032A+5.0 ★Texas Ratio: 5.36%, HomeBank TexasHomeBank Texas105 E Ralph Hall Pkwy, Rockwall, TX 75032A+5.0 ★Texas Ratio: 4.76%, Southstate Bank, National AssociationSouthstate Bank, National Association201 E Kaufman St, Rockwall, TX 75087A+5.0 ★Texas Ratio: 2.27%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, and Hancock Whitney BankHancock Whitney Bank1102 E Interstate 30, Rockwall, TX 75087A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rockwall, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockwall are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rockwall, Texas

Market share is the lender's share of all home loans closed in Rockwall, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Rockwall 900 W Rusk St, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	20	1.6%	95.2%	$328,000	View
Frost Bank ★ 5 stars, 1 review 1 office in Rockwall 3092 Horizon Rd, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	19 +12 HELOCs	1.5%	58.3%	$139,210	View
American National Bank of Texa 2 offices in Rockwall 1105 N Goliad St, Rockwall, TX 75087 B+4.0 ★Texas Ratio: 2.41%	Conventional, Jumbo	12	1%	70.6%	$355,000	View
Bank of America NA 2 offices in Rockwall 1000 W Rusk St, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	6 +22 HELOCs	0.5%	85.7%	$560,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Rockwall 1675 Laguna Dr, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	5 +4 HELOCs	0.4%	100%	$395,000	View
Wells Fargo Bank NA 1 office in Rockwall 2970 Horizon Rd, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.4%	71.4%	$281,000	View
HomeBank Texas 1 office in Rockwall 105 E Ralph Hall Pkwy, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 4.76%	Conventional	5	0.4%	100%	$343,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Rockwall 201 E Kaufman St, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA	3	0.2%	75%	$281,666	View
Centennial Bank 1 office in Rockwall 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA, Jumbo	2	0.2%	100%	$860,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Rockwall 1102 E Interstate 30, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Rockwall 165 E Quail Run Rd, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	0%		View
Regions Bank 1 office in Rockwall 2601 Ridge Rd, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	20%		View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA	12	1%	92.3%	$581,666	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	10	0.8%	100%	$431,000	View
First United Bank and Trust Co 104 E Rusk St, Rockwall, TX 75087 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	7 +1 HELOCs	0.6%	100%	$436,428	View
Texas Mortgage Lending, LLC 2914 Ridge Rd, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 3.34%	Conventional	7	0.6%	100%	$397,857	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	6	0.5%	53.8%	$111,666	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	100%	$369,000
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	4	0.3%	100%	$455,000	View
Inwood National Bank 2830 Ridge Rd, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 1.84%	Conventional, FHA, Jumbo	4	0.3%	100%	$577,500	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.2%	80%	$525,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$478,333	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	60%	$561,666	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	3	0.2%	100%	$245,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	2 +4 HELOCs	0.2%	100%	$290,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	2	0.2%	100%	$125,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	2	0.2%	100%	$355,000
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	2	0.2%	100%	$170,000	View
Lone Star Credit Union 1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03%	Conventional	2	0.2%	100%	$365,000	View
Texas Bank and Trust 449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78%	Conventional, Jumbo	2	0.2%	66.7%	$615,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.2%	100%	$380,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	2	0.2%	100%	$335,000	View
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$225,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	1	0.1%	50%	$35,000
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	100%	$205,000
Rally Credit Union 1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$125,000	View
The City National Bank of Sulphur Springs 101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12%	Conventional	1	0.1%	100%	$425,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.1%	100%	$245,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$425,000
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$445,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	66.7%	$85,000
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$185,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional, Jumbo	1	0.1%	100%	$505,000
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	FHA	1	0.1%	100%	$575,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$175,000	View
Community Bank 104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$715,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$35,000
Synergy Federal Credit Union 1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0.1%	100%	$135,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.1%	100%	$805,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$465,000	View
Alliance Bank 3045 N Goliad St, Rockwall, TX 75087 A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	50%	$275,000	View
Interbank 200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26%	Conventional	1	0.1%	100%	$435,000	View
Credit Union of Texas 2914 Ridge Rd, Rockwall, TX 75032 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +44 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +4 HELOCs	0%	n/a		View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	HELOC	0 +1 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Primelending	Conventional, VA, Jumbo	36	2.9%	95.7%	$591,111
Sfmc, LP	Conventional, FHA, VA, Jumbo	35	2.9%	95.8%	$530,428
Integrity Mortgage Corporation of Texas	Conventional, FHA, VA	34	2.8%	100%	$347,941
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	34	2.8%	97.1%	$475,000
Parkstone Mortgage, LLC	Conventional, FHA, VA	23	1.9%	92%	$539,347
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	22	1.8%	100%	$420,909
Priority Home Mortgage, L.P.	Conventional, FHA, VA	18	1.5%	100%	$487,777
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	17	1.4%	85%	$235,588
Willow Bend Mortgage Company, LLC	Conventional, FHA, VA, Jumbo	16	1.3%	100%	$531,875
Network Funding, L.P.	Conventional, VA	6	0.5%	63.6%	$450,000
Nationstar Mortgage	Conventional, VA	6	0.5%	66.7%	$248,333
Certified Funding, L.P.	Conventional	6	0.5%	100%	$173,333
PrimeLending Ventures LLC	Conventional	5	0.4%	87.5%	$607,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.4%	62.5%	$187,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.3%	100%	$400,000
Orchard Mortgage, LLC	Conventional	3	0.2%	100%	$345,000
Click n' Close, Inc.	Conventional	3	0.2%	100%	$421,666
Right Start Mortgage, Inc	FHA	3	0.2%	100%	$448,333
Interlinc Mortgage Services, LLC	Conventional, VA	2	0.2%	100%	$315,000
SWBC Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$450,000
Capital Concepts Inc	Conventional	2	0.2%	100%	$335,000
Encompass Lending Group, L.P.	Conventional	2	0.2%	100%	$470,000
Gardner Financial Services	Conventional	2	0.2%	100%	$295,000
Directions Equity, LLC	Conventional	1	0.1%	100%	$605,000
Clm Mortgage, Inc	FHA	1	0.1%	100%	$475,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0.1%	100%	$315,000	View
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Aaxy LLC	Conventional	1	0.1%	100%	$235,000
Cypress Bank State Savings Bank	Conventional	1	0.1%	100%	$65,000
Jacqueline Montanez	Conventional	1	0.1%	100%	$65,000
First Continental Mortgage, Ltd.	Conventional	1	0.1%	100%	$575,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$315,000
Southwest Funding LP	FHA	1	0.1%	100%	$365,000
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	98	8%	73.3%	$358,979	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	78	6.4%	91.9%	$482,051
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	44 +2 HELOCs	3.6%	97.8%	$396,590
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	39	3.2%	97.6%	$471,923
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	36 +1 HELOCs	2.9%	94.9%	$525,277
Jet HomeLoans, LP	Conventional, FHA, VA	34	2.8%	92.1%	$590,882
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	17	1.4%	90.9%	$518,529
Acrisure Mortgage, LLC	Conventional, FHA	16	1.3%	100%	$479,375
American Pacific Mortgage Corporation	Conventional, FHA, VA	15	1.2%	93.8%	$376,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	15	1.2%	50%	$365,000
Fairway Independent Mort Corp	Conventional, FHA, VA	13	1.1%	92.9%	$446,538
New American Funding, LLC.	Conventional, FHA	12	1%	80%	$371,666
Lower, LLC	Conventional, FHA, VA	12	1%	92.3%	$469,166
American Portfolio Mortgage Corporation	Conventional, FHA, VA	11	0.9%	78.6%	$333,181
Tri Pointe Connect, LLC	Conventional, FHA	11	0.9%	100%	$490,454
First Equity Mortgage Inc	Conventional, VA	10	0.8%	76.9%	$525,000
Newrez LLC	Conventional, FHA, VA, Jumbo	8	0.7%	44.4%	$412,500
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	8	0.7%	76.9%	$336,250	View
Mortgage Research Center	Conventional, VA, Jumbo	8	0.7%	53.3%	$477,500
Zillow Home Loans, LLC	Conventional, VA	8	0.7%	90%	$512,500
Paramount Residential Mortgage	Conventional, FHA, VA	7	0.6%	87.5%	$333,571
Spring Eq, LLC	Conventional, HELOC	6 +5 HELOCs	0.5%	46.2%	$106,666
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	6 +2 HELOCs	0.5%	66.7%	$551,666
Summit Funding.Inc	Conventional, FHA	6	0.5%	100%	$261,666
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	100%	$387,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	5	0.4%	83.3%	$411,000	View
Originpoint, LLC	Conventional, FHA	5	0.4%	100%	$495,000
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.4%	42.9%	$273,000
AmeriHome Mortgage Company, LLC	Conventional	5	0.4%	100%	$387,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	5	0.4%	100%	$617,000	View
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	5	0.4%	55.6%	$303,000	View
Standard Mortgage Corporation	Conventional, VA	5	0.4%	100%	$469,000
Kind Lending, LLC	Conventional, Jumbo	4	0.3%	66.7%	$845,000
Union Home Mortgage Corp.	Conventional, Jumbo	4	0.3%	100%	$590,000
Churchill Mortgage Corporation	Conventional, VA	4	0.3%	83.3%	$267,500
T2 Financial LLC	Conventional, FHA	4	0.3%	100%	$555,000
Mortgage Solutions of Colorado	VA, Jumbo	4	0.3%	83.3%	$497,500
The Loan Store, Inc	Conventional	4	0.3%	80%	$522,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +3 HELOCs	0.2%	60%	$451,666
Arc Home LLC	Conventional	3	0.2%	100%	$478,333
American Financial Resources LLC	Conventional, FHA	3	0.2%	100%	$381,666
Goodleap, LLC	Conventional	3	0.2%	75%	$281,666
Nbkc Bank	Conventional	3	0.2%	100%	$365,000
Movement Mortgage, LLC	Conventional, VA	3	0.2%	100%	$411,666
Synergy One Lending, Inc.	Conventional	3	0.2%	100%	$538,333
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.2%	75%	$1,071,666
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.2%	100%	$408,333
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.2%	75%	$371,666
Hometown Equity Mortgage, LLC	Conventional, Jumbo	3	0.2%	100%	$538,333
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.2%	75%	$601,666
Citadel Servicing Corporation	Conventional, Jumbo	3	0.2%	100%	$651,666
Prosperity Home Mortgage, LLC	FHA, VA	3	0.2%	100%	$355,000
ClearEdge Lending LLC	Conventional	3	0.2%	60%	$505,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.2%	100%	$401,666	View
Cornerstone First Mortgage, LLC	FHA, VA, Jumbo	2	0.2%	100%	$715,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	2	0.2%	100%	$700,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	2	0.2%	100%	$260,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$470,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	2	0.2%	100%	$100,000	View
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$235,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA, VA	2	0.2%	100%	$390,000	View
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$465,000
Resicentral LLC	Conventional	2	0.2%	66.7%	$465,000
General Mortgage Capital Corporation	Conventional	2	0.2%	100%	$455,000
Platinum Eagle Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$615,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.2%	100%	$560,000	View
Success Mortgage Partners, Inc	Conventional	2	0.2%	100%	$545,000
Discover Bank	Conventional	2	0.2%	18.2%	$155,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	75%	$450,000
Das Acquisition Company, LLC	FHA, VA	2	0.2%	100%	$500,000
American Financing Corporation	Conventional	2	0.2%	33.3%	$225,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.2%	100%	$315,000
Nfm, Inc	Conventional	2	0.2%	100%	$410,000
American Internet Mortgage, Inc.	Conventional	2	0.2%	100%	$640,000
Provident Funding Associates	Conventional	2	0.2%	100%	$480,000
Waterstone Mortgage Corporation	FHA, VA	2	0.2%	100%	$385,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$375,000	View
Member First Mortgage, LLC	Conventional	2	0.2%	100%	$510,000
Towne Mortgage Company	FHA, VA	2	0.2%	100%	$450,000
V.I.P. Mortgage, Inc.	Conventional, VA	2	0.2%	100%	$450,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	66.7%	$455,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	66.7%	$670,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0.2%	66.7%	$790,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	50%	$275,000
The Mortgage Link, Inc.	Conventional	2	0.2%	100%	$705,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$530,000
Village Capital & Investment	VA	2	0.2%	85.7%	$440,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$205,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$345,000	View
Cadence Bank	Conventional, Jumbo	1	0.1%	100%	$895,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$435,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$885,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$245,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA	1	0.1%	100%	$525,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	75%	$455,000
Equity Prime Mortgage LLC	FHA	1	0.1%	50%	$365,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$265,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$605,000	View
American Financial Network, Inc.	Conventional	1	0.1%	100%	$405,000
Energy One Federal Credit Union	Conventional	1	0.1%	100%	$405,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$265,000
Nqm Funding, LLC	Conventional	1	0.1%	50%	$335,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$335,000
Absolute Home Mortgage	VA	1	0.1%	100%	$475,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$455,000	View
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$285,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$305,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$605,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$425,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$265,000
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$565,000
Premier Lending Inc.	Conventional, Jumbo	1	0.1%	100%	$1,385,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$585,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$405,000	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$315,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$375,000
Wyoming Bank & Trust	FHA	1	0.1%	100%	$385,000
Vellum Mortgage, Inc.	FHA	1	0.1%	100%	$405,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$325,000
First Bank and Trust Co	Conventional	1	0.1%	100%	$165,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	50%	$205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$715,000	View
Great Plains National Bank	FHA	1	0.1%	100%	$325,000
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0.1%	100%	$325,000	View
Better Mortgage Corporation	Conventional	1	0.1%	100%	$535,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$315,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$705,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$325,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$375,000
K. Hovnanian American Mortgage	Conventional	1	0.1%	100%	$545,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$625,000
Southwest Stage Funding LLC	Conventional	1	0.1%	50%	$165,000
Bartlett Mortgage Inc.	Conventional	1	0.1%	100%	$535,000
21St Mortgage	Conventional	1	0.1%	25%	$65,000
Carrington Mortgage Services LLC	FHA	1	0.1%	16.7%	$415,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$255,000	View
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$235,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$325,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$195,000
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
First International Bank & Trust	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rockwall Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rockwall, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Rockwall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockwall in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rockwall, TX

Use these to narrow the list above. Each category shows how many Rockwall, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 69 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 62 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 34 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 75 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Rockwall, TX

Independent mortgage companies closed 76.8 percent of home loans in Rockwall, Texas in 2025, banks 18.5 percent and credit unions 4.7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 19 loans.

76.8%

Mortgage companies

18.5%

Banks

4.7%

Credit unions

12%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Rockwall, TX

Who is the largest mortgage lender in Rockwall, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rockwall, Texas with 20 loans, about 1.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rockwall, TX have the highest approval rates?

Among lenders with meaningful volume in Rockwall, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.9 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rockwall, TX mortgage lenders offer FHA, VA and USDA loans?

62 lenders closed FHA loans in Rockwall, Texas in 2025, led by United Wholesale Mortgage with 14. 53 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rockwall, TX lender list?

Yes. 69 banks and 26 credit unions closed home loans in Rockwall, Texas in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rockwall, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rockwall, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockwall, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockwall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.