Mortgage Lenders and Brokers in Prosper, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prosper, Texas mortgage lenders include Frost BankFrost Bank860 South Preston Road, Prosper, TX 75078A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1161 N Preston Rd, Prosper, TX 75078A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1160 N Preston Rd, Prosper, TX 75078A+5.0 ★Texas Ratio: 4.14%, First United Bank and Trust CoFirst United Bank and Trust Co100 N Preston Rd, Prosper, TX 75078A5.0 ★Texas Ratio: 10.43%, Wells Fargo Bank NAWells Fargo Bank NA880 S Preston Rd, Prosper, TX 75078A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association900 N Preston Rd, Prosper, TX 75078A+5.0 ★Texas Ratio: 2.27%, Farmers Bank & TrustFarmers Bank & Trust750 N Preston Rd, Prosper, TX 75078A5.0 ★Texas Ratio: 11.09%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prosper, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prosper are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prosper, Texas
Market share is the lender's share of all home loans closed in Prosper, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Prosper 860 South Preston Road, Prosper, TX 75078 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 45 +36 HELOCs |
2.2% | 69.2% | $166,111 | View |
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3 offices in Prosper 1161 N Preston Rd, Prosper, TX 75078 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo | 45 | 2.2% | 87.3% | $759,888 | View |
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1 office in Prosper 1160 N Preston Rd, Prosper, TX 75078 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 12 +31 HELOCs |
0.6% | 100% | $570,833 | View |
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1 office in Prosper 100 N Preston Rd, Prosper, TX 75078 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo, HELOC | 10 +5 HELOCs |
0.5% | 100% | $846,000 | View |
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1 office in Prosper 880 S Preston Rd, Prosper, TX 75078 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 0.3% | 85.7% | $800,000 | View |
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★ 5 stars, 1 review 1 office in Prosper 900 N Preston Rd, Prosper, TX 75078 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,210,000 | View |
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1 office in Prosper 750 N Preston Rd, Prosper, TX 75078 A5.0 ★Texas Ratio: 11.09% |
Conventional, Jumbo | 1 | 0% | 100% | $1,305,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 62 | 3% | 95.4% | $729,516 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 20 +8 HELOCs |
1% | 73.3% | $236,500 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA, VA, Jumbo | 13 | 0.6% | 100% | $608,076 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 13 | 0.6% | 76.5% | $158,076 | |
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4940 W University, Prosper, TX 75078 A5.0 ★Texas Ratio: 11.58% |
Conventional | 9 | 0.4% | 75% | $110,555 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
0.4% | 88.9% | $663,750 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA, Jumbo | 8 | 0.4% | 90% | $822,500 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 7 | 0.3% | 100% | $1,013,571 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, Jumbo | 7 | 0.3% | 100% | $713,571 | View |
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805 E 1st St, Prosper, TX 75078 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 6 | 0.3% | 75% | $686,666 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 5 | 0.2% | 100% | $601,000 | |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 5 | 0.2% | 36.8% | $83,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 4 +14 HELOCs |
0.2% | 80% | $655,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 4 | 0.2% | 100% | $495,000 | |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 4 | 0.2% | 100% | $467,500 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.1% | 100% | $985,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 0.1% | 100% | $381,666 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 3 | 0.1% | 100% | $198,333 | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +8 HELOCs |
0.1% | 80% | $620,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.1% | 100% | $860,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.1% | 75% | $710,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.1% | 100% | $500,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 2 | 0.1% | 100% | $230,000 | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 2 | 0.1% | 100% | $720,000 | View |
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805 E 1st St, Prosper, TX 75078 A+5.0 ★Texas Ratio: 3.34% |
Conventional, HELOC | 1 +32 HELOCs |
0% | 100% | $245,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 25% | $115,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0% | 100% | $665,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0% | 100% | $235,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0% | 100% | $505,000 | View |
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2237 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0% | 100% | $755,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0% | 100% | $455,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0% | 100% | $695,000 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0% | 100% | $415,000 | View |
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2812 N Alexander Dr, Baytown, TX 77520 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0% | 100% | $65,000 | View |
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4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52% |
Conventional | 1 | 0% | 100% | $95,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0% | 100% | $235,000 | View |
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45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0% | 100% | $375,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0% | 33.3% | $75,000 | |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | View |
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1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0% | 100% | $375,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0% | 100% | $705,000 | View |
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8200 Brookriver Dr Ste N110, Dallas, TX 75247 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0% | 100% | $155,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0% | 100% | $55,000 | View |
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200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0% | 100% | $905,000 | View |
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2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0% | 100% | $555,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0% | 100% | $95,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 100% | $75,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0% | 100% | $775,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0% | 100% | $335,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA, VA, Jumbo | 71 | 3.4% | 100% | $685,845 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, Jumbo | 22 | 1.1% | 95.7% | $564,090 | |
Certified Funding, L.P.
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Conventional | 18 | 0.9% | 56.2% | $211,666 | |
Sfmc, LP
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Conventional, FHA, VA, Jumbo | 16 | 0.8% | 95% | $660,000 | |
Willow Bend Mortgage Company, LLC
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Conventional, Jumbo | 14 | 0.7% | 100% | $730,714 | |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 9 | 0.4% | 100% | $650,555 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 0.4% | 72.7% | $451,250 | |
PrimeLending Ventures LLC
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Conventional, Jumbo | 7 | 0.3% | 100% | $723,571 | |
SWBC Mortgage Corporation
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Conventional, Jumbo | 5 | 0.2% | 100% | $843,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.2% | 57.1% | $407,500 | View |
Crestmark Mortgage Company, Ltd
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Conventional, VA, Jumbo | 3 | 0.1% | 100% | $891,666 | |
Integrity Mortgage Corporation of Texas
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Conventional | 3 | 0.1% | 100% | $488,333 | |
Network Funding, L.P.
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Conventional | 2 | 0.1% | 75% | $695,000 | |
Click n' Close, Inc.
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Conventional | 2 | 0.1% | 100% | $480,000 | |
Aaxy LLC
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Conventional | 2 | 0.1% | 100% | $605,000 | |
Jacqueline Montanez
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Conventional | 2 | 0.1% | 66.7% | $170,000 | |
Right Start Mortgage, Inc
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VA | 2 | 0.1% | 100% | $695,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0% | 100% | $265,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0% | 100% | $315,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0% | 100% | $285,000 | View |
Ameritrust Mortgage Corporation
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FHA | 1 | 0% | 100% | $465,000 | |
Gardner Financial Services
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Conventional | 1 | 0% | 100% | $525,000 | |
Priority Home Mortgage, L.P.
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Conventional | 1 | 0% | 100% | $505,000 | |
Red Diamond Home Loans, LLC
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Conventional | 1 | 0% | 100% | $525,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 636 | 30.8% | 93.2% | $638,364 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 92 | 4.5% | 71.9% | $435,760 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 86 +1 HELOCs |
4.2% | 97.7% | $754,418 | |
Jet HomeLoans, LP
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Conventional, FHA, VA, Jumbo | 53 | 2.6% | 98.2% | $629,339 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 52 | 2.5% | 84.4% | $627,884 | |
Provident Funding Associates
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Conventional | 31 | 1.5% | 88.6% | $602,741 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 24 | 1.2% | 100% | $543,750 | |
First Equity Mortgage Inc
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Conventional, Jumbo | 24 | 1.2% | 80% | $773,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 23 | 1.1% | 95.8% | $676,304 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 21 +3 HELOCs |
1% | 93.3% | $692,619 | |
Newrez LLC
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Conventional, VA, Jumbo | 19 | 0.9% | 82.6% | $605,000 | |
Paramount Residential Mortgage
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Conventional, VA, Jumbo | 19 | 0.9% | 95% | $668,157 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 17 +1 HELOCs |
0.8% | 79.2% | $723,235 | |
Primary Residential Mortgage, INC.
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Conventional, VA, Jumbo | 16 | 0.8% | 94.1% | $876,875 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA, Jumbo | 16 | 0.8% | 88.9% | $645,625 | |
Spring Eq, LLC
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Conventional, Jumbo, HELOC | 14 +4 HELOCs |
0.7% | 37.8% | $142,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 14 | 0.7% | 94.1% | $606,428 | |
Tri Pointe Connect, LLC
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Conventional, FHA | 14 | 0.7% | 94.1% | $382,142 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 13 +7 HELOCs |
0.6% | 92.9% | $469,615 | |
Better Mortgage Corporation
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Conventional, VA, Jumbo | 12 | 0.6% | 52.2% | $486,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 11 | 0.5% | 50% | $412,272 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 10 | 0.5% | 100% | $604,000 | |
M/I Financial. LLC
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Conventional | 9 | 0.4% | 91.7% | $539,444 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 8 +1 HELOCs |
0.4% | 100% | $711,250 | |
Cadence Bank
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Conventional, Jumbo | 8 | 0.4% | 90% | $858,750 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, Jumbo | 8 | 0.4% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
0.3% | 100% | $902,142 | View |
Union Home Mortgage Corp.
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Conventional, HELOC | 7 +1 HELOCs |
0.3% | 100% | $689,285 | |
Mortgage Research Center
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VA, Jumbo | 7 | 0.3% | 53.8% | $557,857 | |
Toll Brothers Mortgage Company
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Conventional, Jumbo | 6 | 0.3% | 67.7% | $901,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 6 | 0.3% | 100% | $310,000 | View |
AmWest Funding Corp
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Conventional, Jumbo | 6 | 0.3% | 85.7% | $586,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 0.3% | 100% | $851,666 | View |
Sage Home Loans Corporation
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Conventional | 5 | 0.2% | 100% | $605,000 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo | 5 | 0.2% | 100% | $551,000 | |
Discover Bank
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Conventional | 5 | 0.2% | 17.2% | $133,000 | |
Planet Home Lending, LLC
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Conventional, VA | 5 | 0.2% | 62.5% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 0.2% | 100% | $583,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 4 | 0.2% | 100% | $842,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 4 | 0.2% | 100% | $847,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, Jumbo | 4 | 0.2% | 100% | $532,500 | View |
Communityamerica Federal Credit Union
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Conventional | 4 | 0.2% | 66.7% | $460,000 | |
Nmsi, Inc.
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Conventional | 4 | 0.2% | 100% | $452,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 0.2% | 100% | $450,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.1% | 60% | $688,333 | View |
American Financial Resources LLC
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Conventional | 3 | 0.1% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.1% | 75% | $668,333 | View |
Canopy Mortgage, LLC
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Conventional | 3 | 0.1% | 100% | $431,666 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 3 | 0.1% | 100% | $595,000 | |
Nbkc Bank
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Conventional, VA | 3 | 0.1% | 100% | $551,666 | |
PHH Mortgage Corporation
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Conventional | 3 | 0.1% | 60% | $791,666 | |
Resicentral LLC
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Conventional | 3 | 0.1% | 100% | $698,333 | |
American Financial Network, Inc.
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Conventional, Jumbo | 3 | 0.1% | 100% | $785,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 3 | 0.1% | 75% | $725,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 3 | 0.1% | 100% | $821,666 | |
First Colony Mortgage Corporat
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Conventional | 3 | 0.1% | 80% | $628,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.1% | 100% | $478,333 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 0.1% | 100% | $818,333 | View |
Member First Mortgage, LLC
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Conventional, Jumbo | 3 | 0.1% | 100% | $765,000 | |
Uif Corporation
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Conventional | 3 | 0.1% | 75% | $408,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.1% | 100% | $535,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 0.1% | 100% | $561,666 | |
United Nations Federal CU
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Conventional | 3 | 0.1% | 100% | $341,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 3 | 0.1% | 60% | $618,333 | |
Tammac Holdings Corporation
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Conventional | 3 | 0.1% | 85.7% | $128,333 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 2 | 0.1% | 100% | $790,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.1% | 100% | $565,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 0.1% | 100% | $535,000 | |
Residential Wholesale Mortgage
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Conventional | 2 | 0.1% | 100% | $585,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.1% | 100% | $620,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.1% | 100% | $455,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.1% | 100% | $670,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.1% | 100% | $1,300,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.1% | 20% | $350,000 | View |
Synergy One Lending, Inc.
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Conventional, VA | 2 | 0.1% | 100% | $560,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, Jumbo | 2 | 0.1% | 100% | $670,000 | View |
Mortgage Financial Services
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Conventional, VA, Jumbo | 2 | 0.1% | 100% | $595,000 | |
Weichert Financial Services
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Conventional, VA | 2 | 0.1% | 100% | $575,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 2 | 0.1% | 50% | $850,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.1% | 100% | $960,000 | View |
Digital Federal Credit Union
|
Conventional | 2 | 0.1% | 37.5% | $480,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 0.1% | 66.7% | $685,000 | |
Mutual of Omaha Mortgage
|
VA, Jumbo | 2 | 0.1% | 75% | $740,000 | |
Toyota Financial Savings Bank
|
Conventional | 2 | 0.1% | 100% | $370,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.1% | 66.7% | $470,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 2 | 0.1% | 100% | $760,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 0.1% | 100% | $375,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 2 | 0.1% | 66.7% | $690,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 0.1% | 100% | $535,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +10 HELOCs |
0% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.80% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0% | 100% | $945,000 | View |
Arc Home LLC
|
Conventional | 1 | 0% | 50% | $255,000 | |
Georgia'S Own Credit Union
|
Conventional | 1 | 0% | 100% | $795,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0% | 100% | $425,000 | View |
PromiseOne Bank
|
Conventional | 1 | 0% | 100% | $535,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0% | 11.4% | $515,000 | |
NOVA Financial & Investment Corporation
|
VA | 1 | 0% | 100% | $705,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0% | 100% | $655,000 | View |
|
A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0% | 100% | $675,000 | View |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0% | 100% | $625,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $575,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0% | 100% | $1,435,000 | View |
Platinum Eagle Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $235,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0% | 50% | $985,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0% | 100% | $375,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0% | 100% | $645,000 | |
Royal Pacific Funding
|
FHA | 1 | 0% | 100% | $555,000 | |
Network Capital Funding Corporation
|
Conventional | 1 | 0% | 50% | $575,000 | |
American Financing Corporation
|
Conventional | 1 | 0% | 14.3% | $755,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 0% | 100% | $685,000 | |
Federated Mortgage Corp
|
Conventional | 1 | 0% | 100% | $695,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $505,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $725,000 | |
Midwest Mortgage Associates Corp
|
Conventional | 1 | 0% | 100% | $765,000 | |
|
A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0% | 100% | $685,000 | View |
Greenbox Loans
|
Conventional, Jumbo | 1 | 0% | 100% | $865,000 | |
Nfm, Inc
|
Conventional | 1 | 0% | 100% | $605,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $605,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $415,000 | |
First Option Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $785,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0% | 100% | $405,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $575,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0% | 100% | $705,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0% | 100% | $805,000 | |
Teachers Federal Credit Union
|
Conventional, Jumbo | 1 | 0% | 100% | $1,645,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0% | 50% | $785,000 | View |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0% | 100% | $335,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $715,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 50% | $95,000 | |
Geneva Financial LLC
|
FHA | 1 | 0% | 100% | $385,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0% | 100% | $805,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0% | 100% | $545,000 | |
Wings Financial Credit Union
|
Conventional | 1 | 0% | 100% | $585,000 | |
Mortgage Solutions of Colorado
|
VA, Jumbo | 1 | 0% | 100% | $1,285,000 | |
Logan Finance Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $1,145,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0% | 100% | $1,185,000 | View |
TowneBank
|
Conventional | 1 | 0% | 100% | $715,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0% | 50% | $305,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional, Jumbo | 1 | 0% | 100% | $935,000 | View |
|
A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 0% | 100% | $525,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0% | 50% | $795,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo | 1 | 0% | 100% | $1,335,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0% | 100% | $685,000 | |
Gmfs, LLC
|
Conventional | 1 | 0% | 100% | $415,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0% | 100% | $1,115,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $1,625,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $1,015,000 | |
The Mortgage Link, Inc.
|
Conventional | 1 | 0% | 100% | $705,000 | |
Homeland Mortgage Company
|
Conventional | 1 | 0% | 100% | $755,000 | |
Cake Mortgage Corp.
|
Conventional, Jumbo | 1 | 0% | 100% | $445,000 | |
Village Capital & Investment
|
FHA | 1 | 0% | 100% | $555,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0% | 100% | $575,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +8 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Prosper Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prosper, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Prosper? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prosper in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prosper, TX
Use these to narrow the list above. Each category shows how many Prosper, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Prosper, TX
Independent mortgage companies closed 75.3 percent of home loans in Prosper, Texas in 2025, banks 20.2 percent and credit unions 4.5 percent. Everett Financial, Inc. was the largest mortgage company, Frost Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 45 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prosper, TX
By home loans closed in 2025, Frost Bank was the largest mortgage lender in Prosper, Texas with 45 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Prosper, Texas, Primelending approved the highest share of completed applications in 2025 at 100 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Prosper, Texas in 2025, led by United Wholesale Mortgage with 7. 43 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 70 banks and 34 credit unions closed home loans in Prosper, Texas in 2025, alongside 143 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prosper, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prosper, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prosper. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
