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Mortgage Lenders and Brokers in Katy, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Katy, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1565 S Mason Rd, Katy, TX 77450A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank21875 Katy Fwy, Katy, TX 77450A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA4311 W Grand Pkwy S, Katy, TX 77494A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank23343 Westheimer Pkwy, Katy, TX 77494A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.333 S Fry Rd, Katy, TX 77450A+5.0 ★Texas Ratio: 4.24%, Prosperity BankProsperity Bank1515 W Grand Pkwy S, Katy, TX 77494A+5.0 ★Texas Ratio: 1.58%, Bank of America NABank of America NA9410 Spring Green Blvd, Katy, TX 77494A+5.0 ★Texas Ratio: 4.14%, Bokf NABokf NA555 W Grand Pkwy S, Katy, TX 77494A+5.0 ★Texas Ratio: 1.05%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.3020 S Mason Rd, Katy, TX 77450A+5.0 ★Texas Ratio: 3.72%, and Southstate Bank, National AssociationSouthstate Bank, National Association808 Katy Fort Bend Rd, Katy, TX 77494A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Katy, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Katy are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Katy, Texas

Market share is the lender's share of all home loans closed in Katy, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 10 offices in Katy 1565 S Mason Rd, Katy, TX 77450 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	31	1.6%	79.5%	$441,451	View
Frost Bank ★ 5 stars, 1 review 2 offices in Katy 21875 Katy Fwy, Katy, TX 77450 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	12 +9 HELOCs	0.6%	41.4%	$175,000	View
Wells Fargo Bank NA 7 offices in Katy 4311 W Grand Pkwy S, Katy, TX 77494 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	12	0.6%	75%	$340,833	View
Regions Bank 4 offices in Katy 23343 Westheimer Pkwy, Katy, TX 77494 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.3%	66.7%	$333,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in Katy 333 S Fry Rd, Katy, TX 77450 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	4 +13 HELOCs	0.2%	80%	$715,000	View
Prosperity Bank ★ 1 stars, 1 review 7 offices in Katy 1515 W Grand Pkwy S, Katy, TX 77494 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.2%	62.5%	$765,000	View
Bank of America NA 8 offices in Katy 9410 Spring Green Blvd, Katy, TX 77494 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +22 HELOCs	0.2%	75%	$558,333	View
Bokf NA 1 office in Katy 555 W Grand Pkwy S, Katy, TX 77494 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$425,000	View
Zions Bancorporation, N.A. 2 offices in Katy 3020 S Mason Rd, Katy, TX 77450 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +7 HELOCs	0.1%	50%	$515,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Katy 808 Katy Fort Bend Rd, Katy, TX 77494 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.1%	50%	$235,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Katy 22171 Westheimer Pkwy, Katy, TX 77450 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$325,000	View
Fifth Third Bank, National Association 2 offices in Katy 23330 Westheimer Pkwy, Katy, TX 77494 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$315,000	View
Trustmark Bank 1 office in Katy 7100 S Fry Rd, Katy, TX 77494 A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	50%		View
Brazos Valley Schools Credit U	Conventional	11	0.6%	68.8%	$139,545
Encompass Lending Group, L.P.	Conventional, FHA	6	0.3%	100%	$331,666
HomeWay Mortgage LLC	Conventional	2	0.1%	100%	$205,000
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA	21	1.1%	100%	$339,285	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	18	0.9%	85.7%	$337,777	View
First Community Credit Union 25675 Nelson Way, Katy, TX 77494	Conventional	10	0.5%	83.3%	$298,000
Members Choice Credit Union 3770 Fry Rd, Katy, TX 77449 6728 A5.0 ★Texas Ratio: 7.07%	Conventional	9	0.5%	75%	$117,222	View
First Service Credit Union 23665 Katy Freeway, Katy, TX 77494 A+5.0 ★Texas Ratio: 4.24%	Conventional	7	0.4%	100%	$256,428	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	6	0.3%	85.7%	$413,333	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.2%	100%	$437,500	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	4	0.2%	100%	$372,500
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	3	0.2%	100%	$395,000	View
Shell Federal Credit Union 23125 Morton Ranch Rd, Katy, TX 77449 A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.2%	50%	$68,333	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$460,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	2	0.1%	100%	$400,000	View
Gulf Coast Educators Federal Credit Union 27252 Katy Fwy, Katy, TX 77494 1001 A+5.0 ★Texas Ratio: 3.85%	Conventional	2	0.1%	100%	$405,000	View
Houston Federal Credit Union 10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70%	Conventional	2	0.1%	100%	$80,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional	2	0.1%	100%	$155,000	View
International Bank of Commerce 544 W Grand Pkwy S, Katy, TX 77494	Conventional	2	0.1%	100%	$130,000
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.1%	100%	$495,000	View
Citizens State Bank 224 N Main St, Anton, TX 79313	Conventional	2	0.1%	100%	$365,000
Jsc FCU 6711 S Fry Rd, Katy, TX 77494 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$465,000	View
Smart Financial Credit Union 6727 FM 1463 Rd Ste 100, Katy, TX 77494 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$495,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$225,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	1	0.1%	100%	$25,000
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$565,000	View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$305,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	FHA	1	0.1%	100%	$445,000	View
Advancial Federal Credit Union 23525 Katy Fwy, Katy, TX 77494 1334 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$415,000
PrimeWay Federal Credit Union 8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36%	Conventional	1	0.1%	50%	$65,000	View
Bank of Whittier, Na 1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$305,000	View
Neches Federal Credit Union 1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0.1%	100%	$275,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	50%	$85,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$425,000	View
AMOCO Federal Credit Union 1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70%	Conventional	1	0.1%	100%	$155,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	33.3%	$305,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	1	0.1%	100%	$475,000
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional, Jumbo	1	0.1%	100%	$875,000
Citizens State Bank 2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20%	Conventional	1	0.1%	100%	$435,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$255,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$295,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$215,000	View
Central Bank 11201 Clay Rd, Houston, TX 77041 A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.1%	100%	$285,000	View
East West Bank 2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$405,000	View
Metro City Bank 2509 Old Denton Rd, Carrollton, TX 75006 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$155,000	View
Dugood Federal Credit Union 7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43%	Conventional	1	0.1%	100%	$245,000
Bp Federal Credit Union 15455 Memorial Dr Ste 200, Houston, TX 77079 4136 A+5.0 ★Texas Ratio: 4.99%	Conventional	1	0.1%	100%	$265,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	34	1.8%	79.5%	$250,000
Brightland Mortgage Services, Ltd.	Conventional, FHA, VA	26	1.4%	93.1%	$328,846
Clm Mortgage, Inc	Conventional, FHA, VA	25	1.3%	100%	$399,800
Sfmc, LP	Conventional, FHA, VA	22	1.1%	88.9%	$404,090
Nationstar Mortgage	Conventional	16	0.8%	85%	$218,125
Crestmark Mortgage Company, Ltd	Conventional, VA	15	0.8%	100%	$499,000
Primelending	Conventional, VA	14	0.7%	88.2%	$507,857
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	11	0.6%	91.7%	$329,545	View
Parkstone Mortgage, LLC	Conventional, VA	11	0.6%	100%	$534,090
Pikeview Mortgage, LLC	Conventional, FHA, VA	10	0.5%	100%	$361,000
Grace Home Lending, LLC	Conventional, FHA	8	0.4%	100%	$377,500
Colina Mortgage Group	Conventional, FHA	7	0.4%	72.7%	$285,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.3%	100%	$468,333
PrimeLending Ventures LLC	Conventional	5	0.3%	100%	$651,000
Click n' Close, Inc.	Conventional, FHA	5	0.3%	100%	$415,000
Cornerstone Mortgage Providers, LLC	Conventional, FHA	4	0.2%	100%	$385,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.2%	100%	$337,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.2%	50%	$310,000	View
FocusOne Mortgage, LLC	Conventional	3	0.2%	100%	$445,000
Republic State Mortgage Company	FHA, VA	3	0.2%	100%	$331,666
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, VA	3	0.2%	100%	$528,333	View
Melanie Aguilar	Conventional	3	0.2%	100%	$375,000
Interlinc Mortgage Services, LLC	FHA, VA	2	0.1%	100%	$540,000
Network Funding, L.P.	Conventional	2	0.1%	60%	$425,000
Loanpeople, LLC	Conventional, FHA	2	0.1%	100%	$285,000
First Continental Mortgage, Ltd.	Conventional	2	0.1%	100%	$285,000
Texas Bay Area Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	33.3%	$85,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$505,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$805,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$515,000
Directions Equity, LLC	Conventional	1	0.1%	100%	$245,000
Wagon Hill Home Loans LLC	Conventional	1	0.1%	100%	$305,000
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$615,000	View
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$895,000
Golden Bank National Associati	Conventional	1	0.1%	100%	$405,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	50%	$225,000
Smart Choice Mortgage, LLC	Conventional	1	0.1%	100%	$565,000
Community Resource Credit Unio	Conventional	1	0.1%	50%	$365,000
Southwest Funding LP	Conventional	1	0.1%	100%	$245,000
Hometrust Mortgage Company	Conventional	1	0.1%	100%	$585,000
Lennar Mortgage, LLC	Conventional, FHA, VA	268	14%	70.4%	$272,798
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	194	10.1%	88.1%	$427,216
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	131	6.8%	82.2%	$324,389	View
Kbhs Home Loans, LLC	Conventional, FHA, VA	58	3%	86.6%	$292,586
Calcon Mutual Mortgage LLC	Conventional, FHA, VA, USDA	49	2.6%	63%	$272,959
Pulte Mortgage LLC	Conventional, FHA, VA	47	2.5%	79.7%	$383,936
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	33 +2 HELOCs	1.7%	90.5%	$472,272
Towne Mortgage Company	Conventional, FHA, VA	31	1.6%	100%	$317,258
New American Funding, LLC.	Conventional, FHA, VA	28	1.5%	96.6%	$396,428
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.4%	91.2%	$406,923
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	1.3%	66.7%	$355,416
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo	23	1.2%	85.7%	$352,391
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	22 +6 HELOCs	1.1%	76.7%	$327,272
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	22	1.1%	95.7%	$448,636
CrossCountry Mortgage, LLC	Conventional, FHA, VA	20	1%	95.2%	$411,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	15	0.8%	88.9%	$428,333
The Loan Store, Inc	Conventional, FHA, HELOC	14 +1 HELOCs	0.7%	88.9%	$379,285
Mortgage Research Center	VA	14	0.7%	71.4%	$471,428
Newrez LLC	Conventional, FHA, Jumbo	13	0.7%	72.2%	$316,538
Kind Lending, LLC	Conventional, FHA	13	0.7%	81.2%	$377,307
Fairway Independent Mort Corp	Conventional, FHA, VA	13	0.7%	100%	$394,230
Movement Mortgage, LLC	Conventional, FHA	11	0.6%	92.3%	$335,000
Union Home Mortgage Corp.	Conventional, FHA	11	0.6%	100%	$432,272
Nfm, Inc	Conventional, FHA, VA, Jumbo	11	0.6%	100%	$468,636
Cadence Bank	Conventional, Jumbo, HELOC	10 +5 HELOCs	0.5%	100%	$688,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	9 +2 HELOCs	0.5%	100%	$367,222
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	8	0.4%	100%	$450,000
Affordable Mortgage Advisors	Conventional, FHA, VA	8	0.4%	100%	$480,000
Nbkc Bank	Conventional, Jumbo	8	0.4%	100%	$553,750
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, Jumbo	8	0.4%	100%	$518,750	View
V.I.P. Mortgage, Inc.	Conventional, FHA	8	0.4%	88.9%	$403,750
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.4%	46.7%	$215,000	View
Synergy One Lending, Inc.	Conventional, FHA, Jumbo	7	0.4%	100%	$622,142
Champions Funding, LLC	Conventional, Jumbo	7	0.4%	77.8%	$663,571
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	6	0.3%	100%	$580,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	6	0.3%	60%	$321,666	View
AmWest Funding Corp	Conventional	6	0.3%	85.7%	$370,000
Discover Bank	Conventional	6	0.3%	33.3%	$210,000
Securitynational Mortgage Company	Conventional, FHA	6	0.3%	100%	$325,000
American Pacific Mortgage Corporation	Conventional, VA	6	0.3%	100%	$391,666
Lakeview Loan Servicing, LLC	FHA, VA	5	0.3%	23.7%	$385,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	5	0.3%	71.4%	$331,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	5	0.3%	100%	$305,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	5	0.3%	83.3%	$379,000	View
Mortgage Solutions of Colorado	Conventional, FHA, VA	5	0.3%	100%	$523,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	80%	$327,500	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	4	0.2%	100%	$515,000	View
PHH Mortgage Corporation	Conventional	4	0.2%	80%	$327,500
Resicentral LLC	Conventional, VA	4	0.2%	100%	$392,500
American Financial Network, Inc.	Conventional, FHA	4	0.2%	100%	$572,500
Universal Lending Corporation	Conventional, FHA, VA	4	0.2%	100%	$367,500
Planet Home Lending, LLC	Conventional, FHA	4	0.2%	83.3%	$350,000
Provident Funding Associates	Conventional	4	0.2%	83.3%	$525,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	4	0.2%	100%	$477,500
Village Capital & Investment	FHA, VA	4	0.2%	100%	$367,500
Spring Eq, LLC	Conventional, HELOC	3 +5 HELOCs	0.2%	23.1%	$145,000
Contour Mortgage Corporation	Conventional, Jumbo	3	0.2%	100%	$825,000
Guidance Residential, LLC	Conventional	3	0.2%	100%	$458,333
Bridgeway Lending Partners, LLC	Conventional	3	0.2%	100%	$438,333
City 1st Mortgage Services, LC	Conventional, FHA	3	0.2%	100%	$321,666
Das Acquisition Company, LLC	Conventional, FHA, VA	3	0.2%	100%	$515,000
New Wave Lending Group Inc	Conventional	3	0.2%	100%	$381,666
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$488,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$445,000	View
Better Mortgage Corporation	Conventional	3	0.2%	50%	$378,333
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$228,333
Lower, LLC	Conventional	3	0.2%	100%	$608,333
Nmsi, Inc.	Conventional	3	0.2%	100%	$378,333
RBC Bank (Georgia), N.A.	Conventional	3	0.2%	100%	$368,333
Royal United Mortgage LLC	Conventional	2	0.1%	100%	$155,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$385,000
Loanunited.Com, LLC	VA	2	0.1%	100%	$560,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$360,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$200,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	100%	$205,000	View
HomeXpress Mortgage Corp.	Conventional, VA	2	0.1%	66.7%	$320,000
Nqm Funding, LLC	Conventional, Jumbo	2	0.1%	66.7%	$850,000
Weichert Financial Services	Conventional	2	0.1%	100%	$485,000
Stg Mortgage Inc	Conventional, FHA	2	0.1%	100%	$305,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$260,000
Nations Lending Corporation	Conventional	2	0.1%	100%	$445,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	66.7%	$405,000
Wolfe Financial Inc	Conventional, FHA	2	0.1%	100%	$325,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$270,000
Emet Lending Group, Inc.	Conventional	2	0.1%	100%	$415,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$550,000
Nations Direct Mortgage, LLC	FHA	2	0.1%	100%	$370,000
Mutual of Omaha Mortgage	Conventional, VA	2	0.1%	66.7%	$370,000
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0.1%	100%	$170,000
United Nations Federal CU	Conventional	2	0.1%	100%	$470,000
Carrington Mortgage Services LLC	Conventional, VA	2	0.1%	37.5%	$335,000
Plaza Home Mortgage, Inc	FHA, VA	2	0.1%	33.3%	$430,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.1%	100%	$460,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$610,000
Cake Mortgage Corp.	Conventional	2	0.1%	100%	$425,000
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$905,000
American Portfolio Mortgage Corporation	FHA	1	0.1%	100%	$285,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	FHA	1	0.1%	100%	$275,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$405,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$575,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$265,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$375,000	View
MortgageOne, Inc	VA	1	0.1%	100%	$535,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$605,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$215,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$355,000	View
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$155,000
NuMark Credit Union	Conventional	1	0.1%	100%	$415,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	66.7%	$395,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0.1%	100%	$445,000	View
Wallick and Volk, Inc.	Conventional	1	0.1%	100%	$275,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$245,000
Constant Investments, Inc	Conventional	1	0.1%	100%	$265,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$425,000	View
Associated Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Mortgage Financial Services	Conventional	1	0.1%	100%	$615,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$805,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$215,000
Nextmortgage, LLC	Conventional	1	0.1%	33.3%	$495,000
ClearPath Lending	VA	1	0.1%	100%	$555,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
Bay Equity LLC	Conventional	1	0.1%	100%	$395,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
American Finance House Lariba	Conventional	1	0.1%	100%	$345,000
Fairwinds Credit Union	Conventional, Jumbo	1	0.1%	100%	$805,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$335,000
Cardinal Financial Company, Li	VA	1	0.1%	100%	$355,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$405,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$375,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$345,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$715,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$475,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$265,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$795,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$225,000
The Mortgage Firm	Conventional	1	0.1%	100%	$465,000
Uif Corporation	Conventional	1	0.1%	100%	$805,000
Digital Federal Credit Union	Conventional	1	0.1%	25%	$155,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$295,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$255,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$255,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$275,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$525,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$405,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$85,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	33.3%	$285,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Gershman Investment Corp.	VA	1	0.1%	100%	$435,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	100%	$575,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$805,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$75,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$355,000
Griffin Funding Inc.	Conventional	1	0.1%	100%	$235,000
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	0%
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Katy Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Katy, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Katy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Katy in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Katy, TX

Use these to narrow the list above. Each category shows how many Katy, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 168 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 43 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 73 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 58 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 85 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Katy, TX

Independent mortgage companies closed 83.7 percent of home loans in Katy, Texas in 2025, banks 10.4 percent and credit unions 5.9 percent. Encompass Lending Group, L.P. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Brazos Valley Schools Credit U the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 12 loans.

83.7%

Mortgage companies

10.4%

Banks

5.9%

Credit unions

26%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Katy, TX

Who is the largest mortgage lender in Katy, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Katy, Texas with 31 loans, about 1.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Katy, TX have the highest approval rates?

Among lenders with meaningful volume in Katy, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.1 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Katy, TX mortgage lenders offer FHA, VA and USDA loans?

73 lenders closed FHA loans in Katy, Texas in 2025, led by Lennar Mortgage, LLC with 140. 58 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Katy, TX lender list?

Yes. 57 banks and 43 credit unions closed home loans in Katy, Texas in 2025, alongside 168 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Katy, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Katy, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Katy, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Katy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.