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Mortgage Lenders and Brokers in Hutto, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Hutto, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA506 Highway 79, Hutto, TX 78634A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA604 Highway 79, Hutto, TX 78634A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank500 Highway 79, Hutto, TX 78634A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.722 Us 79 West Suite 100, Hutto, TX 78634A+5.0 ★Texas Ratio: 4.24%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, A+ Federal Credit UnionA+ Federal Credit Union141 Ed Schmidt Blvd, Hutto, TX 78634A5.0 ★Texas Ratio: 11.13%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hutto, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hutto are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hutto, Texas

Market share is the lender's share of all home loans closed in Hutto, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Hutto 506 Highway 79, Hutto, TX 78634 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	23	1.2%	88.9%	$306,739	View
Frost Bank ★ 5 stars, 1 review 1 office in Hutto 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	12 +4 HELOCs	0.6%	50%	$236,666	View
Wells Fargo Bank NA 1 office in Hutto 604 Highway 79, Hutto, TX 78634 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	0.5%	81.8%	$279,444	View
Regions Bank 1 office in Hutto 500 Highway 79, Hutto, TX 78634 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	7 +1 HELOCs	0.4%	66.7%	$143,571	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Hutto 722 Us 79 West Suite 100, Hutto, TX 78634 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$350,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	192	9.7%	98%	$359,479	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, FHA, HELOC	34 +8 HELOCs	1.7%	90.5%	$91,176	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	24	1.2%	77.4%	$280,833	View
A+ Federal Credit Union 141 Ed Schmidt Blvd, Hutto, TX 78634 A5.0 ★Texas Ratio: 11.13%	Conventional, HELOC	15 +10 HELOCs	0.8%	43.9%	$149,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	8	0.4%	100%	$385,000
Austin Telco FCU 8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81%	Conventional	7	0.4%	68.8%	$69,285	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA	7	0.4%	100%	$336,428	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +13 HELOCs	0.3%	100%	$271,666	View
SouthStar Bank SSB ★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03%	Conventional, Jumbo	6	0.3%	75%	$460,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	6	0.3%	85.7%	$278,333	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	5 +2 HELOCs	0.3%	83.3%	$65,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA, VA	5	0.3%	100%	$449,000	View
Velocity Credit Union 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	5	0.3%	83.3%	$77,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	66.7%	$350,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	3	0.2%	100%	$318,333	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	3	0.2%	100%	$271,666	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	3	0.2%	100%	$305,000
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	3	0.2%	100%	$225,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$305,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$360,000	View
Capitol Credit Union 11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21%	Conventional	2	0.1%	66.7%	$50,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	2	0.1%	100%	$280,000	View
Citizens National Bank 500 N Travis Ave, Cameron, TX 76520	Conventional	2	0.1%	100%	$380,000
Texell Credit Union 416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98%	Conventional	2	0.1%	100%	$205,000	View
Verabank,N.A. 739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54%	Conventional	2	0.1%	100%	$290,000	View
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional	2	0.1%	100%	$300,000
The First National Bank of Bas 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19%	Conventional	2	0.1%	100%	$225,000	View
Broadway National Bank 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional	2	0.1%	100%	$235,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$415,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$65,000	View
Rally Credit Union 1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$65,000	View
Texas D P S Credit Union 621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67%	Conventional	1	0.1%	100%	$125,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	FHA	1	0.1%	100%	$175,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	FHA	1	0.1%	100%	$255,000	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$235,000	View
United Texas Credit Union 1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26%	Conventional	1	0.1%	100%	$105,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$75,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$295,000	View
Public Employees Credit Union 306 E 10th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	100%	$15,000	View
Round Top State Bank 1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$205,000	View
R Bank 360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45%	Conventional	1	0.1%	100%	$575,000	View
Frontier Bank of Texas 5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06%	Conventional, Jumbo	1	0.1%	100%	$1,885,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	100%	$365,000	View
First Texas Bank 300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87%	Conventional, Jumbo	1	0.1%	50%	$1,325,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$275,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	FHA	1	0.1%	100%	$315,000
Abilene Teachers FCU 2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0.1%	100%	$25,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional	1	0.1%	100%	$265,000	View
Dugood Federal Credit Union 7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43%	Conventional	1	0.1%	100%	$325,000
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	HELOC	0 +1 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Southern Lending Services, Ltd.	Conventional, FHA, VA	44	2.2%	100%	$470,909
Republic State Mortgage Company	Conventional, FHA, VA	32	1.6%	100%	$368,125
Network Funding, L.P.	Conventional, FHA, VA	26	1.3%	96.4%	$291,538
Primelending	Conventional, FHA, VA	20	1%	95.8%	$460,500
Sfmc, LP	Conventional, FHA, VA	19	1%	94.1%	$390,789
Priority Home Mortgage, L.P.	Conventional, FHA, VA	19	1%	90.5%	$238,157
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	16	0.8%	88.9%	$335,000
Nationstar Mortgage	Conventional, FHA	13	0.7%	77.8%	$265,769
First Continental Mortgage, Ltd.	Conventional, FHA	12	0.6%	100%	$484,166
Crestmark Mortgage Company, Ltd	Conventional, FHA, VA	11	0.6%	100%	$466,818
Brightland Mortgage Services, Ltd.	Conventional, FHA, VA	10	0.5%	100%	$354,000
Loanpeople, LLC	Conventional, FHA, VA	9	0.5%	100%	$349,444
Southwest Funding LP	Conventional, FHA, VA	7	0.4%	87.5%	$263,571
Hometrust Mortgage Company	Conventional, FHA	6	0.3%	100%	$353,333
Ark-La-Tex Financial Services LLC	Conventional, VA	5	0.3%	100%	$303,000
Directions Equity, LLC	Conventional, FHA	3	0.2%	100%	$235,000
Aaxy LLC	Conventional	3	0.2%	100%	$225,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	66.7%	$300,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$345,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$245,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.1%	100%	$325,000
Rb Mortgage LLC	VA	1	0.1%	100%	$455,000
Click n' Close, Inc.	VA	1	0.1%	100%	$315,000
Gardner Financial Services	Conventional	1	0.1%	50%	$305,000
Parkstone Mortgage, LLC	VA	1	0.1%	100%	$555,000
Right Start Mortgage, Inc	VA	1	0.1%	100%	$475,000
DHI Mortgage Company, LTD.	FHA	1	0.1%	100%	$345,000
Home Financing Unlimited, Inc.	FHA	1	0.1%	100%	$415,000
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Lennar Mortgage, LLC	Conventional, FHA, VA	232	11.7%	84.1%	$290,215
Kbhs Home Loans, LLC	Conventional, FHA, VA	195	9.8%	94.7%	$385,307
United Wholesale Mortgage	Conventional, FHA, VA	148	7.5%	86.9%	$369,864
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	92	4.6%	96.8%	$338,152
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	82	4.1%	73.7%	$266,219	View
loanDepot.com LLC	Conventional, FHA, VA	46	2.3%	81%	$338,913
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	45 +2 HELOCs	2.3%	94%	$335,000
Pennymac Loan Services LLC	Conventional, FHA, VA	32	1.6%	77.8%	$277,812
Freedom Mortgage Corporation	Conventional, FHA, VA	25	1.3%	90%	$387,000
The Loan Store, Inc	Conventional, FHA, HELOC	18 +1 HELOCs	0.9%	91.7%	$261,111
Mortgage Research Center	VA	16	0.8%	55.2%	$349,375
Fairway Independent Mort Corp	Conventional, FHA, VA	15	0.8%	100%	$373,000
Newrez LLC	Conventional, FHA, VA	14	0.7%	60.9%	$391,428
CrossCountry Mortgage, LLC	Conventional, FHA, VA	13	0.7%	100%	$405,769
Stg Mortgage Inc	Conventional, FHA	12	0.6%	92.3%	$320,000
Paramount Residential Mortgage	Conventional, FHA, VA	12	0.6%	92.3%	$413,333
Kind Lending, LLC	Conventional, FHA, Jumbo	11	0.6%	68.8%	$364,090
Tri Pointe Connect, LLC	Conventional, FHA, VA	11	0.6%	100%	$374,090
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	10	0.5%	84.6%	$277,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	10	0.5%	50%	$200,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	0.5%	90%	$366,111
Guidance Residential, LLC	Conventional	9	0.5%	100%	$367,222
Geo-Corp, Inc.	FHA	9	0.5%	100%	$386,111
New American Funding, LLC.	Conventional, FHA, VA	9	0.5%	90%	$305,000
Spring Eq, LLC	Conventional, HELOC	8 +2 HELOCs	0.4%	42.1%	$85,000
Residential Wholesale Mortgage	Conventional, FHA, Jumbo	8	0.4%	100%	$443,750
Village Capital & Investment	FHA, VA	8	0.4%	83.3%	$407,500
Cadence Bank	Conventional	7	0.4%	87.5%	$373,571
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.4%	100%	$305,000	View
Movement Mortgage, LLC	Conventional, FHA, VA	6	0.3%	100%	$390,000
Sun West Mortgage Company, Inc	Conventional, FHA	6	0.3%	100%	$315,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.3%	27%	$425,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.3%	83.3%	$353,000
Securitynational Mortgage Company	Conventional, FHA	5	0.3%	100%	$339,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.3%	83.3%	$305,000
Uif Corporation	Conventional	5	0.3%	71.4%	$425,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	4	0.2%	28.6%	$120,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	4	0.2%	100%	$357,500	View
Lower, LLC	Conventional, FHA	4	0.2%	100%	$292,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	33.3%	$247,500
Plaza Home Mortgage, Inc	Conventional, VA	4	0.2%	100%	$415,000
Royal United Mortgage LLC	Conventional	3	0.2%	100%	$175,000
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$308,333
AmWest Funding Corp	Conventional	3	0.2%	100%	$438,333
Provident Funding Associates	Conventional	3	0.2%	100%	$405,000
Champions Funding, LLC	Conventional	3	0.2%	100%	$211,666
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.1%	100%	$170,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	2	0.1%	100%	$260,000	View
Goodleap, LLC	Conventional	2	0.1%	75%	$180,000
Nbkc Bank	Conventional, VA	2	0.1%	100%	$340,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0.1%	50%	$330,000	View
Golden Empire Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$405,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	2	0.1%	100%	$460,000	View
American Financial Network, Inc.	Conventional, VA	2	0.1%	100%	$470,000
Assurance Financial Group, L.L.C.	Conventional	2	0.1%	100%	$325,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.1%	75%	$190,000	View
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$275,000
Union Home Mortgage Corp.	Conventional, VA	2	0.1%	100%	$430,000
Strong Home Mortgage, LLC	Conventional	2	0.1%	100%	$385,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$395,000
Planet Home Lending, LLC	FHA, VA	2	0.1%	66.7%	$440,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$290,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$345,000	View
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$460,000
Summit Funding.Inc	Conventional, FHA	2	0.1%	100%	$150,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$310,000	View
Nexera Holding LLC	Conventional	2	0.1%	100%	$400,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$285,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000
Arc Home LLC	Conventional	1	0.1%	100%	$225,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$465,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$425,000	View
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$275,000
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$355,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$395,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$295,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$355,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$275,000	View
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$385,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$335,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	FHA	1	0.1%	100%	$465,000	View
Equity Prime Mortgage LLC	FHA	1	0.1%	33.3%	$335,000
Allied Mortgage Group, Inc A+5.0 ★Texas Ratio: 0.75%	Conventional	1	0.1%	100%	$285,000	View
Dart Bank	FHA	1	0.1%	100%	$325,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$335,000
Resicentral LLC	Conventional	1	0.1%	100%	$425,000
Princeton Mortgage Corporation ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 5.94%	Conventional	1	0.1%	100%	$285,000	View
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$335,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$155,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$365,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$335,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$285,000
Mortgage Financial Services	FHA	1	0.1%	100%	$395,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$355,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$485,000
Bay Equity LLC	FHA	1	0.1%	100%	$405,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$285,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Premier Lending Inc.	VA	1	0.1%	100%	$515,000
Peoples Mortgage Company A5.0 ★Texas Ratio: 7.80%	Conventional	1	0.1%	100%	$215,000	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$245,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$335,000	View
Waterstone Mortgage Corporation	FHA	1	0.1%	100%	$315,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$265,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$405,000	View
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$295,000
Towne Mortgage Company	FHA	1	0.1%	100%	$325,000
Better Mortgage Corporation	Conventional	1	0.1%	33.3%	$235,000
Gulf Coast Bank and Trust	Conventional	1	0.1%	100%	$285,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$285,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$295,000
Citadel Servicing Corporation	Conventional	1	0.1%	50%	$315,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$195,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$145,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$405,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$305,000
Florida Capital Bank, N.A	VA	1	0.1%	100%	$265,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$265,000	View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Hutto Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Hutto, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Hutto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hutto in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hutto, TX

Use these to narrow the list above. Each category shows how many Hutto, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 56 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 77 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Hutto, TX

Independent mortgage companies closed 84.8 percent of home loans in Hutto, Texas in 2025, banks 9.1 percent and credit unions 6.1 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 12 loans.

84.8%

Mortgage companies

9.1%

Banks

6.1%

Credit unions

32%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Hutto, TX

Who is the largest mortgage lender in Hutto, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hutto, Texas with 23 loans, about 1.2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hutto, TX have the highest approval rates?

Among lenders with meaningful volume in Hutto, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 98 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hutto, TX mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Hutto, Texas in 2025, led by Velocio Mortgage, L.L.C. with 134. 56 lenders closed VA loans, led by Kbhs Home Loans, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hutto, TX lender list?

Yes. 54 banks and 27 credit unions closed home loans in Hutto, Texas in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hutto, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hutto, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hutto, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hutto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.