Mortgage Lenders and Brokers in Horseshoe Bay, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Horseshoe Bay, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co6905 W Fm 2147, Horseshoe Bay, TX 78657A5.0 ★Texas Ratio: 10.43%, Prosperity BankProsperity Bank9891 W Fm Hwy 2147, Horseshoe Bay, TX 78657A+5.0 ★Texas Ratio: 1.58%, ValueBank TexasValueBank Texas9712 W Fm 2147 Suite 103, Horseshoe Bay, TX 78657A+5.0 ★Texas Ratio: 0.00%, International Bank of CommerceInternational Bank of Commerce1421 W Frontage Rd, Alamo, TX 78516, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Horseshoe Bay, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Horseshoe Bay are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Horseshoe Bay, Texas
Market share is the lender's share of all home loans closed in Horseshoe Bay, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Horseshoe Bay 6905 W Fm 2147, Horseshoe Bay, TX 78657 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
3.6% | 90.9% | $623,000 | View |
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★ 1 stars, 1 review 1 office in Horseshoe Bay 9891 W Fm Hwy 2147, Horseshoe Bay, TX 78657 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.8% | 62.5% | $613,000 | View |
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1 office in Horseshoe Bay 9712 W Fm 2147 Suite 103, Horseshoe Bay, TX 78657 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 4 | 1.4% | 100% | $2,282,500 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional, Jumbo | 8 | 2.9% | 100% | $1,186,250 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo | 6 | 2.2% | 100% | $480,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.1% | 60% | $795,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.1% | 100% | $3,471,666 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,200,000 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.7% | 100% | $305,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $315,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,105,000 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.7% | 100% | $645,000 | View |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,685,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.7% | 100% | $310,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $415,000 | View |
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122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,405,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.4% | 100% | $405,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,685,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,575,000 | View |
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317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,785,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,805,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,305,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,225,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
TrustTexas Bank, SSB
121 E Courthouse St, Cuero, TX 77954 |
Conventional | 1 | 0.4% | 100% | $675,000 | |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.4% | 33.3% | $65,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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98 San Jacinto Blvd, Austin, TX 78701 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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319 W Slaughter Ln, Austin, TX 78748 A+5.0 ★Texas Ratio: 3.90% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 32 | 11.5% | 80% | $299,375 | |
Gsb Mortgage, Inc.
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Conventional, Jumbo | 6 | 2.2% | 75% | $551,666 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional, VA | 2 | 0.7% | 66.7% | $370,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.7% | 66.7% | $130,000 | |
Home Financing Unlimited, Inc.
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Conventional | 2 | 0.7% | 100% | $350,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $285,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Stellar Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,095,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Southwest Funding LP
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FHA | 1 | 0.4% | 100% | $265,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.4% | 50% | $735,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 6.1% | 81% | $420,294 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 14 | 5% | 84.2% | $307,857 | View |
Cadence Bank
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Conventional, FHA, Jumbo, HELOC | 7 +10 HELOCs |
2.5% | 100% | $816,428 | |
Lennar Mortgage, LLC
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Conventional, FHA | 7 | 2.5% | 87.5% | $245,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 2.2% | 100% | $1,670,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 6 | 2.2% | 100% | $626,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 5 | 1.8% | 100% | $1,063,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 100% | $262,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 4 | 1.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 1.4% | 100% | $362,500 | View |
Mortgage Research Center
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VA, Jumbo | 4 | 1.4% | 100% | $537,500 | |
Better Mortgage Corporation
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Conventional, Jumbo | 4 | 1.4% | 100% | $572,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.1% | 50% | $425,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 1.1% | 80% | $178,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.1% | 100% | $398,333 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $280,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 2 | 0.7% | 100% | $235,000 | |
Nbkc Bank
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Conventional, Jumbo | 2 | 0.7% | 100% | $915,000 | |
Kind Lending, LLC
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FHA | 2 | 0.7% | 66.7% | $125,000 | |
City Bank & Trust Co.
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Conventional, Jumbo | 2 | 0.7% | 100% | $570,000 | |
Mortgage Financial Services
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Conventional | 2 | 0.7% | 100% | $260,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.7% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.7% | 100% | $305,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.7% | 100% | $540,000 | View |
21St Mortgage
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Conventional | 2 | 0.7% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,005,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $765,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.4% | 50% | $1,085,000 | View |
Golden Empire Mortgage, Inc.
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VA, Jumbo | 1 | 0.4% | 100% | $1,175,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.4% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 50% | $645,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $415,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
Ardri LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $205,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Horseshoe Bay Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Horseshoe Bay, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Horseshoe Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Horseshoe Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Horseshoe Bay, TX
Use these to narrow the list above. Each category shows how many Horseshoe Bay, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Horseshoe Bay, TX
Independent mortgage companies closed 56.1 percent of home loans in Horseshoe Bay, Texas in 2025, banks 36.3 percent and credit unions 7.6 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Horseshoe Bay, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Horseshoe Bay, Texas with 10 loans, about 3.6 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Horseshoe Bay, Texas in 2025, led by DHI Mortgage Company, LTD. with 8. 15 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 11 credit unions closed home loans in Horseshoe Bay, Texas in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Horseshoe Bay, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Horseshoe Bay, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Horseshoe Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
