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Mortgage Lenders and Brokers in Conroe, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Conroe, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1320 W Davis St, Conroe, TX 77304A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank2200 N Frazier St, Conroe, TX 77303A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank11399 Highway 105 E, Conroe, TX 77301A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA1331 W Davis St, Conroe, TX 77304A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA247 S Loop 336 W, Conroe, TX 77304A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank1711 N Loop 336 W, Conroe, TX 77304A+5.0 ★Texas Ratio: 4.37%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.3500 W Davis St, Conroe, TX 77304A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.3020 Interstate 45 N, Conroe, TX 77303A+5.0 ★Texas Ratio: 3.72%, and Hancock Whitney BankHancock Whitney Bank2101 N Loop 336 W, Conroe, TX 77304A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Conroe, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Conroe are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Conroe, Texas

Market share is the lender's share of all home loans closed in Conroe, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Conroe 1320 W Davis St, Conroe, TX 77304 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	70	2%	87.1%	$294,571	View
Frost Bank ★ 5 stars, 1 review 1 office in Conroe 2200 N Frazier St, Conroe, TX 77303 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	29 +21 HELOCs	0.8%	59.2%	$162,241	View
First Financial Bank 3 offices in Conroe 11399 Highway 105 E, Conroe, TX 77301 A+5.0 ★Texas Ratio: 3.74%	Conventional, FHA, Jumbo, HELOC	23 +16 HELOCs	0.7%	88.5%	$418,043	View
Wells Fargo Bank NA 2 offices in Conroe 1331 W Davis St, Conroe, TX 77304 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	19	0.5%	76%	$325,526	View
Bank of America NA 3 offices in Conroe 247 S Loop 336 W, Conroe, TX 77304 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	15 +35 HELOCs	0.4%	78.9%	$425,000	View
Regions Bank 2 offices in Conroe 1711 N Loop 336 W, Conroe, TX 77304 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	11 +1 HELOCs	0.3%	66.7%	$236,818	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Conroe 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, FHA, Jumbo	11	0.3%	64.7%	$634,090	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Conroe 3500 W Davis St, Conroe, TX 77304 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +22 HELOCs	0.1%	71.4%	$401,000	View
Zions Bancorporation, N.A. 2 offices in Conroe 3020 Interstate 45 N, Conroe, TX 77303 A+5.0 ★Texas Ratio: 3.72%	Conventional, VA, HELOC	4 +20 HELOCs	0.1%	85.7%	$282,500	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Conroe 2101 N Loop 336 W, Conroe, TX 77304 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$115,000	View
Texas First Bank 1 office in Conroe 1965 South Loop 336 West, Conroe, TX 77304 A+5.0 ★Texas Ratio: 1.01%	Conventional	2	0.1%	100%	$345,000	View
Third Coast Bank 1 office in Conroe 1336 League Line Rd, Conroe, TX 77304 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0%	100%	$305,000	View
First National Bank Texas 6 offices in Conroe 341 S Loop 336 W, Conroe, TX 77304 A4.7 ★Texas Ratio: 3.20%	Conventional	1	0%	33.3%	$105,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	29	0.8%	100%	$241,551	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	20	0.6%	100%	$353,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	11	0.3%	100%	$235,909
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	11	0.3%	84.6%	$315,000
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	11	0.3%	91.7%	$357,727	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	10 +5 HELOCs	0.3%	71.4%	$176,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.3%	66.7%	$383,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA, VA, Jumbo	10	0.3%	100%	$740,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo	9	0.3%	75%	$322,777	View
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	9	0.3%	100%	$400,555	View
Fivepoint Credit Union 3570 FM 1488 Rd Ste 700, Conroe, TX 77384 3806	Conventional	6	0.2%	100%	$198,333
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, Jumbo	6	0.2%	100%	$496,666	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	5	0.1%	71.4%	$197,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	5	0.1%	100%	$691,000	View
AMOCO Federal Credit Union 1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70%	Conventional	5	0.1%	100%	$239,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	5	0.1%	85.7%	$269,000
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	4	0.1%	80%	$507,500	View
Gulf Credit Union 2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58%	Conventional	4	0.1%	100%	$225,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	4	0.1%	100%	$377,500	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +4 HELOCs	0.1%	100%	$538,333	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$271,666	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	3	0.1%	100%	$301,666	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional	3	0.1%	100%	$118,333	View
Rave Financial Credit Union 670 FM 3083 Rd Ste 201, Conroe, TX 77301 A+5.0 ★Texas Ratio: 3.39%	Conventional	3	0.1%	66.7%	$71,666	View
Capital Bank 3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07%	Conventional	3	0.1%	100%	$255,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	2 +1 HELOCs	0.1%	60%	$80,000	View
Harris County FCU 1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40%	Conventional	2	0.1%	100%	$160,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.1%	100%	$170,000	View
First National Bank of Huntsville 3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.1%	100%	$175,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	2	0.1%	100%	$80,000	View
Southwestern National Bank 11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90%	Conventional	2	0.1%	100%	$185,000	View
Austin Bank, Texas National Association 108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	2	0.1%	100%	$650,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional, VA	2	0.1%	66.7%	$560,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional	2	0.1%	100%	$460,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$340,000	View
Fifth Third Bank, National Association 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	2	0.1%	100%	$780,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	2	0.1%	50%	$465,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	2	0.1%	100%	$385,000	View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	Conventional, HELOC	1 +3 HELOCs	0%	66.7%	$275,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	VA	1	0%	100%	$585,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	1	0%	100%	$385,000	View
Sabine Federal Credit Union 8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83%	Conventional	1	0%	100%	$65,000	View
PrimeWay Federal Credit Union 8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36%	Conventional	1	0%	50%	$85,000	View
First National Bank of Central Texas 1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0%	100%	$345,000	View
The Brenham National Bank 2211 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 8.69%	Conventional, Jumbo	1	0%	100%	$1,805,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	1	0%	100%	$1,165,000
Shell Federal Credit Union 7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	33.3%	$405,000	View
Genco Federal Credit Union 230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0%	100%	$455,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0%	100%	$365,000	View
Home Bank National Association 105 E Parkwood Ave, Friendswood, TX 77546 A5.0 ★Texas Ratio: 8.03%	Conventional	1	0%	100%	$605,000	View
Cy-Fair Federal Credit Union 13525 Skinner Rd, Cypress, TX 77429 A5.0 ★Texas Ratio: 7.93%	Conventional	1	0%	100%	$275,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0%	100%	$375,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$415,000	View
Tib, National Association 11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54%	FHA	1	0%	100%	$295,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	100%	$535,000	View
First Liberty Bank 1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73%	Conventional	1	0%	100%	$545,000	View
Verabank,N.A. 200 River Pointe Dr, Conroe, TX 77304 A+5.0 ★Texas Ratio: 5.54%	Conventional	1	0%	100%	$375,000	View
Tolleson Private Bank 8111 Douglas Avenue, Dallas, TX 75225 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0%	100%	$1,325,000	View
Sente Mortgage, Inc. 6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673	Conventional	1	0%	100%	$205,000
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0%	20%	$475,000	View
Synergy Federal Credit Union 1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0%	100%	$155,000	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	172	4.9%	80.3%	$321,104
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	102	2.9%	97.1%	$255,490
Primelending	Conventional, FHA, VA, Jumbo	76	2.2%	95.7%	$389,868
Clm Mortgage, Inc	Conventional, FHA, VA	47	1.3%	100%	$343,723
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	32	0.9%	100%	$334,062
Click n' Close, Inc.	Conventional, FHA, VA	29	0.8%	93.5%	$285,000
Nationstar Mortgage	Conventional, FHA, VA	29	0.8%	78.4%	$213,275
Network Funding, L.P.	Conventional, FHA, VA	25	0.7%	93.1%	$366,600
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional, FHA, VA	25	0.7%	92.6%	$272,600	View
Crestmark Mortgage Company, Ltd	Conventional, FHA, VA	24	0.7%	96%	$411,666
Lendlo Mortgage, LLC	Conventional, FHA, VA	18	0.5%	100%	$225,000
Grace Home Lending, LLC	Conventional, FHA, VA	17	0.5%	100%	$423,823
Hometrust Mortgage Company	Conventional, FHA	17	0.5%	89.5%	$274,411
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	14	0.4%	93.3%	$307,857
Highlands Residential Mortgage, Ltd.	Conventional, FHA	11	0.3%	100%	$281,363
PrimeLending Ventures LLC	Conventional	10	0.3%	100%	$384,000
Sfmc, LP	Conventional, FHA	10	0.3%	92.3%	$321,000
Republic State Mortgage Company	Conventional, FHA	10	0.3%	100%	$195,000
Gardner Financial Services	Conventional, FHA	7	0.2%	100%	$280,714
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	7	0.2%	100%	$245,000	View
Parkstone Mortgage, LLC	Conventional, FHA, VA	7	0.2%	100%	$389,285
Encompass Lending Group, L.P.	Conventional, FHA, VA	6	0.2%	100%	$365,000
Right Start Mortgage, Inc	Conventional, FHA, VA	4	0.1%	66.7%	$277,500
Texas Bay Area Credit Union	Conventional	3	0.1%	75%	$311,666
Certified Funding, L.P.	Conventional	3	0.1%	60%	$121,666
Southwest Funding LP	Conventional, FHA, Jumbo	3	0.1%	100%	$691,666
FocusOne Mortgage, LLC	Conventional	2	0.1%	100%	$155,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$500,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$155,000
Loanpeople, LLC	Conventional	2	0.1%	100%	$140,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$375,000
Houston TX Fire Fighters FCU	Conventional	1	0%	50%	$95,000
Kangaroo Home Lending, LLC	FHA	1	0%	100%	$275,000
Integrity Mortgage Corporation of Texas	Conventional	1	0%	100%	$785,000
Credit Human Federal Credit Un	Conventional	1	0%	33.3%	$25,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0%	100%	$75,000	View
Melanie Aguilar	Conventional	1	0%	100%	$195,000
SouthTrust Bank, N.A. A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo	1	0%	100%	$925,000	View
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$455,000
Aaxy LLC	Conventional	1	0%	100%	$255,000
Smart Choice Mortgage, LLC	Conventional	1	0%	100%	$725,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	264	7.5%	88.9%	$350,151
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	232	6.6%	78.1%	$287,456	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	213 +6 HELOCs	6.1%	90.3%	$282,605
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	146 +1 HELOCs	4.2%	94%	$350,273
Lennar Mortgage, LLC	Conventional, FHA, VA	108	3.1%	80%	$210,740
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	70	2%	95.9%	$348,714
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	54	1.5%	91.9%	$334,444	View
Pennymac Loan Services LLC	Conventional, FHA, VA	52	1.5%	82.1%	$301,346
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	45	1.3%	90.5%	$333,444
Mortgage Research Center	VA, Jumbo	45	1.3%	75.4%	$392,333
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	44 +1 HELOCs	1.3%	77.2%	$356,590
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	41 +1 HELOCs	1.2%	94.3%	$268,658
Shea Mortgage Inc.	Conventional, FHA, VA	39	1.1%	97.5%	$420,897
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	39	1.1%	90.7%	$291,410
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	38	1.1%	100%	$419,473
Tri Pointe Connect, LLC	Conventional, FHA, VA	37	1.1%	95.5%	$389,594
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	34 +5 HELOCs	1%	87.2%	$691,470
Newrez LLC	Conventional, FHA, VA, Jumbo	33	0.9%	70.2%	$362,272
The Loan Store, Inc	Conventional, FHA, VA, HELOC	31 +2 HELOCs	0.9%	100%	$276,290
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	31	0.9%	57.1%	$276,290
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	24	0.7%	100%	$416,666
Jet HomeLoans, LP	Conventional, FHA, VA	23	0.7%	77.4%	$263,260
Union Home Mortgage Corp.	Conventional, FHA, VA	21	0.6%	95.5%	$285,952
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	20	0.6%	43.5%	$318,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	17	0.5%	81%	$306,764	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	16	0.5%	94.1%	$440,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA	15	0.4%	100%	$365,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA	15	0.4%	88.9%	$358,333
21St Mortgage	Conventional	14	0.4%	50%	$177,857
Paramount Residential Mortgage	Conventional, FHA, VA	14	0.4%	93.3%	$255,714
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	12	0.3%	92.9%	$259,166
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA, VA	12	0.3%	100%	$316,666	View
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	12	0.3%	85.7%	$295,000
Nations Lending Corporation	Conventional, FHA	12	0.3%	100%	$365,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	12	0.3%	100%	$325,000
Spring Eq, LLC	Conventional, HELOC	11 +7 HELOCs	0.3%	40%	$88,636
Kbhs Home Loans, LLC	Conventional, FHA, VA	10	0.3%	71.4%	$271,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	10	0.3%	86.7%	$345,000	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	10	0.3%	84.6%	$246,000
Nfm, Inc	Conventional, FHA, VA	10	0.3%	90.9%	$296,000
Mortgage Solutions of Colorado	FHA, VA	10	0.3%	100%	$309,000
Cardinal Financial Company, Li	Conventional, FHA	9	0.3%	90.9%	$345,000
Equity Prime Mortgage LLC	FHA, VA	8	0.2%	88.9%	$320,000
Resicentral LLC	Conventional, FHA, VA	8	0.2%	100%	$337,500
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	8	0.2%	25.8%	$273,750	View
Securitynational Mortgage Company	Conventional, FHA	8	0.2%	100%	$290,000
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.2%	69.2%	$345,000
Provident Funding Associates	Conventional	8	0.2%	61.5%	$332,500
Lower, LLC	Conventional, FHA, VA	8	0.2%	100%	$387,500
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	7	0.2%	100%	$379,285
Toll Brothers Mortgage Company	Conventional, FHA	7	0.2%	100%	$420,714
Discover Bank	Conventional	7	0.2%	25%	$85,000
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	7	0.2%	100%	$420,714
Champions Funding, LLC	Conventional	7	0.2%	70%	$263,571
Village Capital & Investment	FHA, VA	7	0.2%	83.3%	$343,571
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	6 +3 HELOCs	0.2%	100%	$356,666
Originpoint, LLC	Conventional	6	0.2%	100%	$271,666
American Financial Resources LLC	Conventional, FHA, VA, Jumbo	6	0.2%	75%	$485,000
Synergy One Lending, Inc.	Conventional, FHA	6	0.2%	85.7%	$500,000
Nexera Holding LLC	Conventional	6	0.2%	100%	$396,666
Vanderbilt Mortgage and Finance, Inc	Conventional	6	0.2%	11.7%	$176,666
Royal United Mortgage LLC	Conventional	5	0.1%	83.3%	$105,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	5	0.1%	43.6%	$177,000	View
American Financial Network, Inc.	Conventional, FHA, VA	5	0.1%	83.3%	$409,000
City 1st Mortgage Services, LC	FHA, VA	5	0.1%	100%	$275,000
Mortgage Financial Services	FHA	5	0.1%	100%	$299,000
Das Acquisition Company, LLC	Conventional, FHA	5	0.1%	100%	$305,000
American Financing Corporation	Conventional, FHA	5	0.1%	35%	$241,000
Flat Branch Mortgage, Inc.	Conventional	5	0.1%	100%	$415,000
T2 Financial LLC	Conventional	5	0.1%	85.7%	$237,000
First Equity Mortgage Inc	Conventional	5	0.1%	100%	$423,000
Towne Mortgage Company	Conventional, FHA	5	0.1%	83.3%	$303,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA	5	0.1%	100%	$233,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.1%	80%	$580,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	4	0.1%	80%	$395,000	View
Canopy Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$432,500
All Credit Considered Mortgage, Inc.	Conventional	4	0.1%	80%	$327,500
Nbkc Bank	Conventional	4	0.1%	57.1%	$412,500
PHH Mortgage Corporation	Conventional, FHA	4	0.1%	66.7%	$275,000
Nqm Funding, LLC	Conventional	4	0.1%	85.7%	$352,500
Churchill Mortgage Corporation	Conventional, FHA, Jumbo	4	0.1%	80%	$462,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	4	0.1%	100%	$207,500
American Pacific Mortgage Corporation	Conventional, VA	4	0.1%	100%	$315,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.1%	100%	$365,000	View
Citadel Servicing Corporation	Conventional	4	0.1%	100%	$342,500
Nations Direct Mortgage, LLC	Conventional, FHA, VA	4	0.1%	100%	$467,500
Florida Capital Bank, N.A	Conventional	4	0.1%	100%	$217,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.1%	100%	$542,500	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	3	0.1%	100%	$508,333	View
Residential Wholesale Mortgage	Conventional, FHA, VA	3	0.1%	100%	$271,666
Contour Mortgage Corporation	Conventional, VA	3	0.1%	100%	$281,666
Farmers Insurance Federal Credit Union	Conventional	3	0.1%	100%	$145,000
Loanunited.Com, LLC	FHA, VA	3	0.1%	75%	$345,000
Deephaven Mortgage LLC	Conventional	3	0.1%	60%	$528,333
Obsidian Financial Services	Conventional	3	0.1%	100%	$355,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional, FHA	3	0.1%	100%	$301,666	View
Nextmortgage, LLC	Conventional, FHA	3	0.1%	100%	$388,333
First Colony Mortgage Corporat	Conventional, FHA	3	0.1%	100%	$205,000
Weichert Financial Services	Conventional, VA	3	0.1%	100%	$435,000
Stg Mortgage Inc	Conventional, FHA	3	0.1%	100%	$411,666
Integrity Home Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$361,666
The Mortgage Firm	Conventional, Jumbo	3	0.1%	100%	$705,000
Better Mortgage Corporation	Conventional	3	0.1%	50%	$81,666
Zillow Home Loans, LLC	Conventional	3	0.1%	100%	$391,666
ClearEdge Lending LLC	Conventional	3	0.1%	75%	$291,666
Nmsi, Inc.	Conventional	3	0.1%	100%	$225,000
Southwest Stage Funding LLC	Conventional	3	0.1%	100%	$85,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.1%	100%	$588,333	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.1%	55.6%	$358,333
First Technology Federal Credit Union	Conventional	3	0.1%	80%	$148,333
HomeBridge Financial Services, Inc	Conventional, VA, Jumbo, HELOC	2 +10 HELOCs	0.1%	75%	$1,075,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +9 HELOCs	0.1%	100%	$310,000
Arc Home LLC	Conventional	2	0.1%	66.7%	$215,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	2	0.1%	100%	$460,000	View
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$200,000
Sage Home Loans Corporation	Conventional, FHA	2	0.1%	100%	$245,000
Acrisure Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$310,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$625,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	66.7%	$205,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	2	0.1%	66.7%	$345,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	2	0.1%	100%	$165,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$310,000	View
AmWest Funding Corp	Conventional	2	0.1%	66.7%	$380,000
HomeXpress Mortgage Corp.	Conventional, FHA, Jumbo	2	0.1%	60%	$640,000
ClearPath Lending	VA	2	0.1%	100%	$315,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$350,000	View
Vellum Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$210,000
Direct Mortgage Loans, LLC	Conventional, VA	2	0.1%	100%	$395,000
Lendsure Mortgage Corp.	Conventional	2	0.1%	100%	$490,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$350,000	View
Summit Funding.Inc	Conventional, VA	2	0.1%	100%	$440,000
Summit Mortgage Corporation	Conventional	2	0.1%	100%	$320,000
Farm Credit Mid-America, Aca	Conventional	2	0.1%	66.7%	$530,000
Loan Simple, Inc.	Conventional, FHA	2	0.1%	66.7%	$130,000
Goprime Mortgage, Inc.	VA	2	0.1%	100%	$270,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$290,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$385,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$305,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$215,000	View
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$265,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$95,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$305,000	View
RANLife, Inc.	USDA	1	0%	100%	$225,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0%	100%	$255,000	View
Affordable Mortgage Advisors	VA, Jumbo	1	0%	100%	$1,195,000
Progressive Bank A5.0 ★Texas Ratio: 12.78%	Conventional	1	0%	100%	$215,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0%	100%	$235,000	View
NOVA Financial & Investment Corporation	Conventional	1	0%	100%	$445,000
MortgageOne, Inc	Conventional	1	0%	100%	$515,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$245,000
Loansteady LLC	VA	1	0%	100%	$295,000
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$335,000
Filo Mortgage, LLC	Conventional	1	0%	100%	$295,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$545,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$185,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	1	0%	100%	$275,000	View
M Squared Financial LLC	VA	1	0%	100%	$365,000
PFN Lending Group, Inc.	Conventional	1	0%	100%	$195,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$145,000
Bayshore Mortgage Funding	FHA	1	0%	50%	$505,000
Absolute Home Mortgage	Conventional	1	0%	100%	$525,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0%	50%	$395,000	View
New Wave Lending Group Inc	Conventional	1	0%	100%	$205,000
Bay Equity LLC	Conventional	1	0%	100%	$115,000
Kwik Mortgage Corporation	Conventional	1	0%	100%	$265,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$135,000	View
Shoreham Bank	FHA	1	0%	100%	$15,000
Premier Lending Inc.	Conventional	1	0%	100%	$285,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	VA	1	0%	100%	$635,000	View
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0%	100%	$285,000
Franklin Loan Corporation	Conventional	1	0%	100%	$145,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$395,000
Wolfe Financial Inc	Conventional	1	0%	100%	$375,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$205,000
Chickasaw Community Bank A5.0 ★Texas Ratio: 13.31%	FHA	1	0%	100%	$215,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$185,000	View
Bayer Hfcu	Conventional	1	0%	100%	$285,000
Uif Corporation	Conventional	1	0%	100%	$435,000
Pike Creek Mortgage Services, Inc.	FHA	1	0%	100%	$325,000
Legacy Home Loans, LLC	FHA	1	0%	100%	$245,000
Geo-Corp, Inc.	FHA	1	0%	100%	$335,000
Logan Finance Corporation	Conventional, Jumbo	1	0%	100%	$965,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0%	50%	$865,000	View
Charter West Bank A+5.0 ★Texas Ratio: 2.29%	Conventional	1	0%	100%	$415,000	View
Northrop Grumman Federal Credit Union	Conventional	1	0%	100%	$315,000

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Conroe Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Conroe, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Conroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Conroe in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Conroe, TX

Use these to narrow the list above. Each category shows how many Conroe, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 183 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 79 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 38 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 119 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 92 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 95 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Conroe, TX

Independent mortgage companies closed 81.2 percent of home loans in Conroe, Texas in 2025, banks 14.8 percent and credit unions 4 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 29 loans.

81.2%

Mortgage companies

14.8%

Banks

Credit unions

25%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Conroe, TX

Who is the largest mortgage lender in Conroe, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Conroe, Texas with 70 loans, about 2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Conroe, TX have the highest approval rates?

Among lenders with meaningful volume in Conroe, Texas, Ark-La-Tex Financial Services LLC approved the highest share of completed applications in 2025 at 97.1 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Conroe, TX mortgage lenders offer FHA, VA and USDA loans?

119 lenders closed FHA loans in Conroe, Texas in 2025, led by DHI Mortgage Company, LTD. with 88. 92 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Conroe, TX lender list?

Yes. 79 banks and 38 credit unions closed home loans in Conroe, Texas in 2025, alongside 183 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Conroe, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Conroe, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Conroe, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Conroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.