☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Texas / College Station

iAdvertiser Disclosure

Mortgage Lenders and Brokers in College Station, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

College Station, Texas mortgage lenders include American Momentum BankAmerican Momentum Bank1 Momentum Blvd, College Station, TX 77845A5.0 ★Texas Ratio: 12.55%, First Financial BankFirst Financial Bank4450 State Highway 6 S, College Station, TX 77845A+5.0 ★Texas Ratio: 3.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2000 Texas Ave S, College Station, TX 77840A+5.0 ★Texas Ratio: 3.68%, Prosperity BankProsperity Bank1004 Copperfield Pkwy, College Station, TX 77845A+5.0 ★Texas Ratio: 1.58%, City BankCity Bank1103 University Dr E Ste B 100, College Station, TX 77840A+5.0 ★Texas Ratio: 1.71%, Extraco Banks, NAExtraco Banks, NA4189 State Hwy 6 S, College Station, TX 77845A+5.0 ★Texas Ratio: 0.26%, Wells Fargo Bank NAWells Fargo Bank NA321 University Dr, College Station, TX 77840A+5.0 ★Texas Ratio: 5.36%, Amarillo National BankAmarillo National Bank1198 William D Fitch Pkwy, College Station, TX 77845A5.0 ★Texas Ratio: 9.89%, Frost BankFrost Bank4425 State Highway 6 S, College Station, TX 77845A+5.0 ★Texas Ratio: 2.51%, and Truist BankTruist Bank2717 Texas Ave S, College Station, TX 77840A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in College Station, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in College Station are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in College Station, Texas

Market share is the lender's share of all home loans closed in College Station, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
American Momentum Bank 1 office in College Station 1 Momentum Blvd, College Station, TX 77845 A5.0 ★Texas Ratio: 12.55%	Conventional, FHA, Jumbo	61	4%	98.4%	$505,000	View
First Financial Bank 3 offices in College Station 4450 State Highway 6 S, College Station, TX 77845 A+5.0 ★Texas Ratio: 3.74%	Conventional, FHA, VA, Jumbo, HELOC	35 +24 HELOCs	2.3%	90%	$420,714	View
JPMorgan Chase Bank, NA 2 offices in College Station 2000 Texas Ave S, College Station, TX 77840 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo	35	2.3%	94.7%	$383,571	View
Prosperity Bank ★ 1 stars, 1 review 5 offices in College Station 1004 Copperfield Pkwy, College Station, TX 77845 A+5.0 ★Texas Ratio: 1.58%	Conventional, FHA, Jumbo, HELOC	25 +1 HELOCs	1.6%	71.4%	$487,800	View
City Bank 1 office in College Station 1103 University Dr E Ste B 100, College Station, TX 77840 A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA, VA	22	1.4%	81.5%	$303,181	View
Extraco Banks, NA 1 office in College Station 4189 State Hwy 6 S, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.26%	Conventional, Jumbo	18	1.2%	100%	$558,888	View
Wells Fargo Bank NA 3 offices in College Station 321 University Dr, College Station, TX 77840 A+5.0 ★Texas Ratio: 5.36%	Conventional	11	0.7%	78.6%	$439,545	View
Amarillo National Bank 2 offices in College Station 1198 William D Fitch Pkwy, College Station, TX 77845 A5.0 ★Texas Ratio: 9.89%	Conventional, Jumbo, HELOC	9 +21 HELOCs	0.6%	100%	$583,888	View
Frost Bank ★ 5 stars, 1 review 1 office in College Station 4425 State Highway 6 S, College Station, TX 77845 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	7 +2 HELOCs	0.5%	77.8%	$217,857	View
Truist Bank ★ 1 stars, 1 review 2 offices in College Station 2717 Texas Ave S, College Station, TX 77840 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	6 +9 HELOCs	0.4%	100%	$636,666	View
The Brenham National Bank 2 offices in College Station 2470 Earl Rudder Fwy S, College Station, TX 77840 A5.0 ★Texas Ratio: 8.69%	Conventional	5	0.3%	100%	$343,000	View
Bank of America NA 2 offices in College Station 3511 Longmire Drive, College Station, TX 77845 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +11 HELOCs	0.3%	80%	$395,000	View
Glacier Bank 2 offices in College Station 2700 Earl Rudder Fwy S, College Station, TX 77845 A+5.0 ★Texas Ratio: 1.87%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$295,000	View
Pinnacle Bank 1 office in College Station 4121 State Highway 6 S, College Station, TX 77845 A5.0 ★Texas Ratio: 9.89%	Conventional	2	0.1%	100%	$760,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in College Station 1912 Texas Ave S, College Station, TX 77840 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$235,000	View
Simmons Bank 1 office in College Station 625 University Dr E, College Station, TX 77840 A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0.1%	33.3%	$185,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in College Station 2405 Texas Ave S, College Station, TX 77840 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +8 HELOCs	0%	n/a		View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, FHA, VA, Jumbo	67	4.4%	98.5%	$353,507	View
Greater Texas FCU 201 Southwest Pkwy E, College Station, TX 77840 4663	Conventional	38	2.5%	62.5%	$175,526
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	10	0.7%	100%	$381,000	View
First National Bank of Huntsville 3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37%	Conventional	9	0.6%	100%	$248,333	View
Verabank,N.A. 3000 Barron Rd, College Station, TX 77845 A+5.0 ★Texas Ratio: 5.54%	Conventional, FHA, Jumbo	9	0.6%	100%	$483,888	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	8	0.5%	100%	$218,750
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	6	0.4%	85.7%	$621,666	View
First National Bank of Central Texas 1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97%	Conventional, Jumbo	6	0.4%	100%	$518,333	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	6	0.4%	85.7%	$266,666	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	5	0.3%	100%	$323,000	View
Jefferson Bank 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	Conventional	5	0.3%	100%	$273,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	36.4%	$332,500	View
Citizens State Bank 2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20%	Conventional	4	0.3%	100%	$307,500	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$331,666	View
Austin County State Bank 436 S Front St, Bellville, TX 77418 A+5.0 ★Texas Ratio: 2.92%	Conventional	3	0.2%	100%	$415,000	View
The First National Bank of Bas 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19%	Conventional	3	0.2%	100%	$158,333	View
BMO Harris Bank NA 200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54%	Conventional	3	0.2%	100%	$215,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	66.7%	$610,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	2	0.1%	66.7%	$315,000	View
Amplify Credit Union 2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	2	0.1%	100%	$175,000	View
First United Bank 317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01%	Conventional	2	0.1%	100%	$305,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional	2	0.1%	100%	$185,000	View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	Conventional	2	0.1%	100%	$225,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.1%	100%	$60,000
First State Bank 402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77%	Conventional	2	0.1%	100%	$270,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional	2	0.1%	100%	$215,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$315,000	View
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$215,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	100%	$315,000
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	50%	$485,000	View
NBT Financial Bank 1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19%	Conventional	1	0.1%	100%	$235,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	33.3%	$245,000	View
Gulf Credit Union 2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$275,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	50%	$75,000	View
TBK Bank, SSB 12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0.1%	100%	$145,000	View
Round Top State Bank 1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$25,000	View
Castroville State Bank 115 County Road 4718, Castroville, TX 78009 A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	100%	$325,000	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$345,000	View
Citizens 1st Bank, Tyler TX 825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	100%	$295,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$315,000	View
Frontier Bank of Texas 5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06%	Conventional	1	0.1%	100%	$275,000	View
Lamar National Bank 1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01%	Conventional	1	0.1%	100%	$405,000	View
Falls City National Bank 100 S Front St, Falls City, TX 78113 A+5.0 ★Texas Ratio: 4.69%	Conventional	1	0.1%	100%	$235,000	View
Benchmark Bank 3500 Crawford Avenue, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.39%	Conventional, Jumbo	1	0.1%	100%	$1,195,000	View
Tib, National Association 11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$375,000	View
Hometown Bank, N.A. 1050 North Bypass 35, Alvin, TX 77511 A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$205,000	View
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$405,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$245,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	1	0.1%	100%	$285,000
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0.1%	100%	$185,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional	1	0.1%	100%	$755,000	View
Rave Financial Credit Union 1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39%	Conventional	1	0.1%	100%	$55,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$1,205,000
Central National Bank 835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00%	Conventional	1	0.1%	100%	$15,000	View
Capital Bank 3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07%	Conventional, Jumbo	1	0.1%	100%	$1,195,000	View
Broadway National Bank 911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$705,000	View
Citizens State Bank 224 N Main St, Anton, TX 79313	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Bp Federal Credit Union 15455 Memorial Dr Ste 200, Houston, TX 77079 4136 A+5.0 ★Texas Ratio: 4.99%	Conventional	1	0.1%	100%	$35,000	View
Citizens State Bank 224 N Main St, Anton, TX 79313	Conventional, Jumbo	1	0.1%	100%	$1,395,000
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliance Credit Union 9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	136	8.9%	88.4%	$319,044
Kangaroo Home Lending, LLC	Conventional, FHA, VA	34	2.2%	97.1%	$262,941
Brightland Mortgage Services, Ltd.	Conventional, FHA, VA	32	2.1%	97%	$359,687
Nationstar Mortgage	Conventional	16	1%	69.6%	$180,625
SWBC Mortgage Corporation	Conventional, FHA, VA	13	0.9%	92.9%	$327,307
Network Funding, L.P.	Conventional, FHA, VA	11	0.7%	100%	$368,636
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional, FHA, Jumbo	7	0.5%	87.5%	$547,857	View
Primelending	Conventional, FHA, VA, Jumbo	5	0.3%	83.3%	$421,000
Directions Equity, LLC	Conventional, FHA	3	0.2%	100%	$335,000
Highlands Residential Mortgage, Ltd.	Conventional	3	0.2%	100%	$268,333
Right Start Mortgage, Inc	Conventional, FHA	3	0.2%	100%	$325,000
Brazos Valley Schools Credit U	Conventional	3	0.2%	83.3%	$101,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$171,666	View
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$320,000
Willow Bend Mortgage Company, LLC	Conventional	2	0.1%	100%	$440,000
First Continental Mortgage, Ltd.	Conventional, FHA	2	0.1%	100%	$325,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$305,000
FocusOne Mortgage, LLC	Conventional	1	0.1%	100%	$45,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$165,000
Texas Bay Area Credit Union	Conventional	1	0.1%	100%	$365,000
Bank of Brenham N.A. A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$175,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$725,000
Sfmc, LP	Conventional	1	0.1%	100%	$345,000
Texas Partners Bank	Conventional	1	0.1%	100%	$255,000
Credit Human Federal Credit Un	Conventional	1	0.1%	14.3%	$55,000
Wagon Hill Home Loans LLC	Conventional	1	0.1%	100%	$555,000
Aaxy LLC	Conventional	1	0.1%	100%	$395,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$425,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$385,000
Gardner Financial Services	Conventional	1	0.1%	100%	$355,000
Hurst Real Estate, Inc	Conventional	1	0.1%	100%	$125,000
Stellar Bank	Conventional, Jumbo	1	0.1%	66.7%	$875,000
Home Financing Unlimited, Inc.	Conventional	1	0.1%	100%	$345,000
Hometrust Mortgage Company	Conventional	1	0.1%	100%	$315,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	156	10.2%	94%	$385,705
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	82	5.4%	78.2%	$278,536	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	49	3.2%	100%	$309,693
Fairway Independent Mort Corp	Conventional, FHA, VA	46	3%	97.9%	$364,782
The Loan Store, Inc	Conventional, FHA	35	2.3%	92.1%	$239,571
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	32	2.1%	97%	$312,500
New Fed Mortgage Corp.	Conventional, FHA, VA	22	1.4%	91.7%	$307,727
Mortgage Research Center	Conventional, VA	18	1.2%	78.3%	$377,777
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1%	80%	$346,250
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	13	0.9%	71.4%	$384,230
New American Funding, LLC.	Conventional, FHA, VA	13	0.9%	100%	$270,384
Newrez LLC	Conventional, VA, Jumbo	12	0.8%	52.2%	$382,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	11	0.7%	61.1%	$300,454
Kind Lending, LLC	Conventional, FHA, VA	9	0.6%	81.8%	$310,555
Movement Mortgage, LLC	Conventional, FHA	9	0.6%	100%	$253,888
21St Mortgage	Conventional	9	0.6%	43.5%	$121,666
Plaza Home Mortgage, Inc	Conventional, FHA	9	0.6%	90%	$325,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.5%	100%	$439,285
Residential Wholesale Mortgage	Conventional, FHA	7	0.5%	100%	$322,142
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	75%	$403,333	View
loanDepot.com LLC	Conventional, VA, HELOC	6 +1 HELOCs	0.4%	75%	$378,333
Wallick and Volk, Inc.	Conventional, FHA	6	0.4%	100%	$388,333
Paramount Residential Mortgage	Conventional, VA	6	0.4%	100%	$471,666
CrossCountry Mortgage, LLC	Conventional, HELOC	5 +1 HELOCs	0.3%	100%	$403,000
Arc Home LLC	Conventional	5	0.3%	100%	$401,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	5	0.3%	46.4%	$89,000	View
T2 Financial LLC	Conventional	5	0.3%	100%	$483,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.3%	83.3%	$643,000	View
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	4	0.3%	40%	$157,500	View
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional	4	0.3%	100%	$382,500	View
Constant Investments, Inc	Conventional	4	0.3%	100%	$265,000
Discover Bank	Conventional	4	0.3%	36.4%	$137,500
Cardinal Financial Company, Li	Conventional, FHA	4	0.3%	100%	$240,000
Better Mortgage Corporation	Conventional, Jumbo	4	0.3%	57.1%	$712,500
Cadence Bank	Conventional, Jumbo	3	0.2%	60%	$545,000
Royal United Mortgage LLC	Conventional	3	0.2%	100%	$281,666
Canopy Mortgage, LLC	Conventional	3	0.2%	100%	$158,333
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$181,666
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.2%	75%	$445,000
Churchill Mortgage Corporation	Conventional	3	0.2%	100%	$221,666
Provident Funding Associates	Conventional	3	0.2%	75%	$358,333
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.2%	16.7%	$105,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.2%	75%	$308,333	View
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$408,333
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.1%	33.3%	$85,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	2	0.1%	100%	$665,000	View
Equity Prime Mortgage LLC	VA, USDA	2	0.1%	100%	$285,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	2	0.1%	100%	$310,000	View
Resicentral LLC	Conventional	2	0.1%	100%	$250,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	2	0.1%	100%	$735,000	View
Sun West Mortgage Company, Inc	Conventional	2	0.1%	100%	$395,000
Nextmortgage, LLC	Conventional	2	0.1%	100%	$410,000
Planet Home Lending, LLC	Conventional, VA	2	0.1%	100%	$280,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$505,000	View
Waterstone Mortgage Corporation	VA, Jumbo	2	0.1%	100%	$625,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$470,000
Logan Finance Corporation	Conventional	2	0.1%	100%	$460,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$600,000	View
Mutual of Omaha Mortgage	Conventional	2	0.1%	100%	$465,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$90,000	View
Lower, LLC	Conventional	2	0.1%	66.7%	$365,000
Florida Capital Bank, N.A	Conventional	2	0.1%	100%	$370,000
Nexera Holding LLC	Conventional, Jumbo	2	0.1%	100%	$550,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$595,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$285,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$725,000	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$375,000	View
Goodleap, LLC	VA	1	0.1%	100%	$485,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$685,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	12.5%	$255,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$335,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$685,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$125,000
Loansteady LLC	Conventional	1	0.1%	100%	$525,000
TruHome Solutions, LLC	VA	1	0.1%	100%	$405,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$235,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$375,000	View
American Financial Network, Inc.	Conventional	1	0.1%	100%	$305,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$195,000
M Squared Financial LLC	Conventional	1	0.1%	100%	$425,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$245,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$265,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$455,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Nqm Funding, LLC	FHA	1	0.1%	100%	$195,000
Standard Mortgage Corporation	Conventional	1	0.1%	100%	$605,000
American Financing Corporation	Conventional	1	0.1%	50%	$295,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$135,000
Bay Equity LLC	Conventional	1	0.1%	100%	$485,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$375,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$105,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$385,000
First Heritage Mortgage, LLC	VA	1	0.1%	100%	$575,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$325,000
Farmers National Bank A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$185,000	View
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,075,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$165,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$285,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$245,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	50%	$215,000	View
Megastar Finanacial Corp	VA	1	0.1%	100%	$445,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$215,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$635,000
Consumers Credit Union	Conventional	1	0.1%	100%	$475,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$355,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$535,000
United Nations Federal CU	Conventional	1	0.1%	100%	$205,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$275,000
Royal Credit Union A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.1%	100%	$235,000	View
Sabine State Bank and Trust Company	Conventional	1	0.1%	100%	$135,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$855,000
Village Capital & Investment	VA	1	0.1%	100%	$265,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$365,000
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

College Station Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in College Station, Texas

Looking for mortgage lenders near me or mortgage brokers near me in College Station? The list below shows the banks, credit unions and mortgage brokers that closed home loans in College Station in 2025, with lenders based there listed first.

Types of Mortgage Lenders in College Station, TX

Use these to narrow the list above. Each category shows how many College Station, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 92 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 42 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 37 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 31 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 95 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in College Station, TX

Independent mortgage companies closed 67.5 percent of home loans in College Station, Texas in 2025, banks 27.1 percent and credit unions 5.4 percent. Pilgrim Mortgage LLC was the largest mortgage company, American Momentum Bank the largest bank and Greater Texas FCU the largest credit union. Among lenders headquartered in Texas, American Momentum Bank led with 61 loans.

67.5%

Mortgage companies

27.1%

Banks

5.4%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in College Station, TX

Who is the largest mortgage lender in College Station, TX?

By home loans closed in 2025, American Momentum Bank was the largest mortgage lender in College Station, Texas with 61 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in College Station, TX have the highest approval rates?

Among lenders with meaningful volume in College Station, Texas, Pilgrim Mortgage LLC approved the highest share of completed applications in 2025 at 98.5 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which College Station, TX mortgage lenders offer FHA, VA and USDA loans?

42 lenders closed FHA loans in College Station, Texas in 2025, led by DHI Mortgage Company, LTD. with 64. 37 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this College Station, TX lender list?

Yes. 92 banks and 27 credit unions closed home loans in College Station, Texas in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in College Station, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in College Station, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in College Station, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up College Station. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.