Mortgage Lenders and Brokers in Cinco Ranch, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cinco Ranch, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Advancial Federal Credit UnionAdvancial Federal Credit Union1259 W Exchange Pkwy Ste 100, Allen, TX 75013A5.0 ★Texas Ratio: 12.30%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First Service Credit UnionFirst Service Credit Union3923 5th St, Brookshire, TX 77423A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, and PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cinco Ranch, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cinco Ranch are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cinco Ranch, Texas
Market share is the lender's share of all home loans closed in Cinco Ranch, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2.8% | 87.5% | $310,714 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 3 | 1.2% | 75% | $315,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 1.2% | 100% | $495,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 3 | 1.2% | 100% | $305,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 1.2% | 100% | $241,666 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 1.2% | 100% | $475,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +10 HELOCs |
0.8% | 100% | $410,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +9 HELOCs |
0.8% | 40% | $320,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $395,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $750,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 2 | 0.8% | 100% | $420,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 0.8% | 100% | $395,000 | |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 2 | 0.8% | 66.7% | $70,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $375,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $225,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.4% | 50% | $665,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.4% | 33.3% | $85,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 50% | $535,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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15455 Memorial Dr Ste 200, Houston, TX 77079 4136 A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 7 | 2.8% | 100% | $313,571 | |
Brazos Valley Schools Credit U
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Conventional | 3 | 1.2% | 100% | $255,000 | |
Primelending
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Conventional | 2 | 0.8% | 100% | $385,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.8% | 100% | $500,000 | |
Click n' Close, Inc.
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Conventional | 2 | 0.8% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 0.8% | 100% | $450,000 | View |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Directions Equity, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Melanie Aguilar
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Aaxy LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Gardner Financial Services
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 25 | 10% | 96.2% | $430,600 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 25 | 10% | 83.3% | $281,000 | View |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 10 +3 HELOCs |
4% | 100% | $486,000 | |
Fairway Independent Mort Corp
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Conventional | 6 | 2.4% | 100% | $460,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2% | 71.4% | $289,000 | |
Paramount Residential Mortgage
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Conventional | 5 | 2% | 100% | $537,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.6% | 100% | $425,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
1.6% | 80% | $357,500 | |
Newrez LLC
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Conventional | 4 | 1.6% | 100% | $337,500 | |
Kind Lending, LLC
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Conventional | 3 | 1.2% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.2% | 100% | $295,000 | |
AmWest Funding Corp
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Conventional | 3 | 1.2% | 75% | $368,333 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 100% | $310,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.8% | 33.3% | $430,000 | |
Nbkc Bank
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VA | 2 | 0.8% | 100% | $485,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.8% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $565,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.8% | 100% | $430,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 33.3% | $185,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.8% | 100% | $535,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.8% | 100% | $430,000 | |
Mortgage Research Center
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Conventional | 2 | 0.8% | 66.7% | $260,000 | |
Emet Lending Group, Inc.
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Conventional | 2 | 0.8% | 100% | $380,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.8% | 100% | $385,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $590,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.8% | 100% | $390,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 2 | 0.8% | 100% | $660,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 33.3% | $450,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $695,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 50% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.4% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $565,000 | View |
Nextmortgage, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $505,000 | View |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $565,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 50% | $405,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $515,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $735,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $285,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cinco Ranch Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cinco Ranch, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Cinco Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cinco Ranch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cinco Ranch, TX
Use these to narrow the list above. Each category shows how many Cinco Ranch, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Cinco Ranch, TX
Independent mortgage companies closed 65.9 percent of home loans in Cinco Ranch, Texas in 2025, banks 19.7 percent and credit unions 14.5 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, First Community Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cinco Ranch, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cinco Ranch, Texas with 7 loans, about 2.8 percent of the market. The largest lender headquartered in Texas was First Community Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Cinco Ranch, Texas in 2025, led by Envoy Mortgage, Ltd with 1. 5 lenders closed VA loans, led by Nbkc Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Cinco Ranch, Texas in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cinco Ranch, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cinco Ranch, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cinco Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
