Mortgage Lenders and Brokers in Belterra, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Belterra, Texas mortgage lenders include University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belterra, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belterra are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belterra, Texas
Market share is the lender's share of all home loans closed in Belterra, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 9 | 3.2% | 81.8% | $602,777 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 100% | $643,333 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +2 HELOCs |
1.8% | 100% | $135,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 5 | 1.8% | 100% | $547,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 1.4% | 100% | $862,500 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.4% | 100% | $627,500 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 3 +4 HELOCs |
1.1% | 77.8% | $315,000 | View |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.1% | 75% | $1,028,333 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 75% | $105,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 3 | 1.1% | 100% | $605,000 | |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 3 | 1.1% | 100% | $805,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.7% | 100% | $705,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 2 | 0.7% | 100% | $755,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional | 2 | 0.7% | 100% | $175,000 | |
|
122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
|
11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
|
900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
First National Bank in Port Lavaca
1101 N Us Highway 35 Byp, Port Lavaca, TX 77979 |
Conventional | 1 | 0.4% | 100% | $765,000 | |
|
205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,245,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.4% | 100% | $155,000 | |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 50% | $315,000 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,045,000 | View |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
|
Conventional, VA, Jumbo | 14 | 5% | 100% | $744,285 | |
Crestmark Mortgage Company, Ltd
|
Conventional | 12 | 4.3% | 100% | $650,000 | |
Loanpeople, LLC
|
Conventional | 4 | 1.4% | 100% | $397,500 | |
Network Funding, L.P.
|
Conventional | 3 | 1.1% | 80% | $525,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 3 | 1.1% | 100% | $538,333 | |
PrimeLending Ventures LLC
|
Conventional | 2 | 0.7% | 66.7% | $680,000 | |
Home Financing Unlimited, Inc.
|
Conventional | 2 | 0.7% | 100% | $475,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $595,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.4% | 100% | $575,000 | |
Certified Funding, L.P.
|
Conventional | 1 | 0.4% | 50% | $355,000 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 37 | 13.2% | 97.4% | $642,567 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, Jumbo | 17 | 6% | 81% | $371,470 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
5.3% | 100% | $511,666 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 8 | 2.8% | 100% | $658,750 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, VA | 7 | 2.5% | 100% | $697,857 | |
Newrez LLC
|
Conventional | 4 | 1.4% | 100% | $505,000 | |
Mortgage Financial Services
|
Conventional | 4 | 1.4% | 100% | $675,000 | |
Fairway Independent Mort Corp
|
Conventional | 4 | 1.4% | 100% | $522,500 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 1.1% | 75% | $385,000 | |
Movement Mortgage, LLC
|
Conventional, VA, Jumbo | 3 | 1.1% | 100% | $615,000 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 3 | 1.1% | 75% | $808,333 | |
Provident Funding Associates
|
Conventional | 3 | 1.1% | 100% | $585,000 | |
Better Mortgage Corporation
|
Conventional, VA, Jumbo | 3 | 1.1% | 100% | $385,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $715,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.7% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.7% | 100% | $735,000 | |
Resicentral LLC
|
Conventional | 2 | 0.7% | 100% | $410,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.7% | 100% | $675,000 | View |
Mortgage Research Center
|
VA, Jumbo | 2 | 0.7% | 50% | $770,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $340,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.7% | 100% | $615,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.7% | 100% | $700,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.7% | 100% | $670,000 | |
Cadence Bank
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,355,000 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.4% | 100% | $605,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $715,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.4% | 50% | $635,000 | |
Nbkc Bank
|
VA | 1 | 0.4% | 100% | $545,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 0.4% | 66.7% | $605,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 100% | $765,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,045,000 | View |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,395,000 | |
MortgageCountry
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 16.7% | $75,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.4% | 100% | $715,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 50% | $545,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 50% | $505,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.4% | 100% | $935,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $725,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Belterra Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belterra, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Belterra? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belterra in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belterra, TX
Use these to narrow the list above. Each category shows how many Belterra, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Belterra, TX
Independent mortgage companies closed 64.8 percent of home loans in Belterra, Texas in 2025, banks 27 percent and credit unions 8.2 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, University Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belterra, TX
By home loans closed in 2025, University Federal Credit Union was the largest mortgage lender in Belterra, Texas with 9 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Belterra, Texas in 2025, led by Click n' Close, Inc. with 1. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 13 credit unions closed home loans in Belterra, Texas in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belterra, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belterra, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belterra. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
