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Mortgage Lenders and Brokers in Mount Juliet, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mount Juliet, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.11207 Lebanon Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 2.85%, Wilson Bank and TrustWilson Bank and Trust11835 Lebanon Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 4.75%, FirstbankFirstbank1008 Meb Ct, Mount Juliet, TN 37122A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4116 N Mount Juliet Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank551 N Mount Juliet Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 3.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA401 S Mount Juliet Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank401 S Mount Juliet Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank11359 Lebanon Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5000 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.22%, and First Freedom BankFirst Freedom Bank12888 Lebanon Rd, Mount Juliet, TN 37122A+5.0 ★Texas Ratio: 3.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mount Juliet, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Juliet are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mount Juliet, Tennessee

Market share is the lender's share of all home loans closed in Mount Juliet, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Mount Juliet 11207 Lebanon Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	53 +14 HELOCs	3.4%	89.8%	$393,490	View
Wilson Bank and Trust 4 offices in Mount Juliet 11835 Lebanon Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 4.75%	Conventional, Jumbo, HELOC	39 +37 HELOCs	2.5%	94.1%	$399,615	View
Firstbank 1 office in Mount Juliet 1008 Meb Ct, Mount Juliet, TN 37122 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, HELOC	37 +5 HELOCs	2.4%	87%	$412,297	View
Regions Bank 2 offices in Mount Juliet 4116 N Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	24 +32 HELOCs	1.5%	77.4%	$191,666	View
Pinnacle Bank 1 office in Mount Juliet 551 N Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 3.04%	Conventional, VA, Jumbo, HELOC	17 +10 HELOCs	1.1%	100%	$516,764	View
JPMorgan Chase Bank, NA 2 offices in Mount Juliet 401 S Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +2 HELOCs	0.8%	92.3%	$463,333	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Mount Juliet 401 S Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	8 +14 HELOCs	0.5%	88.9%	$692,500	View
Truist Bank ★ 1 stars, 1 review 1 office in Mount Juliet 11359 Lebanon Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	6 +15 HELOCs	0.4%	85.7%	$458,333	View
Fifth Third Bank, National Association 1 office in Mount Juliet 5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +13 HELOCs	0.3%	75%	$180,000	View
First Freedom Bank 2 offices in Mount Juliet 12888 Lebanon Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 3.26%	Conventional	4	0.3%	100%	$390,000	View
Volunteer Bank 1 office in Mount Juliet 11400 Lebanon Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 3.34%	Conventional	4	0.3%	66.7%	$340,000	View
Bank of Tennessee 1 office in Mount Juliet 1982 Providence Pkwy, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 4.09%	Conventional	1	0.1%	100%	$25,000	View
First Financial Bank NA 1 office in Mount Juliet 108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$275,000	View
Southern Bank of Tennessee 675 N Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	13	0.8%	92.9%	$359,615	View
Ascend Federal Credit Union 300 Pleasant Grove Rd, Mount Juliet, TN 37122 3785 A+5.0 ★Texas Ratio: 2.35%	Conventional, HELOC	10 +24 HELOCs	0.6%	90.9%	$209,000	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA	10	0.6%	90.9%	$369,000	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	6 +1 HELOCs	0.4%	85.7%	$376,666	View
Legends Bank 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.3%	100%	$443,000	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.3%	71.4%	$407,000	View
Servisfirst Bank 5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	4 +3 HELOCs	0.3%	100%	$355,000	View
First National Bank of Middle Tennessee 1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43%	Conventional, FHA	4	0.3%	100%	$420,000	View
Community Mortgage Corporation 1007 Us Highway 45 N, Henderson, TN 38340	Conventional	4	0.3%	100%	$467,500
Republic Bank & Trust 101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, HELOC	3 +4 HELOCs	0.2%	100%	$318,333	View
Old National Bank 106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$391,666	View
US Community Credit Union 2700 N Mount Juliet Rd, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 3.93%	Conventional	3	0.2%	42.9%	$218,333	View
BankTennessee 1982 Providence Pkwy, Mount Juliet, TN 37122 A+5.0 ★Texas Ratio: 4.09%	Conventional	3	0.2%	100%	$365,000	View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$525,000	View
Eastman Credit Union 1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$460,000	View
Bank of America NA 6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +29 HELOCs	0.1%	50%	$575,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$715,000	View
United Community Bank 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$435,000	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	Conventional	1	0.1%	100%	$365,000	View
Bank of Frankewing 2324 Highway 64, Frankewing, TN 38459 F2.7 ★Texas Ratio: 42.60%	FHA	1	0.1%	100%	$385,000	View
Tower Community Bank 6148 Lee Hwy, Chattanooga, TN 37421 A+5.0 ★Texas Ratio: 4.27%	Conventional	1	0.1%	100%	$495,000	View
Lineage Bank 1359 E Main St, Atwood, TN 38220 A+5.0 ★Texas Ratio: 5.88%	Conventional	1	0.1%	100%	$335,000	View
One Bank of Tennessee 404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10%	Conventional, Jumbo	1	0.1%	100%	$1,205,000	View
First National Bank 150 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 1.33%	Conventional	1	0.1%	100%	$15,000	View
Community Trust Bank, Inc. 2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53%	Conventional	1	0.1%	100%	$755,000	View
Homeland Community Bank 807 Beersheba Hwy, Mc Minnville, TN 37110 B3.8 ★Texas Ratio: 4.23%	Conventional	1	0.1%	100%	$605,000	View
Citizens Bank 844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25%	Conventional	1	0.1%	100%	$185,000	View
Smartbank 109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74%	HELOC	0 +3 HELOCs	0%	n/a		View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	HELOC	0 +2 HELOCs	0%	0%		View
HomeTrust Bank 11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Leaders Credit Union 5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77%	HELOC	0 +2 HELOCs	0%	n/a		View
First South Financial Federal Credit Union 11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35%	HELOC	0 +2 HELOCs	0%	n/a		View
Wellworth Bank 100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Ornl Federal Credit Union 103 Hamilton Crossing Dr, Alcoa, TN 37701	HELOC	0 +1 HELOCs	0%	n/a
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	71	4.6%	92.4%	$509,507
Legacy Home Loans, LLC	Conventional, FHA, VA	20	1.3%	95.2%	$466,000
Mortgage Investors Group	Conventional, FHA	14	0.9%	100%	$485,000
Churchill Mortgage Corporation	Conventional, FHA	8	0.5%	100%	$312,500
Acopia, LLC	Conventional, FHA	5	0.3%	100%	$363,000
21St Mortgage	Conventional	3	0.2%	50%	$105,000
F&M Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$105,000	View
CedarStone Bank	Conventional	1	0.1%	100%	$245,000
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	120	7.7%	90.5%	$306,583	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	120	7.7%	89.6%	$299,250
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	108	6.9%	93.2%	$459,722
Inspire Home Loans Inc.	Conventional, FHA, VA	46	3%	95.9%	$421,739
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	41 +3 HELOCs	2.6%	97.9%	$470,365
loanDepot.com LLC	Conventional, FHA, VA	40	2.6%	89.1%	$480,250
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	30	1.9%	83.3%	$257,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	27	1.7%	90%	$427,592
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	27	1.7%	90%	$435,000
CrossCountry Mortgage, LLC	Conventional, FHA, USDA	25	1.6%	96.2%	$441,400
Toll Brothers Mortgage Company	Conventional, FHA, VA	23	1.5%	96.8%	$607,608
Freedom Mortgage Corporation	Conventional, FHA, VA	20	1.3%	91.7%	$518,500
American Pacific Mortgage Corporation	Conventional, FHA	20	1.3%	95.2%	$347,500
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	19	1.2%	100%	$449,210	View
SWBC Mortgage Corporation	Conventional, VA	18	1.2%	100%	$425,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.1%	100%	$495,000
Movement Mortgage, LLC	Conventional, FHA, VA	17	1.1%	90%	$451,470
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	17	1.1%	100%	$423,235	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	16	1%	94.1%	$383,125
Nationstar Mortgage	Conventional, VA	15	1%	78.9%	$175,000
Mortgage Research Center	Conventional, FHA, VA, Jumbo	13	0.8%	59.1%	$488,846
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	11	0.7%	100%	$365,909
Fairway Independent Mort Corp	Conventional, FHA, VA	11	0.7%	100%	$468,636
Primary Residential Mortgage, INC.	Conventional, FHA, VA	10	0.6%	83.3%	$451,000
Newrez LLC	Conventional, VA	9	0.6%	69.2%	$429,444
Sage Home Loans Corporation	Conventional	9	0.6%	90%	$552,777
Amerisave Mortgage Company	Conventional	9	0.6%	47.4%	$95,000
Lennar Mortgage, LLC	Conventional, VA	9	0.6%	100%	$515,000
Homeamerican Mortgage Corporation	Conventional, VA	9	0.6%	90.9%	$563,888
New American Funding, LLC.	Conventional, FHA, HELOC	8 +1 HELOCs	0.5%	88.9%	$358,750
Guild Mortgage Company	Conventional, FHA	8	0.5%	100%	$393,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +5 HELOCs	0.4%	87.5%	$346,428
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.4%	40%	$386,428
Canopy Mortgage, LLC	Conventional, VA	7	0.4%	87.5%	$435,000
Nbkc Bank	Conventional	7	0.4%	100%	$599,285
Success Mortgage Partners, Inc	Conventional, FHA	7	0.4%	100%	$480,714
Discover Bank	Conventional	7	0.4%	38.9%	$62,142
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	7	0.4%	88.9%	$276,428	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.4%	87.5%	$462,142	View
Shelter Lending Services, LLC	Conventional, VA	6	0.4%	100%	$443,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	100%	$749,000	View
Union Home Mortgage Corp.	Conventional, VA, HELOC	5 +2 HELOCs	0.3%	100%	$411,000
Cadence Bank	Conventional, HELOC	4 +8 HELOCs	0.3%	100%	$457,500
Spring Eq, LLC	Conventional, HELOC	4 +3 HELOCs	0.3%	30%	$97,500
Princeton Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$512,500
SIRVA Mortgage, Inc.	Conventional	4	0.3%	100%	$470,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, FHA	4	0.3%	100%	$532,500	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	4	0.3%	100%	$500,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	80%	$472,500	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	4	0.3%	100%	$245,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.3%	100%	$432,500
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$541,666	View
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.2%	100%	$655,000
Digital Federal Credit Union	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$381,666
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	100%	$195,000
The Loan Store, Inc	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$428,333
Primelending	Conventional, FHA	3	0.2%	100%	$305,000
AmeriHome Mortgage Company, LLC	FHA	3	0.2%	100%	$491,666
Kwik Mortgage Corporation	Conventional	3	0.2%	100%	$438,333
New Day Financial, LLC.	VA	3	0.2%	100%	$451,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	60%	$398,333	View
Texana Bank	Conventional, FHA, VA	3	0.2%	100%	$185,000
First Citizens National Bank	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$685,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$580,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	66.7%	$645,000	View
Kind Lending, LLC	Conventional	2	0.1%	100%	$570,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$535,000
Loanunited.Com, LLC	Conventional, FHA	2	0.1%	100%	$200,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$640,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$420,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$965,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.1%	100%	$395,000
Nfm, Inc	Conventional, FHA	2	0.1%	100%	$360,000
Land Home Financial Services,	Conventional, FHA	2	0.1%	100%	$255,000
Planet Home Lending, LLC	FHA	2	0.1%	100%	$440,000
United Home Loans, Inc.	Conventional	2	0.1%	100%	$515,000
Saygo Home Loans, LLC	VA	2	0.1%	100%	$395,000
Towne Mortgage Company	FHA, VA	2	0.1%	100%	$360,000
Iserve Residential Lending	Conventional, FHA	2	0.1%	100%	$580,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$205,000
Lower, LLC	Conventional	2	0.1%	100%	$420,000
Pulte Mortgage LLC	Conventional	2	0.1%	100%	$575,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$625,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$220,000
Ark-La-Tex Financial Services LLC	FHA	2	0.1%	66.7%	$570,000
Baxter Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$285,000
Goodleap, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$135,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$135,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$145,000
Synovus Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$565,000
Polaris Home Funding Corp.	FHA	1	0.1%	50%	$235,000
BankFirst Financial Services A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$525,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$435,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$55,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$425,000
American Financial Resources LLC	FHA	1	0.1%	100%	$445,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$275,000
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$475,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$495,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$275,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$385,000	View
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$405,000
BankSouth Mortgage Company LLC B-4.3 ★Texas Ratio: 24.02%	Conventional	1	0.1%	100%	$425,000	View
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$405,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	VA	1	0.1%	100%	$935,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$265,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$505,000	View
American Financial Network, Inc.	Conventional	1	0.1%	50%	$235,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$465,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$685,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	66.7%	$525,000	View
Ahl Funding	Conventional	1	0.1%	100%	$185,000
Community Mortgage, LLC	VA	1	0.1%	100%	$365,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$225,000
Ross Mortgage Corporation	VA	1	0.1%	100%	$455,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$345,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
American Financing Corporation	VA	1	0.1%	100%	$375,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Bay Equity LLC	Conventional	1	0.1%	100%	$145,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$275,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$385,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$385,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$585,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$405,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$295,000	View
Provident Funding Associates	Conventional	1	0.1%	50%	$485,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$655,000	View
Franklin Loan Corporation	Conventional	1	0.1%	100%	$255,000
T2 Financial LLC	Conventional	1	0.1%	100%	$195,000
Warsaw Federal Savings and Loan Association A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$705,000	View
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Wright Patt Credit Union Inc	Conventional	1	0.1%	100%	$425,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$345,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$425,000
Gardner Financial Services	Conventional	1	0.1%	100%	$565,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$805,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,595,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$335,000	View
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$525,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$315,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$595,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$845,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$415,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$185,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$655,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$365,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$395,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$145,000	View
CSL Financial, LLC	Conventional	1	0.1%	100%	$105,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	50%	$535,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$535,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$575,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$245,000
Carrington Mortgage Services LLC	FHA	1	0.1%	20%	$305,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$265,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
Champions Funding, LLC	Conventional	1	0.1%	33.3%	$585,000
Village Capital & Investment	VA	1	0.1%	57.1%	$675,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Redstone Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mount Juliet Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mount Juliet, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Mount Juliet? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Juliet in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mount Juliet, TN

Use these to narrow the list above. Each category shows how many Mount Juliet, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 124 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 82 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 37 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Mount Juliet, TN

Independent mortgage companies closed 71.5 percent of home loans in Mount Juliet, Tennessee in 2025, banks 26.3 percent and credit unions 2.2 percent. Community Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Wilson Bank and Trust led with 39 loans.

71.5%

Mortgage companies

26.3%

Banks

2.2%

Credit unions

16%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders

Frequently Asked Questions About Mortgage Lenders in Mount Juliet, TN

Who is the largest mortgage lender in Mount Juliet, TN?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mount Juliet, Tennessee with 53 loans, about 3.4 percent of the market. The largest lender headquartered in Tennessee was Wilson Bank and Trust with 39 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mount Juliet, TN have the highest approval rates?

Among lenders with meaningful volume in Mount Juliet, Tennessee, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.2 percent, against a 88.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mount Juliet, TN mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Mount Juliet, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 36. 53 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mount Juliet, TN lender list?

Yes. 82 banks and 24 credit unions closed home loans in Mount Juliet, Tennessee in 2025, alongside 124 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mount Juliet, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mount Juliet, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Juliet, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Juliet. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.