Mortgage Lenders and Brokers in Jackson, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Tennessee mortgage lenders include Leaders Credit UnionLeaders Credit Union214 Oil Well Rd, Jackson, TN 38305 7914A+5.0 ★Texas Ratio: 4.77%, Regions BankRegions Bank1861 N Highland Ave, Jackson, TN 38305A+5.0 ★Texas Ratio: 4.37%, Community BankCommunity Bank3200 N Highland Ave, Jackson, TN 38305A+5.0 ★Texas Ratio: 5.60%, FirstbankFirstbank2113 South Highland Avenue, Jackson, TN 38301A5.0 ★Texas Ratio: 7.51%, Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%, Simmons BankSimmons Bank1955 S Highland Ave, Jackson, TN 38301A+5.0 ★Texas Ratio: 5.33%, Carroll Bank and TrustCarroll Bank and Trust133 E Main St, Bradford, TN 38316A5.0 ★Texas Ratio: 13.53%, McKenzie Banking CompanyMcKenzie Banking Company2138 Pleasant Plains Extd, Jackson, TN 38305A5.0 ★Texas Ratio: 9.76%, First Horizon BankFirst Horizon Bank325 Oil Well Rd, Jackson, TN 38305A+5.0 ★Texas Ratio: 5.76%, and Decatur County BankDecatur County Bank92 Exeter Rd, Jackson, TN 38305A5.0 ★Texas Ratio: 11.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Tennessee
Market share is the lender's share of all home loans closed in Jackson, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
214 Oil Well Rd, Jackson, TN 38305 7914 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, VA, USDA, HELOC | 209 +157 HELOCs |
17.1% | 85.1% | $256,196 | View |
|
6 offices in Jackson 1861 N Highland Ave, Jackson, TN 38305 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 41 +60 HELOCs |
3.4% | 52.2% | $168,170 | View |
|
1 office in Jackson 3200 N Highland Ave, Jackson, TN 38305 A+5.0 ★Texas Ratio: 5.60% |
Conventional, Jumbo | 38 | 3.1% | 100% | $189,210 | View |
|
3 offices in Jackson 2113 South Highland Avenue, Jackson, TN 38301 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, USDA, HELOC | 34 +16 HELOCs |
2.8% | 82.6% | $227,647 | View |
|
3 offices in Jackson 119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 30 | 2.5% | 100% | $235,000 | View |
|
4 offices in Jackson 1955 S Highland Ave, Jackson, TN 38301 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, VA, HELOC | 22 +17 HELOCs |
1.8% | 88% | $207,727 | View |
|
1 office in Jackson 133 E Main St, Bradford, TN 38316 A5.0 ★Texas Ratio: 13.53% |
Conventional, Jumbo | 19 | 1.6% | 100% | $457,105 | View |
|
1 office in Jackson 2138 Pleasant Plains Extd, Jackson, TN 38305 A5.0 ★Texas Ratio: 9.76% |
Conventional, Jumbo | 16 | 1.3% | 80% | $283,750 | View |
|
★ 5 stars, 1 review 2 offices in Jackson 325 Oil Well Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, HELOC | 8 +8 HELOCs |
0.7% | 88.9% | $306,250 | View |
|
1 office in Jackson 92 Exeter Rd, Jackson, TN 38305 A5.0 ★Texas Ratio: 11.40% |
Conventional | 6 | 0.5% | 54.5% | $251,666 | View |
|
1 office in Jackson 429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 4 | 0.3% | 100% | $355,000 | View |
|
1 office in Jackson 1348 Union University Dr, Jackson, TN 38305 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.2% | 100% | $60,000 | View |
|
79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional, Jumbo | 56 | 4.6% | 95.2% | $247,142 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 52 | 4.3% | 92.3% | $253,269 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 10 +1 HELOCs |
0.8% | 100% | $190,000 | View |
|
573 E Main St, Henderson, TN 38340 A5.0 ★Texas Ratio: 13.17% |
Conventional | 9 | 0.7% | 100% | $129,444 | View |
|
1421 Union University Drive, Jackson, TN 38305 B-4.3 ★Texas Ratio: 24.02% |
Conventional | 6 | 0.5% | 85.7% | $201,666 | View |
|
10 Channing Way, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.35% |
Conventional, HELOC | 5 +11 HELOCs |
0.4% | 100% | $223,000 | View |
|
533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 0.4% | 83.3% | $293,000 | View |
|
389 S Bells St, Alamo, TN 38001 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 5 | 0.4% | 100% | $193,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 0.3% | 55.6% | $210,000 | View |
|
7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 3 | 0.2% | 100% | $221,666 | View |
|
7845 US Highway 64, Bartlett, TN 38133 4007 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 3 | 0.2% | 100% | $218,333 | View |
|
1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 3 | 0.2% | 100% | $55,000 | View |
|
1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA | 3 | 0.2% | 100% | $241,666 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 3 | 0.2% | 100% | $208,333 | View |
|
429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 3 | 0.2% | 100% | $138,333 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.2% | 100% | $230,000 | View |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.2% | 100% | $125,000 | View |
Cornerstone Financial Credit Union
2100 Trenton rd, Clarksville, TN 37040 1609 |
Conventional | 2 | 0.2% | 100% | $150,000 | |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $545,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
104 W University Pkwy Ste B, Jackson, TN 38305 1870 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
5340 Airline Rd, Arlington, TN 38002 A5.0 ★Texas Ratio: 9.21% |
VA | 1 | 0.1% | 100% | $315,000 | View |
|
5751 Stage Rd, Bartlett, TN 38134 4515 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Community Mortgage Corporation
3200 N Highland Ave, Jackson, TN 38305 |
FHA | 1 | 0.1% | 100% | $265,000 | |
|
1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,425,000 | View |
Evolve Bank & Trust
6000 Poplar Ave, Memphis, TN 38119 |
FHA | 1 | 0.1% | 100% | $315,000 | |
|
5995 Stage Rd, Bartlett, TN 38134 A5.0 ★Texas Ratio: 10.91% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
|
1715 Aaron Brenner Dr, Memphis, TN 38120 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.1% | 100% | $1,075,000 | View |
|
1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
|
Conventional, FHA, VA, USDA | 56 | 4.6% | 96.7% | $279,285 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 7 | 0.6% | 29.4% | $135,000 | |
Churchill Mortgage Corporation
|
Conventional, VA | 2 | 0.2% | 100% | $250,000 | |
Legacy Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 108 | 8.8% | 81.2% | $200,277 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 50 | 4.1% | 83.6% | $268,400 | |
Cadence Bank
|
Conventional, FHA, VA, HELOC | 39 +47 HELOCs |
3.2% | 79.6% | $250,128 | |
Mortgage Research Center
|
Conventional, VA | 32 | 2.6% | 66.7% | $279,062 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 26 | 2.1% | 96.3% | $320,769 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 23 | 1.9% | 77.8% | $231,521 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 20 | 1.6% | 90.9% | $259,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +2 HELOCs |
1.2% | 75% | $256,333 | |
Newrez LLC
|
Conventional, FHA, VA | 11 | 0.9% | 55% | $307,727 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 9 | 0.7% | 90% | $207,222 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 8 | 0.7% | 23.5% | $162,500 | |
New Day Financial, LLC.
|
VA | 8 | 0.7% | 44.4% | $287,500 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 0.7% | 80% | $251,250 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 7 | 0.6% | 100% | $265,000 | |
First Citizens National Bank
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.5% | 100% | $213,333 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 6 | 0.5% | 100% | $121,666 | View |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.4% | 55.6% | $93,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 5 | 0.4% | 100% | $249,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 0.4% | 50% | $177,000 | |
Click n' Close, Inc.
|
Conventional, FHA, USDA | 5 | 0.4% | 85.7% | $117,000 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.3% | 50% | $142,500 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 4 | 0.3% | 83.3% | $325,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 4 | 0.3% | 100% | $187,500 | |
AdvantageFirst Lending Inc
|
FHA, VA | 4 | 0.3% | 57.1% | $207,500 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 4 | 0.3% | 100% | $235,000 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 4 | 0.3% | 62.5% | $200,000 | |
Spring Eq, LLC
|
Conventional | 4 | 0.3% | 40% | $37,500 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.2% | 100% | $431,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.2% | 44.4% | $215,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 0.2% | 60% | $251,666 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 3 | 0.2% | 100% | $231,666 | |
First Community Bank of the Heartland, Inc.
|
Conventional | 3 | 0.2% | 100% | $281,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.2% | 75% | $168,333 | View |
T2 Financial LLC
|
Conventional, FHA | 3 | 0.2% | 100% | $185,000 | |
Stockton Mortgage Corporation
|
Conventional | 3 | 0.2% | 75% | $225,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.2% | 100% | $228,333 | |
Lower, LLC
|
Conventional, VA | 3 | 0.2% | 60% | $255,000 | |
Equity Prime Mortgage LLC
|
VA | 2 | 0.2% | 66.7% | $205,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $295,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.2% | 100% | $230,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 0.2% | 50% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.77% |
Conventional | 2 | 0.2% | 100% | $55,000 | View |
Cardinal Financial Company, Li
|
FHA, VA | 2 | 0.2% | 100% | $255,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.2% | 66.7% | $245,000 | |
Towne Mortgage Company
|
FHA | 2 | 0.2% | 100% | $160,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.2% | 100% | $130,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.2% | 100% | $180,000 | |
Nmsi, Inc.
|
Conventional | 2 | 0.2% | 100% | $225,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.2% | 100% | $185,000 | |
Reliance First Capital, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
Southwest Funding LP
|
Conventional, FHA | 2 | 0.2% | 100% | $230,000 | |
Village Capital & Investment
|
VA | 2 | 0.2% | 63.6% | $310,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 33.3% | $255,000 | View |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $65,000 | |
Baxter Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
State Employees' Credit Union
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Guaranteed Rate Affinity, LLC
|
VA | 1 | 0.1% | 100% | $405,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 50% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
ALCOVA Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.1% | 50% | $265,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 50% | $225,000 | View |
Synergy One Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $415,000 | |
Directions Equity, LLC
|
FHA | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Orangepath Financial Inc
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Valon Mortgage
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 50% | $805,000 | |
FirstTrust Home Loans
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 9.1% | $85,000 | |
Honor Credit Union
|
Conventional | 1 | 0.1% | 50% | $35,000 | |
Ross Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $405,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 66.7% | $315,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.1% | 100% | $425,000 | |
Nfm, Inc
|
VA | 1 | 0.1% | 100% | $625,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Wolfe Financial Inc
|
FHA | 1 | 0.1% | 100% | $385,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Wings Financial Credit Union
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
Endeavor Capital, LLC
|
VA | 1 | 0.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Right Start Mortgage, Inc
|
FHA | 1 | 0.1% | 50% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
Hope Federal Credit Union
|
Conventional | 1 | 0.1% | 50% | $195,000 | |
Toyota Financial Savings Bank
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $215,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.1% | 27.3% | $25,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
Goprime Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $95,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
CB&S Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, TN
Use these to narrow the list above. Each category shows how many Jackson, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, TN
Independent mortgage companies closed 41.2 percent of home loans in Jackson, Tennessee in 2025, banks 38.7 percent and credit unions 20.1 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Leaders Credit Union led with 209 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, TN
By home loans closed in 2025, Leaders Credit Union was the largest mortgage lender in Jackson, Tennessee with 209 loans, about 17.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jackson, Tennessee, Mortgage Investors Group approved the highest share of completed applications in 2025 at 96.7 percent, against a 78.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Jackson, Tennessee in 2025, led by Leaders Credit Union with 45. 48 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 62 banks and 17 credit unions closed home loans in Jackson, Tennessee in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
