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Community Bank Lexington, TN

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Community Bank Lexington, TN Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Lexington, TN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 9, 2026

You can compare Community Bank Lexington, TN rates to other rates in our database, including 12-month CD rates currently at 2.00%, 6-month CD rates at 0.10% and 3-month CD rates at 0.03%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to Community Bank Lexington, TN rates. MonitorBankRates evaluates the financial stability of Community Bank Lexington, TN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.19%. Rates were last updated on 05/09/2026.

Community Bank Lexington, TN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank Lexington, TN? Share your experience about Community Bank Lexington, TN by leaving a review below, or read customer reviews before you decide to use Community Bank Lexington, TN.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.19%

Excellent Lower than avg

Community Bank Lexington, TN

19 Natchez Trace Dr S
Lexington, TN 38351

https://www.community-bank.net

Current Rate Availability

We do not have Community Bank Lexington, TN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank Lexington, TN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank Lexington, TN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank Lexington, TN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank Lexington, TN

Bank Holding Company COMMUNITY NATIONAL CORP

Address 19 Natchez Trace Dr S, Lexington, TN 38351 · Henderson

Website https://www.community-bank.net

FDIC Certificate # 31272

Established 08/04/1961

FDIC Insurance Date 08/09/1989

Domestic Offices 4

Total Branches 4

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.19%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4091%

Return on Equity (ROE) 17.1200%

Non-Performing Loans (NPL) 0.01%

Total Assets $346,592,000

Total Deposits $299,245,000

Equity Capital $29,260,000

Net Income $2,010,000

Headquarters Lexington

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Community Bank Lexington, TN

Is Community Bank Lexington, TN a safe place to deposit money?

Yes, Community Bank Lexington, TN is considered a safe financial institution. With a Texas Ratio of 0.18832391713748%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Bank Lexington, TN operate?

Community Bank Lexington, TN currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank Lexington, TN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Lexington, TN provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank Lexington, TN offer online and mobile banking?

Most modern institutions like Community Bank Lexington, TN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.community-bank.net.