Mortgage Lenders and Brokers in Woodruff, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodruff, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust255 S Main St, Woodruff, SC 29388A5.0 ★Texas Ratio: 7.72%, Woodruff Federal Savings and Loan AssociationWoodruff Federal Savings and Loan Association247 N Main St, Woodruff, SC 29388, Arthur State BankArthur State Bank595 N Main St, Woodruff, SC 29388A4.8 ★Texas Ratio: 6.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, and Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodruff, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodruff are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodruff, South Carolina
Market share is the lender's share of all home loans closed in Woodruff, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodruff 255 S Main St, Woodruff, SC 29388 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 7 +11 HELOCs |
1.1% | 70% | $285,000 | View |
Woodruff Federal Savings and Loan Association
247 N Main St, Woodruff, SC 29388 |
Conventional | 7 | 1.1% | 87.5% | $199,285 | |
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3 offices in Woodruff 595 N Main St, Woodruff, SC 29388 A4.8 ★Texas Ratio: 6.72% |
Conventional | 2 | 0.3% | 100% | $215,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 11 +1 HELOCs |
1.8% | 100% | $236,818 | |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 6 +3 HELOCs |
1% | 58.3% | $143,333 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 4 | 0.6% | 100% | $430,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 4 | 0.6% | 100% | $222,500 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $291,666 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional, USDA | 3 | 0.5% | 100% | $341,666 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $130,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional, USDA | 2 | 0.3% | 100% | $210,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 2 | 0.3% | 100% | $225,000 | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 2 | 0.3% | 100% | $95,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 2 | 0.3% | 100% | $410,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.3% | 50% | $235,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $155,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $185,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
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105 E North St, Greenville, SC 29601 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $175,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New Story Lending LLC
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Conventional, FHA | 5 | 0.8% | 100% | $257,000 | |
First Piedmont Federal SLA
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Conventional | 1 | 0.2% | 100% | $205,000 | |
South Carolina Federal Credit
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 144 | 23% | 78.6% | $246,250 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 105 | 16.8% | 89% | $260,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 36 | 5.8% | 86% | $260,555 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 4% | 68.3% | $216,200 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 3.4% | 84.6% | $255,000 | |
Primelending
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Conventional, FHA | 18 | 2.9% | 95% | $359,444 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 14 | 2.2% | 88.9% | $269,285 | |
Lennar Mortgage, LLC
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Conventional, FHA, USDA | 13 | 2.1% | 65% | $211,923 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 12 | 1.9% | 92.3% | $235,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, USDA | 9 | 1.4% | 100% | $161,666 | |
Acopia, LLC
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Conventional, FHA | 7 | 1.1% | 100% | $316,428 | |
The Loan Store, Inc
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Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
1% | 100% | $191,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1% | 100% | $246,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1% | 100% | $203,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 5 | 0.8% | 100% | $283,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 0.8% | 100% | $263,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.8% | 55.6% | $263,000 | |
Lower, LLC
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Conventional, FHA, VA | 5 | 0.8% | 83.3% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.6% | 80% | $192,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 4 | 0.6% | 100% | $197,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.6% | 66.7% | $285,000 | |
Mortgage Research Center
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VA | 4 | 0.6% | 80% | $360,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $401,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.5% | 50% | $118,333 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA, VA, USDA | 3 | 0.5% | 100% | $261,666 | View |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $171,666 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.5% | 60% | $381,666 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 3 | 0.5% | 100% | $151,666 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.5% | 100% | $188,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.5% | 100% | $238,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $150,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.3% | 75% | $105,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $100,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.3% | 100% | $240,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 66.7% | $105,000 | |
Network Funding, L.P.
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FHA, USDA | 2 | 0.3% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 100% | $520,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $335,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.3% | 66.7% | $325,000 | View |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 50% | $485,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $535,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $95,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $505,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.2% | 100% | $125,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $225,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 28.6% | $45,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $175,000 | |
City Lending Inc.
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Conventional | 1 | 0.2% | 50% | $225,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Schumacher Mortgage LLC
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FHA | 1 | 0.2% | 100% | $455,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.2% | 100% | $245,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $315,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Pike Creek Mortgage Services, Inc.
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USDA | 1 | 0.2% | 100% | $205,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 25% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 8% | $165,000 | |
Goprime Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 44.4% | $115,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodruff Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodruff, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Woodruff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodruff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodruff, SC
Use these to narrow the list above. Each category shows how many Woodruff, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Woodruff, SC
Independent mortgage companies closed 83.5 percent of home loans in Woodruff, South Carolina in 2025, banks 14.2 percent and credit unions 2.2 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Woodruff Federal Savings and Loan Association led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodruff, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Woodruff, South Carolina with 7 loans, about 1.1 percent of the market. The largest lender headquartered in South Carolina was Woodruff Federal Savings and Loan Association with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodruff, South Carolina, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 89 percent, against a 80.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Woodruff, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 74. 27 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 10 credit unions closed home loans in Woodruff, South Carolina in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodruff, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodruff, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodruff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
