Mortgage Lenders and Brokers in Port Royal, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Royal, South Carolina mortgage lenders include Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, CPM Federal Credit UnionCPM Federal Credit Union3481 Trask Pkwy, Beaufort, SC 29906A5.0 ★Texas Ratio: 12.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, South Atlantic BankSouth Atlantic Bank37 Robert Smalls Pkwy, Beaufort, SC 29906A+5.0 ★Texas Ratio: 0.08%, and First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Royal, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Royal are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Royal, South Carolina
Market share is the lender's share of all home loans closed in Port Royal, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, Jumbo | 11 | 3.2% | 84.6% | $475,909 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.4% | 100% | $293,750 | |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.2% | 50% | $215,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.9% | 42.9% | $205,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $301,666 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 0.9% | 75% | $321,666 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 100% | $220,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $400,000 | View |
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37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $695,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 0.6% | 100% | $345,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,000,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $175,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.3% | 100% | $945,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 50% | $455,000 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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230 Main St N, Allendale, SC 29810 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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1700 Ribaut Rd, Port Royal, SC 29935 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $435,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,155,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
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Conventional, VA | 5 | 1.5% | 100% | $365,000 | |
Palmetto Citizens Federal Cred
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Conventional | 1 | 0.3% | 100% | $315,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 37 | 10.9% | 90.2% | $359,594 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +2 HELOCs |
8.8% | 94.4% | $347,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 7.9% | 82.4% | $205,370 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 18 | 5.3% | 90% | $297,777 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +10 HELOCs |
4.4% | 78.9% | $221,000 | |
Mortgage Research Center
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Conventional, VA | 15 | 4.4% | 83.3% | $361,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 10 | 2.9% | 100% | $179,000 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.6% | 85.7% | $358,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 9 | 2.6% | 100% | $356,111 | |
Gmfs, LLC
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Conventional, FHA, VA | 8 | 2.4% | 100% | $418,750 | |
Newrez LLC
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Conventional, VA | 6 | 1.8% | 75% | $300,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.2% | 83.3% | $280,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $322,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.2% | 71.4% | $217,500 | |
Guild Mortgage Company
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Conventional, VA | 4 | 1.2% | 100% | $367,500 | |
BoxCar Mortgage, LLC
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VA | 4 | 1.2% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.9% | 100% | $278,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 0.9% | 100% | $291,666 | View |
K. Hovnanian American Mortgage
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Conventional, VA | 3 | 0.9% | 50% | $578,333 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $510,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 50% | $290,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.6% | 66.7% | $190,000 | View |
T2 Financial LLC
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Conventional, VA | 2 | 0.6% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.6% | 66.7% | $555,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $225,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.6% | 100% | $350,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $370,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $405,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
EMM Loans LLC
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VA | 1 | 0.3% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.3% | 100% | $625,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
USDA | 1 | 0.3% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $395,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 12.5% | $45,000 | |
Orangepath Financial Inc
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Conventional | 1 | 0.3% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $385,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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VA | 1 | 0.3% | 100% | $435,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $35,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $175,000 | |
Ross Mortgage Corporation
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VA | 1 | 0.3% | 100% | $415,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $225,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Direct Mortgage Loans, LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
Synovus Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Milend, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Acopia, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Prosperity Home Mortgage, LLC
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VA, Jumbo | 1 | 0.3% | 100% | $1,755,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $415,000 | |
DHI Mortgage Company, LTD.
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VA | 1 | 0.3% | 100% | $415,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 7.1% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 20% | $135,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
Texana Bank
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VA | 1 | 0.3% | 100% | $395,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia Heritage FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Port Royal Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Royal, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Port Royal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Royal in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Royal, SC
Use these to narrow the list above. Each category shows how many Port Royal, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Port Royal, SC
Independent mortgage companies closed 65.9 percent of home loans in Port Royal, South Carolina in 2025, banks 28.8 percent and credit unions 5.3 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and CPM Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Royal, SC
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Port Royal, South Carolina with 11 loans, about 3.2 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Port Royal, South Carolina in 2025, led by Rocket Mortgage with 6. 43 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 6 credit unions closed home loans in Port Royal, South Carolina in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Royal, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Royal, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Royal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
