Mortgage Lenders and Brokers in Northlake, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northlake, South Carolina mortgage lenders include Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, The Peoples BankThe Peoples Bank3010 S Main Street Ext, Anderson, SC 29624A+5.0 ★Texas Ratio: 0.00%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, United Community BankUnited Community Bank815 N Main St, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.97%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, and First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northlake, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northlake are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northlake, South Carolina
Market share is the lender's share of all home loans closed in Northlake, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional, Jumbo | 8 | 2.7% | 88.9% | $236,250 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
2.4% | 80% | $145,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 7 | 2.4% | 100% | $256,428 | |
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3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 7 | 2.4% | 100% | $155,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 6 | 2% | 100% | $283,333 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.7% | 100% | $205,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
1.4% | 100% | $345,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
Conventional, VA, HELOC | 4 +6 HELOCs |
1.4% | 100% | $367,500 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.4% | 100% | $562,500 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 4 | 1.4% | 100% | $337,500 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, VA | 4 | 1.4% | 100% | $267,500 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +6 HELOCs |
1% | 100% | $231,666 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 60% | $235,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 50% | $468,333 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 0.7% | 100% | $255,000 | View |
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1053 S Pendleton St, Easley, SC 29642 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.7% | 100% | $300,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.7% | 100% | $625,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +21 HELOCs |
0.3% | 50% | $295,000 | |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +4 HELOCs |
0.3% | 50% | $375,000 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | View |
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325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 0.3% | 50% | $225,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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2021 N Pleasantburg Dr, Greenville, SC 29609 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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710 Anderson St, Belton, SC 29627 A+5.0 ★Texas Ratio: 3.30% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2A The Pkwy, Greenville, SC 29615 A+5.0 ★Texas Ratio: 4.42% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
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Conventional, FHA | 6 | 2% | 100% | $165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 43 | 14.5% | 86% | $281,976 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 29 | 9.8% | 90.9% | $269,827 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 5.7% | 100% | $335,588 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 7 | 2.4% | 70% | $270,714 | |
Primelending
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Conventional | 6 | 2% | 100% | $273,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2% | 85.7% | $350,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 1.7% | 62.5% | $381,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 85.7% | $231,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.4% | 57.1% | $260,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.4% | 100% | $150,000 | |
Mortgage Research Center
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VA | 4 | 1.4% | 83.3% | $452,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 1% | 100% | $371,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 1% | 75% | $261,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 100% | $221,666 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 66.7% | $285,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $310,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $305,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.7% | 100% | $315,000 | |
Lower, LLC
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Conventional | 2 | 0.7% | 100% | $170,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $405,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.7% | 100% | $280,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.3% | 100% | $25,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $125,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $605,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.3% | 50% | $355,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $425,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.3% | 100% | $465,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Peach State Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
TowneBank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northlake Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northlake, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Northlake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northlake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northlake, SC
Use these to narrow the list above. Each category shows how many Northlake, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Northlake, SC
Independent mortgage companies closed 64.9 percent of home loans in Northlake, South Carolina in 2025, banks 29.1 percent and credit unions 6.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Spero Financial Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Spero Financial Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northlake, SC
By home loans closed in 2025, Spero Financial Federal Credit Union was the largest mortgage lender in Northlake, South Carolina with 8 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Northlake, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 13. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 11 credit unions closed home loans in Northlake, South Carolina in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northlake, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northlake, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northlake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
