Mortgage Lenders and Brokers in North Augusta, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Augusta, South Carolina mortgage lenders include SRP Federal Credit UnionSRP Federal Credit Union1070 Edgefield Rd, North Augusta, SC 29860A+5.0 ★Texas Ratio: 3.44%, Southstate Bank, National AssociationSouthstate Bank, National Association336 Georgia Ave, North Augusta, SC 29841A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank432 West Ave, North Augusta, SC 29841A+5.0 ★Texas Ratio: 4.37%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust518 Georgia Ave, North Augusta, SC 29841A5.0 ★Texas Ratio: 7.72%, Security Federal BankSecurity Federal Bank313 E Martintown Rd, North Augusta, SC 29841A+5.0 ★Texas Ratio: 4.39%, Wells Fargo Bank NAWells Fargo Bank NA402 Georgia Ave, North Augusta, SC 29841A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA441 W Martintown Rd, North Augusta, SC 29841A+5.0 ★Texas Ratio: 4.14%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, and Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Augusta, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Augusta are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Augusta, South Carolina
Market share is the lender's share of all home loans closed in North Augusta, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1070 Edgefield Rd, North Augusta, SC 29860 A+5.0 ★Texas Ratio: 3.44% |
Conventional, FHA, Jumbo | 109 | 12.6% | 90.4% | $165,458 | View |
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★ 5 stars, 1 review 1 office in North Augusta 336 Georgia Ave, North Augusta, SC 29841 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, Jumbo, HELOC | 42 +9 HELOCs |
4.9% | 97.7% | $355,714 | View |
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1 office in North Augusta 432 West Ave, North Augusta, SC 29841 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, Jumbo, HELOC | 17 +11 HELOCs |
2% | 73.3% | $235,000 | View |
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1 office in North Augusta 518 Georgia Ave, North Augusta, SC 29841 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 13 +8 HELOCs |
1.5% | 86.7% | $217,307 | View |
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1 office in North Augusta 313 E Martintown Rd, North Augusta, SC 29841 A+5.0 ★Texas Ratio: 4.39% |
Conventional, VA | 12 | 1.4% | 92.3% | $288,333 | View |
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1 office in North Augusta 402 Georgia Ave, North Augusta, SC 29841 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 0.9% | 72.7% | $160,000 | View |
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1 office in North Augusta 441 W Martintown Rd, North Augusta, SC 29841 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
0.6% | 100% | $193,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 25 | 2.9% | 100% | $322,600 | |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 15 | 1.7% | 100% | $341,666 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +6 HELOCs |
0.5% | 100% | $217,500 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 4 | 0.5% | 80% | $437,500 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.3% | 75% | $228,333 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 3 | 0.3% | 100% | $821,666 | View |
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677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.2% | 100% | $230,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.2% | 66.7% | $445,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.2% | 100% | $355,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
VA | 1 | 0.1% | 100% | $295,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 105 | 12.2% | 92.2% | $210,047 | |
Guild Mortgage Company
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Conventional, FHA, VA | 49 | 5.7% | 93.2% | $259,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 35 | 4.1% | 87.8% | $307,857 | |
Mortgage Research Center
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Conventional, FHA, VA | 34 | 3.9% | 97.1% | $323,823 | |
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A+5.0 ★Texas Ratio: 4.52% |
Conventional, VA, USDA | 26 | 3% | 100% | $290,769 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +3 HELOCs |
1.9% | 73.9% | $257,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 15 | 1.7% | 100% | $279,666 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 15 | 1.7% | 93.8% | $311,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 15 | 1.7% | 64% | $202,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 1.6% | 100% | $296,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 1.5% | 82.4% | $221,153 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.4% | 70.8% | $295,833 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 1.4% | 92.3% | $252,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 12 | 1.4% | 86.7% | $202,500 | |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA, Jumbo | 12 | 1.4% | 100% | $462,500 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 1.3% | 84.6% | $252,272 | |
Cadence Bank
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Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.2% | 100% | $306,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 0.8% | 88.9% | $132,142 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 7 | 0.8% | 100% | $225,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 7 | 0.8% | 100% | $199,285 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 0.7% | 33.3% | $168,333 | |
Carolina One Mortgage, LLC
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Conventional, VA | 6 | 0.7% | 100% | $251,666 | |
Discover Bank
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Conventional | 6 | 0.7% | 66.7% | $71,666 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 0.7% | 100% | $361,666 | |
Newrez LLC
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Conventional, VA | 5 | 0.6% | 83.3% | $225,000 | |
BankSouth Mortgage Company LLC
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Conventional, FHA | 5 | 0.6% | 100% | $245,000 | |
Assurance Financial Group, L.L.C.
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Conventional, USDA | 5 | 0.6% | 100% | $271,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.6% | 100% | $343,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 0.5% | 100% | $312,500 | View |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 4 | 0.5% | 62.5% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.5% | 100% | $185,000 | View |
Village Capital & Investment
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VA | 4 | 0.5% | 85.7% | $330,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.3% | 75% | $61,666 | |
Sun West Mortgage Company, Inc
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VA | 3 | 0.3% | 100% | $365,000 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.3% | 75% | $178,333 | |
Stg Mortgage Inc
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Conventional | 3 | 0.3% | 100% | $331,666 | |
New Day Financial, LLC.
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VA | 3 | 0.3% | 50% | $298,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.3% | 37.5% | $351,666 | View |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 0.3% | 75% | $405,000 | View |
DHI Mortgage Company, LTD.
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FHA | 3 | 0.3% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 0.3% | 100% | $178,333 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +4 HELOCs |
0.2% | 100% | $400,000 | |
Acu
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $140,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.2% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $140,000 | |
Goodleap, LLC
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FHA, VA | 2 | 0.2% | 50% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.2% | 33.3% | $100,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 100% | $315,000 | |
AdvantageFirst Lending Inc
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VA | 2 | 0.2% | 66.7% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 2 | 0.2% | 100% | $180,000 | View |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $335,000 | |
BoxCar Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $160,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $505,000 | |
First Choice Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $150,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.2% | 40% | $315,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $320,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.2% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +6 HELOCs |
0.1% | 100% | $185,000 | View |
Interlinc Mortgage Services, LLC
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VA | 1 | 0.1% | 100% | $275,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $175,000 | |
Primelending
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FHA | 1 | 0.1% | 100% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.1% | 50% | $275,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $225,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $235,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 0.1% | 100% | $155,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Chartway FCU
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Conventional | 1 | 0.1% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $415,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.1% | 100% | $365,000 | |
First State Bank
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Synovus Bank
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 0.1% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 22.2% | $95,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 50% | $75,000 | |
Texana Bank
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VA | 1 | 0.1% | 100% | $445,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.1% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
American Heritage Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
North Augusta Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Augusta, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in North Augusta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Augusta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Augusta, SC
Use these to narrow the list above. Each category shows how many North Augusta, SC lenders fit and what that kind of lender is usually best for.
Who Lends in North Augusta, SC
Independent mortgage companies closed 57.8 percent of home loans in North Augusta, South Carolina in 2025, banks 26.8 percent and credit unions 15.4 percent. Movement Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SRP Federal Credit Union led with 109 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Augusta, SC
By home loans closed in 2025, SRP Federal Credit Union was the largest mortgage lender in North Augusta, South Carolina with 109 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Augusta, South Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 92.2 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in North Augusta, South Carolina in 2025, led by Guild Mortgage Company with 15. 51 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 13 credit unions closed home loans in North Augusta, South Carolina in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Augusta, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Augusta, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Augusta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
