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Mortgage Lenders and Brokers in Lexington, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lexington, South Carolina mortgage lenders include Ameris BankAmeris Bank701 W Main St, Lexington, SC 29072A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust728 W Main St, Lexington, SC 29072A5.0 ★Texas Ratio: 7.72%, First Community BankFirst Community Bank5455 Sunset Blvd, Lexington, SC 29072A+5.0 ★Texas Ratio: 0.38%, First Palmetto BankFirst Palmetto Bank5321 Sunset Blvd, Lexington, SC 29072A+5.0 ★Texas Ratio: 1.16%, First Reliance BankFirst Reliance Bank801 N Lake Dr, Lexington, SC 29072A+5.0 ★Texas Ratio: 0.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5559 Sunset Blvd, Lexington, SC 29072A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank4320 Sunset Blvd, Lexington, SC 29072A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA200 Columbia Ave, Lexington, SC 29072A+5.0 ★Texas Ratio: 5.36%, and Truist BankTruist Bank309 Columbia Ave, Lexington, SC 29072A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lexington, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lexington, South Carolina

Market share is the lender's share of all home loans closed in Lexington, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Lexington 701 W Main St, Lexington, SC 29072 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	35 +5 HELOCs	2.6%	100%	$353,285	View
First Ciitizens Bank and Trust 2 offices in Lexington 728 W Main St, Lexington, SC 29072 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	29 +50 HELOCs	2.2%	87.9%	$456,724	View
First Community Bank 1 office in Lexington 5455 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	29	2.2%	100%	$423,965	View
First Palmetto Bank 1 office in Lexington 5321 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 1.16%	Conventional, FHA	19	1.4%	95%	$310,263	View
First Reliance Bank 1 office in Lexington 801 N Lake Dr, Lexington, SC 29072 A+5.0 ★Texas Ratio: 0.55%	Conventional, VA	18	1.4%	100%	$387,777	View
JPMorgan Chase Bank, NA 1 office in Lexington 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	12	0.9%	100%	$405,833	View
Bank of America NA 1 office in Lexington 5559 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	11 +22 HELOCs	0.8%	100%	$305,000	View
TD Bank 2 offices in Lexington 4320 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	11 +8 HELOCs	0.8%	100%	$226,818	View
Wells Fargo Bank NA 2 offices in Lexington 200 Columbia Ave, Lexington, SC 29072 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	10	0.8%	66.7%	$394,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Lexington 309 Columbia Ave, Lexington, SC 29072 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	9 +26 HELOCs	0.7%	81.8%	$346,111	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Lexington 5109 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	6 +16 HELOCs	0.5%	85.7%	$355,000	View
United Community Bank 1 office in Lexington 5346 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 2.97%	FHA, HELOC	2 +5 HELOCs	0.2%	100%	$280,000	View
Security Federal Bank 1 office in Lexington 5446 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo	2	0.2%	100%	$820,000	View
Pinnacle Bank 1 office in Lexington 5456 Sunset Blvd, Lexington, SC 29072 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$355,000	View
Arthur State Bank 1 office in Lexington 5051 Sunset Blvd, Lexington, SC 29072 A4.8 ★Texas Ratio: 6.72%	Conventional	1	0.1%	100%	$185,000	View
SAFE Federal Credit Union 5388 Augusta Rd, Lexington, SC 29072 3823 A+5.0 ★Texas Ratio: 3.64%	Conventional	24	1.8%	93.3%	$223,333	View
AllSouth Federal Credit Union 701 N Lake Dr, Lexington, SC 29072 A+5.0 ★Texas Ratio: 1.08%	Conventional	14	1.1%	77.8%	$276,428	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA	12	0.9%	100%	$249,166
Regions Bank 1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	9 +3 HELOCs	0.7%	83.3%	$422,777	View
SC State Credit Union 954 E Main St, Lexington, SC 29072 4241	Conventional, HELOC	5 +44 HELOCs	0.4%	83.3%	$147,000
First Horizon Bank ★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	4	0.3%	80%	$517,500	View
Fifth Third Bank, National Association 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$391,666	View
Founders Federal Credit Union 101 Park Place Ct, Lexington, SC 29072 6690 A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	3 +2 HELOCs	0.2%	57.1%	$165,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	0.2%	100%	$671,666	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	100%	$335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	2 +6 HELOCs	0.2%	100%	$335,000	View
SRP Federal Credit Union 750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44%	Conventional	2	0.2%	100%	$180,000	View
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	FHA, HELOC	1 +2 HELOCs	0.1%	50%	$335,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	50%	$995,000	View
Countybank 2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$325,000	View
Spero Financial Federal Credit Union 1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40%	Conventional	1	0.1%	100%	$55,000	View
The Bank of South Carolina 1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0.1%	100%	$765,000	View
Coastal Carolina National Bank 322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$125,000	View
The Citizens Bank 201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58%	Conventional	1	0.1%	50%	$255,000	View
HomeTrust Bank 8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$285,000	View
United Bank Va 1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA, Jumbo	48	3.6%	98%	$293,333	View
Palmetto Citizens Federal Cred	Conventional, FHA, HELOC	24 +32 HELOCs	1.8%	85.7%	$252,500
South Carolina Federal Credit	Conventional, HELOC	4 +2 HELOCs	0.3%	66.7%	$80,000
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a
Guild Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	100	7.5%	100%	$295,200
Rocket Mortgage	Conventional, FHA, VA	85	6.4%	80%	$224,411
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	63 +3 HELOCs	4.7%	85.9%	$324,841
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	57 +1 HELOCs	4.3%	98.3%	$343,421
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	39	2.9%	100%	$305,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	37	2.8%	73.1%	$176,351
Freedom Mortgage Corporation	Conventional, FHA, VA	32	2.4%	88.9%	$299,687
Pennymac Loan Services LLC	Conventional, FHA, VA	25	1.9%	86.2%	$202,600
First Heritage Mortgage, LLC	Conventional, FHA, VA	25	1.9%	96.3%	$390,600
Lower, LLC	Conventional, FHA, VA, Jumbo	25	1.9%	96.2%	$367,000
Pulte Mortgage LLC	Conventional, FHA, VA	25	1.9%	80.6%	$356,200
Mortgage Research Center	Conventional, VA	20	1.5%	83.3%	$323,500
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	19 +2 HELOCs	1.4%	100%	$307,105
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +4 HELOCs	1.4%	78.3%	$248,333
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	17	1.3%	100%	$301,470	View
Primelending	Conventional, FHA, VA	16	1.2%	100%	$273,750
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	14 +1 HELOCs	1.1%	100%	$332,857
Newrez LLC	Conventional, FHA, VA	14	1.1%	77.8%	$297,142
Atlantic Bay Mortgage Group	Conventional, FHA, VA	14	1.1%	100%	$303,571
loanDepot.com LLC	Conventional, FHA, VA	13	1%	77.8%	$211,923
Acrisure Mortgage, LLC	Conventional, FHA, VA	12	0.9%	85.7%	$273,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	0.8%	65.4%	$202,272
DHI Mortgage Company, LTD.	Conventional, FHA, VA	11	0.8%	73.3%	$292,272
Integrity Home Mortgage Corporation	Conventional, FHA, VA	10	0.8%	100%	$312,000
Amerisave Mortgage Company	Conventional, FHA	9	0.7%	39.1%	$127,222
Nationstar Mortgage	Conventional, VA	9	0.7%	90%	$177,222
Spring Eq, LLC	Conventional	9	0.7%	90%	$75,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.6%	88.9%	$267,500
Synovus Bank	Conventional, FHA, HELOC	7 +6 HELOCs	0.5%	77.8%	$177,857
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.5%	100%	$253,571
Planet Home Lending, LLC	FHA, VA	7	0.5%	87.5%	$272,142
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.5%	77.8%	$119,285	View
Assurance Financial Group, L.L.C.	Conventional, FHA, VA	6	0.5%	100%	$338,333
New Day Financial, LLC.	VA	6	0.5%	70%	$333,333
American Federal Mortgage Corporation	Conventional	5	0.4%	100%	$351,000
Fairway Independent Mort Corp	Conventional, FHA, VA	5	0.4%	100%	$265,000
Nbkc Bank	Conventional	4	0.3%	100%	$352,500
Discover Bank	Conventional	4	0.3%	30.8%	$135,000
ClearPath Lending	VA	4	0.3%	80%	$372,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	66.7%	$447,500	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	4	0.3%	100%	$265,000	View
Mutual of Omaha Mortgage	Conventional, FHA	4	0.3%	100%	$190,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.3%	100%	$432,500	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	44.4%	$150,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	3	0.2%	60%	$248,333	View
Goodleap, LLC	Conventional, FHA	3	0.2%	100%	$118,333
ALCOVA Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$185,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	FHA	3	0.2%	75%	$275,000	View
New Wave Lending Group Inc	Conventional	3	0.2%	100%	$261,666
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	100%	$298,333
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional, VA	3	0.2%	100%	$328,333	View
Grow Financial Federal Credit Union	Conventional	3	0.2%	100%	$411,666
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$285,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$55,000	View
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$180,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	2	0.2%	100%	$185,000	View
Loanunited.Com, LLC	VA	2	0.2%	100%	$450,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	100%	$280,000	View
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$235,000
AdvantageFirst Lending Inc	FHA	2	0.2%	66.7%	$230,000
American Financial Network, Inc.	Conventional, VA	2	0.2%	100%	$360,000
Homestead Funding Corp.	Conventional	2	0.2%	100%	$350,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$240,000
Orangepath Financial Inc	Conventional	2	0.2%	100%	$365,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.2%	100%	$345,000	View
Sun West Mortgage Company, Inc	Conventional, VA	2	0.2%	100%	$195,000
American Security Mortgage Cor	Conventional	2	0.2%	100%	$195,000
Capital Center LLC	Conventional	2	0.2%	100%	$250,000
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$315,000
Direct Mortgage Loans, LLC	Conventional	2	0.2%	100%	$555,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$290,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.2%	100%	$205,000	View
Stockton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$265,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$430,000
Nations Direct Mortgage, LLC	VA	2	0.2%	100%	$320,000
The Loan Store, Inc	Conventional	2	0.2%	80%	$425,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	2	0.2%	100%	$235,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$600,000	View
21St Mortgage	Conventional	2	0.2%	22.2%	$70,000
Paramount Residential Mortgage	Conventional, FHA	2	0.2%	100%	$460,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$410,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$295,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0.1%	100%	$495,000
Eastman Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$525,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$425,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$215,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$225,000	View
American Financial Resources LLC	Conventional	1	0.1%	50%	$175,000
Neighborhood Loans, Inc	Conventional	1	0.1%	50%	$15,000
Dominion Energy Credit Union	Conventional	1	0.1%	100%	$205,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$1,475,000	View
Greenstate Credit Union	VA	1	0.1%	100%	$315,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$335,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$735,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$315,000
Howard Hanna Financial Services, Inc	Conventional	1	0.1%	100%	$245,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$215,000	View
PHH Mortgage Corporation	FHA	1	0.1%	100%	$255,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$175,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
Peapack Private Bank & Trust	Conventional	1	0.1%	100%	$585,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$365,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$545,000	View
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$185,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$265,000
Ross Mortgage Corporation	VA	1	0.1%	100%	$605,000
Intercoastal Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$255,000
Schumacher Mortgage LLC	Conventional	1	0.1%	100%	$765,000
American Financing Corporation	VA	1	0.1%	33.3%	$395,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Weichert Financial Services	VA	1	0.1%	100%	$445,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$265,000
Nfm, Inc	FHA	1	0.1%	100%	$395,000
First National Bank of Middle Tennessee	FHA	1	0.1%	100%	$255,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$225,000	View
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Nations Lending Corporation	FHA	1	0.1%	100%	$325,000
T2 Financial LLC	Conventional	1	0.1%	100%	$565,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$275,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	33.3%	$295,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$255,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$205,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$395,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$225,000	View
Corporate Investors Mortgage G	Conventional	1	0.1%	100%	$295,000
Victorian Finance, LLC	Conventional	1	0.1%	100%	$235,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$55,000
Farmers and Merchants Trust Company of Chambersburg	FHA	1	0.1%	100%	$405,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$225,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	VA	1	0.1%	100%	$285,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Compass Mortgage, Inc.	VA	1	0.1%	100%	$385,000
Mortgage Investors Group	FHA	1	0.1%	100%	$445,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$455,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$285,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$105,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$195,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$155,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$285,000
Village Capital & Investment	VA	1	0.1%	80%	$345,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$195,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	HELOC	0 +1 HELOCs	0%	n/a
Central One Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Lexington Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lexington, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lexington, SC

Use these to narrow the list above. Each category shows how many Lexington, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 60 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 65 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 56 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 22 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Lexington, SC

Independent mortgage companies closed 69.1 percent of home loans in Lexington, South Carolina in 2025, banks 23.1 percent and credit unions 7.8 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Community Bank led with 29 loans.

69.1%

Mortgage companies

23.1%

Banks

7.8%

Credit unions

17%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Lexington, SC

Who is the largest mortgage lender in Lexington, SC?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Lexington, South Carolina with 35 loans, about 2.6 percent of the market. The largest lender headquartered in South Carolina was First Community Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lexington, SC have the highest approval rates?

Among lenders with meaningful volume in Lexington, South Carolina, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lexington, SC mortgage lenders offer FHA, VA and USDA loans?

65 lenders closed FHA loans in Lexington, South Carolina in 2025, led by Rocket Mortgage with 18. 56 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lexington, SC lender list?

Yes. 60 banks and 25 credit unions closed home loans in Lexington, South Carolina in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lexington, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lexington, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.