Mortgage Lenders and Brokers in James Island, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
James Island, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Servisfirst BankServisfirst Bank701 E Bay St, Charleston, SC 29403A5.0 ★Texas Ratio: 8.75%, Pinnacle BankPinnacle Bank200 E Church St, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Beacon Community BankBeacon Community Bank578 E Bay Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 0.20%, and Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in James Island, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in James Island are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in James Island, South Carolina
Market share is the lender's share of all home loans closed in James Island, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 16 +19 HELOCs |
5.4% | 100% | $607,500 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA, Jumbo, HELOC | 8 +9 HELOCs |
2.7% | 88.9% | $846,250 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, HELOC | 7 +2 HELOCs |
2.3% | 100% | $522,142 | View |
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701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 7 | 2.3% | 100% | $826,428 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 6 +2 HELOCs |
2% | 85.7% | $273,333 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +7 HELOCs |
1.7% | 100% | $567,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +3 HELOCs |
1.7% | 100% | $461,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.7% | 100% | $575,000 | |
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578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 5 | 1.7% | 100% | $449,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +6 HELOCs |
1.3% | 100% | $622,500 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 100% | $452,500 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.3% | 100% | $562,500 | View |
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1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79% |
Conventional, Jumbo | 4 | 1.3% | 100% | $702,500 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 60% | $365,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
1% | 100% | $698,333 | View |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional | 3 | 1% | 100% | $161,666 | |
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1923 Sam Rittenberg Blvd, Charleston, SC 29407 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 3 | 1% | 100% | $321,666 | View |
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37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 2 | 0.7% | 100% | $405,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional | 2 | 0.7% | 100% | $460,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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304 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,275,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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Conventional, Jumbo, HELOC | 10 +4 HELOCs |
3.4% | 100% | $376,000 | |
Barley Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $530,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 7.7% | 75.8% | $312,391 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA, Jumbo | 14 | 4.7% | 100% | $660,000 | View |
United Wholesale Mortgage
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Conventional | 12 | 4% | 85.7% | $484,166 | |
Cmg Mortgage Inc
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Conventional, HELOC | 10 +1 HELOCs |
3.4% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 7 | 2.3% | 100% | $359,285 | |
Lower, LLC
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Conventional, FHA | 7 | 2.3% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +3 HELOCs |
2% | 85.7% | $358,333 | |
Carolina One Mortgage, LLC
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Conventional, VA | 6 | 2% | 100% | $430,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 5 | 1.7% | 100% | $647,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.7% | 100% | $269,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 5 | 1.7% | 100% | $619,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 4 | 1.3% | 100% | $637,500 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $261,666 | |
Sente Mortgage, Inc.
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Conventional, FHA | 3 | 1% | 100% | $401,666 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 3 | 1% | 100% | $1,005,000 | |
New American Funding, LLC.
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Conventional | 3 | 1% | 100% | $398,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1% | 100% | $1,251,666 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 1% | 75% | $575,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $635,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.7% | 100% | $730,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $225,000 | |
Newrez LLC
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Conventional | 2 | 0.7% | 50% | $330,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.7% | 100% | $390,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 0.7% | 50% | $170,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $165,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.7% | 100% | $225,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 2 | 0.7% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.7% | 66.7% | $655,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.7% | 100% | $520,000 | View |
Mortgage Research Center
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VA | 2 | 0.7% | 66.7% | $530,000 | |
Synovus Bank
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Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $615,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $105,000 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $255,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Schumacher Mortgage LLC
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FHA | 1 | 0.3% | 100% | $645,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.3% | 100% | $4,805,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 1 | 0.3% | 100% | $845,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 33.3% | $115,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
James Island Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in James Island, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in James Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in James Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in James Island, SC
Use these to narrow the list above. Each category shows how many James Island, SC lenders fit and what that kind of lender is usually best for.
Who Lends in James Island, SC
Independent mortgage companies closed 50.3 percent of home loans in James Island, South Carolina in 2025, banks 42.3 percent and credit unions 7.4 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in James Island, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in James Island, South Carolina with 16 loans, about 5.4 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in James Island, South Carolina in 2025, led by Rocket Mortgage with 2. 13 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 9 credit unions closed home loans in James Island, South Carolina in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in James Island, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in James Island, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up James Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
