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Mortgage Lenders and Brokers in Warwick, Rhode Island

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Warwick, Rhode Island mortgage lenders include Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 4.24%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly1473 Warwick Ave, Warwick, RI 02888A5.0 ★Texas Ratio: 7.00%, Shoreham BankShoreham Bank3803 Post Rd, Warwick, RI 02886A5.0 ★Texas Ratio: 9.55%, Citizens Bank, NACitizens Bank, NA2574 W Shore Rd, Warwick, RI 02889A+5.0 ★Texas Ratio: 5.44%, BankNewportBankNewport27 Strawberry Field Rd, Warwick, RI 02886A5.0 ★Texas Ratio: 7.77%, Fall River Five Cents SavingsFall River Five Cents Savings1060 Centerville Road, Warwick, RI 02886A5.0 ★Texas Ratio: 7.62%, Centreville BankCentreville Bank578 Greenwich Ave, Warwick, RI 02886A5.0 ★Texas Ratio: 10.15%, Rhode Island Credit UnionRhode Island Credit Union95 Jefferson Blvd, Warwick, RI 02888A+5.0 ★Texas Ratio: 2.65%, Wave Federal Credit UnionWave Federal Credit Union480 Greenwich Ave, Warwick, RI 02886 1606A+5.0 ★Texas Ratio: 3.78%, and Bank of America NABank of America NA50 W Shore Rd, Warwick, RI 02889A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Warwick, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warwick are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Warwick, Rhode Island

Market share is the lender's share of all home loans closed in Warwick, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Greenwood Credit Union 2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	60 +52 HELOCs	3.5%	80.5%	$127,833	View
The Washington Trust Company, of Westerly 2 offices in Warwick 1473 Warwick Ave, Warwick, RI 02888 A5.0 ★Texas Ratio: 7.00%	Conventional, FHA, VA, Jumbo, HELOC	44 +32 HELOCs	2.6%	86.5%	$316,590	View
Shoreham Bank 3803 Post Rd, Warwick, RI 02886 A5.0 ★Texas Ratio: 9.55%	Conventional, FHA	43	2.5%	95.8%	$270,813	View
Citizens Bank, NA 4 offices in Warwick 2574 W Shore Rd, Warwick, RI 02889 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, Jumbo, HELOC	35 +403 HELOCs	2%	89.7%	$330,428	View
BankNewport 1 office in Warwick 27 Strawberry Field Rd, Warwick, RI 02886 A5.0 ★Texas Ratio: 7.77%	Conventional, FHA, HELOC	25 +14 HELOCs	1.5%	90.3%	$317,400	View
Fall River Five Cents Savings 1 office in Warwick 1060 Centerville Road, Warwick, RI 02886 A5.0 ★Texas Ratio: 7.62%	Conventional, FHA, VA, HELOC	21 +2 HELOCs	1.2%	100%	$373,095	View
Centreville Bank 1 office in Warwick 578 Greenwich Ave, Warwick, RI 02886 A5.0 ★Texas Ratio: 10.15%	Conventional, HELOC	15 +10 HELOCs	0.9%	94.1%	$305,666	View
Rhode Island Credit Union 95 Jefferson Blvd, Warwick, RI 02888 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	15 +7 HELOCs	0.9%	72.7%	$106,333	View
Wave Federal Credit Union 480 Greenwich Ave, Warwick, RI 02886 1606 A+5.0 ★Texas Ratio: 3.78%	Conventional	14	0.8%	87.5%	$51,428	View
Bank of America NA 2 offices in Warwick 50 W Shore Rd, Warwick, RI 02889 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +22 HELOCs	0.5%	100%	$348,750	View
Beacon Bank & Trust 3 offices in Warwick 265 Jefferson Blvd, Warwick, RI 02888 A+5.0 ★Texas Ratio: 5.36%	Conventional, HELOC	4 +8 HELOCs	0.2%	100%	$367,500	View
JPMorgan Chase Bank, NA 1 office in Warwick 685 Bald Hill Rd, Warwick, RI 02886 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	4 +2 HELOCs	0.2%	80%	$372,500	View
TD Bank 1 office in Warwick 2625 W Shore Rd, Warwick, RI 02889 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +5 HELOCs	0.2%	60%	$91,666	View
Eastern Bank 2 offices in Warwick 1 Coastway Blvd, Warwick, RI 02886 A+5.0 ★Texas Ratio: 2.61%	HELOC	0 +5 HELOCs	0%	n/a		View
Navigant Credit Union 455 Toll Gate Rd, Warwick, RI 02886 2759 A+5.0 ★Texas Ratio: 3.30%	Conventional, HELOC	67 +53 HELOCs	3.9%	84.5%	$257,388	View
Coastal1 Credit Union 405 Warwick Ave, Warwick, RI 02888 1344 A+5.0 ★Texas Ratio: 1.68%	Conventional, HELOC	31 +95 HELOCs	1.8%	72.1%	$216,612	View
The People's Credit Union 50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51%	Conventional	11	0.6%	75%	$231,363	View
Ocean State Credit Union 2247 W Shore Rd, Warwick, RI 02889 8440 A5.0 ★Texas Ratio: 10.51%	Conventional	7	0.4%	100%	$182,142	View
Westerly Community Credit Union 2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	4 +14 HELOCs	0.2%	80%	$207,500	View
Bank Rhode Island 95 Jefferson Blvd, Warwick, RI 02888 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +15 HELOCs	0.1%	100%	$285,000	View
Blackstone River FCU 100 Old River Rd, Lincoln, RI 02865 A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0.1%	100%	$125,000	View
Baycoast Bank 601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +3 HELOCs	0%	n/a		View
Province Mortgage Associates, Inc.	Conventional, FHA, VA	39	2.3%	97.5%	$357,051
Semper Home Loans, Inc	Conventional, FHA, VA, Jumbo	27	1.6%	96.4%	$385,000
Embrace Home Loans, Inc.	Conventional, FHA, VA	12	0.7%	100%	$361,666
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional	5	0.3%	100%	$269,000	View
Rockland Trust Bank A+5.0 ★Texas Ratio: 2.64%	Conventional, VA	4	0.2%	80%	$287,500	View
Beeline Loans, Inc.	Conventional	1	0.1%	50%	$315,000
Rocket Mortgage	Conventional, FHA, VA	106	6.2%	85.8%	$235,566
Movement Mortgage, LLC	Conventional, FHA, VA	99	5.8%	96.4%	$341,161
Primary Residential Mortgage, INC.	Conventional, FHA, VA, Jumbo	74	4.3%	91.4%	$292,027
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	67	3.9%	98.6%	$300,671
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	66 +4 HELOCs	3.9%	93.2%	$339,090
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	53	3.1%	98.1%	$335,754
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	46 +1 HELOCs	2.7%	82.1%	$384,130
Nfm, Inc	Conventional, FHA, VA	42	2.5%	95.6%	$369,047
loanDepot.com LLC	Conventional, FHA, VA, HELOC	39 +3 HELOCs	2.3%	75%	$242,692
Harborone Mortgage, LLC	Conventional, FHA	37	2.2%	90.2%	$365,810
Newrez LLC	Conventional, FHA, VA	33	1.9%	72.9%	$273,484
Mortgage Research Center	Conventional, FHA, VA	30	1.8%	75%	$402,666
Pennymac Loan Services LLC	Conventional, FHA, VA	29	1.7%	82.5%	$254,310
Freedom Mortgage Corporation	Conventional, FHA, VA	28	1.6%	88.9%	$355,714
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	27 +2 HELOCs	1.6%	96.4%	$362,407
Total Mortgage Services, LLC	Conventional, FHA, VA, Jumbo	24	1.4%	100%	$328,750
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	23	1.3%	88.5%	$329,347	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +7 HELOCs	1.3%	84.6%	$255,909
New American Funding, LLC.	Conventional, FHA, VA	22	1.3%	81.5%	$283,181
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.2%	95.7%	$363,571
Nationstar Mortgage	Conventional, FHA, VA	19	1.1%	86.4%	$170,263
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	16	0.9%	94.1%	$421,875
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	15 +1 HELOCs	0.9%	100%	$445,000	View
Mortgage Equity Partners LLC	Conventional, Jumbo	14	0.8%	100%	$449,285
Paramount Residential Mortgage	Conventional, FHA	14	0.8%	100%	$340,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	12	0.7%	100%	$342,500
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	12	0.7%	92.3%	$268,333	View
Baycoast Mortgage Company, LLC A5.0 ★Texas Ratio: 12.75%	Conventional	11	0.6%	100%	$401,363	View
Primelending	Conventional, FHA, VA	11	0.6%	100%	$300,454
Fairway Independent Mort Corp	Conventional, FHA	9	0.5%	100%	$351,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.5%	52.4%	$205,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	7	0.4%	87.5%	$357,857
Carrington Mortgage Services LLC	Conventional, FHA	7	0.4%	42.9%	$250,714
Amerisave Mortgage Company	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	21.4%	$205,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	100%	$455,000	View
Mutual of Omaha Mortgage	Conventional, FHA	6	0.4%	60%	$385,000
Spring Eq, LLC	Conventional, HELOC	5 +3 HELOCs	0.3%	31.2%	$85,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	5	0.3%	100%	$337,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	71.4%	$363,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	5	0.3%	83.3%	$421,000	View
Webster Bank, N.A.	Conventional, Jumbo, HELOC	4 +7 HELOCs	0.2%	100%	$637,500
American Financial Network, Inc.	Conventional, FHA	4	0.2%	100%	$280,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	4	0.2%	100%	$387,500	View
T2 Financial LLC	Conventional, FHA	4	0.2%	100%	$255,000
New Fed Mortgage Corp.	Conventional, FHA	4	0.2%	100%	$385,000
Digital Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$301,666
Arc Home LLC	Conventional	3	0.2%	100%	$255,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	3	0.2%	100%	$331,666	View
PHH Mortgage Corporation	FHA, VA	3	0.2%	75%	$378,333
United Trust Bank	VA	3	0.2%	100%	$378,333
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$341,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	57.1%	$131,666	View
EMM Loans LLC	Conventional	2	0.1%	100%	$330,000
First Community Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$365,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$200,000
Nbkc Bank	Conventional	2	0.1%	100%	$400,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$290,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$335,000
Discover Bank	Conventional	2	0.1%	13.3%	$70,000
Mortgage Markets CUSO, LLC	Conventional	2	0.1%	100%	$520,000
American Financing Corporation	Conventional, FHA	2	0.1%	66.7%	$330,000
Securitynational Mortgage Company	Conventional	2	0.1%	100%	$200,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$430,000
Geneva Financial LLC	Conventional, VA	2	0.1%	100%	$345,000
Bankesb	Conventional	2	0.1%	100%	$395,000
Radius Financial Group Inc	Conventional, FHA	2	0.1%	100%	$325,000
Nations Direct Mortgage, LLC	FHA	2	0.1%	28.6%	$400,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	2	0.1%	100%	$380,000	View
United Nations Federal CU	Conventional	2	0.1%	100%	$355,000
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$255,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.1%	66.7%	$380,000
Champions Funding, LLC	Conventional, Jumbo	2	0.1%	66.7%	$900,000
Village Capital & Investment	FHA, VA	2	0.1%	60%	$430,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$675,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$65,000	View
Fourleaf Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$315,000
PeoplesBank A+5.0 ★Texas Ratio: 5.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000	View
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$235,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$895,000
Sheri Motola	Conventional	1	0.1%	100%	$135,000
Equity Resources Inc	Conventional	1	0.1%	100%	$425,000
Bank of Canton A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	100%	$455,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Ross Mortgage Company	Conventional	1	0.1%	100%	$345,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$485,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$275,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$435,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$265,000
Amerant Mortgage LLC	Conventional	1	0.1%	100%	$385,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$515,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$435,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$375,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$365,000	View
First Home Mortgage	FHA	1	0.1%	100%	$495,000
Bristol County Savings Bank	Conventional	1	0.1%	100%	$365,000
William Raveis Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$415,000
Real Genius LLC	Conventional	1	0.1%	100%	$515,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Bank of Easton A+5.0 ★Texas Ratio: 2.61%	Conventional	1	0.1%	100%	$545,000	View
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$55,000
Harvard Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Planet Home Lending, LLC	FHA	1	0.1%	25%	$225,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$335,000
Baxter Credit Union	Conventional	1	0.1%	100%	$245,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	50%	$55,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$705,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$245,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Mortgage Solutions of Colorado	FHA	1	0.1%	50%	$285,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$435,000	View
The Loan Store, Inc	Conventional, Jumbo	1	0.1%	100%	$815,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$365,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$345,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$385,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$295,000
Texana Bank	VA	1	0.1%	50%	$345,000
Salem Five Mortgage Company LLC	Conventional	1	0.1%	100%	$365,000
St. Anne'S Credit Union of Fal	Conventional	1	0.1%	100%	$245,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$275,000
Harborone Bank	HELOC	0 +16 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	0%
Rockland Federal Credit Union A+5.0 ★Texas Ratio: 2.64%	HELOC	0 +1 HELOCs	0%	n/a		View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Salem Five Cents Savings Bank A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +1 HELOCs	0%	n/a		View
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Warwick Mortgage Rate Trends

Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.

30-Year Fixed RI Avg

7.346%

▲ 0.100 vs 7 days ago

15-Year Fixed RI Avg

6.853%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Warwick, Rhode Island

Looking for mortgage lenders near me or mortgage brokers near me in Warwick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warwick in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Warwick, RI

Use these to narrow the list above. Each category shows how many Warwick, RI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 84 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 60 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in RI 20 lenders headquartered in Rhode Island, the closest thing to a mortgage lender near you

Who Lends in Warwick, RI

Independent mortgage companies closed 62.8 percent of home loans in Warwick, Rhode Island in 2025, banks 22.8 percent and credit unions 14.4 percent. Province Mortgage Associates, Inc. was the largest mortgage company, The Washington Trust Company, of Westerly the largest bank and Greenwood Credit Union the largest credit union. Among lenders headquartered in Rhode Island, Greenwood Credit Union led with 60 loans.

62.8%

Mortgage companies

22.8%

Banks

14.4%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.

More Rhode Island Mortgage Lender Pages

All Rhode Island lenders 319 lenders Providence 156 lenders Cranston 136 lenders Pawtucket 118 lenders East Providence 118 lenders Woonsocket 117 lenders Pascoag 68 lenders Westerly 92 lenders Valley Falls 66 lenders Cumberland Hill 71 lenders Newport 78 lenders Wakefield-Peace Dale 67 lenders Chepachet 59 lenders

Frequently Asked Questions About Mortgage Lenders in Warwick, RI

Who is the largest mortgage lender in Warwick, RI?

By home loans closed in 2025, Greenwood Credit Union was the largest mortgage lender in Warwick, Rhode Island with 60 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Warwick, RI have the highest approval rates?

Among lenders with meaningful volume in Warwick, Rhode Island, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Warwick, RI mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Warwick, Rhode Island in 2025, led by Primary Residential Mortgage, INC. with 29. 44 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Warwick, RI lender list?

Yes. 52 banks and 24 credit unions closed home loans in Warwick, Rhode Island in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Warwick, RI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Warwick, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warwick, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warwick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.