Mortgage Lenders and Brokers in East Providence, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Providence, Rhode Island mortgage lenders include The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly587 Taunton Ave, East Providence, RI 02914A5.0 ★Texas Ratio: 7.00%, Citizens Bank, NACitizens Bank, NA622 Taunton Ave, East Providence, RI 02914A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA218 Taunton Ave, East Providence, RI 02914A+5.0 ★Texas Ratio: 4.14%, Beacon Bank & TrustBeacon Bank & Trust195 Taunton Ave, East Providence, RI 02914A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA612 Taunton Ave, East Providence, RI 02914A+5.0 ★Texas Ratio: 3.68%, Province Mortgage Associates, Inc.Province Mortgage Associates, Inc.East Providence, RI, Navigant Credit UnionNavigant Credit Union693 Broad St, Central Falls, RI 02863A+5.0 ★Texas Ratio: 3.30%, Coastal1 Credit UnionCoastal1 Credit Union660 Warren Ave, East Providence, RI 02914 1410A+5.0 ★Texas Ratio: 1.68%, BankNewportBankNewport330 County Rd, Barrington, RI 02806A5.0 ★Texas Ratio: 7.77%, and Centreville BankCentreville Bank777 Tiogue Ave, Coventry, RI 02816A5.0 ★Texas Ratio: 10.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Providence, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Providence are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Providence, Rhode Island
Market share is the lender's share of all home loans closed in East Providence, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in East Providence 587 Taunton Ave, East Providence, RI 02914 A5.0 ★Texas Ratio: 7.00% |
Conventional, FHA, HELOC | 14 +5 HELOCs |
1.8% | 82.4% | $299,285 | View |
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1 office in East Providence 622 Taunton Ave, East Providence, RI 02914 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA, HELOC | 9 +146 HELOCs |
1.2% | 100% | $323,888 | View |
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1 office in East Providence 218 Taunton Ave, East Providence, RI 02914 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +13 HELOCs |
0.4% | 75% | $325,000 | View |
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2 offices in East Providence 195 Taunton Ave, East Providence, RI 02914 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $380,000 | View |
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1 office in East Providence 612 Taunton Ave, East Providence, RI 02914 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
Province Mortgage Associates, Inc.
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Conventional, FHA | 18 | 2.4% | 95% | $402,222 | |
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693 Broad St, Central Falls, RI 02863 A+5.0 ★Texas Ratio: 3.30% |
Conventional, HELOC | 30 +39 HELOCs |
3.9% | 86.5% | $229,333 | View |
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660 Warren Ave, East Providence, RI 02914 1410 A+5.0 ★Texas Ratio: 1.68% |
Conventional, Jumbo, HELOC | 22 +55 HELOCs |
2.9% | 81.5% | $299,545 | View |
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330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
Conventional, FHA, HELOC | 21 +6 HELOCs |
2.7% | 88.5% | $313,095 | View |
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777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
Conventional, HELOC | 13 +1 HELOCs |
1.7% | 92.9% | $289,615 | View |
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187 Wickenden St, Providence, RI 02903 A5.0 ★Texas Ratio: 9.55% |
Conventional, FHA, VA | 12 | 1.6% | 92.3% | $236,666 | View |
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590 Metacom Ave, Bristol, RI 02809 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1% | 100% | $357,500 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 7 +4 HELOCs |
0.9% | 63.6% | $79,285 | View |
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50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 7 | 0.9% | 72.7% | $430,714 | View |
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2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +2 HELOCs |
0.7% | 83.3% | $53,000 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 3 +6 HELOCs |
0.4% | 75% | $391,666 | View |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $55,000 | View |
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231 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 33.3% | $795,000 | View |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $175,000 | View |
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2006 Nooseneck Hill Rd, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.51% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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480 Greenwich Ave, Warwick, RI 02886 1606 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Semper Home Loans, Inc
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Conventional, FHA | 5 | 0.7% | 100% | $419,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 5 | 0.7% | 100% | $393,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.3% | 100% | $400,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 62 | 8.1% | 80.8% | $245,967 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 50 | 6.5% | 96.3% | $284,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 46 +1 HELOCs |
6% | 100% | $320,869 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 4.2% | 76.7% | $399,062 | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 3.8% | 96.9% | $293,620 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
3.4% | 81.2% | $246,153 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 22 | 2.9% | 81.5% | $277,727 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA | 19 | 2.5% | 90.5% | $311,842 | View |
Nfm, Inc
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Conventional, FHA, VA | 17 | 2.2% | 100% | $407,352 | |
New American Funding, LLC.
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Conventional, FHA | 17 | 2.2% | 94.4% | $306,176 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 15 | 2% | 100% | $442,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 1.8% | 80% | $372,857 | |
Mortgage Research Center
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Conventional, VA | 13 | 1.7% | 65% | $356,538 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 12 | 1.6% | 85.7% | $400,000 | View |
Newrez LLC
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Conventional, FHA, VA | 10 | 1.3% | 55.6% | $370,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 10 | 1.3% | 78.6% | $195,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 9 | 1.2% | 100% | $332,777 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1% | 80% | $241,250 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 1% | 100% | $343,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.9% | 100% | $377,857 | |
Mortgage Equity Partners LLC
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Conventional | 7 | 0.9% | 100% | $343,571 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 7 | 0.9% | 100% | $433,571 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +1 HELOCs |
0.8% | 100% | $246,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 0.8% | 85.7% | $311,666 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 5 +1 HELOCs |
0.7% | 100% | $335,000 | View |
EMM Loans LLC
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Conventional, FHA | 5 | 0.7% | 100% | $349,000 | |
Harborone Mortgage, LLC
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Conventional | 5 | 0.7% | 100% | $345,000 | |
Webster Bank, N.A.
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Conventional, HELOC | 4 +5 HELOCs |
0.5% | 85.7% | $157,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.5% | 100% | $377,500 | |
Bristol County Savings Bank
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Conventional | 4 | 0.5% | 100% | $222,500 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 66.7% | $442,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.4% | 100% | $618,333 | View |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $301,666 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.4% | 80% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 0.4% | 100% | $398,333 | View |
Digital Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 66.7% | $345,000 | View |
Nbkc Bank
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Conventional | 2 | 0.3% | 100% | $335,000 | |
Fall River Municipal Credit Un
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Conventional | 2 | 0.3% | 100% | $105,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 0.3% | 66.7% | $435,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 16.7% | $140,000 | |
First Home Mortgage
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Conventional | 2 | 0.3% | 100% | $320,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 40% | $310,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.3% | 100% | $445,000 | |
New Fed Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $530,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $465,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 50% | $285,000 | |
St. Anne'S Credit Union of Fal
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Conventional | 2 | 0.3% | 100% | $370,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $455,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $415,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.1% | 100% | $265,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Primelending
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Conventional | 1 | 0.1% | 50% | $445,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 50% | $255,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $325,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $305,000 | |
Sharon & Crescent United Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 33.3% | $405,000 | |
Webster First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $35,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 11.1% | $35,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $625,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.1% | 100% | $915,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 50% | $55,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 0.1% | 100% | $425,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $235,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $605,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 33.3% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $355,000 | View |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $205,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $575,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 50% | $255,000 | |
Gfa Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $565,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Harborone Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
East Providence Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Providence, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in East Providence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Providence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Providence, RI
Use these to narrow the list above. Each category shows how many East Providence, RI lenders fit and what that kind of lender is usually best for.
Who Lends in East Providence, RI
Independent mortgage companies closed 66.1 percent of home loans in East Providence, Rhode Island in 2025, banks 22.1 percent and credit unions 11.8 percent. Province Mortgage Associates, Inc. was the largest mortgage company, The Washington Trust Company, of Westerly the largest bank and Navigant Credit Union the largest credit union. Among lenders headquartered in Rhode Island, The Washington Trust Company, of Westerly led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Providence, RI
By home loans closed in 2025, The Washington Trust Company, of Westerly was the largest mortgage lender in East Providence, Rhode Island with 14 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in East Providence, Rhode Island, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 96.3 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in East Providence, Rhode Island in 2025, led by Cmg Mortgage Inc with 17. 28 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 16 credit unions closed home loans in East Providence, Rhode Island in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Providence, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Providence, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Providence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
