Mortgage Lenders and Brokers in Pawtucket, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pawtucket, Rhode Island mortgage lenders include Coastal1 Credit UnionCoastal1 Credit Union540 Broadway, Pawtucket, RI 02860 1227A+5.0 ★Texas Ratio: 1.68%, Citizens Bank, NACitizens Bank, NA380 Smithfield Ave, Pawtucket, RI 02860A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA814 Newport Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 3.68%, Centreville BankCentreville Bank175 Main Street Unit #171, Pawtucket, RI 02860A5.0 ★Texas Ratio: 10.15%, TD BankTD Bank430 Central Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 3.71%, Beacon Bank & TrustBeacon Bank & Trust499 Smithfield Ave, Pawtucket, RI 02860A+5.0 ★Texas Ratio: 5.36%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, Navigant Credit UnionNavigant Credit Union20 Dexter St, Pawtucket, RI 02860 2926A+5.0 ★Texas Ratio: 3.30%, Fall River Five Cents SavingsFall River Five Cents Savings590 Metacom Ave, Bristol, RI 02809A5.0 ★Texas Ratio: 7.62%, and Bank of America NABank of America NA257 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pawtucket, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pawtucket are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pawtucket, Rhode Island
Market share is the lender's share of all home loans closed in Pawtucket, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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540 Broadway, Pawtucket, RI 02860 1227 A+5.0 ★Texas Ratio: 1.68% |
Conventional, Jumbo, HELOC | 31 +89 HELOCs |
3.5% | 60.4% | $194,354 | View |
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3 offices in Pawtucket 380 Smithfield Ave, Pawtucket, RI 02860 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, HELOC | 10 +97 HELOCs |
1.1% | 83.3% | $247,000 | View |
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1 office in Pawtucket 814 Newport Ave, Pawtucket, RI 02861 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 0.9% | 88.9% | $400,000 | View |
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1 office in Pawtucket 175 Main Street Unit #171, Pawtucket, RI 02860 A5.0 ★Texas Ratio: 10.15% |
Conventional, HELOC | 5 +3 HELOCs |
0.6% | 100% | $461,000 | View |
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1 office in Pawtucket 430 Central Ave, Pawtucket, RI 02861 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $115,000 | View |
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1 office in Pawtucket 499 Smithfield Ave, Pawtucket, RI 02860 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional, FHA, HELOC | 27 +3 HELOCs |
3.1% | 87.1% | $320,185 | View |
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20 Dexter St, Pawtucket, RI 02860 2926 A+5.0 ★Texas Ratio: 3.30% |
Conventional, HELOC | 25 +55 HELOCs |
2.8% | 70.3% | $229,400 | View |
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590 Metacom Ave, Bristol, RI 02809 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, HELOC | 19 +5 HELOCs |
2.1% | 100% | $379,736 | View |
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257 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +7 HELOCs |
0.8% | 87.5% | $312,142 | View |
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594 Central Ave, Pawtucket, RI 02861 1956 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 6 +7 HELOCs |
0.7% | 42.9% | $95,000 | View |
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330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
Conventional, HELOC | 4 +4 HELOCs |
0.5% | 80% | $265,000 | View |
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187 Wickenden St, Providence, RI 02903 A5.0 ★Texas Ratio: 9.55% |
Conventional, FHA | 4 | 0.5% | 80% | $327,500 | View |
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50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.3% | 75% | $55,000 | View |
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2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.2% | 100% | $140,000 | View |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $305,000 | View |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $65,000 | View |
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594 Central Ave, Pawtucket, RI 02861 1956 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1155 Reservoir Ave, Cranston, RI 02920 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Province Mortgage Associates, Inc.
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Conventional, FHA | 21 | 2.4% | 91.3% | $432,142 | |
Semper Home Loans, Inc
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Conventional, FHA | 18 | 2% | 94.7% | $449,444 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 4 | 0.5% | 71.4% | $370,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.2% | 100% | $505,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 63 | 7.1% | 97% | $326,111 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 61 | 6.9% | 85.9% | $284,016 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 5.4% | 68.5% | $265,416 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 43 +2 HELOCs |
4.9% | 98% | $268,488 | |
Guild Mortgage Company
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Conventional, FHA, VA | 37 | 4.2% | 95.2% | $286,081 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +2 HELOCs |
3.4% | 84.2% | $401,333 | |
Nfm, Inc
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Conventional, FHA | 30 | 3.4% | 93.8% | $472,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
2.9% | 77.1% | $273,846 | |
Newrez LLC
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Conventional, FHA | 22 | 2.5% | 62.9% | $321,363 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 20 | 2.3% | 95.2% | $334,500 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 19 | 2.1% | 100% | $318,684 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 16 | 1.8% | 80% | $336,875 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 14 | 1.6% | 87.5% | $417,857 | |
First Home Mortgage
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Conventional, FHA | 13 | 1.5% | 71.4% | $404,230 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 13 | 1.5% | 100% | $307,307 | View |
Total Mortgage Services, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
1.4% | 85.7% | $290,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 11 | 1.2% | 52.4% | $155,909 | |
Nationstar Mortgage
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Conventional, VA | 11 | 1.2% | 78.6% | $218,636 | |
Mortgage Research Center
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Conventional, VA | 11 | 1.2% | 73.3% | $401,363 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA | 9 | 1% | 100% | $536,111 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 8 | 0.9% | 72.7% | $348,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 0.9% | 88.9% | $448,750 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 0.9% | 61.5% | $308,750 | |
Mortgage Equity Partners LLC
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Conventional | 7 | 0.8% | 100% | $456,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 0.7% | 60% | $358,333 | |
Radius Financial Group Inc
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Conventional, FHA | 6 | 0.7% | 100% | $286,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 6 | 0.7% | 60% | $240,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 0.7% | 75% | $215,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +2 HELOCs |
0.6% | 38.5% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 0.6% | 83.3% | $379,000 | View |
Nations Direct Mortgage, LLC
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FHA | 4 | 0.5% | 80% | $545,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 4 | 0.5% | 100% | $390,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.3% | 75% | $538,333 | View |
Primelending
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FHA, VA | 3 | 0.3% | 100% | $535,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.3% | 100% | $398,333 | View |
Somerset Federal Credit Union
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Conventional | 3 | 0.3% | 60% | $81,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.3% | 75% | $361,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.3% | 100% | $421,666 | |
Salem Five Mortgage Company LLC
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FHA, VA | 3 | 0.3% | 100% | $401,666 | |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 50% | $381,666 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $165,000 | View |
Allied Mortgage Group, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.2% | 42.1% | $185,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $285,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.2% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.2% | 100% | $345,000 | View |
Securitynational Mortgage Company
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Conventional | 2 | 0.2% | 100% | $350,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $435,000 | |
Bristol County Savings Bank
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Conventional | 2 | 0.2% | 33.3% | $350,000 | |
Harborone Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $380,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 50% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 0.2% | 100% | $360,000 | View |
New Fed Mortgage Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $345,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.2% | 100% | $420,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $255,000 | View |
Texana Bank
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FHA | 2 | 0.2% | 100% | $420,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.2% | 100% | $410,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $585,000 | |
Webster Bank, N.A.
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $45,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 50% | $185,000 | |
EMM Loans LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional, Jumbo | 1 | 0.1% | 100% | $955,000 | View |
Nbkc Bank
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Fall River Municipal Credit Un
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 50% | $365,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $105,000 | |
Service Federal Credit Union
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VA | 1 | 0.1% | 100% | $175,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $285,000 | |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $95,000 | View |
Webster Five Cents Savings Bank
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $585,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 25% | $85,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $95,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.1% | 100% | $325,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.1% | 100% | $565,000 | |
United Nations Federal CU
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Conventional | 1 | 0.1% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $365,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 16.7% | $285,000 | |
Dedham Institution For Savings
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Harborone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Pawtucket Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pawtucket, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in Pawtucket? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pawtucket in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pawtucket, RI
Use these to narrow the list above. Each category shows how many Pawtucket, RI lenders fit and what that kind of lender is usually best for.
Who Lends in Pawtucket, RI
Independent mortgage companies closed 73.3 percent of home loans in Pawtucket, Rhode Island in 2025, banks 17.2 percent and credit unions 9.5 percent. Province Mortgage Associates, Inc. was the largest mortgage company, Citizens Bank, NA the largest bank and Coastal1 Credit Union the largest credit union. Among lenders headquartered in Rhode Island, Coastal1 Credit Union led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pawtucket, RI
By home loans closed in 2025, Coastal1 Credit Union was the largest mortgage lender in Pawtucket, Rhode Island with 31 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pawtucket, Rhode Island, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Pawtucket, Rhode Island in 2025, led by Primary Residential Mortgage, INC. with 28. 25 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 17 credit unions closed home loans in Pawtucket, Rhode Island in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pawtucket, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pawtucket, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pawtucket. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
