Mortgage Lenders and Brokers in Woonsocket, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woonsocket, Rhode Island mortgage lenders include Blackstone River FCUBlackstone River FCU10 Monument Sq, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 3.88%, Citizens Bank, NACitizens Bank, NA67 Cumberland St, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 5.44%, Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 3.12%, Bank of America NABank of America NA25 John A Cummings Way, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 4.14%, Beacon Bank & TrustBeacon Bank & Trust1175 Cumberland Hill Rd, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 5.36%, Navigant Credit UnionNavigant Credit Union1280 Park Ave, Woonsocket, RI 02895 6514A+5.0 ★Texas Ratio: 3.30%, Fall River Five Cents SavingsFall River Five Cents Savings590 Metacom Ave, Bristol, RI 02809A5.0 ★Texas Ratio: 7.62%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, Coastal1 Credit UnionCoastal1 Credit Union576 Metacom Ave Ste 1, Bristol, RI 02809 5168A+5.0 ★Texas Ratio: 1.68%, and Shoreham BankShoreham Bank187 Wickenden St, Providence, RI 02903A5.0 ★Texas Ratio: 9.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woonsocket, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woonsocket are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woonsocket, Rhode Island
Market share is the lender's share of all home loans closed in Woonsocket, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10 Monument Sq, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 9 | 1.6% | 100% | $62,777 | View |
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1 office in Woonsocket 67 Cumberland St, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 5 +53 HELOCs |
0.9% | 83.3% | $259,000 | View |
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1 office in Woonsocket 2020 Diamond Hill Rd, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 5 | 0.9% | 50% | $195,000 | View |
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1 office in Woonsocket 25 John A Cummings Way, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $355,000 | View |
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1 office in Woonsocket 1175 Cumberland Hill Rd, Woonsocket, RI 02895 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $225,000 | View |
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1280 Park Ave, Woonsocket, RI 02895 6514 A+5.0 ★Texas Ratio: 3.30% |
Conventional, HELOC | 16 +41 HELOCs |
2.8% | 68% | $247,500 | View |
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590 Metacom Ave, Bristol, RI 02809 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA | 10 | 1.8% | 90.9% | $401,000 | View |
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236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional, FHA | 10 | 1.8% | 91.7% | $345,000 | View |
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576 Metacom Ave Ste 1, Bristol, RI 02809 5168 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 4 +16 HELOCs |
0.7% | 80% | $340,000 | View |
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187 Wickenden St, Providence, RI 02903 A5.0 ★Texas Ratio: 9.55% |
Conventional, FHA | 4 | 0.7% | 80% | $195,000 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $70,000 | View |
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231 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $25,000 | View |
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2006 Nooseneck Hill Rd, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.51% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 0.4% | 100% | $50,000 | View |
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330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $375,000 | View |
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280 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $435,000 | View |
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50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
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777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1155 Reservoir Ave, Cranston, RI 02920 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Province Mortgage Associates, Inc.
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Conventional, FHA, VA | 14 | 2.5% | 100% | $402,857 | |
Semper Home Loans, Inc
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Conventional, FHA, VA | 13 | 2.3% | 86.7% | $416,538 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.4% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 41 +3 HELOCs |
7.2% | 93.9% | $263,048 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 6.7% | 80% | $227,894 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 33 | 5.8% | 80.5% | $244,393 | |
Guild Mortgage Company
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Conventional, FHA, VA | 33 | 5.8% | 94.3% | $287,121 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 27 +1 HELOCs |
4.7% | 84.8% | $312,037 | |
loanDepot.com LLC
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Conventional, FHA, VA | 24 | 4.2% | 73.5% | $279,583 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 20 | 3.5% | 95.2% | $362,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 3.2% | 74.1% | $372,222 | |
Nfm, Inc
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Conventional, FHA | 14 | 2.5% | 100% | $464,285 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 7 +2 HELOCs |
1.2% | 77.8% | $277,857 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 7 | 1.2% | 100% | $360,714 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 1.2% | 100% | $313,571 | |
First Home Mortgage
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Conventional, FHA | 7 | 1.2% | 77.8% | $486,428 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.2% | 80% | $277,857 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $286,666 | |
Newrez LLC
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Conventional | 6 | 1.1% | 58.3% | $268,333 | |
Dean Cooperative Bank
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Conventional | 6 | 1.1% | 75% | $200,000 | |
Mortgage Research Center
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FHA, VA | 6 | 1.1% | 63.6% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 6 | 1.1% | 66.7% | $215,000 | |
Primelending
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Conventional, FHA | 5 | 0.9% | 100% | $283,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 71.4% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.9% | 55.6% | $223,000 | |
Amerisave Mortgage Company
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Conventional | 5 | 0.9% | 25% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.57% |
Conventional | 5 | 0.9% | 83.3% | $347,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 88.9% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 4 | 0.7% | 100% | $337,500 | View |
Mortgage Equity Partners LLC
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Conventional, FHA | 4 | 0.7% | 80% | $367,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.7% | 100% | $295,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.7% | 100% | $407,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +4 HELOCs |
0.5% | 44.4% | $88,333 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $405,000 | |
Nbkc Bank
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Conventional, VA | 3 | 0.5% | 100% | $568,333 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.5% | 100% | $341,666 | |
Bristol County Savings Bank
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Conventional | 3 | 0.5% | 75% | $155,000 | |
Total Mortgage Services, LLC
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Conventional | 3 | 0.5% | 75% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 0.5% | 75% | $398,333 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.5% | 100% | $371,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.5% | 100% | $201,666 | |
JMAC Lending, Inc.
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FHA | 3 | 0.5% | 100% | $511,666 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +2 HELOCs |
0.4% | 50% | $530,000 | |
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A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 57.1% | $185,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
Amerant Mortgage LLC
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Conventional, FHA | 2 | 0.4% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 2 | 0.4% | 66.7% | $420,000 | View |
William Raveis Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $310,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 66.7% | $370,000 | |
Harborone Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 66.7% | $160,000 | |
New Fed Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $335,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $490,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
Summit Funding.Inc
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Conventional | 2 | 0.4% | 100% | $230,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.4% | 100% | $425,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 36.4% | $290,000 | |
Equity Resources Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
United Trust Bank
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VA | 1 | 0.2% | 100% | $365,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Assurance Financial Group, L.L.C.
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VA | 1 | 0.2% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 16.7% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Network Funding, L.P.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
All One Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Webster Five Cents Savings Bank
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $565,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $55,000 | View |
Texana Bank
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VA | 1 | 0.2% | 50% | $315,000 | |
Gfa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woonsocket Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woonsocket, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in Woonsocket? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woonsocket in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woonsocket, RI
Use these to narrow the list above. Each category shows how many Woonsocket, RI lenders fit and what that kind of lender is usually best for.
Who Lends in Woonsocket, RI
Independent mortgage companies closed 74.6 percent of home loans in Woonsocket, Rhode Island in 2025, banks 18 percent and credit unions 7.4 percent. Province Mortgage Associates, Inc. was the largest mortgage company, Citizens Bank, NA the largest bank and Blackstone River FCU the largest credit union. Among lenders headquartered in Rhode Island, Blackstone River FCU led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woonsocket, RI
By home loans closed in 2025, Blackstone River FCU was the largest mortgage lender in Woonsocket, Rhode Island with 9 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Woonsocket, Rhode Island in 2025, led by Movement Mortgage, LLC with 16. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 15 credit unions closed home loans in Woonsocket, Rhode Island in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woonsocket, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woonsocket, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woonsocket. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
