Mortgage Lenders and Brokers in Wakefield-Peace Dale, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wakefield-Peace Dale, Rhode Island mortgage lenders include The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, Navigant Credit UnionNavigant Credit Union693 Broad St, Central Falls, RI 02863A+5.0 ★Texas Ratio: 3.30%, BankNewportBankNewport330 County Rd, Barrington, RI 02806A5.0 ★Texas Ratio: 7.77%, The People's Credit UnionThe People's Credit Union50 Gooding Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 4.51%, Citizens Bank, NACitizens Bank, NA965 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA257 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 4.14%, Ocean State Credit UnionOcean State Credit Union2006 Nooseneck Hill Rd, Coventry, RI 02816A5.0 ★Texas Ratio: 10.51%, Westerly Community Credit UnionWesterly Community Credit Union2405 Nooseneck Hill Rd, Coventry, RI 02816A+5.0 ★Texas Ratio: 1.81%, Rhode Island Credit UnionRhode Island Credit Union390 Metacom Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 2.65%, and Centreville BankCentreville Bank777 Tiogue Ave, Coventry, RI 02816A5.0 ★Texas Ratio: 10.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wakefield-Peace Dale, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wakefield-Peace Dale are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wakefield-Peace Dale, Rhode Island
Market share is the lender's share of all home loans closed in Wakefield-Peace Dale, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo, HELOC | 18 +24 HELOCs |
9.3% | 79.2% | $481,111 | View |
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693 Broad St, Central Falls, RI 02863 A+5.0 ★Texas Ratio: 3.30% |
Conventional, Jumbo, HELOC | 10 +10 HELOCs |
5.2% | 90.9% | $476,000 | View |
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330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
Conventional, HELOC | 10 +8 HELOCs |
5.2% | 100% | $378,000 | View |
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50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 6 | 3.1% | 85.7% | $201,666 | View |
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965 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +78 HELOCs |
1.6% | 100% | $351,666 | View |
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257 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
1.6% | 75% | $458,333 | View |
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2006 Nooseneck Hill Rd, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.51% |
Conventional | 3 | 1.6% | 100% | $185,000 | View |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo, HELOC | 2 +14 HELOCs |
1% | 66.7% | $655,000 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 66.7% | $45,000 | View |
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777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $365,000 | View |
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2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $365,000 | View |
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3 Coventry Shoppers Park, Coventry, RI 02816 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $575,000 | View |
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280 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,605,000 | View |
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590 Metacom Ave, Bristol, RI 02809 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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576 Metacom Ave Ste 1, Bristol, RI 02809 5168 A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 4 | 2.1% | 100% | $430,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 1% | 100% | $540,000 | |
Province Mortgage Associates, Inc.
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Conventional | 2 | 1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 1% | 100% | $390,000 | View |
Rocket Mortgage
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Conventional, VA | 14 | 7.3% | 87.5% | $310,000 | |
Movement Mortgage, LLC
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Conventional, VA | 11 | 5.7% | 100% | $536,818 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 3.6% | 87.5% | $393,571 | |
Harborone Mortgage, LLC
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Conventional | 7 | 3.6% | 100% | $467,857 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
2.6% | 100% | $607,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.6% | 100% | $335,000 | |
Guild Mortgage Company
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Conventional | 4 | 2.1% | 66.7% | $485,000 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 4 | 2.1% | 100% | $700,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.1% | 80% | $150,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 2.1% | 100% | $422,500 | View |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 3 | 1.6% | 100% | $428,333 | View |
Primary Residential Mortgage, INC.
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Conventional | 3 | 1.6% | 100% | $548,333 | |
Mortgage Equity Partners LLC
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Conventional | 3 | 1.6% | 100% | $291,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 75% | $440,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $260,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1% | 100% | $365,000 | |
Primelending
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Conventional | 2 | 1% | 100% | $565,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1% | 66.7% | $530,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 1% | 100% | $500,000 | View |
Nbkc Bank
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Conventional, VA | 2 | 1% | 100% | $460,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 40% | $70,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 1% | 100% | $285,000 | |
Liberty Bank
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Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.5% | 33.3% | $405,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $525,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Bristol County Savings Bank
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Conventional | 1 | 0.5% | 100% | $225,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Total Mortgage Services, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $835,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $205,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 50% | $785,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 66.7% | $235,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,245,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | View |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wakefield-Peace Dale Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wakefield-Peace Dale, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in Wakefield-Peace Dale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wakefield-Peace Dale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wakefield-Peace Dale, RI
Use these to narrow the list above. Each category shows how many Wakefield-Peace Dale, RI lenders fit and what that kind of lender is usually best for.
Who Lends in Wakefield-Peace Dale, RI
Independent mortgage companies closed 43 percent of home loans in Wakefield-Peace Dale, Rhode Island in 2025, banks 43 percent and credit unions 14 percent. Embrace Home Loans, Inc. was the largest mortgage company, The Washington Trust Company, of Westerly the largest bank and Navigant Credit Union the largest credit union. Among lenders headquartered in Rhode Island, The Washington Trust Company, of Westerly led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wakefield-Peace Dale, RI
By home loans closed in 2025, The Washington Trust Company, of Westerly was the largest mortgage lender in Wakefield-Peace Dale, Rhode Island with 18 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Wakefield-Peace Dale, Rhode Island in 2025, led by CrossCountry Mortgage, LLC with 1. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Wakefield-Peace Dale, Rhode Island in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wakefield-Peace Dale, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wakefield-Peace Dale, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wakefield-Peace Dale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
